Southern Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Southern Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Southern Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Southern Bank and Trust Company CD rates. You can also compare Southern Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists. Southern Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southern Bank and Trust Company? Share your experience about Southern Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Southern Bank and Trust Company. Southern Bank and Trust Company Texas Ratio Southern Bank and Trust Company's Texas Ratio is at 3.90%, which is considered excellent. The Texas Ratio for Southern Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Southern Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Southern Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates
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Integrity Bank & Trust
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Southern Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time. Southern Bank and Trust Company InformationSouthern Bank and Trust Company
100 N Center StMount Olive, NC 28365 Wayne Established Date: 01/01/1901 FDIC Certificate #: 15359 Date of FDIC Deposit Insurance: 03/02/1936 Bank Holding Company: SOUTHERN BANCSHARES N C INC How Many Domestic U.S. Offices? 57 How Many Branches are There? 57 Website: https://www.southernbank.com
Is Southern Bank and Trust Company FDIC Insured? Yes
What is Southern Bank and Trust Company's Cert number? 15359
What is the maximum amount for insured deposits? $250,000 per holder, per account
Southern Bank and Trust Company FinancialsTotal Assets:
$4,777,181,000
Total Deposits:
$4,152,523,000
Equity Capital:
$295,997,000
Domestic Deposits:
$4,152,523,000
Net Income:
$14,067,000
Return on Assets:
1.2732%
Quarterly Return on Assets:
1.1800%
Pretax Return on Assets:
1.4985%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
24.2700%
Quarterly Return on Equity:
19.1300%
Common Equity Tier 1 Capital Ratio:
11.9137%
Tier 1 Risk-Based Capital Ratio:
11.9137%
Leverage Tier 1 (Core Capital) Ratio:
9.0186%
Total Risk-Based Capital Ratio (YTD):
12.8449%
Total Interest Income (YTD):
3.7956%
Headquarters:
Mount Olive
FDIC Field Office:
Raleigh
Regulator:
FDIC
County:
Wayne
# of Offices:
57
Metropolitan Statistical Area (MSA):
Goldsboro, NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Home mortgage rates are mostly higher today. 15 year conforming home mortgage rates are back above 4.00 percent. This is the first time in months 15 year mortgage rates are above 4.00 percent. Current 30 year conforming home mortgage rates and refinance mortgage rates are averaging 4.66 percent, a slight decrease from yesterday’s average home mortgage rate and mortgage refinance rate of 4.67 percent. 30 year home mortgage rates and home refinance mortgage rates in Texas are higher averaging 4.74 percent.
 The average rate on our low introductory rate Credit Cards is 0.698 percent for the week ending January, 9, 2011. This is the average rate, you can find low introductory credit card rates at 0.00 percent. Right now on our list of low intro rate cards there are several cards listed with an intro rate of 0.00% for 6 months to 18 months.
There is a new leader on our 2 year jumbo certificate of deposit rate list. CIT Bank is now offering 2 year jumbo CD rates at 1.42 percent with an APY of 1.43 percent. CIT Bank is also offering one of the best rates available for a regular 2 year CD, currently at 1.34 percent with an APY of 1.35 percent.
Bank or Credit Union Offers and DealsBest Rates Available Still on Online Savings AccountsMoney Market Account & Savings Accounts Rates: June 22, 2009 Mortgage Rates Jump Higher: 30 Year Mortgage Rates at 5.16% Savings Interest Rates Stuck at Low Levels as Bond Yields Soar Highest Variable Deposit Rate Report August 14 Mortgage Rates Higher on Conforming and Jumbo Loans: 30 Year Mortgage Rates at 4.05% Finworth CD Rates: Top Rate at 5.70% for 16-Month CD Average CD Interest Rates Mostly Lower on FOMC September 21 Statement Mortgage Rates up Slightly in This Week's PMMS Survey Online Banks Dominate Top Savings Interest Rates Available Alternative Bank and Credit Union Offers to Exploregiantbank.com 2 Year Jumbo CD Rates now at 1.20%This Week's Top Money Market Account Rate at 1.01% APY Mortgage Rates Make New Record Low Says Freddie: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.86% Mortgage Rates Jump Sharply Higher this Week Salem Five Ups CD Rates Auto Loan Rates in Phoenix Mortgage Rates at Lowest Level in 2010: 30 Year Mortgage Rates at 4.84% Higher Fed Funds Rate Later This Year Will Send Deposit Rates Higher Mortgage Rates in New York | NY Home Loans Today Low Mortgage Rates Today and Two Earnings Reports Point to the End of the Housing Bust Southern Bank and Trust Company ReviewsThere are no reviews for Southern Bank and Trust Company yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.50% and 3-month CD rates at 2.78%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 17.04%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. 
