Pioneer Community Bank, Inc. Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rate Updates and AvailabilityPioneer Community Bank, Inc. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pioneer Community Bank, Inc.? Share your experience about Pioneer Community Bank, Inc. by leaving a review below, or read customer reviews before you decide to use Pioneer Community Bank, Inc.. Pioneer Community Bank, Inc. Texas RatioPioneer Community Bank, Inc.'s Texas Ratio is at 3.73%, which is considered excellent. The Texas Ratio for Pioneer Community Bank, Inc. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Pioneer Community Bank, Inc. has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Pioneer Community Bank, Inc. is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 98/100
Pioneer Community Bank, Inc. has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/05/2026
Pioneer Community Bank, Inc.
5229 Coal Heritage Road
Iaeger, WV 24844 
Current Rate AvailabilityWe do not have Pioneer Community Bank, Inc. rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Pioneer Community Bank, Inc. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Pioneer Community Bank, Inc. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pioneer Community Bank, Inc.'s official website for the most current offers and terms.
Bank Profile & OverviewPioneer Community Bank, Inc.
5229 Coal Heritage RoadIaeger, WV 24844 Mcdowell Established Date: 09/20/1931 FDIC Certificate #: 2448 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: PIONEER COMMUNITY GROUP INC How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.pioneercommunitybank.com
Is Pioneer Community Bank, Inc. FDIC Insured? Yes
What is Pioneer Community Bank, Inc.'s Cert number? 2448
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (98/100)
Texas Ratio:
3.73%
Return on Assets (ROA):
2.2372%
Return on Equity (ROE):
19.9200%
Non-Performing Loans (NPL):
0.31%
Total Assets:
$182,600,000
Total Deposits:
$154,953,000
Equity Capital:
$23,984,000
Net Income:
$1,424,000
Headquarters:
Iaeger
Regulator:
FDIC
# of Offices:
6
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for Pioneer Community Bank, Inc. yet. Feel free to create one below.
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Frequently Asked Questions About Pioneer Community Bank, Inc.How do I open an account at Pioneer Community Bank, Inc.?You can typically open an account at Pioneer Community Bank, Inc. by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Pioneer Community Bank, Inc. provides a range of mortgage and home equity products. Is Pioneer Community Bank, Inc. a safe place to deposit money?Yes, Pioneer Community Bank, Inc. is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Pioneer Community Bank, Inc. offer online and mobile banking?Most modern institutions like Pioneer Community Bank, Inc. provide digital access including online balance checks and transfers. Compare to other Banks |
You can compare Pioneer Community Bank, Inc. rates to other rates in our database, including 12-month CD rates currently at 2.02%, 6-month CD rates at 0.60% and 3-month CD rates at 2.00%. Savings rates are at 1.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates, and more, can be found in our database of rates which you can compare to 
