Lena State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Lena State BankToday's 12-month CD rates can be found at 3.87%, 6-month CD rates at 3.65% and 3-month CD rates at 3.00%. Current savings rates are at 0.10% and money market rates are at 1.20%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 8.99%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Lena State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lena State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lena State Bank CD rates. You can also compare Lena State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lena State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lena State Bank? Share your experience about Lena State Bank by leaving a review below, or read customer reviews before you decide to use Lena State Bank.

Lena State Bank Texas Ratio

Lena State Bank's Texas Ratio is at 5.26%, which is considered excellent. The Texas Ratio for Lena State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lena State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lena State Bank
915 S Logan St
Lena, IL 61048
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Lena State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
6-Month CD
4.75%
$2,500
PSECU
PSECU
9-Month CD
4.50%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
9-Month CD
4.27%
$2,500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Midwest Rewards Checking
4.07%
$100
TSB Bank
TSB Bank
12-Month CD
4.00%
$500
Industry State Bank
Industry State Bank
12-Month CD (Jumbo)
3.85%
$100,000
Community Commerce Bank
Community Commerce Bank
36-Month CD
3.66%
$10,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
24-Month CD
3.50%
$1,000
E-Trade
E-Trade
60-Month CD
3.50%
$0
Foresight Bank
Foresight Bank
36-Month CD
3.39%
$500
Gunnison S&L
Gunnison S&L
18-Month CD
3.30%
$1
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
18-Month CD
3.28%
$500
Kennett Trust Bank
Kennett Trust Bank
48-Month CD
3.04%
$500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
60-Month CD
3.00%
$500
FNB of Dennison
12-Month CD
2.68%
$1,000
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
First Westroads Bank
First Westroads Bank
60-Month CD
2.50%
$100
United Republic Bank
United Republic Bank
48-Month CD
2.50%
$1,000
First State Bank Nebraska
First State Bank Nebraska
48-Month CD
2.50%
$5,000
Mound City Bank
Mound City Bank
60-Month CD
2.49%
$2,500
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.40%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Combined Money Market
2.27%
$150,000
Range Bank
Range Bank
24-Month CD
2.25%
$1,000
Timberland Bank
Timberland Bank
18-Month CD
2.12%
$500
First FarmBank
First FarmBank
Explorer Savings
2.00%
$10
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
6-Month CD
1.90%
$2,500
Vast Bank
Vast Bank
6-Month CD
1.75%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Classic Money Market
1.50%
$100,000
Midland Community Bank
Midland Community Bank
60-Month CD
1.26%
$1,000
QNB Bank
QNB Bank
48-Month CD
1.10%
$500
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
Security Bank Minnesota
Security Bank Minnesota
Platinum Money Market
0.75%
$0
FirsTier Bank
FirsTier Bank
48-Month CD
0.65%
$0
PNB Peshtigo National Bank
PNB Peshtigo National Bank
3-Month CD
0.60%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
6-Month CD
0.60%
$500
Ballston Spa National Bank
Ballston Spa National Bank
Diamond Money Market
0.60%
$50,000
Yampa Valley Bank
Yampa Valley Bank
Merit Checking
0.40%
$1,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
12-Month CD
0.30%
$1,000
Ulster Savings Bank
Ulster Savings Bank
18-Month CD
0.30%
$500
Senath State Bank
Senath State Bank
Savings
0.25%
$100
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
Money Market
0.25%
$800
Boonville Federal Savings Bank
Boonville Federal Savings Bank
6-Month CD
0.20%
$1,000
Miami Savings Bank
Miami Savings Bank
18-Month CD
0.20%
$1,000
Reliance Bank
Reliance Bank
Reliance Savings
0.20%
$5,000
TTNB Turbotville Bank
TTNB Turbotville Bank
3-Month CD
0.20%
$5,000
Comerica
Comerica
36-Month CD
0.15%
$1
Great Midwest Bank
Great Midwest Bank
NOW Checking
0.05%
$500
Peoples Bank Taylorsville, KY
3-Month CD
0.05%
$500
Westbury Bank
Westbury Bank
Money Market
0.05%
$0
Applied Bank
Applied Bank
24-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Lena State Bank rate data right now, check back for updates, we are adding rates all the time.

Lena State Bank Information

Lena State Bank
915 S Logan St
Lena, IL 61048
Stephenson
Established Date: 01/01/1867
FDIC Certificate #: 12395
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FORESIGHT FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Lena State Bank FDIC Insured? Yes
What is Lena State Bank's Cert number? 12395
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lena State Bank Financials

Total Assets:
$96,961,000
Total Deposits:
$84,647,000
Equity Capital:
$8,591,000
Domestic Deposits:
$84,647,000
Net Income:
$205,000
Return on Assets:
0.9382%
Quarterly Return on Assets:
0.8400%
Pretax Return on Assets:
1.0908%
Pretax Quarterly Return on Assets:
1.0900%
Return on Equity:
11.3600%
Quarterly Return on Equity:
9.5000%
Leverage Tier 1 (Core Capital) Ratio:
11.2890%
Total Interest Income (YTD):
4.4751%
 
 
Headquarters:
Lena
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
Stephenson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Home mortgage rates were mixed in the most recent Primary Mortgage Market Survey  released yesterday morning by Freddie Mac. 30 year fixed mortgage rates and 5 year adjustable mortgage rates were slightly higher for the week ending September 9, 2010. 15 year fixed mortgage rates were unchanged and 1 year adjustable mortgage rates declined for the week ending September 9, 2010.
Flagstar Bank of Troy Michigan is offering one of the most competitive CD rates available today. Their 12 to 14 month Internet promotional certificate of deposit currently yields 3.25%. The minimum deposit is $500. The CD is FDIC insured and there is a penalty for an early withdrawal. For more information about Flagstar's certificates of deposit visit Flagstar.
Navy Federal Credit Union is advertising auto loan rates as low as 3.99% APR for both new car loans and used car loans up to 60 months. If you're active duty or retired military or a 25-year member you can save with an additional 1/4% APR discount.

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