Pioneer Community Bank, Inc. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.49%, 6-month CD rates at 4.25% and 3-month CD rates at 0.85%. Current savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.11%. Credit Card rates are at 13.90%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Pioneer Community Bank, Inc.'s 36-Month CD rates are at 1.86%, 60-Month CD rates are at 1.81%, 24-Month CD rates are at 1.76%, 48-Month CD rates are at 1.61%, 12-Month CD rates are at 1.31%. Pioneer Community Bank, Inc.'s savings rates are at 0.25%.

Pioneer Community Bank, Inc.

To see how these rates compare to Pioneer Community Bank, Inc. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Pioneer Community Bank, Inc., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Pioneer Community Bank, Inc. CD rates. You can also compare Pioneer Community Bank, Inc. savings rates, MMA rates and mortgage rates using our other rate lists.

Pioneer Community Bank, Inc. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pioneer Community Bank, Inc.? Share your experience about Pioneer Community Bank, Inc. by leaving a review below, or read customer reviews before you decide to use Pioneer Community Bank, Inc..

Pioneer Community Bank, Inc. Texas Ratio

Pioneer Community Bank, Inc.'s Texas Ratio is at 3.73%, which is considered excellent. The Texas Ratio for Pioneer Community Bank, Inc. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Pioneer Community Bank, Inc. is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.31%
18-Month CD
N/A
24-Month CD
1.76%
36-Month CD
1.86%
48-Month CD
1.61%
60-Month CD
1.81%
Savings
0.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Pioneer Community Bank, Inc.
5229 Coal Heritage Road
Iaeger, WV 24844
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Pioneer Community Bank, Inc. Information

Pioneer Community Bank, Inc.
5229 Coal Heritage Road
Iaeger, WV 24844
Mcdowell
Established Date: 09/20/1931
FDIC Certificate #: 2448
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PIONEER COMMUNITY GROUP INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Pioneer Community Bank, Inc. FDIC Insured? Yes
What is Pioneer Community Bank, Inc.'s Cert number? 2448
What is the maximum amount for insured deposits? $250,000 per holder, per account

Pioneer Community Bank, Inc. Financials

Total Assets:
$164,627,000
Total Deposits:
$142,763,000
Equity Capital:
$21,072,000
Domestic Deposits:
$142,763,000
Net Income:
$433,000
Return on Assets:
2.2372%
Quarterly Return on Assets:
1.0600%
Pretax Return on Assets:
1.2689%
Pretax Quarterly Return on Assets:
1.2700%
Return on Equity:
19.9200%
Quarterly Return on Equity:
8.2600%
Leverage Tier 1 (Core Capital) Ratio:
14.4147%
Total Interest Income (YTD):
4.7681%
 
 
Headquarters:
Iaeger
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Mcdowell
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Mortgage refinance rates on 30 year conforming home loans are averaging 3.98%, unchanged from yesterday's average 30 year mortgage refinance rate. Mortgage refinance rates today on 15 year home mortgage loans are averaging 3.29%, down from yesterday’s average 15 year mortgage refinance rate of 3.31%.
mortgage-rates-30-year-mortgage-rates-match-all-time-low30 year mortgage rates matched an all-time low of 4.78 percent for the week ending November 25, 2009 according to the latest Primary Mortgage Market Survey released by Freddie Mac. 30 year mortgage rates haven't been as low since the April 30, 2009 mortgage survey. Average mortgage discount points were 0.7 points.
Choosing The Right HomeChoosing the right home to purchase isn't a decision that should be make quickly, there are many factors to consider before taking the plunge and buying a home. What ever type of home you choose the good news is you can afford more of a home because current mortgage rates are near all-time lows. 30 year mortgage rates are averaging 3.75 percent but you can find lenders quoting 30 year rates as low as 3.375 percent if you're willing to pay points up front.

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