McGehee Bank Rates and Review March 2026

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McGehee BankYou can compare McGehee Bank rates to other rates in our database, including 12-month CD rates currently at 1.65%, 6-month CD rates at 3.75% and 3-month CD rates at 3.45%. Savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates, and more, can be found in our database of rates which you can compare to McGehee Bank rates. MonitorBankRates evaluates the financial stability of McGehee Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.38%. Rates were last updated on 03/07/2026.

Rate Updates and Availability

McGehee Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at McGehee Bank? Share your experience about McGehee Bank by leaving a review below, or read customer reviews before you decide to use McGehee Bank.

McGehee Bank Texas Ratio

McGehee Bank's Texas Ratio is at 0.38%, which is considered excellent. The Texas Ratio for McGehee Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

McGehee Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, McGehee Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 100/100

McGehee Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/07/2026

McGehee Bank
301 N 2nd St
Mcgehee, AR 71654
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

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Current Rate Availability

We do not have McGehee Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for McGehee Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather McGehee Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with McGehee Bank's official website for the most current offers and terms.

Bank Profile & Overview

McGehee Bank
301 N 2nd St
Mcgehee, AR 71654
Desha
Established Date: 12/06/1933
FDIC Certificate #: 11242
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MCGEHEE BK EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is McGehee Bank FDIC Insured? Yes
What is McGehee Bank's Cert number? 11242
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

MonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.38%
Return on Assets (ROA):
4.1240%
Return on Equity (ROE):
24.5400%
Non-Performing Loans (NPL):
0.06%
Total Assets:
$195,254,000
Total Deposits:
$147,932,000
Equity Capital:
$45,394,000
Net Income:
$3,633,000
Headquarters:
Mcgehee
Regulator:
FED
# of Offices:
4
Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About McGehee Bank

How do I open an account at McGehee Bank?

You can typically open an account at McGehee Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, McGehee Bank provides a range of mortgage and home equity products.

Is McGehee Bank a safe place to deposit money?

Yes, McGehee Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does McGehee Bank offer online and mobile banking?

Most modern institutions like McGehee Bank provide digital access including online balance checks and transfers.

Current McGehee Bank Rates

ProductAPY

Rates subject to change.