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Haven Savings Bank Rates & Review March 2026

Haven Savings Bank's 6-Month CD rates are at 3.60%, 9-Month CD rates are at 3.50%, 12-Month CD rates are at 3.40%, 18-Month CD rates are at 3.40%, 18-Month IRA CD rates are at 3.40%. Haven Savings Bank's savings rates are at 0.20%. Haven Savings Bank's money market rates are at 0.20%. Haven Savings Bank's 10 Years Fixed Rate Mortgage Loans rates are at 5.50%, 15 Years Fixed Rate Mortgage Loans rates are at 5.75%, 20 Years Fixed Rate Mortgage Loans rates are at 5.88%, 7/1 ARM rates are at 5.75%, 10/1 ARM rates are at 6.00%. MonitorBankRates evaluates the financial stability of Haven Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.97%. Rates were last updated on 03/23/2026.

Haven Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Haven Savings Bank? Share your experience about Haven Savings Bank by leaving a review below, or read customer reviews before you decide to use Haven Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.97%
Excellent Lower than avg
Haven Savings Bank
621 Washington St
Hoboken, NJ 07030
https://www.havenbank.com
Member FDIC

Haven Savings Bank CD Rates

Product Rate APY Term View More
6 Month CD 3.54% 3.60% 6
Min Deposit $500
Min Balance $500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
9 Month CD 3.44% 3.50% 9
Min Deposit $500
Min Balance $500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
12 Month CD 3.34% 3.40% 12
Min Deposit $100
Min Balance $100
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
18 Month CD 3.34% 3.40% 18
Min Deposit $100
Min Balance $100
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
18 Month IRA CD 3.30% 3.40% 18
Min Deposit $250
Min Balance $250
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
24 Month CD 1.64% 1.65% 24
Min Deposit $100
Min Balance $100
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
36 Month CD 1.64% 1.65% 36
Min Deposit $100
Min Balance $100
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Haven Savings Bank Savings Rates

Product Rate APY View More
Safe Haven Relationship Savings - 3.00%
Min Balance $50,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Safe Haven Relationship Savings - 1.50%
Min Balance $10,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
E-Statement Savings Account 0.75% 0.75%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Safe Haven Relationship Savings - 0.50%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
E-Statement Savings Account 0.20% 0.20%
Min Deposit $2,500
Min Balance $0
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Statement Savings Account 0.20% 0.20%
Min Deposit $50
Min Balance $50
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Haven Savings Bank Money Market Rates

Product Rate APY View More
Step-Up Money Market 2.96% 3.00%
Min Deposit $5,000
Min Balance $25,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Money Market Account 0.20% 0.20%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Step-Up Money Market 0.20% 0.20%
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Haven Savings Bank Checking Rates

Product Rate APY View More
Super N.O.W Checking 0.20% 0.20%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
N.O.W. Checking 0.10% 0.10%
Min Deposit $100
Min Balance $100
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Beacon Checking - 0.00%
Min Deposit $750
Details Qualifications Required: Use your debit card at least 15 times for point of sale (POS) transactions per cycle; Electronic Deposits into this account totaling $500 per cycle; Enroll and receive e-Statements; Minimum opening deposit of $750
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Lighthouse 360 Checking - 0.00%
Min Deposit $500
Details Qualifications Required: Use your debit card at least 15 times for point of sale (POS) transactions per cycle; Electronic Deposits into this account totaling $500 per cycle; Enroll and receive e-Statements; Minimum opening deposit of $500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Haven Savings Bank Mortgage Rates

Product Rate Points APR Term View More
10 Years Fixed Rate Mortgage Loans 5.50% 0 5.68% 10
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
15 Years Fixed Rate Mortgage Loans 5.75% 0 5.88% 15
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
20 Years Fixed Rate Mortgage Loans 5.88% 0 5.98% 20
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
7/1 ARM 5.75% 0 6.14%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
10/1 ARM 6.00% 0 6.21%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
5/1 ARM 5.75% 0 6.21%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
10 Year Fixed 6.25% 0 6.31%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
30 Years Fixed Rate Mortgage Loans 6.25% 0 6.33% 30
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
15 Year Fixed 6.75% 0 6.79%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Haven Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line Plan (H.E.L.P.) 20 Years 6.75% - 6.75%
No additional details.
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Haven Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Haven Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Haven Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Haven Savings Bank
Bank Holding Company HAVEN BCORP MHC
Address 621 Washington St, Hoboken, NJ 07030  ·  Hudson
FDIC Certificate # 30039
Established 01/01/1938
FDIC Insurance Date 08/09/1989
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.97%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.2319%
Return on Equity (ROE) -2.2500%
Non-Performing Loans (NPL) 0.33%
Total Assets $1,014,686,000
Total Deposits $876,397,000
Equity Capital $89,345,000
Net Income $-5,277,000
Headquarters Hoboken
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Haven Savings Bank

Is Haven Savings Bank a safe place to deposit money?

Yes, Haven Savings Bank is considered a safe financial institution. With a Texas Ratio of 2.9655202552113%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Haven Savings Bank operate?

Haven Savings Bank currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Haven Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Haven Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Haven Savings Bank offer online and mobile banking?

Most modern institutions like Haven Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.havenbank.com.

Current Haven Savings Bank Rates

  • 12-Month CD3.40%
  • 18-Month CD3.40%
  • 24-Month CD1.65%
  • 36-Month CD1.65%
  • Savings0.20%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.