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SBEB State Bank of Eagle Butte Rates & Review April 2026

You can compare SBEB State Bank of Eagle Butte rates to other rates in our database, including 12-month CD rates currently at 3.50%, 6-month CD rates at 1.20% and 3-month CD rates at 0.50%. Savings rates are at 0.40% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.92%. All these rates can be compared to SBEB State Bank of Eagle Butte rates. MonitorBankRates evaluates the financial stability of SBEB State Bank of Eagle Butte with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.33%. Rates were last updated on 04/26/2026.

SBEB State Bank of Eagle Butte money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SBEB State Bank of Eagle Butte? Share your experience about SBEB State Bank of Eagle Butte by leaving a review below, or read customer reviews before you decide to use SBEB State Bank of Eagle Butte.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.33%
Good Higher than avg
SBEB State Bank of Eagle Butte
305 S Main St
Eagle Butte, SD 57625
https://www.statebankofeaglebutte.com
Member FDIC

Current Rate Availability

We do not have SBEB State Bank of Eagle Butte rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for SBEB State Bank of Eagle Butte is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather SBEB State Bank of Eagle Butte rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SBEB State Bank of Eagle Butte's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name SBEB State Bank of Eagle Butte
FDIC Certificate # 18145
Address 305 S Main St, Eagle Butte, SD 57625  ·  Dewey
Established 02/01/1960
FDIC Insurance Date 02/01/1960
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 92/100
5.0
Exceptional Out of 5.0 Stars
15.33%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9980%
Return on Equity (ROE) 13.4000%
Non-Performing Loans (NPL) 1.02%
Total Assets $86,332,000
Total Deposits $77,378,000
Equity Capital $8,720,000
Net Income $940,000
Headquarters Eagle Butte
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About SBEB State Bank of Eagle Butte

Is SBEB State Bank of Eagle Butte a safe place to deposit money?

Yes, SBEB State Bank of Eagle Butte is considered a safe financial institution. With a Texas Ratio of 15.326939843069%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does SBEB State Bank of Eagle Butte operate?

SBEB State Bank of Eagle Butte currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, SBEB State Bank of Eagle Butte does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SBEB State Bank of Eagle Butte provides members with tools to manage their accounts and build a solid financial history.

Does SBEB State Bank of Eagle Butte offer online and mobile banking?

Most modern institutions like SBEB State Bank of Eagle Butte provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.statebankofeaglebutte.com.