Chelsea Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Chelsea Savings Bank Deposit Rates
Today's 12-month CD rates can be found at 2.25%, 6-month CD rates at 4.04% and 3-month CD rates at 4.15%. Current savings rates are at 1.00% and money market rates are at 1.97%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 29.99%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates. Chelsea Savings Bank's 60-Month CD rates are at 3.13%, 48-Month CD rates are at 2.62%, 12-Month CD rates are at 2.62%, 36-Month CD rates are at 2.37%, 24-Month CD rates are at 2.37%. Chelsea Savings Bank's savings rates are at 1.00%. Chelsea Savings Bank's money market rates are at 2.53%.

Chelsea Savings Bank

To see how these rates compare to Chelsea Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Chelsea Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Chelsea Savings Bank CD rates. You can also compare Chelsea Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Chelsea Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chelsea Savings Bank? Share your experience about Chelsea Savings Bank by leaving a review below, or read customer reviews before you decide to use Chelsea Savings Bank.

Chelsea Savings Bank Texas Ratio

Chelsea Savings Bank's Texas Ratio is at 2.85%, which is considered excellent. The Texas Ratio for Chelsea Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Chelsea Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.62%
18-Month CD
2.11%
24-Month CD
2.37%
36-Month CD
2.37%
48-Month CD
2.62%
60-Month CD
3.13%
Savings
1.00%
MMA
2.53%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Chelsea Savings Bank
601 13th St
Belle Plaine, IA 52208
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Chelsea Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Chelsea Savings Bank
Chelsea Savings Bank
60-Month CD
3.13%
$20,000
Chelsea Savings Bank
Chelsea Savings Bank
12-Month CD
2.62%
$20,000
Chelsea Savings Bank
Chelsea Savings Bank
48-Month CD
2.62%
$20,000
Chelsea Savings Bank
Chelsea Savings Bank
Prime Money Market
2.53%
$250,000
Chelsea Savings Bank
Chelsea Savings Bank
Silver & Gold Christmas Savings
2.52%
$0
Chelsea Savings Bank
Chelsea Savings Bank
24-Month CD
2.37%
$20,000
Chelsea Savings Bank
Chelsea Savings Bank
36-Month CD
2.37%
$20,000
Chelsea Savings Bank
Chelsea Savings Bank
18-Month CD
2.11%
$20,000
Chelsea Savings Bank
Chelsea Savings Bank
Savings
1.00%
$100
Chelsea Savings Bank
Chelsea Savings Bank
NOW Checking
0.50%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Chelsea Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Greene County Commercial Bank
Greene County Commercial Bank
Free e-checking
5.00%
$1
Regional Missouri Bank
Regional Missouri Bank
12-Month CD (Jumbo)
4.47%
$50,000
FinWise Bank
FinWise Bank
12-Month CD
4.35%
$500
First Southern State Bank
First Southern State Bank
6-Month CD
4.30%
$500
Raymond James Bank
Raymond James Bank
12-Month CD
4.20%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
12-Month CD
4.00%
$500
The MINT National Bank
The MINT National Bank
18-Month CD
3.75%
$10,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
48-Month CD
3.55%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
60-Month CD
3.35%
$100
State Bank of Scotia
State Bank of Scotia
18-Month CD
3.29%
$1,000
The Seymour Bank
The Seymour Bank
24-Month CD
3.29%
$1,000
UniBank
UniBank
48-Month CD
3.20%
$1,000
BankVista
BankVista
18-Month CD
3.16%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
48-Month CD
3.13%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
24-Month CD
3.09%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
60-Month CD
3.03%
$1,000
Haven Savings Bank
Haven Savings Bank
Step-Up Money Market
3.00%
$25,000
Bank Forward
Bank Forward
12-Month CD
3.00%
$500
Foresight Bank
Foresight Bank
Money Market
2.94%
$500,000
The Bank of Romney
The Bank of Romney
60-Month CD
2.79%
$1,000
Gogebic Range Bank
Gogebic Range Bank
12-Month CD
2.78%
$500
Shoreham Bank
Shoreham Bank
24-Month CD
2.75%
$1,000
Axiom Bank
Axiom Bank
60-Month CD
2.50%
$500
State Bank of Cherry
48-Month CD
2.47%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
24-Month CD
2.45%
$2,500
FNB of Dennison
24-Month CD
2.43%
$1,000
Grand Timber Bank
Grand Timber Bank
30-Month CD
2.37%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
48-Month CD
2.31%
$50,000
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
2.27%
$2,000
Black River Country Bank
Black River Country Bank
12-Month CD
2.25%
$1,000
West Union Bank
West Union Bank
18-Month CD
2.00%
$500
Northwest B&T Co.
Northwest B&T Co.
12-Month CD
1.75%
$1,000
Heritage Bank Wood River, NE
48-Month CD
1.50%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
12-Month CD
0.90%
$1,000
Rhinebeck Bank
Rhinebeck Bank
Business Money Market
0.87%
$0
FNB of Peterstown
FNB of Peterstown
24-Month CD
0.85%
$2,500
Security Bank Minnesota
Security Bank Minnesota
Platinum Money Market
0.75%
$0
First National Bank in Olney
First National Bank in Olney
Money Market
0.60%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Diamond Checking
0.50%
$100
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Premier Checking
0.50%
$100,000
Reliance State Bank
Reliance State Bank
Money Market
0.30%
$2,500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Regular Savings
0.30%
$5
Unico Bank
Unico Bank
12-Month CD
0.30%
$1,000
Grand Rapids SB
Grand Rapids SB
18-Month CD
0.20%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
24-Month CD
0.13%
$1,000
Denison State Bank
Denison State Bank
Beyond Checking
0.10%
$100
Community Bank of Raymore
Community Bank of Raymore
24-Month CD
0.05%
$500
Badger Bank
Badger Bank
Regular Savings
0.02%
$100
PSB Provident Savings Bank
PSB Provident Savings Bank
Savings Plus
0.01%
$10,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Money Market
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Chelsea Savings Bank Information

