Talbot State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Talbot State BankToday's 12-month CD rates can be found at 0.75%, 6-month CD rates at 3.94% and 3-month CD rates at 4.22%. Current savings rates are at 0.05% and money market rates are at 1.01%. Mortgage rates today on 30-year fixed loans are around 7.21%. Credit Card rates are at 12.49%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Talbot State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Talbot State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Talbot State Bank CD rates. You can also compare Talbot State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Talbot State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Talbot State Bank? Share your experience about Talbot State Bank by leaving a review below, or read customer reviews before you decide to use Talbot State Bank.

Talbot State Bank Texas Ratio

Talbot State Bank's Texas Ratio is at 31.43%, which is considered good. The Texas Ratio for Talbot State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Talbot State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Talbot State Bank
76 E Main St
Woodland, GA 31836
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Talbot State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Enterprise Bank
First Enterprise Bank
12-Month CD
4.15%
$1,000
Cornhusker Bank
Cornhusker Bank
60-Month CD
4.06%
$1,000
American Bank
American Bank
30-Month CD
4.00%
$500
Bank5 Connect
Bank5 Connect
Money Market
3.98%
$5,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
24-Month CD
3.82%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
48-Month CD
3.75%
$1,000
Rosedale FSL
Rosedale FSL
12-Month CD
3.75%
$500
Hughes Federal Credit Union
Hughes Federal Credit Union
24-Month CD
3.61%
$1,000
Portage Community Bank
Portage Community Bank
12-Month CD
3.50%
$1,000
1st Community Credit Union
1st Community Credit Union
1st Rewards Checking
3.30%
$0
National Bank of Malvern
National Bank of Malvern
60-Month CD
3.25%
$2,500
Addition Financial Credit Union
Addition Financial Credit Union
24-Month CD
3.04%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
Kasasa Checking
3.00%
$0
Access Community Credit Union
Access Community Credit Union
24-Month CD
3.00%
$1,000
Sturdy Savings Bank
Sturdy Savings Bank
6-Month CD
2.70%
$1,000
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
2.52%
$500
Capital Bank TX
Capital Bank TX
12-Month CD
2.32%
$500
United Republic Bank
United Republic Bank
18-Month CD
2.25%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
24-Month CD
2.10%
$0
Thumb Bank and Trust
Thumb Bank and Trust
60-Month CD
2.02%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
36-Month CD
1.92%
$500
Madison Valley Bank
Madison Valley Bank
12-Month CD
1.60%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
30-Month CD
1.55%
$5,000
Vinton County Bank
Vinton County Bank
36-Month CD
1.26%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
18-Month CD
1.25%
$500
Apple Federal Credit Union
Apple Federal Credit Union
-del Commercial Money Market
1.25%
$20,000
The Bank of New Glarus
The Bank of New Glarus
18-Month CD
1.10%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
State Bank of Graymont
State Bank of Graymont
24-Month CD
1.00%
$1,000
WCB West Central Bank
WCB West Central Bank
Platinum Money Market
1.00%
$50,000
Westfield Bank, FSB
Westfield Bank, FSB
24-Month CD
1.00%
$2,500
Norway Savings Bank
Norway Savings Bank
48-Month CD
0.70%
$500
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Ballston Spa National Bank
Ballston Spa National Bank
Diamond Money Market
0.60%
$50,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
36-Month CD
0.55%
$500
Beacon Community Bank
Beacon Community Bank
Savings
0.55%
$50
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
30-Month CD
0.45%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.45%
$2,500
Bank of Springfield
Bank of Springfield
12-Month CD
0.41%
$1,000
Community Bank Delaware
Community Bank Delaware
36-Month CD
0.40%
$500
The Dime Bank
The Dime Bank
Business Statement Savings
0.35%
$100
Auburn Savings Bank
Auburn Savings Bank
12-Month CD
0.35%
$1,000
The Andover Bank
The Andover Bank
36-Month CD
0.30%
$1,000
FNB of Lacon
FNB of Lacon
Passbook Savings
0.30%
$10
cfsbank
cfsbank
Money Market
0.20%
$10,000
Equitable S&L Co.
Equitable S&L Co.
18-Month CD
0.20%
$500
Utah Independent Bank
Utah Independent Bank
Savings
0.20%
$25
Acadian Federal Credit Union
Acadian Federal Credit Union
Money Market
0.20%
$2,500
UniBank
UniBank
Money Market
0.05%
$2,500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Statement Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Talbot State Bank rate data right now, check back for updates, we are adding rates all the time.

Talbot State Bank Information

Talbot State Bank
76 E Main St
Woodland, GA 31836
Talbot
Established Date: 11/25/1907
FDIC Certificate #: 178
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TSB BCORP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Talbot State Bank FDIC Insured? Yes
What is Talbot State Bank's Cert number? 178
What is the maximum amount for insured deposits? $250,000 per holder, per account

Talbot State Bank Financials

Total Assets:
$57,646,000
Total Deposits:
$50,413,000
Equity Capital:
$3,127,000
Domestic Deposits:
$50,413,000
Net Income:
$-181,000
Return on Assets:
-0.7602%
Quarterly Return on Assets:
-1.2600%
Pretax Return on Assets:
-1.2556%
Pretax Quarterly Return on Assets:
-1.2600%
Return on Equity:
-12.8200%
Quarterly Return on Equity:
-22.4300%
Common Equity Tier 1 Capital Ratio:
23.9485%
Tier 1 Risk-Based Capital Ratio:
23.9485%
Leverage Tier 1 (Core Capital) Ratio:
10.4483%
Total Risk-Based Capital Ratio (YTD):
24.7692%
Total Interest Income (YTD):
5.6379%
 
 
Headquarters:
Woodland
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Talbot
# of Offices:
2
Metropolitan Statistical Area (MSA):
Columbus, GA-AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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