Vermont State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.60%, 6-month CD rates at 4.40% and 3-month CD rates at 3.55%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.37%. Credit Card rates are at 15.20%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates. Vermont State Bank's 60-Month CD rates are at 4.30%, 48-Month CD rates are at 4.24%, 36-Month CD rates are at 4.19%, 24-Month CD rates are at 4.14%, 18-Month CD rates are at 4.04%. Vermont State Bank's savings rates are at 0.20%.

Vermont State Bank

To see how these rates compare to Vermont State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Vermont State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Vermont State Bank CD rates. You can also compare Vermont State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Vermont State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vermont State Bank? Share your experience about Vermont State Bank by leaving a review below, or read customer reviews before you decide to use Vermont State Bank.

Vermont State Bank Texas Ratio

Vermont State Bank's Texas Ratio is at 36.96%, which is considered good. The Texas Ratio for Vermont State Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Vermont State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.04%
18-Month CD
4.04%
24-Month CD
4.14%
36-Month CD
4.19%
48-Month CD
4.24%
60-Month CD
4.30%
Savings
0.20%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Vermont State Bank
106 N Main St
Vermont, IL 61484
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Vermont State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Vermont State Bank
Vermont State Bank
60-Month CD
4.30%
$500
Vermont State Bank
Vermont State Bank
48-Month CD
4.24%
$500
Vermont State Bank
Vermont State Bank
36-Month CD
4.19%
$500
Vermont State Bank
Vermont State Bank
24-Month CD
4.14%
$500
Vermont State Bank
Vermont State Bank
18-Month CD
4.04%
$500
Vermont State Bank
Vermont State Bank
12-Month CD
4.04%
$500
Vermont State Bank
Vermont State Bank
6-Month CD
0.30%
$500
Vermont State Bank
Vermont State Bank
Savings Account
0.20%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Vermont State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Citizens Bank of Weston
The Citizens Bank of Weston
6-Month CD
5.15%
$500
Paper City Savings PCSA
Paper City Savings PCSA
11-Month CD
5.00%
$1,000
Mid-America Bank
Mid-America Bank
Money Market
4.85%
$1,000,000
Total Direct Bank
Total Direct Bank
6-Month CD
4.45%
$25,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
36-Month CD
4.40%
$5,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
36-Month CD Share
4.20%
$500
Cornerstone State Bank
Cornerstone State Bank
12-Month CD Jumbo
4.04%
$200,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
12-Month CD
4.00%
$10,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
18-Month CD
3.96%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
48-Month CD
3.75%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
36-Month CD
3.53%
$1,000
Bankwell Bank
Bankwell Bank
Smart Money Market
3.50%
$100
Vystar Credit Union
Vystar Credit Union
48-Month CD
3.50%
$500
SouthStar Bank
SouthStar Bank
60-Month CD
3.44%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
60-Month CD
3.34%
$1,000
Iowa State Bank
Iowa State Bank
Kasasa Cash Checking
3.25%
$0
Community Bank Bristow, OK
Community Bank Bristow, OK
12-Month CD
3.03%
$2,500
Collins State Bank
Collins State Bank
36-Month CD
3.00%
$1,000
Harford Bank
Harford Bank
24-Month CD
3.00%
$1,000
Mound City Bank
Mound City Bank
36-Month CD
3.00%
$2,500
Pathway Bank
Pathway Bank
36-Month CD
2.80%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
60-Month CD
2.73%
$100
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD Certificate
2.70%
$1,000
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
State Bank of India US
State Bank of India US
36-Month CD
2.27%
$1,000
State Bank of India US
State Bank of India US
48-Month CD
2.27%
$1,000
Grand Timber Bank
Grand Timber Bank
24-Month CD
2.22%
$500
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
South Ottumwa SB
South Ottumwa SB
18-Month CD
2.00%
$500
Fairview State Banking Company
Fairview State Banking Company
12-Month CD
1.81%
$2,500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
36-Month CD
1.51%
$1,500
Republic Bank of Chicago
Republic Bank of Chicago
60-Month CD
1.50%
$1,000
Kentucky Farmers Bank
Kentucky Farmers Bank
18-Month CD
1.25%
$1,000
West Shore Bank
West Shore Bank
3-Month CD
1.00%
$500
Madison Valley Bank
Madison Valley Bank
Personal Savings Account
0.45%
$50
Security State Bank of Marine
Security State Bank of Marine
12-Month CD
0.40%
$300
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
60-Month CD
0.35%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Money Market Tier 6
0.35%
$250,000
Bank of Hindman
Bank of Hindman
Freedom Savings
0.30%
$10
Adrian Bank
Adrian Bank
Passbook Savings Account
0.25%
$100
Bank of Pensacola
Bank of Pensacola
3-Month CD
0.25%
$0
Benchmark Community Bank
Benchmark Community Bank
Personal Money Market
0.25%
$100
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Money Market
0.20%
$2,500
First Commonwealth Bank
First Commonwealth Bank
60-Month CD
0.20%
$500
Axos Bank
Axos Bank
60-Month CD
0.20%
$1,000
U.S. Bank
U.S. Bank
18-Month CD
0.05%
$500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Regular Savings Account
0.03%
$5
First Federal S&L of Lorain
First Federal S&L of Lorain
New Checking Account
0.03%
$100
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
60-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Vermont State Bank Information

Vermont State Bank
106 N Main St
Vermont, IL 61484
Fulton
Established Date: 06/09/1947
FDIC Certificate #: 16585
Date of FDIC Deposit Insurance: 06/09/1947
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Vermont State Bank FDIC Insured? Yes
What is Vermont State Bank's Cert number? 16585
What is the maximum amount for insured deposits? $250,000 per holder, per account

Vermont State Bank Financials

Total Assets:
$24,242,000
Total Deposits:
$19,829,000
Equity Capital:
$3,329,000
Domestic Deposits:
$19,829,000
Net Income:
$-101,000
Return on Assets:
-0.9227%
Quarterly Return on Assets:
-1.5900%
Pretax Return on Assets:
-1.5911%
Pretax Quarterly Return on Assets:
-1.5900%
Return on Equity:
-7.1400%
Quarterly Return on Equity:
-11.7200%
Common Equity Tier 1 Capital Ratio:
23.4399%
Tier 1 Risk-Based Capital Ratio:
23.4399%
Leverage Tier 1 (Core Capital) Ratio:
13.6850%
Total Risk-Based Capital Ratio (YTD):
24.6988%
Total Interest Income (YTD):
4.3358%
 
 
Headquarters:
Vermont
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Fulton
# of Offices:
1
Metropolitan Statistical Area (MSA):
Peoria, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Federal Reserve Chairwoman, Janet Yellen, said in a speech to the Chamber of Commerce in Providence, R.I, that she still expects the Fed to start raising its benchmark interest rate later this year. A hike in the federal funds rate will send savings rates and money market rates higher.
Savers can't get break! Since the financial crisis and the recession savings account rates have been pathetic. Savings rates will continue to be pathetic until at least the end of 2014 since the Federal Open Market Committee (FOMC) plans to keep the Fed funds rate in a targeted range of zero percent to one quarter percent.

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