☰

Home›
Banks›
SB of Southwest MO

iAdvertiser Disclosure

SB of Southwest MO Rates & Review April 2026

Q: How many branches does SB of Southwest MO operate?

SB of Southwest MO currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, SB of Southwest MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, SB of Southwest MO provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare SB of Southwest MO rates to other rates in our database, including 12-month CD rates currently at 2.75%, 6-month CD rates at 1.35% and 3-month CD rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to SB of Southwest MO rates. MonitorBankRates evaluates the financial stability of SB of Southwest MO with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

SB of Southwest MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SB of Southwest MO? Share your experience about SB of Southwest MO by leaving a review below, or read customer reviews before you decide to use SB of Southwest MO.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

SB of Southwest MO

3310 E Sunshine St
Springfield, MO 65804

https://www.state.bank

Current Rate Availability

We do not have SB of Southwest MO rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for SB of Southwest MO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather SB of Southwest MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SB of Southwest MO's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name SB of Southwest MO

Bank Holding Company STATE BANCSHARES INC

Address 3310 E Sunshine St, Springfield, MO 65804 · Greene

Website https://www.state.bank

FDIC Certificate # 26358

Established 09/16/1985

FDIC Insurance Date 09/16/1985

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4627%

Return on Equity (ROE) 8.5300%

Non-Performing Loans (NPL) 0.00%

Total Assets $170,564,000

Total Deposits $152,652,000

Equity Capital $12,288,000

Net Income $1,773,000

Headquarters Springfield

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for SB of Southwest MO yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for SB of Southwest MO

Frequently Asked Questions About SB of Southwest MO

Is SB of Southwest MO a safe place to deposit money?

Yes, SB of Southwest MO is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does SB of Southwest MO operate?

SB of Southwest MO currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, SB of Southwest MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SB of Southwest MO provides members with tools to manage their accounts and build a solid financial history.

Does SB of Southwest MO offer online and mobile banking?

Most modern institutions like SB of Southwest MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.state.bank.