The Bank of Romney CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.75%, 6-month CD rates at 3.94% and 3-month CD rates at 1.25%. Current savings rates are at 0.43% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.26%. Credit Card rates are at 13.74%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. The Bank of Romney's 60-Month CD rates are at 3.04%, 24-Month CD rates are at 2.02%, 18-Month CD rates are at 1.51%, 12-Month CD rates are at 1.26%. The Bank of Romney's savings rates are at 0.20%. The Bank of Romney's money market rates are at 4.08%.

The Bank of Romney

To see how these rates compare to The Bank of Romney CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank of Romney, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank of Romney CD rates. You can also compare The Bank of Romney savings rates, MMA rates and mortgage rates using our other rate lists.

The Bank of Romney money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Romney? Share your experience about The Bank of Romney by leaving a review below, or read customer reviews before you decide to use The Bank of Romney.

The Bank of Romney Texas Ratio

The Bank of Romney's Texas Ratio is at 15.04%, which is considered excellent. The Texas Ratio for The Bank of Romney is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Bank of Romney is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.26%
18-Month CD
1.51%
24-Month CD
2.02%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
3.04%
Savings
0.20%
MMA
4.08%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Bank of Romney
95 E Main St
Romney, WV 26757
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

The Bank of Romney CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
The Bank of Romney
The Bank of Romney
60-Month CD
3.04%
$1,000
The Bank of Romney
The Bank of Romney
24-Month CD
2.02%
$1,000
The Bank of Romney
The Bank of Romney
18-Month CD
1.51%
$1,000
The Bank of Romney
The Bank of Romney
12-Month CD
1.26%
$1,000
The Bank of Romney
The Bank of Romney
Savings
0.20%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Bank of Romney Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Classic Bank
Classic Bank
Rewards Checking
5.65%
$0
SaviBank
SaviBank
Savi Checking
5.00%
$0
Finworth
Finworth
18-Month CD
4.75%
$50,000
Community Commerce Bank
Community Commerce Bank
36-Month CD
4.59%
$10,000
Woodruff Federal S&L
Woodruff Federal S&L
48-Month CD
4.58%
$1,000
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.50%
$0
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
High Yield Money Market
4.33%
$1,000,000
Bank of Hindman
Bank of Hindman
18-Month CD
4.33%
$1,000
CIBM Bank
CIBM Bank
36-Month CD (special)
4.25%
$10,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Companion Savings
4.07%
$10
EverBank
EverBank
6-Month CD
4.00%
$1,000
Synchrony Bank
Synchrony Bank
60-Month CD
4.00%
$0
Mechanics Cooperative Bank
Mechanics Cooperative Bank
60-Month CD
4.00%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
18-Month CD
4.00%
$1,000
Beal Bank USA
Beal Bank USA
48-Month CD
3.95%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
84-Month CD
3.81%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
48-Month CD
3.75%
$500
RadiFi Credit Union
RadiFi Credit Union
48-Month CD
3.75%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
36-Month CD (Certificate)
3.68%
$1,000
Newburyport Bank
Newburyport Bank
18-Month CD
3.50%
$500
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
New Market Bank
New Market Bank
9-Month CD
3.16%
$500
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.12%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
30-Month CD
3.00%
$500
United Republic Bank
United Republic Bank
Business Money Market
3.00%
$5,000,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
36-Month CD
2.59%
$1,000
FNB of Johnson
18-Month CD
2.26%
$500
American Plus Bank, N.A.
American Plus Bank, N.A.
48-Month CD
2.20%
$25,000
State Bank of Industry
State Bank of Industry
18-Month CD
2.02%
$1,000
Newtek Bank
Newtek Bank
60-Month CD
2.00%
$2,500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
24-Month CD
1.76%
$1,000
Vast Bank
Vast Bank
6-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
Now Checking
1.50%
$1,000
CNB St Louis Bank
CNB St Louis Bank
60-Month CD
1.26%
$500
Shelby County State Bank
Shelby County State Bank
36-Month CD
1.10%
$1,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
9-Month CD
1.01%
$500
Security Bank USA
Security Bank USA
Money Market
0.90%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
12-Month CD
0.55%
$500
Peoples Bank of Kentucky
Peoples Bank of Kentucky
36-Month CD
0.45%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
60-Month CD
0.40%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
12-Month CD
0.30%
$1,000
Abington Bank
Abington Bank
24-Month CD
0.30%
$1,000
Marblehead Bank
Marblehead Bank
18-Month CD
0.25%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
60-Month CD
0.20%
$500
Monson Savings Bank
Monson Savings Bank
18-Month CD
0.20%
$1,000
Oostburg State Bank
Oostburg State Bank
Savings
0.15%
$0
Westfield Bank
Westfield Bank
48-Month CD WB Classic
0.10%
$1,000
First National Bank of Michigan
First National Bank of Michigan
First Personal Savings
0.10%
$100
OBC Bank
OBC Bank
3-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 19, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Bank of Romney Information

The Bank of Romney
95 E Main St
Romney, WV 26757
Hampshire
Established Date: 01/01/1888
FDIC Certificate #: 845
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ROMNEY BANKSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is The Bank of Romney FDIC Insured? Yes
What is The Bank of Romney's Cert number? 845
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Bank of Romney Financials

Total Assets:
$361,471,000
Total Deposits:
$264,102,000
Equity Capital:
$43,784,000
Domestic Deposits:
$264,102,000
Net Income:
$798,000
Return on Assets:
1.4181%
Quarterly Return on Assets:
0.8800%
Pretax Return on Assets:
1.0951%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
12.8300%
Quarterly Return on Equity:
7.4000%
Leverage Tier 1 (Core Capital) Ratio:
12.6006%
Total Interest Income (YTD):
4.6629%
 
 
Headquarters:
Romney
FDIC Field Office:
Scott Depot
Regulator:
FED
County:
Hampshire
# of Offices:
7
Metropolitan Statistical Area (MSA):
Winchester, VA-WV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Mortgage rates increased in the most recent mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates and 1 year adjustable mortgage rates were all higher in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.
Every month the U.S. Department of Commerce Bureau of Economic Analysis releases the rate in which Americans are saving money. The savings rate, not to be confused with savings account rates, is calculated by taking personal income minus personal spending. In the most recent report, Americans saved more despite the fact that savings account rates continue to decline.

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