The Bank of Romney CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. The Bank of Romney Deposit Rates
Today's 12-month CD rates can be found at 4.37%, 6-month CD rates at 0.10% and 3-month CD rates at 0.75%. Current savings rates are at 0.40% and money market rates are at 3.75%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 13.74%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates. The Bank of Romney's 12-Month CD rates are at 3.80%, 24-Month CD rates are at 3.30%, 18-Month CD rates are at 3.30%, 60-Month CD rates are at 2.79%. The Bank of Romney's savings rates are at 0.20%. The Bank of Romney's money market rates are at 4.08%.

The Bank of Romney

To see how these rates compare to The Bank of Romney CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank of Romney, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank of Romney CD rates. You can also compare The Bank of Romney savings rates, MMA rates and mortgage rates using our other rate lists.

The Bank of Romney money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Romney? Share your experience about The Bank of Romney by leaving a review below, or read customer reviews before you decide to use The Bank of Romney.

The Bank of Romney Texas Ratio

The Bank of Romney's Texas Ratio is at 18.78%, which is considered excellent. The Texas Ratio for The Bank of Romney is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Bank of Romney is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.80%
18-Month CD
3.30%
24-Month CD
3.30%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
2.79%
Savings
0.20%
MMA
4.08%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Bank of Romney
95 E Main St
Romney, WV 26757
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

The Bank of Romney CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
The Bank of Romney
The Bank of Romney
12-Month CD
3.80%
$1,000
The Bank of Romney
The Bank of Romney
24-Month CD
3.30%
$1,000
The Bank of Romney
The Bank of Romney
18-Month CD
3.30%
$1,000
The Bank of Romney
The Bank of Romney
60-Month CD
2.79%
$1,000
The Bank of Romney
The Bank of Romney
Savings
0.20%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Bank of Romney Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Golden 1 Credit Union
The Golden 1 Credit Union
16-Month CD
4.30%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Savings
4.25%
$25
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
City National B&T Co. of Lawton, OK
24-Month CD
3.75%
$500
BMO Alto
BMO Alto
24-Month CD
3.70%
$0
Riverside Bank of Dublin
Riverside Bank of Dublin
36-Month CD
3.60%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
3.50%
$500
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
48-Month CD
3.50%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
36-Month CD
3.42%
$500
T Bank
T Bank
48-Month CD
3.35%
$1,000
First National Bank in Olney
First National Bank in Olney
3-Month CD
3.30%
$500
Henderson FSB
Henderson FSB
30-Month CD
3.30%
$500
Putnam County State Bank
Putnam County State Bank
36-Month CD
3.30%
$500
Henderson FSB
Henderson FSB
18-Month CD
3.20%
$500
Sandy Spring Bank
Sandy Spring Bank
48-Month CD
3.10%
$1,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
48-Month CD
3.00%
$5,000
F&M Bank of St. Clair
F&M Bank of St. Clair
48-Month CD
2.50%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
48-Month CD
2.50%
$500
United Republic Bank
United Republic Bank
18-Month CD
2.25%
$1,000
West Union Bank
West Union Bank
12-Month CD
2.10%
$500
New Millennium Bank
New Millennium Bank
48-Month CD
2.00%
$500
Bethpage Federal Credit Union
Bethpage Federal Credit Union
24-Month CD
1.75%
$50
International Bank of Chicago
International Bank of Chicago
48-Month CD
1.75%
$1,000
FNB Of Nokomis
FNB Of Nokomis
24-Month CD
1.61%
$1,000
Walden Savings Bank
Walden Savings Bank
30-Month CD
1.60%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
6-Month CD
1.46%
$500
Haviland State Bank
Haviland State Bank
Savings
1.11%
$50
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
12-Month CD
1.00%
$1,000
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
Kennett Trust Bank
Kennett Trust Bank
Kasasa Saving
0.99%
$50
Bank of Sun Prairie
Bank of Sun Prairie
12-Month CD
0.75%
$500
Grand Rapids SB
Grand Rapids SB
48-Month CD
0.65%
$1,000
Mutual Federal Bank
Mutual Federal Bank
24-Month CD
0.65%
$500
Ion Bank
Ion Bank
36-Month CD
0.60%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
36-Month CD
0.60%
$500
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
1st Bank Yuma
1st Bank Yuma
24-Month CD
0.50%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
First FSB of Angola
First FSB of Angola
12-Month CD
0.35%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
18-Month CD
0.35%
$1,000
Adirondack Trust Company
Adirondack Trust Company
36-Month CD
0.35%
$500
The Bank of Romney
The Bank of Romney
Savings
0.20%
$10
The Union Bank Company
The Union Bank Company
36-Month CD
0.20%
$500
North Shore Bank
North Shore Bank
12-Month CD
0.15%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
Statement Savings
0.10%
$100
United States Senate Federal Credit Union
United States Senate Federal Credit Union
Primary Savings
0.10%
$5
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Savings
0.02%
$100
Katahdin Trust Company
Katahdin Trust Company
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Bank of Romney Information

