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Hingham Institution for Savings Rates & Review March 2026

Hingham Institution for Savings's 4-Month Certificate of Deposit rates are at 3.70%, 5-Month Certificate of Deposit rates are at 3.64%, 9-Month Certificate of Deposit rates are at 3.60%, 11-Month Certificate of Deposit rates are at 3.45%, 13-Month Certificate of Deposit rates are at 3.35%. Hingham Institution for Savings's 30 YR Jumbo rates are at 6.00%, 15 YR Jumbo rates are at 6.00%, Jumbo 5/5 ARM rates are at 5.50%, 5/5 ARM rates are at 5.50%. MonitorBankRates evaluates the financial stability of Hingham Institution for Savings with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.05%. Rates were last updated on 03/27/2026.

Hingham Institution for Savings money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hingham Institution for Savings? Share your experience about Hingham Institution for Savings by leaving a review below, or read customer reviews before you decide to use Hingham Institution for Savings.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.05%
Excellent Lower than avg
Hingham Institution for Savings
55 Main St
Hingham, MA 02043
https://www.hinghamsavings.com
Member FDIC

Hingham Institution for Savings CD Rates

Product Rate APY Term View More
4 Month Certificate of Deposit 3.63% 3.70% 4
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
5 Month Certificate of Deposit 3.58% 3.64% 5
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
9 Month Certificate of Deposit 3.54% 3.60% 9
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
11 Month Certificate of Deposit 3.39% 3.45% 11
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
13 Month Certificate of Deposit 3.30% 3.35% 13
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
18 Month Certificate of Deposit 1.73% 1.75% 18
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
2 Year Certificate of Deposit 1.73% 1.75% 2
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
15 Month Certificate of Deposit 1.69% 1.70% 15
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
3 Year Certificate of Deposit 1.69% 1.70% 3
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
30 Month Certificate of Deposit 1.69% 1.70% 30
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
1 Year Certificate of Deposit 1.00% 1.01% 1
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
4 Year Certificate of Deposit 1.00% 1.00% 4
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
6 Month Certificate of Deposit 1.00% 1.00% 6
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
2 Month (No Penalty) Certificate of Deposit 0.50% 0.50% 2
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%

Hingham Institution for Savings Mortgage Rates

Product Rate Points APR Term View More
30 YR Jumbo 6.00% 0 6.01% 360
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
15 YR Jumbo 6.00% 0 6.02% 180
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
Jumbo 5/5 ARM 5.50% 0 6.20% 1-60
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%
5/5 ARM 5.50% 0 6.21% 1-60
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.05%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hingham Institution for Savings is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hingham Institution for Savings rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hingham Institution for Savings's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Hingham Institution for Savings
FDIC Certificate # 90211
Address 55 Main St, Hingham, MA 02043  ·  Plymouth
Established 04/02/1834
FDIC Insurance Date 07/01/1985
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.05%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6267%
Return on Equity (ROE) 6.7700%
Non-Performing Loans (NPL) 0.00%
Total Assets $4,542,678,000
Total Deposits $2,567,067,000
Equity Capital $479,708,000
Net Income $54,551,000
Headquarters Hingham
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Hingham Institution for Savings

Is Hingham Institution for Savings a safe place to deposit money?

Yes, Hingham Institution for Savings is considered a safe financial institution. With a Texas Ratio of 0.048513858792328%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Hingham Institution for Savings operate?

Hingham Institution for Savings currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Hingham Institution for Savings does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hingham Institution for Savings provides members with tools to manage their accounts and build a solid financial history.

Does Hingham Institution for Savings offer online and mobile banking?

Most modern institutions like Hingham Institution for Savings provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hinghamsavings.com.

Current Hingham Institution for Savings Rates

  • 12-Month CD1.01%
  • 18-Month CD1.75%
  • 24-Month CD1.75%
  • 36-Month CD1.70%
  • 48-Month CD1.00%
Retrieved from our database of financial products. Rates subject to change.