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JVB Juniata Valley Bank Rates & Review April 2026

JVB Juniata Valley Bank's 6 - 11-Month CD or IRA rates are at 3.39%, SPECIAL 5-Month CD or IRA rates are at 3.39%, 12 - 17-Month CD or IRA rates are at 3.34%, 12-17-Month CD rates are at 3.34%, 18 - 23-Month CD or IRA rates are at 3.34%. JVB Juniata Valley Bank's savings rates are at 0.05%. JVB Juniata Valley Bank's money market rates are at 0.50%. JVB Juniata Valley Bank's 15 Year Fixed rates are at 5.89%, 20 Year Fixed rates are at 6.29%, 30 Year Fixed rates are at 6.49%. MonitorBankRates evaluates the financial stability of JVB Juniata Valley Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.31%. Rates were last updated on 04/17/2026.

JVB Juniata Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at JVB Juniata Valley Bank? Share your experience about JVB Juniata Valley Bank by leaving a review below, or read customer reviews before you decide to use JVB Juniata Valley Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.31%
Excellent Lower than avg
JVB Juniata Valley Bank
1 S Main St
Mifflintown, PA 17059
https://www.jvbonline.com
Member FDIC

JVB Juniata Valley Bank CD Rates

Product Rate APY Term View More
6 - 11 Month CD or IRA 3.35% 3.39%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
SPECIAL 5 Month CD or IRA 3.35% 3.39%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
12 - 17 Month CD or IRA 3.30% 3.34%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
12-17 Month CD - 3.34%
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
18 - 23 Month CD or IRA 3.30% 3.34%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
18-23 Month CD - 3.34%
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
SPECIAL 14 Month CD or IRA 3.30% 3.34%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
SPECIAL 20 Month CD or IRA 3.30% 3.34%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
24 - 29 Month CD or IRA 3.27% 3.31%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
30 - 35 Month CD or IRA 3.27% 3.31%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
36 - 47 Month CD or IRA 3.27% 3.31%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
48 - 59 Month CD or IRA 3.27% 3.31%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
60 Month CD or IRA 3.27% 3.31%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
SPECIAL 28 Month CD or IRA 3.27% 3.31%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
SPECIAL 54 Month CD or IRA 3.27% 3.31%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
90 - 181 Day CD or IRA 3.25% 3.29%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
84 Month CD or IRA 2.37% 2.39%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
IRA Builder 12-Month Variable Rate CD 0.20% 0.20%
Min Deposit $100
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%

JVB Juniata Valley Bank Savings Rates

Product Rate APY View More
Health Savings Account 0.15% 0.15%
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Holiday Club 0.05% 0.05%
Min Deposit $1
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Statement Savings 0.05% 0.05%
Min Deposit $100
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%

JVB Juniata Valley Bank Money Market Rates

Product Rate APY View More
Indexed Money Market 1.10% 1.11%
Min Deposit $1,000
Min Balance $250,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Indexed Money Market 0.50% 0.50%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Money Market Deposit Account 0.50% 0.50%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%

JVB Juniata Valley Bank Checking Rates

Product Rate APY View More
idLOCK Plus Checking 0.05% 0.05%
Min Deposit $50
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Non-Personal Interest Checking 0.05% 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%

JVB Juniata Valley Bank Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed 5.89% 0.000 5.93%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
20 Year Fixed 6.29% 0.000 6.34%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
30 Year Fixed 6.49% 0.000 6.53%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%

JVB Juniata Valley Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Installment Loans 6-60 Months 5.74% - 5.74% 60 Months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Home Equity Installment Loans 61-120 Months 6.24% - 6.24% 120 Months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Home Equity Installment Loans 121-144 Months 6.75% - 6.75% 144 Months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Home Equity Line of Credit Premier 6.75% - 6.75%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%
Home Equity Installment Loans 145-180 Months 6.85% - 6.85% 180 Months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.31%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for JVB Juniata Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather JVB Juniata Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with JVB Juniata Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name JVB Juniata Valley Bank
Bank Holding Company JUNIATA VALLEY FINANCIAL CORP
Address 1 S Main St, Mifflintown, PA 17059  ·  Juniata
FDIC Certificate # 7614
Established 01/01/1867
FDIC Insurance Date 01/01/1934
Domestic Offices 14
Total Branches 14
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.31%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7956%
Return on Equity (ROE) 18.3900%
Non-Performing Loans (NPL) 0.01%
Total Assets $895,480,000
Total Deposits $781,873,000
Equity Capital $56,392,000
Net Income $8,026,000
Headquarters Mifflintown
Total Offices 14
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About JVB Juniata Valley Bank

Is JVB Juniata Valley Bank a safe place to deposit money?

Yes, JVB Juniata Valley Bank is considered a safe financial institution. With a Texas Ratio of 0.3122980831359%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does JVB Juniata Valley Bank operate?

JVB Juniata Valley Bank currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, JVB Juniata Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, JVB Juniata Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does JVB Juniata Valley Bank offer online and mobile banking?

Most modern institutions like JVB Juniata Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jvbonline.com.

Current JVB Juniata Valley Bank Rates

  • 12-Month CD0.20%
  • 18-Month CD3.34%
  • 24-Month CD3.34%
  • 36-Month CD3.31%
  • 48-Month CD3.31%
  • 60-Month CD3.31%
  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.