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Catholic & Community Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Catholic & Community Credit Union's 4 Month CD rates are at 3.70%, 1 Year CD rates are at 3.50%, 6 Month CD rates are at 3.15%, 9 Month CD rates are at 3.15%, 5 Year CD rates are at 3.05%. Catholic & Community Credit Union's savings rates are at 2.75%. Catholic & Community Credit Union's money market rates are at 1.75%. Catholic & Community Credit Union's checking rates are as high as 1.00%. Catholic & Community Credit Union's Personal Loan Rates are as low as 10.24%. Catholic & Community Credit Union's Credit Card Rates are at 9.90%. Catholic & Community Credit Union's CD rates are 12% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Catholic & Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.61%. Rates last updated and verified on 10/29/2026.
Catholic & Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Catholic & Community Credit Union? Share your experience about Catholic & Community Credit Union by leaving a review below, or read customer reviews before you decide to use Catholic & Community Credit Union.
Catholic & Community Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Catholic & Community Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.61%
ExcellentLower than avg
Catholic & Community Credit Union Texas Ratio
Catholic & Community Credit Union's Texas Ratio is 0.61%, which is considered excellent and is lower than the national average of 6.13%.
Catholic & Community Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.96% to 0.61% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Catholic & Community Credit Union CD Rates
Product
Rate
APY
Term
View More
Youth Certificate (Ages 10-17)
-
5.00%
Min Deposit$100
DetailsAges: 10-17; Maximum balance $1,000.00; parent or guardian must be joint owner with qualifying C&CCU checking account with payroll or government direct deposit; Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 5.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
39 Month Special Certificate
-
4.10%
39 Month
Min Deposit$500
DetailsSpecial Certificate; does not automatically renew at maturity; Also available for IRAs (IRA minimum $250.00); Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 4.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
15 Month Special Certificate
-
4.00%
15 Month
Min Deposit$500
DetailsSpecial Certificate; does not automatically renew at maturity; Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 4.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
4 Month Certificate
-
3.70%
4 Month
Min Deposit$500
DetailsRates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
IRA 39 Month Special
-
3.70%
39 months
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
1 Year Certificate
-
3.50%
1 Year
Min Deposit$500
DetailsRates stated as APY; also available for IRAs (IRA minimum $250.00)
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
IRA 1 Year Term
-
3.50%
1 year
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
6 Month Certificate
-
3.15%
6 Month
Min Deposit$500
DetailsRates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
9 Month Certificate
-
3.15%
9 Month
Min Deposit$500
DetailsRates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
5 Year Certificate
-
3.05%
5 Year
Min Deposit$500
DetailsAlso available for IRAs (IRA minimum $250.00); Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
IRA 5 Year Term
-
3.05%
5 years
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
4 Year Certificate
-
2.90%
4 Year
Min Deposit$500
DetailsAlso available for IRAs (IRA minimum $250.00); Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
IRA 4 Year Term
-
2.90%
4 years
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
2 Year Certificate
-
2.80%
2 Year
Min Deposit$500
DetailsAlso available for IRAs (IRA minimum $250.00); Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
3 Year Certificate
-
2.80%
3 Year
Min Deposit$500
DetailsAlso available for IRAs (IRA minimum $250.00); Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
IRA 2 Year Term
-
2.80%
2 years
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
IRA 3 Year Term
-
2.80%
3 years
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
18 Month Certificate
-
2.65%
18 Month
Min Deposit$500
DetailsAlso available for IRAs (IRA minimum $250.00); Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
IRA 18 Month
-
2.65%
18 months
Min Balance$500
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union Savings Rates
Product
Rate
APY
View More
Top Rate Savings
-
2.75%
Min Balance$100,000
DetailsBalance: $100,000.00 and up
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Top Rate Savings
-
2.20%
Min Balance$40,000
DetailsBalance: $40,000.00 - $99,999.99
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 2.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Christmas Club
-
0.25%
Min Balance$5
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
IRA Accumulation Savings Account
-
0.20%
Min Balance$5
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Share Savings
-
0.20%
Min Balance$40
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
-
1.75%
Min Balance$75,000
DetailsBalance: $75,000 and up
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Money Market
-
1.65%
Min Balance$25,000
DetailsBalance: $25,000 - $74,999.99
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Money Market
-
1.45%
Min Balance$2,500
DetailsBalance: $2,500 - $24,999.99
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union Checking Rates
Product
Rate
APY
View More
Ultimate Checking Account
-
1.00%
Min Balance$0
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Share Draft Account
-
0.05%
Min Balance$0
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Fixed Rate Home Equity Loan - 10 Year
-
-
8.50%
10 Year
DetailsCLTV: Up to 80%; Rates shown are APR unless otherwise stated
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 8.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Fixed Rate Home Equity Loan - 15 Year
-
-
9.00%
15 Year
DetailsCLTV: Up to 80%; Rates shown are APR unless otherwise stated
