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The Bank of Bennington Rates & Review April 2026

The Bank of Bennington's 5 year CD rates are at 3.75%, 5-Year Certificate of Deposit rates are at 3.75%, 6-month Certificate of Deposit rates are at 3.50%, 3-month Certificate of Deposit rates are at 3.00%, 15-Month Super Saver** 15-Month Super Saver Certificate of Deposit rates are at 2.50%. The Bank of Bennington's savings rates are at 0.50%. The Bank of Bennington's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of The Bank of Bennington with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.81%. Rates were last updated on 04/17/2026.

The Bank of Bennington money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Bennington? Share your experience about The Bank of Bennington by leaving a review below, or read customer reviews before you decide to use The Bank of Bennington.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.81%
Excellent Lower than avg
The Bank of Bennington
155 North St
Bennington, VT 05201
https://www.thebankofbennington.com
Member FDIC

The Bank of Bennington CD Rates

Product Rate APY Term View More
5 year CD - 3.75% 5
Min Deposit $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
5-Year Certificate of Deposit 3.68% 3.75% 5-Year
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
6-month Certificate of Deposit 3.44% 3.50% 6-month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
3-month Certificate of Deposit 2.96% 3.00% 3-month
Min Deposit $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
15 Month Super Saver Certificate of Deposit 2.47% 2.50% 15 Month Super Saver**
Min Deposit $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

The Bank of Bennington Savings Rates

Product Rate APY View More
Kid's Savers 0.99% 1.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Health Savings Account (HSA) 0.50% 0.50%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Kid's Savers 0.50% 0.50%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Savings Account 0.50% 0.50%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

The Bank of Bennington Money Market Rates

Product Rate APY View More
Premier Money Market 2.23% 2.25%
Min Balance $250,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Premier Money Market 1.98% 2.00%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Premier Money Market 1.49% 1.50%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Premier Money Market 0.25% 0.25%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

The Bank of Bennington Checking Rates

Product Rate APY View More
N.O.W. Checking 0.05% 0.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

The Bank of Bennington Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 5.75% 24
Details Intro rate expires: 24 months; After that, the rate will adjust monthly based on the Wall Street Journal Prime Rate, currently at 6.75% APR. The maximum APR of 18.00%. This is a revolving line of credit with a 10-year draw period. Any outstanding balance at the end of this period will convert into a term loan for an additional 10 years. During the draw period, the minimum monthly payment is the interest on the outstanding balance. Our program minimum loan amount is $15,000 to a maximum of $250,000. A $50 annual fee will apply during the draw period. An early termination fee $500 is assessed if the account is closed within 36 months of opening. This offer is available for primary residences only, with a maximum loan-to-value ratio of 80% of the property valuation or appraised value. An application fee of $250 is required, and other closing costs may apply, up to $1,000 if a full appraisal is necessary. All loans are subject to credit approval, and additional restrictions may apply. The discounted rate is subject to change without notice. Other rates and terms are available.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Bank of Bennington is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Bank of Bennington rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Bank of Bennington's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Bank of Bennington
Bank Holding Company COMMUNITY FINANCIAL MHC
Address 155 North St, Bennington, VT 05201  ·  Bennington
FDIC Certificate # 30350
Established 01/01/1917
FDIC Insurance Date 08/09/1989
Domestic Offices 5
Total Branches 5
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.81%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6892%
Return on Equity (ROE) 7.2400%
Non-Performing Loans (NPL) 0.24%
Total Assets $637,039,000
Total Deposits $490,796,000
Equity Capital $68,471,000
Net Income $5,514,000
Headquarters Bennington
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About The Bank of Bennington

Is The Bank of Bennington a safe place to deposit money?

Yes, The Bank of Bennington is considered a safe financial institution. With a Texas Ratio of 2.8091780206618%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Bank of Bennington operate?

The Bank of Bennington currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Bank of Bennington does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Bennington provides members with tools to manage their accounts and build a solid financial history.

Does The Bank of Bennington offer online and mobile banking?

Most modern institutions like The Bank of Bennington provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thebankofbennington.com.

Current The Bank of Bennington Rates

  • 60-Month CD3.75%
  • Savings0.50%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.