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Hocking Valley Bank Rates & Review April 2026

Hocking Valley Bank's 182 Days Certificates of Deposits rates are at 3.70%, 6-month CD rates are at 3.70%, 18-Month Certificates of Deposits rates are at 2.50%, 18-month CD rates are at 2.50%, 30-Month Certificates of Deposits rates are at 1.50%. Hocking Valley Bank's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Hocking Valley Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.36%. Rates were last updated on 04/17/2026.

Hocking Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hocking Valley Bank? Share your experience about Hocking Valley Bank by leaving a review below, or read customer reviews before you decide to use Hocking Valley Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.36%
Excellent Lower than avg
Hocking Valley Bank
7 W Stimson Ave
Athens, OH 45701
https://www.hvbonline.com
Member FDIC

Hocking Valley Bank CD Rates

Product Rate APY Term View More
182 Days Certificates of Deposits 3.64% 3.70% 182
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
6-month Cd - 3.70% 6
Min Deposit $2,500
Details $2,500 minimum opening balance. Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. RENEWABLE. APY effective January 13, 2026. Member FDIC.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
18 month Certificates of Deposits 2.47% 2.50% 18
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
18-month Cd - 2.50% 18
Min Deposit $1,000
Details 18-month CD with a 2.50% Annual Percentage Yield (APY). $1,000 minimum opening balance. Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. NON-RENEWABLE. APY effective January 25, 2024. Member FDIC.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
30 month Certificates of Deposits 1.49% 1.50% 30
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
60 month Certificates of Deposits 1.39% 1.40% 60
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
36 month Certificates of Deposits 1.29% 1.30% 36
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
42 month Certificates of Deposits 1.29% 1.30% 42
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
48 month Certificates of Deposits 1.29% 1.30% 48
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
24 month Certificates of Deposits 1.19% 1.20% 24
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
12 month Certificates of Deposits 1.00% 1.00% 12
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
36 Month "Step-Up" Certificates of Deposits 0.90% 0.90% 36
Min Deposit $1,000
Min Balance $1,000
Details Rate may be stepped up to a higher rate once during the CD's term
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
91 Days Certificates of Deposits 0.60% 0.60% 91
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%

Hocking Valley Bank Savings Rates

Product Rate APY View More
Super Saver Tier 5 0.55% 0.55%
Min Deposit $20,000
Min Balance $2,000,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
Super Saver Tier 4 0.45% 0.45%
Min Deposit $20,000
Min Balance $1,000,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
Super Saver Tier 3 0.35% 0.35%
Min Deposit $20,000
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
Super Saver Tier 2 0.30% 0.30%
Min Deposit $20,000
Min Balance $20,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
Passbook Savings 0.25% 0.25%
Min Deposit $100
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
Statement Savings 0.25% 0.25%
Min Deposit $100
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%
Super Saver Tier 1 - 0.00%
Min Deposit $20,000
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.36%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hocking Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hocking Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hocking Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Hocking Valley Bank
Bank Holding Company HOCKING VALLEY BANCSHARES INC
Address 7 W Stimson Ave, Athens, OH 45701  ·  Athens
FDIC Certificate # 18858
Established 02/12/1919
FDIC Insurance Date 08/09/1963
Domestic Offices 5
Total Branches 5
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.36%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7572%
Return on Equity (ROE) 9.7400%
Non-Performing Loans (NPL) 0.17%
Total Assets $356,204,000
Total Deposits $315,949,000
Equity Capital $36,337,000
Net Income $4,088,000
Headquarters Athens
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

eQwU
★★★★★
December 17, 2025
OTYt
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Hocking Valley Bank

Is Hocking Valley Bank a safe place to deposit money?

Yes, Hocking Valley Bank is considered a safe financial institution. With a Texas Ratio of 2.357172923124%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Hocking Valley Bank operate?

Hocking Valley Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Hocking Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hocking Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does Hocking Valley Bank offer online and mobile banking?

Most modern institutions like Hocking Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hvbonline.com.

Current Hocking Valley Bank Rates

  • 12-Month CD1.00%
  • 18-Month CD2.50%
  • 24-Month CD1.20%
  • 36-Month CD0.90%
  • 48-Month CD1.30%
  • 60-Month CD1.40%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.