Bank of Monticello CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Bank of Monticello CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Monticello, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Monticello CD rates. You can also compare Bank of Monticello savings rates, MMA rates and mortgage rates using our other rate lists. Bank of Monticello money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Monticello? Share your experience about Bank of Monticello by leaving a review below, or read customer reviews before you decide to use Bank of Monticello. Bank of Monticello Texas Ratio Bank of Monticello's Texas Ratio is at 4.53%, which is considered excellent. The Texas Ratio for Bank of Monticello is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bank of Monticello is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Bank of Monticello Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Bank of Monticello rate data right now, check back for updates, we are adding rates all the time. Bank of Monticello InformationBank of Monticello
201 E Lafayette StMonticello, MO 63457 Lewis Established Date: 02/27/1928 FDIC Certificate #: 12232 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: MONTICELLO BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.bankofmonticello.com
Is Bank of Monticello FDIC Insured? Yes
What is Bank of Monticello's Cert number? 12232
What is the maximum amount for insured deposits? $250,000 per holder, per account
Bank of Monticello FinancialsTotal Assets:
$140,151,000
Total Deposits:
$124,420,000
Equity Capital:
$12,985,000
Domestic Deposits:
$124,420,000
Net Income:
$751,000
Return on Assets:
1.9806%
Quarterly Return on Assets:
2.1500%
Pretax Return on Assets:
2.1493%
Pretax Quarterly Return on Assets:
2.1500%
Return on Equity:
22.3800%
Quarterly Return on Equity:
22.3100%
Leverage Tier 1 (Core Capital) Ratio:
12.2190%
Total Interest Income (YTD):
5.2664%
Headquarters:
Monticello
FDIC Field Office:
St. Louis
Regulator:
FDIC
County:
Lewis
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Long term mortgage rates and refinance rates are higher this week over last week. 30 year conforming mortgage rates and mortgage refinance rates are almost at 5.00 percent. Current 30 year mortgage rates and refinance rates are averaging 4.88 percent, up from last week's average 30 year home mortgage rate and refi rate of 4.66 percent. 30 year mortgage rates and refinance mortgage rates in Georgia are lower than the national average. Current 30 year mortgage rates and refinance rates in GA are averaging 4.83 percent.
Mortgage rates are lower today continuing the downtrend of the past two months. Fixed conforming 30 year mortgage rates are averaging 4.57%, down from yesterday's average 30 year rate of 4.62% as reported by MonitorBankRates.com.
(//www.monitorbankrates.com/mortgages) Mortgage rates were down in the latest mortgage survey released by Freddie Mac. Fixed mortgage rates and adjustable mortgage rates were down. Conforming fixed 30 year mortgage rates are back under 5.00 percent for the first time in a few weeks.
Bank or Credit Union Offers and DealsFixed Term Rate Mortgages and Adjustable Rate Mortgages LowerLow Mortgage Rates Continue to Lift the Housing Market Banesco USA CD Rates Mortgage Rates Down: 30 Year Mortgage Rates at 4.95%, 15 Year Mortgage Rates at 4.27% Mortgage Rates at Lowest Level Since Monday, 30 Year Mortgage Rates at 4.12% Current 12 Month CD Yields in Cambridge, Massachusetts Fixed Term Mortgage Rates Lower and Adjustable Mortgage Rates Mixed in Latest Mortgage Survey 2-26 Mortgage Rates and Refinance Rates: 15 Year Jumbo Mortgage Rates and Refinance Rates at 4.77% Rate Changes at Colorado FSB - New Top 1 Year CD Rate at 1.35% APY Home Loan Rates and Loan Refinance Rates: 30 Year Rates at 4.88% Alternative Bank and Credit Union Offers to ExplorePark National Bank CD RatesHow to Use a Health Savings Account (HSA) as a Retirement Account EverBank Money Market Account Best Auto Insurance Rates - Finding the Best Insurance Rates Mortgage Refinance Rates: 30 Year Refinance Rates at 4.94%, 15 Year Refinance Rate at 4.35% Home Appraisals: Getting a Home Appraisal Mortgage Rates and Mortgage Applications Decline: 30 Year Rates at 4.79%, 15 Year Rates at 4.03% Credit Union CD Rates Mortgage Rates: 30 Year Mortgage Rates Decrease to 4.95% 15 Year Mortgage Rates Decrease to 4.34% Mortgage Rates Today in PMMS: 30 Year Mortgage Rates at 3.66% Bank of Monticello ReviewsThere are no reviews for Bank of Monticello yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 2.52% and 3-month CD rates at 2.25%. Current savings rates are at 0.20% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 9.99%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. 
