CorTrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.35%, 6-month CD rates at 5.15% and 3-month CD rates at 4.96%. Current savings rates are at 0.10% and money market rates are at 1.11%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 15.40%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. CorTrust Bank's 24-Month CD rates are at 4.00%, 18-Month CD rates are at 4.00%, 12-Month CD rates are at 4.00%, 6-Month CD rates are at 4.00%, 30-Month CD rates are at 3.75%. CorTrust Bank's savings rates are at 2.50%.

CorTrust Bank

To see how these rates compare to CorTrust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CorTrust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CorTrust Bank CD rates. You can also compare CorTrust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

CorTrust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CorTrust Bank? Share your experience about CorTrust Bank by leaving a review below, or read customer reviews before you decide to use CorTrust Bank.

CorTrust Bank Texas Ratio

CorTrust Bank's Texas Ratio is at 4.70%, which is considered excellent. The Texas Ratio for CorTrust Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CorTrust Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.00%
24-Month CD
4.00%
36-Month CD
3.75%
48-Month CD
3.75%
60-Month CD
N/A
Savings
2.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CorTrust Bank
100 E Havens Ave
Mitchell, SD 57301
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

CorTrust Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
CorTrust Bank
CorTrust Bank
12-Month CD
4.00%
$500
CorTrust Bank
CorTrust Bank
24-Month CD
4.00%
$500
CorTrust Bank
CorTrust Bank
18-Month CD
4.00%
$500
CorTrust Bank
CorTrust Bank
6-Month CD
4.00%
$1,000
CorTrust Bank
CorTrust Bank
48-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
36-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
30-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
3-Month CD
3.75%
$2,500
CorTrust Bank
CorTrust Bank
Cor Savings
2.50%
$1,000,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CorTrust Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of Central Ohio
First Bank of Central Ohio
6-Month CD Bump Rate
5.50%
$500
UFB Direct
UFB Direct
Secure Money Market
5.25%
$0
Iowa State B&T Co. of Fairfield, IA
Iowa State B&T Co. of Fairfield, IA
5-Month CD special
5.25%
$1,000
Stearns Bank Holdingford
Stearns Bank Holdingford
6-Month CD
5.06%
$2,500
The Huntington National Bank
The Huntington National Bank
Money Market (with Private Client Account)
4.70%
$25,000
North Brookfield SB
North Brookfield SB
13-Month CD
4.55%
$5,000
Cross River Bank
Cross River Bank
24-Month CD
4.50%
$500
A+ Federal Credit Union
A+ Federal Credit Union
12-Month CD certificate
4.28%
$1,000
Synchrony Bank
Synchrony Bank
24-Month CD
4.20%
$0
New Albin Savings Bank
New Albin Savings Bank
60-Month Jumbo CD
4.16%
$100,000
Kearney Trust Company
Kearney Trust Company
18-Month CD
4.08%
$100
First B&T Co. Perry, OK
First B&T Co. Perry, OK
24-Month CD Bump CD
4.02%
$1,500
Apple Federal Credit Union
Apple Federal Credit Union
60-Month CD (Certificate)
4.00%
$500
First County Bank
First County Bank
6-Month CD
4.00%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
48-Month CD
3.98%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
36-Month CD special
3.82%
$500
Commerce Bank of Arizona
Commerce Bank of Arizona
Money Market Promo (new money)
3.50%
$1,000,000
Aac Credit Union
Aac Credit Union
36-Month CD
3.50%
$500
Merchants State Bank
Merchants State Bank
60-Month CD
3.25%
$5,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
48-Month CD
3.09%
$1,000
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
48-Month CD
3.02%
$10,000
Y 12 Federal Credit Union
Y 12 Federal Credit Union
24-Month CD
2.75%
$500
FSB Louise, TX
FSB Louise, TX
18-Month CD
2.68%
$1,000
American State Bank of Grygla
American State Bank of Grygla
24-Month CD
2.62%
$500
Home Bank of California
Home Bank of California
24-Month CD
2.53%
$10,000
First Security Bank Byron, MN
First Security Bank Byron, MN
Rewards Money Market
2.27%
$500,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
The Bank of Landisburg
The Bank of Landisburg
48-Month CD
2.11%
$1,000
Metz Banking Company
Metz Banking Company
36-Month CD
2.02%
$1,000
PennCrest Bank
PennCrest Bank
Money Market
2.00%
$250,000
Westside State Bank
Westside State Bank
36-Month CD
1.55%
$500
Leader Bank
Leader Bank
18-Month CD
1.50%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Savings Account
1.11%
$200
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
6-Month CD
1.00%
$100
First Bank Hampton
First Bank Hampton
Loyalty Checking Account
0.75%
$7,500
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
Central State Bank Clayton, IL
Central State Bank Clayton, IL
12-Month CD
0.55%
$1,000
Unico Bank
Unico Bank
24-Month CD
0.50%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Saver Savings
0.50%
$0
Champlain National Bank
Champlain National Bank
Money Market
0.27%
$1,000
NVE Bank
NVE Bank
60-Month CD
0.26%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
36-Month CD
0.25%
$1,000
Guardian Savings Bank
Guardian Savings Bank
Money Market
0.15%
$2,500
Unity Bank
Unity Bank
12-Month CD
0.15%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
12-Month CD
0.10%
$1,000
Brentwood Bank
Brentwood Bank
Statement Savings
0.05%
$50
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
eStatement Savings
0.05%
$25
USB Union Savings Bank
USB Union Savings Bank
Access Savings
0.03%
$0
Buckeye Community Bank
Buckeye Community Bank
Buckeye Statement Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CorTrust Bank Information

CorTrust Bank
100 E Havens Ave
Mitchell, SD 57301
Davison
Established Date: 10/31/1930
FDIC Certificate #: 6063
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HOPKINS FINANCIAL CORP
How Many Domestic U.S. Offices? 37
How Many Branches are There? 37
Is CorTrust Bank FDIC Insured? Yes
What is CorTrust Bank's Cert number? 6063
What is the maximum amount for insured deposits? $250,000 per holder, per account

CorTrust Bank Financials

Total Assets:
$1,612,636,000
Total Deposits:
$1,417,627,000
Equity Capital:
$113,801,000
Domestic Deposits:
$1,417,627,000
Net Income:
$3,490,000
Return on Assets:
0.6094%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.0764%
Pretax Quarterly Return on Assets:
1.0800%
Return on Equity:
8.3600%
Quarterly Return on Equity:
12.5700%
Common Equity Tier 1 Capital Ratio:
12.0355%
Tier 1 Risk-Based Capital Ratio:
12.0355%
Leverage Tier 1 (Core Capital) Ratio:
8.6363%
Total Risk-Based Capital Ratio (YTD):
13.2930%
Total Interest Income (YTD):
3.8350%
 
 
Headquarters:
Mitchell
FDIC Field Office:
Sioux Falls
Regulator:
OCC
County:
Davison
# of Offices:
37
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

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