Chelsea Savings Bank
601 13th St
Belle Plaine, IA 52208
Benton
Established Date: 10/19/1936
FDIC Certificate #: 15427
Date of FDIC Deposit Insurance: 10/19/1936
Bank Holding Company: CHEBELLE CORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Chelsea Savings Bank FDIC Insured? Yes
What is Chelsea Savings Bank's Cert number? 15427
What is the maximum amount for insured deposits? $250,000 per holder, per account

Chelsea Savings Bank Financials

Total Assets:
$183,505,000
Total Deposits:
$167,143,000
Equity Capital:
$15,423,000
Domestic Deposits:
$167,143,000
Net Income:
$452,000
Return on Assets:
1.3104%
Quarterly Return on Assets:
0.9700%
Pretax Return on Assets:
0.9858%
Pretax Quarterly Return on Assets:
0.9900%
Return on Equity:
17.6000%
Quarterly Return on Equity:
11.8000%
Leverage Tier 1 (Core Capital) Ratio:
16.0731%
Total Interest Income (YTD):
4.1612%
 
 
Headquarters:
Belle Plaine
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Benton
# of Offices:
5
Metropolitan Statistical Area (MSA):
Cedar Rapids, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage-Rates-Current-Mortgage-RatesMortgage rates are were mostly down this past week, staying above near record lows of the past couple of months. 30-year fixed jumbo mortgage rates fell below 6.00 percent this week and conforming 30-year mortgage rates are nearing 5.00 percent.
Mercantil Bank CD RatesMercantil Bank CD rates are some of the highest CD rates currently available from any bank. 1 year CD rates at Mercantil Bank are at 2.80 percent for deposits of $10,000 or more. 5 year CD rates from Mercantil Bank are tied for the second best 5 year CD rate in our database at 3.50 percent. See how Mercantil Bank CD rates compare with other bank CD rates to get the best rate today.
Savings rates and all deposit rates were set to move higher in 2014 but now the verdict is out on whether or not interest rates will move higher. Savings rates, CD rates, money market account rates are all tied to the federal funds rate. The current federal funds rate has been in a range of zero percent to one quarter percent since December 2008. A historically low federal funds rate has kept deposit rates near record lows as well going on 5 years now. For more than a year, the Federal Reserve has stated time and time again that they plan to keep the federal funds rate at the current level of near zero percent until the unemployment rate falls below 6.5 percent.

Bank or Credit Union Offers and Deals

Mortgage Rates November 11, 2010: 30 Year Mortgage Rates at 4.24%, 15 Year Jumbo Mortgage Rates at 4.20%
Mortgage Rates Rise This Week
Banks and Credit Unions are Offering Prizes to Save Money in Savings Accounts
Great CD Deal at Central Bank - 7 Month APY 1.35%
Salem Five Direct Savings Rates
NewDominion Bank 3 Month $50K CD Rates now at 0.25%
Mortgage Rates Up to 5.39%: Current Mortgage Rates Mostly Up
Freddie Says: Mortgage Rates Mixed This Week
Mississippi FCU Savings Interest Rates and Money Market Account Rates
Best Auto Insurance: Do I Need Rental Car Insurance?

Alternative Bank and Credit Union Offers to Explore

Luther Burbank Savings CD Rates: Top Rate at 5.25% APY
Mortgage Rates Today Decline Following Treasury Yields Lower on Bernanke Comments
Mortgage Rates: Rates and Bond Yields are Headed Higher: 30 Year Mortgage Rates at 4.07%
American Bank Money Market Account Rates now at 0.25%
Colorado Federal Savings Bank CD Rates
Did Low Current Mortgage Rates Drive Toll Bros Contract Signings Higher?
Mortgage Rates Break Through Record Lows: 30 Year Rates at 3.49% Today
12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY
Higher Mortgage Rates and Home Prices to Curb Price Appreciation in 2014
Mortgage Refinance Rates Move Higher As We Head Over the Fiscal Cliff

Chelsea Savings Bank Reviews

There are no reviews for Chelsea Savings Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Chelsea Savings Bank
Your Name:
Your Rating:

See how Chelsea Savings Bank Compares to other banks