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 9.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Fixed Rate Home Equity Loan - 10 Year
-
-
9.50%
10 Year
DetailsCLTV: Up to 90%; Rates shown are APR unless otherwise stated
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 9.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Fixed Rate Home Equity Loan - 15 Year
-
-
10.00%
15 Year
DetailsCLTV: Up to 90%; Rates shown are APR unless otherwise stated
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 10.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan - 2027-2024 Vehicles
-
-
4.50%
Up to 36 months
DetailsCredit Score: 720+; Vehicles: 2027-2024; Effective August 5, 2026; APR
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 4.50% APR · checked 3 times
No change since Oct 22, 2026 · 13.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Boat, Camper, RV & Motor Home Loan
11.00%
11.00%
145-180 months
DetailsAmount Financed: $50,000 and Up; Credit Score: 720+; Increase interest rate by 1.00% for all models 2019 and older; Down payment requirements apply
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Boat, Camper, RV & Motor Home Loan
11.50%
11.50%
145-180 months
DetailsAmount Financed: $50,000 and Up; Credit Score: 719-680; Increase interest rate by 1.00% for all models 2019 and older; Down payment requirements apply
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Boat, Camper, RV & Motor Home Loan
13.75%
13.75%
145-180 months
DetailsAmount Financed: $50,000 and Up; Credit Score: 679-650; Increase interest rate by 1.00% for all models 2019 and older; Down payment requirements apply
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 13.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Platinum
-
9.90%
No additional details.
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 9.90% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Visa Classic
-
11.90%
No additional details.
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.90% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans
10.24%
1 to 36 months
DetailsCredit score (TransUnion FICO): 720+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 10.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
10.74%
1 to 36 months
DetailsCredit score (TransUnion FICO): 719-680
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 10.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
10.74%
37 to 48 months
DetailsCredit score (TransUnion FICO): 720+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 10.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
11.24%
37 to 48 months
DetailsCredit score (TransUnion FICO): 719-680
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
11.24%
49 to 60 months
DetailsCredit score (TransUnion FICO): 720+
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
11.47%
49 to 60 months
DetailsCredit score (TransUnion FICO): 719-680
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.47% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
13.49%
1 to 36 months
DetailsCredit score (TransUnion FICO): 679-650
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 13.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
13.99%
37 to 48 months
DetailsCredit score (TransUnion FICO): 679-650
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 13.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
14.49%
49 to 60 months
DetailsCredit score (TransUnion FICO): 679-650
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 14.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
17.99%
1 to 36 months
DetailsCredit score (TransUnion FICO): 649-640
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 17.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
18.49%
37 to 48 months
DetailsCredit score (TransUnion FICO): 649-640
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 18.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Personal Loans
18.99%
49 to 60 months
DetailsCredit score (TransUnion FICO): 649-640
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 18.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Catholic & Community Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Motorsports Loan
8.25%
-
8.25%
1-66 months
DetailsModel Year: New & Used 2020 & Newer; Credit Score: 720+; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 8.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
8.75%
-
8.75%
1-66 months
DetailsModel Year: New & Used 2020 & Newer; Credit Score: 719-680; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 8.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
10.50%
-
10.50%
1-66 months
DetailsModel Year: New & Used 2020 & Newer; Credit Score: 679-650; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 10.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
8.75%
-
8.75%
67-75 months
DetailsModel Year: New & Used 2020 & Newer; Credit Score: 720+; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 8.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
9.25%
-
9.25%
67-75 months
DetailsModel Year: New & Used 2020 & Newer; Credit Score: 719-680; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 9.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
11.25%
-
11.25%
67-75 months
DetailsModel Year: New & Used 2020 & Newer; Credit Score: 679-650; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
8.99%
-
8.99%
Up to 66 months
DetailsModel Year: 2019-2017; Credit Score: 720+; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 8.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
9.50%
-
9.50%
Up to 66 months
DetailsModel Year: 2019-2017; Credit Score: 719-680; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 9.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
11.50%
-
11.50%
Up to 66 months
DetailsModel Year: 2019-2017; Credit Score: 679-650; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
9.25%
-
9.25%
Up to 48 months
DetailsModel Year: 2016 & Older; Credit Score: 720+; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 9.25% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
9.75%
-
9.75%
Up to 48 months
