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The Harrison B&L Assoc. Rates & Review April 2026

The Harrison B&L Assoc.'s 91 Days Certificates of Deposits rates are at 3.80%, 182 Days Certificates of Deposits rates are at 3.53%, 11-Months 11-Month Certificates of Deposits rates are at 3.25%, 15-Months 15-Month Certificates of Deposits rates are at 2.79%, 9-Months 9-Month Certificates of Deposits rates are at 2.51%. The Harrison B&L Assoc.'s savings rates are at 0.00%. The Harrison B&L Assoc.'s money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of The Harrison B&L Assoc. with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.68%. Rates were last updated on 04/17/2026.

The Harrison B&L Assoc. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Harrison B&L Assoc.? Share your experience about The Harrison B&L Assoc. by leaving a review below, or read customer reviews before you decide to use The Harrison B&L Assoc..

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.68%
Excellent Lower than avg
The Harrison B&L Assoc.
10490 New Haven Rd
Harrison, OH 45030
https://www.bankhbl.com
Member FDIC

The Harrison B&L Assoc. CD Rates

Product Rate APY Term View More
91 Days Certificates of Deposits 3.75% 3.80% 91 Days
Min Deposit $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
182 Days Certificates of Deposits 3.50% 3.53% 182 Days
Min Deposit $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
11 month Certificates of Deposits 3.25% 3.25% 11 Months
Min Deposit $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
15 month Certificates of Deposits 2.75% 2.79% 15 Months
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
9 month Certificates of Deposits 2.50% 2.51% 9 Months
Min Deposit $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
5 Years Certificates of Deposits 0.75% 0.75% 5 Years
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
3 Years Certificates of Deposits 0.50% 0.50% 3 Years
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
30 month Certificates of Deposits 0.40% 0.40% 30 Months
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
12 month Certificates of Deposits 0.30% 0.30% 12 Months
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
18 month Certificates of Deposits 0.30% 0.30% 18 Months
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

The Harrison B&L Assoc. Savings Rates

Product Rate APY View More
Passbook Savings Account 0.15% 0.15%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Passbook Savings Account 0.10% 0.10%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Passbook Savings Account 0.08% 0.08%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Passbook Savings Account 0.05% 0.05%
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Passbook Savings Account 0.02% 0.02%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Passbook Savings Account 0.01% 0.01%
Min Balance $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Passbook Savings Account - 0.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

The Harrison B&L Assoc. Money Market Rates

Product Rate APY View More
Money Market Deposit 0.75% 0.75%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Market Deposit 0.20% 0.20%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Market Deposit 0.15% 0.15%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Market Deposit 0.10% 0.10%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Market Deposit 0.05% 0.05%
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Market Deposit 0.03% 0.03%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Market Deposit 0.01% 0.01%
Min Balance $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Money Market Deposit - 0.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

The Harrison B&L Assoc. Checking Rates

Product Rate APY View More
Checking Account 0.10% 0.10%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Checking Account 0.08% 0.08%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Checking Account 0.05% 0.05%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Debit Card Checking Account 0.05% 0.05%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Checking Account 0.03% 0.03%
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Debit Card Checking Account 0.03% 0.03%
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Checking Account 0.02% 0.02%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Debit Card Checking Account 0.02% 0.02%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Checking Account 0.01% 0.01%
Min Balance $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Debit Card Checking Account 0.01% 0.01%
Min Balance $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Checking Account - 0.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%
Debit Card Checking Account - 0.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.68%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Harrison B&L Assoc. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Harrison B&L Assoc. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Harrison B&L Assoc.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Harrison B&L Assoc.
FDIC Certificate # 28080
Address 10490 New Haven Rd, Harrison, OH 45030  ·  Hamilton
Established 01/01/1916
FDIC Insurance Date 08/09/1989
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.68%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8917%
Return on Equity (ROE) 7.4200%
Non-Performing Loans (NPL) 0.36%
Total Assets $276,510,000
Total Deposits $207,362,000
Equity Capital $41,299,000
Net Income $2,345,000
Headquarters Harrison
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

lgVD
★★★★★
December 17, 2025
cYxT
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About The Harrison B&L Assoc.

Is The Harrison B&L Assoc. a safe place to deposit money?

Yes, The Harrison B&L Assoc. is considered a safe financial institution. With a Texas Ratio of 3.6782951393957%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Harrison B&L Assoc. operate?

The Harrison B&L Assoc. currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Harrison B&L Assoc. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Harrison B&L Assoc. provides members with tools to manage their accounts and build a solid financial history.

Does The Harrison B&L Assoc. offer online and mobile banking?

Most modern institutions like The Harrison B&L Assoc. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankhbl.com.

Current The Harrison B&L Assoc. Rates

  • 12-Month CD0.30%
  • 18-Month CD0.30%
  • 36-Month CD0.50%
  • 60-Month CD0.75%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.