The Bank of Romney
95 E Main St
Romney, WV 26757
Hampshire
Established Date: 01/01/1888
FDIC Certificate #: 845
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ROMNEY BANKSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is The Bank of Romney FDIC Insured? Yes
What is The Bank of Romney's Cert number? 845
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Bank of Romney Financials

Total Assets:
$363,177,000
Total Deposits:
$274,591,000
Equity Capital:
$47,497,000
Domestic Deposits:
$274,591,000
Net Income:
$1,266,000
Return on Assets:
1.1152%
Quarterly Return on Assets:
1.4000%
Pretax Return on Assets:
1.8049%
Pretax Quarterly Return on Assets:
1.8000%
Return on Equity:
9.1300%
Quarterly Return on Equity:
10.7900%
Leverage Tier 1 (Core Capital) Ratio:
14.1958%
Total Interest Income (YTD):
5.1245%
 
 
Headquarters:
Romney
FDIC Field Office:
Scott Depot
Regulator:
FED
County:
Hampshire
# of Offices:
7
Metropolitan Statistical Area (MSA):
Winchester, VA-WV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

EverBank 2.5 Year CD rates are now at 1.27 percent with a yield of 1.28 percent. View current 2.5 Year CD rates at EverBank below.
Mortgage rates are higher again in this week's mortgage survey released by the Mortgage Bankers Association. The average contract mortgage rate for 15 year mortgages is above 4.00 percent and at the highest point since June 2010. Mortgage rates today are even higher since the MBA's Weekly Mortgage Application Survey is for the week ending December 10, 2010.
[caption id="attachment_72055" align="alignright" width="243" caption="Get this Free Widget For Your Website"][/caption]

Bank or Credit Union Offers and Deals

CD Rates May 31: Average CD Rates Continue to Decline
FDIC List of Troubled Banks and the Texas Ratio
Mortgage Rates in New York | NY Home Loans Today
Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits
Highest Short Term CD Rates: Best 2 Month CD Rate at 0.80 Percent
Mortgage Rates Increase Slightly This Week, Average 30 Year Rates at 4.35%
WaMu Online Savings Account Now Yields 3.75%
Mortgage Rates from Asheville Savings Bank
Mortgage Rates: 30 Year Mortgage Rates at 4.97%, Rate Curve is Inverted on ARMs
Mortgage Rates Today Match All-Time Record Lows

Alternative Bank and Credit Union Offers to Explore

Interest Rates are Stable as Fed Drops Asset Buys to $45 Billion a Month
Banesco CD Rates
Home Loan Mortgage Rates Set New Record Lows
Best Savings Account Rates and Money Market Rates - February 1, 2010
Finding the Best Mortgage Rates
Credit Cards: Be Smart When Using Your Credit Cards
Fidelity Homestead Savings Bank Savings Rates and Money Market Account Rates
Mortgage Rates Mixed in Mortgage Survey: 30 Year Mortgage Rates at 4.74% and 15 Year Mortgage Rates at 4.05%
Millennium Bank Savings Account Rates: Best Savings Rate 1.39%
Savings Account Rates

The Bank of Romney Reviews

There are no reviews for The Bank of Romney yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for The Bank of Romney
Your Name:
Your Rating:

See how The Bank of Romney Compares to other banks