CorTrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 2.50% and 3-month CD rates at 0.40%. Current savings rates are at 0.75% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 15.00%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. CorTrust Bank's 6-Month CD rates are at 3.75%, 48-Month CD rates are at 3.75%, 36-Month CD rates are at 3.75%, 30-Month CD rates are at 3.75%, 24-Month CD rates are at 3.75%. CorTrust Bank's savings rates are at 1.50%.

CorTrust Bank

To see how these rates compare to CorTrust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CorTrust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CorTrust Bank CD rates. You can also compare CorTrust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

CorTrust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CorTrust Bank? Share your experience about CorTrust Bank by leaving a review below, or read customer reviews before you decide to use CorTrust Bank.

CorTrust Bank Texas Ratio

CorTrust Bank's Texas Ratio is at 4.68%, which is considered excellent. The Texas Ratio for CorTrust Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CorTrust Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.75%

2.56%

18-Month CD

3.75%

2.29%

24-Month CD

3.75%

2.29%

36-Month CD

3.75%

2.20%

48-Month CD

3.75%

2.14%

60-Month CD

N/A

2.26%

Savings

1.50%

0.65%

MMA

N/A

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

CorTrust Bank

100 E Havens Ave
Mitchell, SD 57301

https://www.cortrustbank.com

MonitorBankRates' Rating

5/5

★★★★★

Review CorTrust Bank

CorTrust Bank CD Rates and Interest Rates

CorTrust Bank

12-Month CD

3.75%

$500

CorTrust Bank

48-Month CD

3.75%

$500

CorTrust Bank

36-Month CD

3.75%

$500

CorTrust Bank

30-Month CD

3.75%

$500

CorTrust Bank

24-Month CD

3.75%

$500

CorTrust Bank

18-Month CD

3.75%

$500

CorTrust Bank

6-Month CD

3.75%

$1,000

CorTrust Bank

3-Month CD

3.50%

$2,500

CorTrust Bank

Cor Savings

1.50%

$1,000,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CorTrust Bank Rates with Other Competitive Bank and Credit Union Rates

EagleBank

24-Month CD

4.40%

$1,000

Riverside Bank of Dublin

18-Month CD

4.35%

$500

F&M State Bank Winterset, IA

12-Month CD (Jumbo)

4.30%

$100,000

VISIONBank Saint Francis, MN

6-Month CD

4.30%

$500

MapleMark Bank

12-Month CD

4.15%

$25,000

Bayer Heritage Federal Credit Union

12-Month CD

3.92%

$100

T Bank

12-Month CD

3.85%

$1,000

Luminate Bank

18-Month CD

3.75%

$500

F&M Union Bank

12-Month CD

3.68%

$1,000

Farmers State Bank Victor, MT

Money Market

3.66%

$1,500,000

First State Bank of Beecher City

24-Month CD

3.56%

$500

Somerset Savings Bank

Premier Money Market

3.56%

$5,000

SaviBank

12-Month CD

3.50%

$500

Minnesota First

60-Month CD

3.29%

$500

Citizens-Farmers Bank of Cole Camp

18-Month CD

3.28%

$1,000

All America Bank

60-Month CD

3.25%

$500

First Savings Bank of Hegewisch

18-Month CD

3.25%

$5,000

Fidelity Bank West Memphis, AR

3-Month CD

3.00%

$500

Security Federal Bank

30-Month CD

3.00%

$500

Clear Lake Bank and Trust Company

36-Month CD

2.85%

$1,000

F&M Bank & Trust

60-Month CD

2.83%

$2,500

Solvay Bank

48-Month CD

2.75%

$500

First Bank Elk River

3-Month CD

2.52%

State Bank & Trust Company

60-Month CD

2.52%

$1,000

First National Bank of Steeleville

24-Month CD

2.50%

$500

Ladysmith Federal S&L

60-Month CD

2.47%

$1,000

FNB of Dennison

48-Month CD

2.32%

$1,000

The Bank of the West

36-Month CD

2.02%

$1,000

Westbury Bank

18-Month CD

2.00%

$500

State Bank Fenton, MI

12-Month CD

1.51%

$500

BankPurley

Savings

1.50%

$100

First National Bank of Clarksdale

18-Month CD

1.50%

$500

The Bank of Protection

Money Market

1.26%

$25,000

Lincoln Bank of Hodgenville

60-Month CD

1.25%

$500

South Ottumwa SB

12-Month CD

1.00%

$500

Pittsfield Co-operative Bank

6-Month CD

1.00%

$500

The Middlefield Banking Company

24-Month CD

0.60%

$500

Kearny Bank

36-Month CD

0.55%

$500

Middlesex Federal Savings

24-Month CD

0.50%

$500

Stoughton Co-operative Bank

36-Month CD

0.50%

$500

Unico Bank

24-Month CD

0.50%

$1,000

Clinton Savings Bank

48-Month CD

0.50%

$10

Bank of Springfield

12-Month CD

0.41%

$1,000

Adrian Bank

Elite VIP Checking

0.25%

$1,000

2 Rivers Area Credit Union

Share Savings

0.25%

The Community State Bank

Money Market

0.20%

United Southern Bank

3-Month CD

0.05%

$1,000

First Commerce Bank Lewisburg, TN

Rate Climber Money Market

0.05%

PS Bank

Statement Savings

0.05%

Eastern Bank

Statement Savings

0.01%

$10

Disclaimer

Mortgage Rates March 20, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CorTrust Bank Information

CorTrust Bank

100 E Havens Ave
Mitchell, SD 57301
Davison
Established Date: 10/31/1930
FDIC Certificate #: 6063
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: HOPKINS FINANCIAL CORP

How Many Domestic U.S. Offices? 37

How Many Branches are There? 37

Website: https://www.cortrustbank.com

Is CorTrust Bank FDIC Insured? Yes

What is CorTrust Bank's Cert number? 6063

What is the maximum amount for insured deposits? $250,000 per holder, per account

CorTrust Bank Financials

Total Assets:

$1,548,370,000

Total Deposits:

$1,361,072,000

Equity Capital:

$117,936,000

Domestic Deposits:

$1,361,072,000

Net Income:

$851,000

Return on Assets:

0.1494%

Quarterly Return on Assets:

0.2200%

Pretax Return on Assets:

0.2576%

Pretax Quarterly Return on Assets:

0.2600%

Return on Equity:

2.1600%

Quarterly Return on Equity:

2.9000%

Common Equity Tier 1 Capital Ratio:

11.6178%

Tier 1 Risk-Based Capital Ratio:

11.6178%

Leverage Tier 1 (Core Capital) Ratio:

8.9213%

Total Risk-Based Capital Ratio (YTD):

12.8708%

Total Interest Income (YTD):

4.8496%

Headquarters:

Mitchell

FDIC Field Office:

Sioux Falls

Regulator:

OCC

County:

Davison

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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