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The Park Bank Rates & Review March 2026

The Park Bank's 6-Month CD Special rates are at 3.50%. MonitorBankRates evaluates the financial stability of The Park Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.56%. Rates were last updated on 03/10/2026.

The Park Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Park Bank? Share your experience about The Park Bank by leaving a review below, or read customer reviews before you decide to use The Park Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.56%
Excellent Lower than avg
The Park Bank
2401 S Park St
Madison, WI 53713
https://www.parkbank.com
Member FDIC

The Park Bank CD Rates

Product Rate APY Term View More
6 Month CD Special - 3.50% 6
No additional details.
Last Updated 03/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%

The Park Bank Home Equity & HELOC

Product Rate Points APR Term View More
6 Month Fixed Introductory Rate HELOC Special - - 5.24% 6
No additional details.
Last Updated 03/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.36%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Park Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Park Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Park Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Park Bank
Bank Holding Company PARK BCORP INC
Address 2401 S Park St, Madison, WI 53713  ·  Dane
FDIC Certificate # 19608
Established 07/18/1966
FDIC Insurance Date 07/18/1966
Domestic Offices 10
Total Branches 10
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.56%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3600%
Return on Equity (ROE) 3.8500%
Non-Performing Loans (NPL) 0.05%
Total Assets $1,571,795,000
Total Deposits $1,293,941,000
Equity Capital $151,024,000
Net Income $8,468,000
Headquarters Madison
Total Offices 10
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About The Park Bank

Is The Park Bank a safe place to deposit money?

Yes, The Park Bank is considered a safe financial institution. With a Texas Ratio of 0.55711561275209%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Park Bank operate?

The Park Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Park Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Park Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Park Bank offer online and mobile banking?

Most modern institutions like The Park Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parkbank.com.