Bank of Springfield CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.70% and 3-month CD rates at 0.05%. Current savings rates are at 0.75% and money market rates are at 1.55%. Mortgage rates today on 30-year fixed loans are around 6.77%. Credit Card rates are at 19.49%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates. Bank of Springfield's 60-Month CD rates are at 1.41%, 48-Month CD rates are at 1.17%, 36-Month CD rates are at 0.91%, 24-Month CD rates are at 0.75%, 18-Month CD rates are at 0.51%.
To see how these rates compare to Bank of Springfield CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Springfield, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Springfield CD rates. You can also compare Bank of Springfield savings rates, MMA rates and mortgage rates using our other rate lists. Bank of Springfield money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Springfield? Share your experience about Bank of Springfield by leaving a review below, or read customer reviews before you decide to use Bank of Springfield. Bank of Springfield Texas Ratio Bank of Springfield's Texas Ratio is at 23.08%, which is considered excellent. The Texas Ratio for Bank of Springfield is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bank of Springfield is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Bank of Springfield CD Rates and Interest Rates
Bank of Springfield
60-Month CD
1.41%
$1,000
Bank of Springfield
48-Month CD
1.17%
$1,000
Bank of Springfield
36-Month CD
0.91%
$1,000
Bank of Springfield
24-Month CD
0.75%
$1,000
Bank of Springfield
18-Month CD
0.51%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Bank of Springfield Rates with Other Competitive Bank and Credit Union Rates
Yakima Federal S&L
6-Month CD
4.20%
$500
BECU Boeing Employees Credit Union
Checking (Member Advantage)
4.07%
$0
NASA Federal Credit Union
60-Month CD
3.85%
$1,000
The Bank of Romney
12-Month CD
3.80%
$1,000
Security Federal Bank
12-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates January 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Bank of Springfield InformationBank of Springfield
3400 Wabash AveSpringfield, IL 62711 Sangamon Established Date: 10/29/1965 FDIC Certificate #: 19506 Date of FDIC Deposit Insurance: 10/29/1965 Bank Holding Company: SPRING BCORP INC How Many Domestic U.S. Offices? 16 How Many Branches are There? 17 Website: https://www.bankwithbos.com
Is Bank of Springfield FDIC Insured? Yes
What is Bank of Springfield's Cert number? 19506
What is the maximum amount for insured deposits? $250,000 per holder, per account
Bank of Springfield FinancialsTotal Assets:
$1,587,966,000
Total Deposits:
$1,333,140,000
Equity Capital:
$137,213,000
Domestic Deposits:
$1,333,140,000
Net Income:
$3,982,000
Return on Assets:
0.9551%
Quarterly Return on Assets:
1.0100%
Pretax Return on Assets:
1.3490%
Pretax Quarterly Return on Assets:
1.3500%
Return on Equity:
11.1700%
Quarterly Return on Equity:
11.7500%
Common Equity Tier 1 Capital Ratio:
10.2744%
Tier 1 Risk-Based Capital Ratio:
10.2744%
Leverage Tier 1 (Core Capital) Ratio:
8.8033%
Total Risk-Based Capital Ratio (YTD):
11.3053%
Total Interest Income (YTD):
5.0589%
Headquarters:
Springfield
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Sangamon
# of Offices:
16
Metropolitan Statistical Area (MSA):
Springfield, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsFixed mortgage rates on both conforming and jumbo mortgages declined during the first week of 2016. Average 30 year conforming rates are at 3.81 percent, down from last week's average rate of 3.900 percent. Average 30 year jumbo mortgage rates are currently at 4.39 percent, a decline from the prior week's average of 4.44 percent.  GMAC will continue to provide auto loans to both GM and Chrysler consumers during General Motors bankruptcy. A motion filed by General Motors to allow GMAC to provide loans was approved by the U.S. Bankruptcy Court.
Housing prices continue to rise as buyers compete for the low number of homes available for sale. Mortgage rates are also moving higher as 10 year bond yields soared yesterday on the highest consumer confidence in 5 years. At some point, higher mortgage rates will put a damper on home sales but we are several years away from that happening.
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