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Bar-Cons Federal Credit Union Rates & Review March 2026

Bar-Cons Federal Credit Union's savings rates are at 0.10%. Bar-Cons Federal Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Bar-Cons Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.75%. Rates were last updated on 03/25/2026.

Bar-Cons Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bar-Cons Federal Credit Union? Share your experience about Bar-Cons Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bar-Cons Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.75%
Excellent Lower than avg
WMB Wilson & Muir B&T Co.
Columbus Office
1142 N Marr Rd
Columbus, IN 47201
http://www.barcons.org
Member NCUA

Bar-Cons Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Savings - 20 0.10% 0.10%
Min Balance $200
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%
CuSucceed Savings - 14 0.10% 0.10%
Min Balance $200
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%
Money Savers - 25 0.10% 0.10%
Min Balance $2,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%
Special Savings - 11 0.10% 0.10%
Min Balance $200
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%
Vacation Savings - 12 0.10% 0.10%
Min Balance $200
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%

Bar-Cons Federal Credit Union Money Market Rates

Product Rate APY View More
Insured Money Market Tier 3 0.90% 0.90%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%
Insured Money Market Tier 2 0.50% 0.50%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%
Insured Money Market Tier 1 0.25% 0.25%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%

Bar-Cons Federal Credit Union Checking Rates

Product Rate APY View More
Money Works Checking - 10 0.10% 0.10%
Min Balance $2,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%

Bar-Cons Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Platinum - 9.90%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%
VISA Gold Rewards - 11.90%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%
VISA Classic - 13.90%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.75%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Bar-Cons Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bar-Cons Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bar-Cons Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bar-Cons Federal Credit Union
Address 1142 N Marr Rd, Columbus, IN 47201
Phone 812-372-8776
Fax 812-372-8186
President Edward Olibo
CEO Stacey Foster
Full-Time Employees 12
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.75%
Return on Assets (ROA)
1.4594%
Return on Equity (ROE)
8.6833%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
52,965,761
Total Amount of Shares and Deposits
43,812,947
Total Shares and Deposits < 1 Year
43,573,524
Total Shares and Deposits 1 3 Years
180,775
Total Shares and Deposits > 3 Years
58,648
Total Insured Shares and Deposits > $250K (item 17 less item K)
43,812,947
Total Interest Expense (Sum of items 6 8)
90,754
Share Certificates
64
Number of Accounts for Share Drafts
2,594
IRA KEOGH Accounts
27
Number of Accounts for Regular Shares
4,970
All other shares
995
Money Market Shares
108
Net Income (unless the amount is already included in Undivided Earnings)
832,601
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,388,957
Total Liabilities
44,084,390
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Bar-Cons Federal Credit Union

Is Bar-Cons Federal Credit Union a safe place to deposit money?

Yes, Bar-Cons Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7534614546844%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Bar-Cons Federal Credit Union operate?

Bar-Cons Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bar-Cons Federal Credit Union?

Yes, to access services at Bar-Cons Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bar-Cons Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bar-Cons Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bar-Cons Federal Credit Union offer online and mobile banking?

Most modern institutions like Bar-Cons Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.barcons.org.

Current Bar-Cons Federal Credit Union Rates

  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.