Utah Independent Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 2.25% and 3-month CD rates at 0.10%. Current savings rates are at 0.65% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 18.00%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates. Utah Independent Bank's 12-Month CD rates are at 4.47%, 60-Month CD rates are at 3.34%, 18-Month CD rates are at 3.24%, 30-Month CD rates are at 3.03%. Utah Independent Bank's savings rates are at 0.20%. Utah Independent Bank's money market rates are at 1.00%.

Utah Independent Bank

To see how these rates compare to Utah Independent Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Utah Independent Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Utah Independent Bank CD rates. You can also compare Utah Independent Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Utah Independent Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Utah Independent Bank? Share your experience about Utah Independent Bank by leaving a review below, or read customer reviews before you decide to use Utah Independent Bank.

Utah Independent Bank Texas Ratio

Utah Independent Bank's Texas Ratio is at 0.29%, which is considered excellent. The Texas Ratio for Utah Independent Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Utah Independent Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.47%
18-Month CD
3.24%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
3.34%
Savings
0.20%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Utah Independent Bank
55 S State St
Salina, UT 84654
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Utah Independent Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Utah Independent Bank
Utah Independent Bank
12-Month CD
4.47%
$500
Utah Independent Bank
Utah Independent Bank
60-Month CD
3.34%
$500
Utah Independent Bank
Utah Independent Bank
18-Month CD
3.24%
$500
Utah Independent Bank
Utah Independent Bank
30-Month CD
3.03%
$500
Utah Independent Bank
Utah Independent Bank
Money Market
1.00%
$20,000
Utah Independent Bank
Utah Independent Bank
Business Money Market
1.00%
$20,000
Utah Independent Bank
Utah Independent Bank
Savings
0.20%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Utah Independent Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
AAEC Credit Union
AAEC Credit Union
12-Month CD
4.50%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
4.40%
$1,000
International Bank of Chicago
International Bank of Chicago
Premier Money Market
4.25%
$250,000
Access Federal Credit Union
Access Federal Credit Union
24-Month CD
4.25%
$1,000
Raymond James Bank
Raymond James Bank
48-Month CD
4.05%
$1,000
Pathfinder Bank
Pathfinder Bank
Kasasa Checking
4.00%
$0
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD (Plus Jumbo)
3.72%
$200,000
Needham Bank
Needham Bank
24-Month CD
3.68%
$1,000
Compass Savings Bank
Compass Savings Bank
60-Month CD
3.56%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
12-Month CD
3.55%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
3.50%
$100
FSB of Randolph County
FSB of Randolph County
48-Month CD
3.50%
$500
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
18-Month CD
3.40%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
36-Month CD
3.30%
$500
Halstead Bank
Halstead Bank
12-Month CD
3.30%
$1,000
Newburyport Bank
Newburyport Bank
36-Month CD
3.25%
$500
Phoenixville Federal B&T
12-Month CD
3.05%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
18-Month CD
3.00%
$500
Access Community Credit Union
Access Community Credit Union
36-Month CD
3.00%
$1,000
OSB Odin State Bank
OSB Odin State Bank
48-Month CD
2.77%
$10,000
Cendera Bank
Cendera Bank
Checking
2.75%
$50,000
Harvest Bank
Harvest Bank
48-Month CD
2.55%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
12-Month CD
2.50%
$5,000
Community Bank Bristow, OK
Community Bank Bristow, OK
Advantage Money Market
2.34%
$500,000
Jefferson Security Bank
Jefferson Security Bank
12-Month CD
2.01%
$500
Goldwater Bank
Goldwater Bank
Gold Checking
2.00%
$500
Achieva Credit Union
Achieva Credit Union
36-Month CD
1.80%
$500
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
Home Loan SB
Home Loan SB
60-Month CD
1.50%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
24-Month CD
1.31%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
24-Month CD
1.26%
$1,000
River Bank
River Bank
Money Market
1.26%
$1,500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Savings
1.25%
$100
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
West Plains S&L
West Plains S&L
30-Month CD
0.75%
$1,000
Northumberland Bank
Northumberland Bank
60-Month CD
0.60%
$5,000
5 Star Bank
5 Star Bank
60-Month CD
0.50%
$500
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
6-Month CD
0.50%
$250
FNB of Wyoming
FNB of Wyoming
Checking
0.45%
$500
Savings Bank of Danbury
Savings Bank of Danbury
36-Month CD
0.45%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Super NOW Checking
0.20%
$2,500
Rhinebeck Bank
Rhinebeck Bank
Priority Savings
0.20%
$0
New Market Bank
New Market Bank
Money Market
0.15%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
6-Month CD
0.10%
$500
Charles River Bank
Charles River Bank
Passbook Savings
0.05%
$10
Associated Bank
Associated Bank
24-Month CD
0.03%
$1,000
Consumers National Bank
Consumers National Bank
Personal Savings
0.03%
$50
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 14, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.250%
5.353%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.500%
5.573%
0.000
5.375%
5.575%
2.000
5.375%
5.602%
0.750
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Utah Independent Bank Information

Utah Independent Bank
55 S State St
Salina, UT 84654
Sevier
Established Date: 08/29/1977
FDIC Certificate #: 22514
Date of FDIC Deposit Insurance: 08/29/1977
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Utah Independent Bank FDIC Insured? Yes
What is Utah Independent Bank's Cert number? 22514
What is the maximum amount for insured deposits? $250,000 per holder, per account

Utah Independent Bank Financials

Total Assets:
$143,240,000
Total Deposits:
$122,457,000
Equity Capital:
$18,963,000
Domestic Deposits:
$122,457,000
Net Income:
$1,146,000
Return on Assets:
3.3613%
Quarterly Return on Assets:
3.3300%
Pretax Return on Assets:
3.3345%
Pretax Quarterly Return on Assets:
3.3300%
Return on Equity:
26.7800%
Quarterly Return on Equity:
25.1400%
Leverage Tier 1 (Core Capital) Ratio:
15.6604%
Total Interest Income (YTD):
6.8862%
 
 
Headquarters:
Salina
FDIC Field Office:
Salt Lake City
Regulator:
FED
County:
Sevier
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

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Utah Independent Bank Reviews

John H McDowell
★★☆☆☆
September 25, 2024
Was told could only open CD in person. Good rate but not worth flying from Pennsylvania
Average Rating
★★☆☆☆
Total Reviews
1
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