What are the current interest rates at MidFirst Bank?

Current rates for MidFirst Bank include: Savings: 3.50%

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MidFirst Bank Rates & Review July 2026

Item: MidFirst Bank
Rating: 5
Author: John Spangler

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 7, 2026

MidFirst Bank's savings rates are at 3.50%. MonitorBankRates evaluates the financial stability of MidFirst Bank with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 75.49%. Rates were last updated on 07/07/2026.

MidFirst Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MidFirst Bank? Share your experience about MidFirst Bank by leaving a review below, or read customer reviews before you decide to use MidFirst Bank.

Overall Health & Safety Grade

High Risk Health Score: 22/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

75.49%

Weak Higher than avg

MidFirst Bank

501 Nw Grand Blvd
Oklahoma City, OK 73118

https://www.midfirst.com

MidFirst Bank Savings Rates

Product	Rate	APY	View More
Amplify Savings	-	3.50%
Details New money only. Learn More* Last Updated 07/07/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 75.49%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for MidFirst Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather MidFirst Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MidFirst Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name MidFirst Bank

Bank Holding Company G JEFFREY RECORDS JR 2003 FAMILY TR

Address 501 Nw Grand Blvd, Oklahoma City, OK 73118 · Oklahoma

Website https://www.midfirst.com

FDIC Certificate # 4063

Established 02/28/1911

FDIC Insurance Date 08/09/1989

Domestic Offices 94

Total Branches 94

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 22/100

1.0

Weak Out of 5.0 Stars

75.49%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4057%

Return on Equity (ROE) 13.7300%

Non-Performing Loans (NPL) 7.03%

Total Assets $41,367,487,000

Total Deposits $24,559,280,000

Equity Capital $3,903,444,000

Net Income $477,785,000

Headquarters Oklahoma City

Total Branches and Offices 94

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

John Spangler

★★★★★

June 20, 2026

I have banked at Midfirst and have never had a problem with them, well there was one and the snafu follows The only thing that went wrong was I withdrew $500.00 and I was recounting my money. The teller messed up and gave me $100.00 to much--so I had a total withdraw of $600.00. When i found it I was still in the lobby. I went back to the teller, layed the money down and had her recount it. She did and gave me the $500.00 back. She didn\'t say thank you for your honesty or anything else. I overlooked it and I\'m still doing business with them.

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About MidFirst Bank

How many branches does MidFirst Bank operate?

MidFirst Bank currently maintains approximately 94 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, MidFirst Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MidFirst Bank provides members with tools to manage their accounts and build a solid financial history.

Does MidFirst Bank offer online and mobile banking?

Most modern institutions like MidFirst Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.midfirst.com.