MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. OTERO COUNTY TEACHERS
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

OTERO COUNTY TEACHERS Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare OTERO COUNTY TEACHERS rates to other rates in our database, including 12-month share certificate rates currently at 3.75%, 6-month share certificate rates at 0.74% and 3-month share certificate rates at 1.00%. Savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to OTERO COUNTY TEACHERS rates. MonitorBankRates evaluates the financial stability of OTERO COUNTY TEACHERS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.93%. Rates were last updated on 03/29/2026.

OTERO COUNTY TEACHERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OTERO COUNTY TEACHERS? Share your experience about OTERO COUNTY TEACHERS by leaving a review below, or read customer reviews before you decide to use OTERO COUNTY TEACHERS.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.93%
Excellent Higher than avg
Citizens Bank of Eldon
OCTFCU
316 Santa Fe Ave
La Junta, CO 81050
http://oterocountyteachersfcu.com
Member NCUA

Current Rate Availability

We do not have OTERO COUNTY TEACHERS rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for OTERO COUNTY TEACHERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather OTERO COUNTY TEACHERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with OTERO COUNTY TEACHERS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name OTERO COUNTY TEACHERS
Website http://oterocountyteachersfcu.com
Address 316 Santa Fe Ave, La Junta, CO 81050
Phone 719-384-7488
Fax 719-384-7360
President Steven Duff
CEO A Diane Payne
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.93%
Return on Assets (ROA)
0.6246%
Return on Equity (ROE)
8.5016%
Non-Performing Loans Ratio (NPL)
4.40%
Total Assets
4,575,160
Total Amount of Shares and Deposits
4,219,664
Total Shares and Deposits < 1 Year
4,141,102
Total Shares and Deposits 1 3 Years
78,562
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,219,664
Total Interest Expense (Sum of items 6 8)
9,901
Share Certificates
75
IRA KEOGH Accounts
12
Number of Accounts for Regular Shares
1,043
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,751,459
Total Liabilities
4,239,025
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for OTERO COUNTY TEACHERS yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for OTERO COUNTY TEACHERS
Your Name:
Your Rating:

Frequently Asked Questions About OTERO COUNTY TEACHERS

Is OTERO COUNTY TEACHERS a safe place to deposit money?

Yes, OTERO COUNTY TEACHERS is considered a safe financial institution. With a Texas Ratio of 12.933446855994%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does OTERO COUNTY TEACHERS operate?

OTERO COUNTY TEACHERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join OTERO COUNTY TEACHERS?

Yes, to access services at OTERO COUNTY TEACHERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, OTERO COUNTY TEACHERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, OTERO COUNTY TEACHERS provides members with tools to manage their accounts and build a solid financial history.

Does OTERO COUNTY TEACHERS offer online and mobile banking?

Most modern institutions like OTERO COUNTY TEACHERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://oterocountyteachersfcu.com.

Compare to Other Credit Unions

CORE Credit Union Elizabeth Police Department Employees Federal Credit Union Verve a Credit Union NUCOR EMPLOYEES Omaha Douglas Federal Credit Union Palmetto First Federal Credit Union Northeast Family Federal Credit Union Armco Credit Union CS Credit Union Matagorda County Credit Union Americas Christian Credit Union California Community Credit Union Consumers Cooperative Federal Credit Union Credit Union of Richmond DIVERSIFIED GENERAL BMI Federal Credit Union Business And Industrial Federal Credit Union Meridian Credit Union North Sanpete Federal Credit Union Healthcare Plus Federal Credit Union IBEW Local Union 80 Federal Credit Union