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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 The Bank of Romney Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 16, 2026
The Bank of Romney's 30-Months 30-Month Certificate rates are at 3.77%, 24-Months 24-Month Certificate rates are at 3.72%, 12-Months 12-Month Certificate rates are at 3.65%, 9-Months 9-Month Certificate rates are at 3.60%, 60-Months 60-Month Certificate rates are at 3.56%. The Bank of Romney's savings rates are at 0.20%. The Bank of Romney's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of The Bank of Romney with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 18.78%. Rates were last updated on 04/16/2026. The Bank of Romney money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Romney? Share your experience about The Bank of Romney by leaving a review below, or read customer reviews before you decide to use The Bank of Romney. 
The Bank of Romney CD Rates
The Bank of Romney Savings Rates
The Bank of Romney Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for The Bank of Romney is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather The Bank of Romney rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Bank of Romney's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
The Bank of Romney
Bank Holding Company
ROMNEY BANKSHARES INC
Address
95 E Main St,
Romney, WV 26757 · Hampshire
Website
https://www.bankofromney.net
FDIC Certificate #
845
Established
01/01/1888
FDIC Insurance Date
01/01/1934
Domestic Offices
7
Total Branches
7
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA-
Overall Health Grade
Score: 91/100
5.0
Exceptional
Out of 5.0 Stars
18.78%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.1152%
Return on Equity (ROE)
9.1300%
Non-Performing Loans (NPL)
2.05%
Total Assets
$365,004,000
Total Deposits
$277,227,000
Equity Capital
$58,144,000
Net Income
$4,597,000
Headquarters
Romney
Total Offices
7
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About The Bank of RomneyIs The Bank of Romney a safe place to deposit money?Yes, The Bank of Romney is considered a safe financial institution. With a Texas Ratio of 18.783925659526%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does The Bank of Romney operate?The Bank of Romney currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, The Bank of Romney does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The Bank of Romney provides members with tools to manage their accounts and build a solid financial history. Does The Bank of Romney offer online and mobile banking?Most modern institutions like The Bank of Romney provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofromney.net. Current The Bank of Romney Rates
Retrieved from our database of financial products. Rates subject to change.
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