Lake Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Lake Community BankToday's 12-month CD rates can be found at 3.05%, 6-month CD rates at 1.90% and 3-month CD rates at 0.10%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 13.20%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Lake Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lake Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lake Community Bank CD rates. You can also compare Lake Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lake Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lake Community Bank? Share your experience about Lake Community Bank by leaving a review below, or read customer reviews before you decide to use Lake Community Bank.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lake Community Bank
1964 W Wayzata Blvd
Long Lake, MN 55356
Member FDIC
MonitorBankRates' Rating
/5
☆☆☆☆☆

Compare Lake Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
IAM Federal Credit Union
IAM Federal Credit Union
18-Month CD
5.00%
$1,000
ableBanking
ableBanking
6-Month CD
4.50%
$5,000
AAA Federal Savings Bank
AAA Federal Savings Bank
12-Month CD
4.30%
$1,500
Quaint Oak Bank
Quaint Oak Bank
12-Month CD
4.30%
$500
Susquehanna Community Bank
Susquehanna Community Bank
Eagle Premium Savings
4.07%
$100,000
Beal Bank
Beal Bank
12-Month CD
4.05%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
60-Month CD
4.00%
$1,000
Century Next Bank
Century Next Bank
Premier Money Market
4.00%
$100,000
Bank of Edmonson County
Bank of Edmonson County
12-Month CD
3.85%
$500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
24-Month CD
3.85%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
36-Month CD
3.77%
$1,000
AAC Credit Union
AAC Credit Union
18-Month CD
3.70%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD (Plus Jumbo)
3.60%
$200,000
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.55%
$250
Reliance Bank
Reliance Bank
24-Month CD
3.40%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
36-Month CD
3.34%
$500
Reliance Bank
Reliance Bank
36-Month CD
3.30%
$500
The Blue Grass Valley Bank
The Blue Grass Valley Bank
Money Market
3.30%
$200,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
26-Month CD
3.20%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
24-Month CD
3.14%
$1,000
Bank of Edmonson County
Bank of Edmonson County
24-Month CD
3.00%
$500
First Citizens State Bank
First Citizens State Bank
36-Month CD
2.75%
$100
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
12-Month CD
2.22%
$1,000
FNB of Raymond
FNB of Raymond
18-Month CD
2.17%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
24-Month CD
2.02%
$100
Bank of Edmonson County
Bank of Edmonson County
6-Month CD
2.01%
$500
Fox Valley Savings Bank
Fox Valley Savings Bank
12-Month CD
2.00%
$50
Charter Bank IA
Charter Bank IA
6-Month CD
2.00%
$1,000
Gouverneur S&L
Gouverneur S&L
36-Month CD
1.77%
$2,500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Savings
1.56%
$0
The Peoples Community Bank
The Peoples Community Bank
48-Month CD
1.55%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
12-Month CD
1.51%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
12-Month CD
1.02%
$500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
18-Month CD
1.00%
$500
SSB Sherwood State Bank
SSB Sherwood State Bank
18-Month CD
1.00%
$1,000
Greenstate Credit Union
Greenstate Credit Union
60-Month CD
0.75%
$500
WaterStone Bank
WaterStone Bank
60-Month CD
0.70%
$1,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
36-Month CD
0.65%
$1,000
Municipal Bank
Municipal Bank
36-Month CD
0.60%
$1,000
Minnesota First
Minnesota First
Regular Savings
0.15%
$200
PNB Community Bank
PNB Community Bank
36-Month CD
0.15%
$1,000
Bank of Edmonson County
Bank of Edmonson County
NOW Checking
0.10%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Rate Climber Money Market
0.05%
$0
Sugar River Bank
Sugar River Bank
Money Market
0.05%
$1,000
Milford Bank
Milford Bank
6-Month CD
0.05%
$1,000
National Bank of Malvern
National Bank of Malvern
NOW Checking
0.05%
$1,000
Applied Bank
Applied Bank
36-Month CD
0.05%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Bank of America
Bank of America
24-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Lake Community Bank rate data right now, check back for updates, we are adding rates all the time.

Lake Community Bank Information

Lake Community Bank
1964 W Wayzata Blvd
Long Lake, MN 55356
Hennepin
Established Date: 08/19/1905
FDIC Certificate #: 8193
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MIDCOUNTRY ACQUISITION CORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 0
Is Lake Community Bank FDIC Insured? Yes
What is Lake Community Bank's Cert number? 8193
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lake Community Bank Financials

Total Assets:
$138,319,000
Total Deposits:
$114,811,000
Equity Capital:
$22,863,000
Domestic Deposits:
$114,811,000
Net Income:
$1,867,000
Return on Assets:
1.1765%
Quarterly Return on Assets:
1.1700%
Pretax Return on Assets:
1.6493%
Pretax Quarterly Return on Assets:
1.5500%
Return on Equity:
8.7300%
Quarterly Return on Equity:
7.8500%
Common Equity Tier 1 Capital Ratio:
16.1701%
Tier 1 Risk-Based Capital Ratio:
16.1701%
Leverage Tier 1 (Core Capital) Ratio:
11.2841%
Total Risk-Based Capital Ratio (YTD):
17.2795%
Total Interest Income (YTD):
4.5073%
 
 
Headquarters:
Long Lake
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Hennepin
# of Offices:
1
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 12/31/2023

Explore Other Rate Deals

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Mortgage rates moved higher this week. Today's mortgage rates on 30 year conforming home loans are averaging 4.07%, up from last week's average of 4.00%. Last Thursday 30 year mortgage rates made an intra week low at 3.99%. Current mortgage rates on 15 year conforming home loans are also higher this week averaging 3.35%, up slightly from last week's average 15 year rate of 3.34%. The intra-week low for 15 year mortgage rates last Thursday's was 3.30%.
30 year mortgage rates continue to head lower this week. Current 30 year mortgage rates are averaging 4.51% in this week's Mortgage Application Survey released by the Mortgage Bankers Association. The average contact rate for 30 year mortgage loans is down from the prior week's average of 4.54%. Average mortgage points on 30 year loans increased to 1.05 points, up from the previous week's average of 0.94 points.

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