FinWise Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.15%, 6-month CD rates at 4.07% and 3-month CD rates at 2.75%. Current savings rates are at 0.03% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 9.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. FinWise Bank's 6-Month CD rates are at 4.35%, 12-Month CD rates are at 4.35%, 60-Month CD rates are at 4.00%, 48-Month CD rates are at 4.00%, 36-Month CD rates are at 4.00%. FinWise Bank's savings rates are at 0.30%. FinWise Bank's money market rates are at 1.30%.
To see how these rates compare to FinWise Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FinWise Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FinWise Bank CD rates. You can also compare FinWise Bank savings rates, MMA rates and mortgage rates using our other rate lists. FinWise Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FinWise Bank? Share your experience about FinWise Bank by leaving a review below, or read customer reviews before you decide to use FinWise Bank. FinWise Bank Texas Ratio FinWise Bank's Texas Ratio is at 9.71%, which is considered excellent. The Texas Ratio for FinWise Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, FinWise Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. FinWise Bank CD Rates and Interest Rates
FinWise Bank
6-Month CD
4.35%
$500
FinWise Bank
12-Month CD
4.35%
$500
FinWise Bank
24-Month CD
4.00%
$500
FinWise Bank
36-Month CD
4.00%
$500
FinWise Bank
48-Month CD
4.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare FinWise Bank Rates with Other Competitive Bank and Credit Union Rates
Inova Federal Credit Union
Shield Money Market Savings
4.00%
$100,000
First National Bank in Philip
24-Month CD
3.96%
$1,000
Twin River Bank
18-Month CD
3.96%
$500
Perryton National Bank
12-Month CD (Jumbo)
3.80%
$50,000
First Internet Bank of Indiana
3-Month CD
3.72%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 28, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. FinWise Bank InformationFinWise Bank
756 E Winchester StMurray, UT 84107 Salt Lake Established Date: 07/25/2000 FDIC Certificate #: 35323 Date of FDIC Deposit Insurance: 07/25/2000 Bank Holding Company: FINWISE BCORP How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.finwise.bank
Is FinWise Bank FDIC Insured? Yes
What is FinWise Bank's Cert number? 35323
What is the maximum amount for insured deposits? $250,000 per holder, per account
FinWise Bank FinancialsTotal Assets:
$602,172,000
Total Deposits:
$459,098,000
Equity Capital:
$126,599,000
Domestic Deposits:
$459,098,000
Net Income:
$4,543,000
Return on Assets:
4.8398%
Quarterly Return on Assets:
3.0700%
Pretax Return on Assets:
4.1505%
Pretax Quarterly Return on Assets:
4.1500%
Return on Equity:
20.9100%
Quarterly Return on Equity:
14.6200%
Leverage Tier 1 (Core Capital) Ratio:
22.1162%
Total Interest Income (YTD):
14.3199%
Headquarters:
Murray
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Salt Lake
# of Offices:
2
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe current national average savings account rate is at 0.20% but you can find savings account rates higher than the averages. Right now on our national savings rates list several banks including American Express Bank and Discover Bank are offering savings rates at 1.00% with a savings yield of 1.00%.
Conforming mortgage rates today are higher but will decline tomorrow since 10 year bond yields are down 5 basis points to 1.45 percent. Bond yields are down on a weaker than expected retail sales report released this morning which will send average mortgage rates lower tomorrow.
 TIAA Bank CD rates on long term certificates of deposit were lowered Friday night. CD rates at TIAA Bank were lowered by a small amount and the bank's rates are still competitive. Both regular CD rates and jumbo CD rates at TIAA Bank were lowered by the same amount. 3 year CD rates from TIAA Bank were lowered from 3.05 percent to 3.00 percent. 4 year CD rates from TIAA Bank now at 3.05 percent, down from 3.10 percent. 5 year CD rates at TIAA Bank were lowered from 3.15 percent to 3.10 percent. Compare the new TIAA Bank CD rates with other CD rates at banks to get the best rate.Bank or Credit Union Offers and DealsChoosing a Credit CardMortgage Rates 7/26: Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.76% Mortgage Rates Decrease Again MBA: 30 Year Mortgage Rates at 4.60% Mortgage Rates: 30 Year Mortgage Rates and 15 Year Mortgage Rates Increase Slightly Finding the Best Current Mortgage Rates OneWest Bank CD Rates Bangor Savings Bank 5 Year CD Rates now at 1.25% Highest National Savings Rates: Best Savings Rate at 1.00% E-Loan High Yield Savings Account Mortgage Rates Decline but Will Increase In the Coming Months and Years Alternative Bank and Credit Union Offers to ExploreAverage Mortgage Rates Move Lower, Approaching Record LowsMortgage Rates and Refinance Rates Today November 19: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.80% Fed Stands Pat on Rates as Online CD Rates March Higher M&T Bank CD (Certificate of Deposit) Rates The Direction of CD Rates and Mortgage Rates in 2010 Will Be Higher Mortgage Rates Sunday 3/13: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81% Choosing the Best Health Insurance Alabama Credit Union Certificate of Deposit Rates Mortgage Rates Decline This Week: 30 Year Mortgage Rates at 3.92% CD Rates Continue to Move Higher in 2018 FinWise Bank ReviewsThere are no reviews for FinWise Bank yet. Feel free to create one below.
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