FinWise Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.30%, 6-month CD rates at 5.30% and 3-month CD rates at 0.25%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 13.24%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates. FinWise Bank's 15-Month CD Special rates are at 5.50%, 12-Month CD rates are at 5.10%, 6-Month CD rates are at 4.99%, 24-Month CD rates are at 4.58%, 18-Month CD rates are at 4.58%. FinWise Bank's savings rates are at 0.75%. FinWise Bank's money market rates are at 4.07%.

FinWise Bank

To see how these rates compare to FinWise Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FinWise Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FinWise Bank CD rates. You can also compare FinWise Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FinWise Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FinWise Bank? Share your experience about FinWise Bank by leaving a review below, or read customer reviews before you decide to use FinWise Bank.

FinWise Bank Texas Ratio

FinWise Bank's Texas Ratio is at 0.24%, which is considered excellent. The Texas Ratio for FinWise Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FinWise Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.10%
18-Month CD
4.58%
24-Month CD
4.58%
36-Month CD
4.06%
48-Month CD
4.06%
60-Month CD
4.06%
Savings
0.75%
MMA
4.07%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FinWise Bank
756 E Winchester St
Murray, UT 84107
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

FinWise Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FinWise Bank
FinWise Bank
15-Month CD Special
5.50%
$500
FinWise Bank
FinWise Bank
12-Month CD
5.10%
$500
FinWise Bank
FinWise Bank
6-Month CD
4.99%
$500
FinWise Bank
FinWise Bank
18-Month CD
4.58%
$500
FinWise Bank
FinWise Bank
24-Month CD
4.58%
$500
FinWise Bank
FinWise Bank
Money Market
4.07%
$250,000
FinWise Bank
FinWise Bank
36-Month CD
4.06%
$500
FinWise Bank
FinWise Bank
48-Month CD
4.06%
$500
FinWise Bank
FinWise Bank
60-Month CD
4.06%
$500
FinWise Bank
FinWise Bank
2-Month CD
3.04%
$500
FinWise Bank
FinWise Bank
3-Month CD
3.04%
$500
FinWise Bank
FinWise Bank
Consumer Statement Savings
0.75%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FinWise Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
36-Month Flex Index CD
5.92%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
9-Month CD
5.25%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
12-Month CD
5.04%
$500
Old Dominion National Bank
Old Dominion National Bank
9-Month
5.00%
$500
Lea County State Bank
Lea County State Bank
3-Month CD CDARS/IntraFi
4.92%
$50,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
24-Month CD
4.80%
$5,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
7-Month CD special
4.75%
$500
Think Mutual Bank
Think Mutual Bank
12-Month CD
4.50%
$250
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
12-Month CD
4.32%
$500
First Southwest Bank
First Southwest Bank
24-Month CD
3.75%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
33-Month CD
3.50%
$1,000
Elgin State Bank
Elgin State Bank
33-Month CD
3.50%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
24-Month CD term share
3.50%
$500
Primebank
Primebank
60-Month CD 2 Step Ups
3.40%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
60-Month CD
3.29%
$500
Superior National Bank
Superior National Bank
6-Month CD
2.77%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
60-Month CD
2.75%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
36-Month CD (Certificate)
2.12%
$500
Silver Lake Bank
Silver Lake Bank
24-Month CD Jump
2.02%
$500
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD certificate
2.02%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
36-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
18-Month CD
1.60%
$2,500
American State Bank (TX)
American State Bank (TX)
36-Month CD
1.51%
$1,000
Farmers Bank Greenwood, AR
Farmers Bank Greenwood, AR
Kasasa Cash Checking Account <-$10K
1.50%
$250
Lee Bank
Lee Bank
Kasasa Savings Account
1.50%
$0
Tipton Latham Bank
Tipton Latham Bank
30-Month CD
1.50%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
Savings Account
1.26%
$50
Kentucky Farmers Bank
Kentucky Farmers Bank
12-Month CD
1.25%
$1,000
The Bank of New Glarus
The Bank of New Glarus
12-Month CD
1.00%
$1,000
A H E Plant 3 Federal Credit Union
A H E Plant 3 Federal Credit Union
3-Month CD certificate
1.00%
$500
FNB of Brownstown
12-Month CD
0.90%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
24-Month CD
0.75%
$500
FirsTier Bank
FirsTier Bank
48-Month CD
0.65%
$0
Susquehanna Community Bank
Susquehanna Community Bank
12-Month CD
0.60%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
36-Month CD
0.60%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
6-Month CD
0.40%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
18-Month CD
0.35%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
Investment Money Market Tier 1
0.25%
$2,500
Washington Financial Bank
Washington Financial Bank
24-Month CD
0.25%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
24-Month CD
0.20%
$1,000
Equitable S&L Co.
Equitable S&L Co.
12-Month CD
0.15%
$500
1st Gateway Credit Union
1st Gateway Credit Union
Regular Share Savings
0.15%
$5
Cleveland State Bank
Cleveland State Bank
Savings Account
0.10%
$100
Greeneville Federal Bank
Greeneville Federal Bank
Golden Money Market Checking
0.07%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
60-Month CD
0.05%
$500
Jewett City Savings Bank
Jewett City Savings Bank
Money Market
0.05%
$100
Mercer County State Bank
Savings Acount
0.05%
$500
State Bank Brownsburg, IN
Simply Savings
0.05%
$25
The National Capital Bank of Washington
The National Capital Bank of Washington
Statement Savings
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FinWise Bank Information

