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Citizens Bank of Clovis Rates & Review August 2026

Citizens Bank of Clovis's 1 Year rates are at 2.90%, 24-Month Time Deposit rates are at 2.79%, 6-Month rates are at 2.77%, 30-Month Time Deposit rates are at 2.63%, 36-Month Time Deposit rates are at 2.63%. Citizens Bank of Clovis's savings rates are at 1.01%. MonitorBankRates evaluates the financial stability of Citizens Bank of Clovis with a 4.8 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/28/2026.

Citizens Bank of Clovis money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank of Clovis? Share your experience about Citizens Bank of Clovis by leaving a review below, or read customer reviews before you decide to use Citizens Bank of Clovis.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
4.8
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
The Citizens Bank of Clovis
421 Pile St
Clovis, NM 88101
https://www.cbcnm.bank
Member FDIC

Citizens Bank of Clovis CD Rates

Product Rate APY Term View More
1 Year 2.90% 2.90% 1 Year
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Time Deposit 2.75% 2.79% 24 Month
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month 2.75% 2.77% 6 Month
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month Time Deposit 2.60% 2.63% 30 Month
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Time Deposit 2.60% 2.63% 36 Month
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 1/2 Year 2.50% 2.53% 1 1/2 Year
Min Deposit $1,000
Details Compounded Monthly
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Time Deposit 2.50% 2.53% 48 Month
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month 1.00% 1.01% 3 Month
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Citizens Bank of Clovis Savings Rates

Product Rate APY View More
CBC Standard Savings Account 1.00% 1.01%
Min Deposit $150
Last Updated 08/28/2026
Institution Ratings
4.8
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens Bank of Clovis is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens Bank of Clovis rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens Bank of Clovis's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens Bank of Clovis
Bank Holding Company CBC INC
Address 421 Pile St, Clovis, NM 88101  ·  Curry
FDIC Certificate # 11491
Established 01/01/1916
FDIC Insurance Date 01/01/1934
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
4.8
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.8797%
Return on Equity (ROE) 34.5200%
Non-Performing Loans (NPL) 0.00%
Total Assets $520,549,000
Total Deposits $462,651,000
Equity Capital $35,511,000
Net Income $8,320,000
Headquarters Clovis
Total Branches and Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Citizens Bank of Clovis

How many branches does Citizens Bank of Clovis operate?

Citizens Bank of Clovis currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens Bank of Clovis does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens Bank of Clovis provides members with tools to manage their accounts and build a solid financial history.

Does Citizens Bank of Clovis offer online and mobile banking?

Most modern institutions like Citizens Bank of Clovis provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbcnm.bank.

Current Citizens Bank of Clovis Rates

  • 12-Month CD2.90%
  • 24-Month CD2.53%
  • 36-Month CD2.63%
  • 48-Month CD2.53%
  • Savings1.01%
Retrieved from our database of financial products. Rates subject to change.