Talbot State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Talbot State BankToday's 12-month CD rates can be found at 1.41%, 6-month CD rates at 5.00% and 3-month CD rates at 3.00%. Current savings rates are at 0.10% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 6.89%. Credit Card rates are at 15.40%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Talbot State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Talbot State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Talbot State Bank CD rates. You can also compare Talbot State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Talbot State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Talbot State Bank? Share your experience about Talbot State Bank by leaving a review below, or read customer reviews before you decide to use Talbot State Bank.

Talbot State Bank Texas Ratio

Talbot State Bank's Texas Ratio is at 29.95%, which is considered good. The Texas Ratio for Talbot State Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Talbot State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Talbot State Bank
76 E Main St
Woodland, GA 31836
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Talbot State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
36-Month CD
4.25%
$500
First American Bank and Trust
First American Bank and Trust
12-Month CD
4.05%
$1,000
Clinton Bank
Clinton Bank
24-Month CD special
4.02%
$10,000
Empower Federal Credit Union
Empower Federal Credit Union
36-Month CD
3.80%
$500
First Federal S&L Bath
First Federal S&L Bath
12-Month CD
3.56%
$1,000
Axos Bank
Axos Bank
Rewards Checking $300 Bonus
3.30%
$0
Peoples Bank & Trust Co.
60-Month CD
3.29%
$1,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
48-Month CD
3.25%
$500
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
FirstBank of Nebraska
FirstBank of Nebraska
24-Month CD
3.00%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
12-Month CD
3.00%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
2.89%
$1,000
Bank Midwest
Bank Midwest
30-Month CD
2.78%
$500
American State Bank of Grygla
American State Bank of Grygla
30-Month CD
2.62%
$500
802 Credit Union
802 Credit Union
Money Market
2.40%
$50,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
36-Month CD
2.27%
$500
Bank of Wolcott
Bank of Wolcott
12-Month CD
2.25%
$5,000
First Bank Elk River
First Bank Elk River
12-Month CD
2.17%
$1
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
24-Month CD certificate
2.02%
$500
BluPeak Credit Union
BluPeak Credit Union
60-Month CD
2.00%
$1,000
State Bank of Industry
State Bank of Industry
12-Month CD
1.76%
$1,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
24-Month CD
1.55%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
30-Month CD
1.50%
$500
Nashville Savings Bank
Nashville Savings Bank
36-Month CD
1.31%
$1,000
The Peoples Community Bank
The Peoples Community Bank
18-Month CD
1.30%
$500
Dieterich Bank
Dieterich Bank
Money Market Plus
1.06%
$500,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
6-Month CD certificate
1.05%
$500
The Bank of Brodhead
The Bank of Brodhead
18-Month CD
1.00%
$500
BankOrion
BankOrion
36-Month CD
0.90%
$500
Fulton Bank
Fulton Bank
12-Month CD
0.70%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Money Market
0.50%
$75,000
Kearney Trust Company
Kearney Trust Company
Savings
0.50%
$0
Maspeth Federal S&L
Maspeth Federal S&L
Savings Account
0.50%
$100
North Easton SB
North Easton SB
18-Month CD
0.50%
$500
Unico Bank
Unico Bank
24-Month CD
0.50%
$1,000
United Minnesota Bank
United Minnesota Bank
6-Month CD
0.50%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
18-Month CD
0.45%
$1,000
MountainOne Bank
MountainOne Bank
Pinnacle Money Market
0.45%
$50
Bogota Savings Bank
Bogota Savings Bank
12-Month CD
0.35%
$1,000
SSB Community Bank
SSB Community Bank
48-Month CD
0.35%
$1,000
Harbor Bank of Maryland
Harbor Bank of Maryland
Investment Money Market Tier 1
0.25%
$2,500
City Credit Union
City Credit Union
Share Savings
0.20%
$100
Town & Country B&T Co.
Town & Country B&T Co.
12-Month CD
0.20%
$1,000
Central Federal SLA
Central Federal SLA
48-Month CD
0.15%
$2,500
North Shore Bank
North Shore Bank
12-Month CD
0.15%
$1,000
Associated Bank
Associated Bank
60-Month CD
0.10%
$1,000
Sturdy Savings Bank
Sturdy Savings Bank
48-Month CD
0.08%
$500
AVB Bank
AVB Bank
Opportunities Checking
0.05%
$1,500
LNB Community Bank
LNB Community Bank
Savings
0.05%
$100
Sawyer Savings Bank
Sawyer Savings Bank
Statement Savings
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Talbot State Bank rate data right now, check back for updates, we are adding rates all the time.

Talbot State Bank Information

Talbot State Bank
76 E Main St
Woodland, GA 31836
Talbot
Established Date: 11/25/1907
FDIC Certificate #: 178
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TSB BCORP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Talbot State Bank FDIC Insured? Yes
What is Talbot State Bank's Cert number? 178
What is the maximum amount for insured deposits? $250,000 per holder, per account

Talbot State Bank Financials

Total Assets:
$60,033,000
Total Deposits:
$53,114,000
Equity Capital:
$3,846,000
Domestic Deposits:
$53,114,000
Net Income:
$-41,000
Return on Assets:
-0.6895%
Quarterly Return on Assets:
-0.2800%
Pretax Return on Assets:
-0.2810%
Pretax Quarterly Return on Assets:
-0.2800%
Return on Equity:
-8.2000%
Quarterly Return on Equity:
-4.4000%
Common Equity Tier 1 Capital Ratio:
25.5366%
Tier 1 Risk-Based Capital Ratio:
25.5366%
Leverage Tier 1 (Core Capital) Ratio:
10.7568%
Total Risk-Based Capital Ratio (YTD):
26.3744%
Total Interest Income (YTD):
5.0612%
 
 
Headquarters:
Woodland
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Talbot
# of Offices:
2
Metropolitan Statistical Area (MSA):
Columbus, GA-AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Mortgage rates are lower again this week, continuing to defy the experts who called for higher rates in 2015. Average 30 year mortgage rates fell to 3.79 percent, down one basis point from last week's average rate. While average 30 year rates are at 3.79 percent, there are many lenders quoting rates well below the average.

After a lengthy investigation into the root causes of the financial crisis, a government commission found that the mortgage meltdown could have been easily avoided.
mortgage-rates-headed-higher-this-yearWe have enjoyed near record low mortgage rates for some time now, probably the only benefit of the credit crisis throwing the economy into a deep recession, the worst since the early 1980's.

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