FinWise Bank
756 E Winchester St
Murray, UT 84107
Salt Lake
Established Date: 07/25/2000
FDIC Certificate #: 35323
Date of FDIC Deposit Insurance: 07/25/2000
Bank Holding Company: FINWISE BCORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is FinWise Bank FDIC Insured? Yes
What is FinWise Bank's Cert number? 35323
What is the maximum amount for insured deposits? $250,000 per holder, per account

FinWise Bank Financials

Total Assets:
$437,188,000
Total Deposits:
$321,867,000
Equity Capital:
$105,181,000
Domestic Deposits:
$321,867,000
Net Income:
$5,118,000
Return on Assets:
7.6271%
Quarterly Return on Assets:
4.9100%
Pretax Return on Assets:
6.6097%
Pretax Quarterly Return on Assets:
6.6100%
Return on Equity:
34.9300%
Quarterly Return on Equity:
19.9300%
Leverage Tier 1 (Core Capital) Ratio:
24.8541%
Total Interest Income (YTD):
14.6236%
 
 
Headquarters:
Murray
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Salt Lake
# of Offices:
2
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

FinWise Bank CD Rates: Best Rate at 5.50% 15-Month CD Special

FinWise Bank offers many different Certificate of Deposit (CD) accounts, some with very competitive CD rates. The best CD rate offered by FinWise Bank is on their special 15-month CD, the current CD rate is at 5.50%, making it one of the best short-term CD rates available. Another rate to mention is FinWise Bank's 12-month CD rate, currently at 5.10%. Below is a complete list of short-term and long-term CD rates at FinWise Bank.

Short-Term CD Rates

Rates and Minimum Deposit

    Read more...

FinWise Bank CD Rates: Best Rate at 5.50% 15-Month CD Special

FinWise Bank offers many different Certificate of Deposit (CD) accounts, some with very competitive CD rates. The best CD rate offered by FinWise Bank is on their special 15-month CD, the current CD rate is at 5.50%, making it one of the best short-term CD rates available. Another rate to mention is FinWise Bank's 12-month CD rate, currently at 5.10%. Below is a complete list of short-term and long-term CD rates at FinWise Bank.

Short-Term CD Rates

Rates and Minimum Deposit

    Read more...

Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

Looking to grow your savings with CD rates more than 10x the national average CD rates? Here's a list of the top 10 promotional CD (Certificate of Deposit) listed in our database of promotional CD rates. You can search for and compare CD rates from banks and credit unions, we monitor all banks and credit unions to find the best rates available.

Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

    Read more...

Explore Other Rate Deals

current-mortgage-rates-at-528Current mortgage rates, which are at 5.28 percent today, along with an $8,000 tax credit for first time home buyers and near record home affordability are all stabilizing the housing market. 
mortgage-rates-home-sales-up-36-on-low-mortgage-ratesMortgage rates, first time home buyer incentives and affordable home prices have driven pending home sales 3.6 percent higher in June, the fifth month in a row of pending sales. 
wachovia bank way2save savings accountWachovia Bank has a unique savings account called "Way2Save". What makes this savings account unique is that it is linked to your Wachovia checking account and for each qualified transactions you do $1.00 is deposited into your savings account. 

Bank or Credit Union Offers and Deals

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Deposit Rates Heading Higher as the Top Savings Account Rate Hits 1.05 Percent
Opt-Up Certificate of Deposit
CD Rates May 18: Average Rates Stable as Market Awaits Fed Minutes
Feeling Poorer These Days?
A Higher Discount Rate Doesn't Mean Higher CD Rates, Savings Rates and Mortgage Rates
Mortgage Rates 8/1: 30 Year Mortgage Rates Hit 4.71%
Weekly CD Rates Report

Alternative Bank and Credit Union Offers to Explore

30 Year Conforming Mortgage Rates Hit New Low for 2017
No Big Changes in Average Savings Rates or Best Savings Rates
Goldwater Bank Money Market Account Rates now at 0.26%
FOMC Meets This Week, Will Savings Interest Rates Start Moving Higher?
Bank Of Internet Advantage Savings Account
Top Savings Account Rates Above 1.00%
Current Bank CD Rates
OneUnited Bank CD Rates
U.S. Personal Savings Increases Dramatically in December 2012
The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates)

FinWise Bank Reviews

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