Peoples B&T Buford, GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Peoples B&T Buford, GAToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 0.10% and 3-month CD rates at 0.81%. Current savings rates are at 1.50% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 5.75%. Credit Card rates are at 12.24%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Peoples B&T Buford, GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples B&T Buford, GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples B&T Buford, GA CD rates. You can also compare Peoples B&T Buford, GA savings rates, MMA rates and mortgage rates using our other rate lists.

Peoples B&T Buford, GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples B&T Buford, GA? Share your experience about Peoples B&T Buford, GA by leaving a review below, or read customer reviews before you decide to use Peoples B&T Buford, GA.

Peoples B&T Buford, GA Texas Ratio

Peoples B&T Buford, GA's Texas Ratio is at 2.52%, which is considered excellent. The Texas Ratio for Peoples B&T Buford, GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peoples B&T Buford, GA is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Peoples B&T Buford, GA
1899 Buford Hwy
Buford, GA 30518
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Peoples B&T Buford, GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Petefish, Skiles & Co.
Rewards Checking
5.12%
$50
Banesco USA
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3-Month CD (special)
5.10%
$1,500
Needham Bank
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3-Month CD
5.00%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
12-Month CD
4.75%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
6-Month CD
4.65%
$1,000
Institution for Savings
Institution for Savings
Sapphire Money Market
4.50%
$2,000,000
Bank of the Flint Hills
Bank of the Flint Hills
60-Month CD
4.25%
$500
Unison Bank
Unison Bank
12-Month CD
4.25%
$2,500
ABCO Federal Credit Union
ABCO Federal Credit Union
36-Month CD
3.82%
$1,000
BankChampaign
BankChampaign
12-Month CD
3.75%
$500
CFG Bank
CFG Bank
36-Month CD
3.65%
$500
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
12-Month CD
3.53%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
36-Month CD
3.40%
$1,000
Marion Center Bank
Marion Center Bank
60-Month CD (special)
3.33%
$1,000
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
First National Bank VA
First National Bank VA
60-Month CD
3.03%
$500
Genoa Banking Company
12-Month CD
3.00%
$1,000
American State Bank (TX)
American State Bank (TX)
12-Month CD
3.00%
$1,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
72-Month CD
3.00%
$500
WCF Financial Bank
WCF Financial Bank
Money Market Platinum
2.73%
$250,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
36-Month CD
2.65%
$1,000
Cornhusker Bank
Cornhusker Bank
60-Month CD
2.53%
$1,000
Perennial Bank
Perennial Bank
3-Month CD
2.52%
$1,000
Bank of Dudley
60-Month CD
2.52%
$1,000
American State Bank (TX)
American State Bank (TX)
36-Month CD
2.49%
$1,000
Tri-County Trust Company
Tri-County Trust Company
36-Month CD
2.32%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
36-Month CD
2.25%
$1,000
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
NOW Plus Checking
2.20%
$25,000
Methuen Co-operative Bank
Methuen Co-operative Bank
36-Month CD
2.00%
$1,000
Leader Bank
Leader Bank
Zeugma Reward Savings
2.00%
$10
Clay County Savings Bank
Clay County Savings Bank
36-Month CD
1.69%
$500
HomeBank
36-Month CD
1.51%
$2,500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
60-Month CD
1.50%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Money Market
1.50%
$250,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
60-Month CD
1.01%
$1,000
WVS West View SB
WVS West View SB
48-Month CD
1.00%
$500
KeySavings Bank
KeySavings Bank
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0.50%
$50
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
60-Month CD
0.50%
$1,000
Huntington FSB
Huntington FSB
48-Month CD
0.40%
$500
Partners Bank of New England
60-Month CD
0.40%
$500
4U Federal Credit Union
4U Federal Credit Union
Savings
0.40%
$100
Buckeye Community Bank
Buckeye Community Bank
48-Month CD
0.35%
$500
MVSB
60-Month CD
0.30%
$500
Metropolitan Bank
Metropolitan Bank
24-Month CD
0.30%
$2,500
Hometown Bank of PA
Hometown Bank of PA
12-Month CD
0.25%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Direct Checking
0.15%
$50
BankPlus
BankPlus
6-Month CD
0.15%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Money Market
0.05%
$2,500
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Peoples B&T Buford, GA rate data right now, check back for updates, we are adding rates all the time.

Peoples B&T Buford, GA Information

Peoples B&T Buford, GA
1899 Buford Hwy
Buford, GA 30518
Gwinnett
Established Date: 12/13/1984
FDIC Certificate #: 25795
Date of FDIC Deposit Insurance: 12/13/1984
Bank Holding Company: PEOPLES BANKTRUST INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Peoples B&T Buford, GA FDIC Insured? Yes
What is Peoples B&T Buford, GA's Cert number? 25795
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peoples B&T Buford, GA Financials

Total Assets:
$527,002,000
Total Deposits:
$482,658,000
Equity Capital:
$36,017,000
Domestic Deposits:
$482,658,000
Net Income:
$1,406,000
Return on Assets:
1.0770%
Quarterly Return on Assets:
1.0600%
Pretax Return on Assets:
1.3343%
Pretax Quarterly Return on Assets:
1.3300%
Return on Equity:
18.4400%
Quarterly Return on Equity:
15.3900%
Leverage Tier 1 (Core Capital) Ratio:
9.1691%
Total Interest Income (YTD):
4.3564%
 
 
Headquarters:
Buford
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Gwinnett
# of Offices:
1
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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