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Catholic & Community Credit Union

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Catholic & Community Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Catholic & Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

You can compare Catholic & Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.78%, 6-month share certificate rates at 3.95% and 3-month share certificate rates at 0.03%. Savings rates are at 0.10% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to Catholic & Community Credit Union rates. MonitorBankRates evaluates the financial stability of Catholic & Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.47%. Rates were last updated on 04/19/2026.

Catholic & Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Catholic & Community Credit Union? Share your experience about Catholic & Community Credit Union by leaving a review below, or read customer reviews before you decide to use Catholic & Community Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.47%

Excellent Lower than avg

Catholic & Community Credit Union
Shiloh

1109 Hartman Ln
Belleville, IL 62221

https://www.catholicandcommunitycu.com/

Catholic & Community Credit Union Checking Rates

Product	Rate	APY	View More
Ultimate Checking	-	1.00%
Details Starting at Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Catholic & Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Catholic & Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Catholic & Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Catholic & Community Credit Union

Website https://www.catholicandcommunitycu.com/

Address 1109 Hartman Ln, Belleville, IL 62221

Phone 618-233-8073

Fax 618-233-5794

President Thomas Dinges

CEO Ken Bossung

Full-Time Employees 30

Part-Time Employees 5

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.47%

Return on Assets (ROA)

0.4582%

Return on Equity (ROE)

4.6871%

Non-Performing Loans Ratio (NPL)

0.30%

Total Assets

220,110,125

Total Amount of Shares and Deposits

197,332,386

Total Shares and Deposits < 1 Year

172,228,564

Total Shares and Deposits 1 3 Years

24,633,055

Total Shares and Deposits > 3 Years

470,767

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,561,832

Total Uninsured Shares and Deposits > $250K (F+J)

18,561,832

Total Insured Shares and Deposits > $250K (item 17 less item K)

178,770,554

Total Interest Expense (Sum of items 6 8)

3,541,769

Share Certificates

2,230

Number of Accounts for Share Drafts

5,358

IRA KEOGH Accounts

462

Number of Accounts for Regular Shares

15,542

Non Member Deposits

Money Market Shares

779

Net Income (unless the amount is already included in Undivided Earnings)

1,008,540

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

12,218,319

Total Liabilities

202,664,937

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Catholic & Community Credit Union

Is Catholic & Community Credit Union a safe place to deposit money?

Yes, Catholic & Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4668915231411%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Catholic & Community Credit Union operate?

Catholic & Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Catholic & Community Credit Union?

Yes, to access services at Catholic & Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Catholic & Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Catholic & Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Catholic & Community Credit Union offer online and mobile banking?

Most modern institutions like Catholic & Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.catholicandcommunitycu.com/.