DetailsModel Year: 2016 & Older; Credit Score: 719-680; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 9.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Motorsports Loan
11.75%
-
11.75%
Up to 48 months
DetailsModel Year: 2016 & Older; Credit Score: 679-650; First due dates must not exceed 45 days from origination; All motorsports loans require 5% down
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 11.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
I Want Account
-
-
0.25%
Min Balance$40
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Regular Check Account
-
-
0.05%
Min Balance$0
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Strong Start Certificate
-
-
3.75%
Min Deposit$25
DetailsMaximum balance $3,000.00; requires C&CCU checking account with payroll or government direct deposit; Rates stated as APY
Last Updated10/29/2026
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.61%
Financial Health History
Catholic & Community Credit Union’s Texas Ratio stayed near 0.96% in Q3 2023 to 0.61% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$223M
0.61%
5.0
A+
March 31, 2026
$220M
1.24%
5.0
A+
December 31, 2025
$218M
1.64%
5.0
A+
September 30, 2025
$220M
1.44%
5.0
A+
June 30, 2025
$217M
1.71%
5.0
A+
March 31, 2025
$217M
1.84%
5.0
A+
December 31, 2024
$209M
2.33%
5.0
A+
September 30, 2024
$206M
2.10%
5.0
A+
June 30, 2024
$205M
1.53%
5.0
A+
March 31, 2024
$204M
1.43%
5.0
A+
December 31, 2023
$195M
1.28%
5.0
A+
September 30, 2023
$191M
0.96%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Catholic & Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Catholic & Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Catholic & Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameCatholic & Community Credit Union
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,429,627
Total Uninsured Shares and Deposits > $250K (F+J)
23,055,627
Total Insured Shares and Deposits > $250K (item 17 less item K)
175,501,152
Total Interest Expense (Sum of items 6 8)
2,069,744
Share Certificates
2,058
Number of Accounts for Share Drafts
5,373
IRA KEOGH Accounts
450
Number of Accounts for Regular Shares
15,387
Non Member Deposits
9
Money Market Shares
891
Net Income (unless the amount is already included in Undivided Earnings)
816,995
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,012,767
Total Liabilities
204,492,404
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Catholic & Community Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Catholic & Community Credit Union
Does Catholic & Community Credit Union offer CDs?
Yes. Catholic & Community Credit Union current CD rates include its 4 Month CD at 3.70% APY, its 1 Year CD at 3.50% APY and its 6 Month CD at 3.15% APY, verified by MonitorBankRates as of October 29, 2026.
Are CDs from Catholic & Community Credit Union NCUA insured?
Yes. Catholic & Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Catholic & Community Credit Union?
The highest Catholic & Community Credit Union CD rate is its Youth CD (Ages 10-17) at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.
What CD terms does Catholic & Community Credit Union offer?
Catholic & Community Credit Union CD rates are 3.70% APY for a 4 month CD, 3.15% APY for a 6 month CD, 3.15% APY for a 9 month CD, 3.50% APY for a 12 month CD, 2.65% APY for an 18 month CD, 2.80% APY for a 2 year CD and 3.05% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Catholic & Community Credit Union for its full lineup.
What is the highest savings rate at Catholic & Community Credit Union?
The highest Catholic & Community Credit Union savings rate is its Top Rate Savings at 2.75% APY, verified by MonitorBankRates as of October 29, 2026.
What is the highest money market rate at Catholic & Community Credit Union?
The highest Catholic & Community Credit Union money market rate is its Money Market at 1.75% APY, verified by MonitorBankRates as of October 29, 2026.
What is the highest checking rate at Catholic & Community Credit Union?
The highest Catholic & Community Credit Union checking rate is its Ultimate Checking Account at 1.00% APY, verified by MonitorBankRates as of October 29, 2026.
What is the lowest auto loan rate at Catholic & Community Credit Union?
The lowest Catholic & Community Credit Union auto loan rate is its Auto Loan - 2027-2024 Vehicles at 4.50% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest personal loan rate at Catholic & Community Credit Union?
The lowest Catholic & Community Credit Union personal loan rate is its Personal Loans at 10.24%, verified by MonitorBankRates as of October 29, 2026.
What is the lowest credit card APR at Catholic & Community Credit Union?
The lowest Catholic & Community Credit Union credit card APR is its Visa Platinum Credit Card at 9.90% APR, verified by MonitorBankRates as of October 29, 2026.
How many branches does Catholic & Community Credit Union operate?
Catholic & Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Catholic & Community Credit Union?
Yes, to access services at Catholic & Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Catholic & Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Catholic & Community Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Catholic & Community Credit Union offer online and mobile banking?
Most modern institutions like Catholic & Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.catholicandcommunitycu.com/.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Catholic & Community Credit Union rates compare?
Catholic & Community Credit Union's CD rates are 12% higher than the MonitorBankRates national average, and it has an A+ health rating. Catholic & Community Credit Union's top rates are its Youth CD (Ages 10-17) at 5.00% APY, its Top Rate Savings at 2.75% APY, its Money Market at 1.75% APY, its Ultimate Checking Account at 1.00% APY, its Personal Loans at 10.24% APR and its Visa Platinum Credit Card at 9.90% APR, verified by MonitorBankRates on October 29, 2026.
Current Catholic & Community Credit Union Rates
12-Month CD3.50%
18-Month CD2.65%
24-Month CD2.80%
60-Month CD3.05%
Savings2.75%
MMA1.75%
Retrieved from our database of financial products. Rates subject to change.