FinWise Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.33%, 6-month CD rates at 3.82% and 3-month CD rates at 3.25%. Current savings rates are at 4.08% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 15.40%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. FinWise Bank's 12-Month CD rates are at 5.10%, 6-Month CD rates are at 4.99%, 18-Month CD rates are at 4.58%, 24-Month CD rates are at 4.58%, 60-Month CD rates are at 4.06%. FinWise Bank's savings rates are at 0.75%. FinWise Bank's money market rates are at 4.07%.

FinWise Bank

To see how these rates compare to FinWise Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FinWise Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FinWise Bank CD rates. You can also compare FinWise Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FinWise Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FinWise Bank? Share your experience about FinWise Bank by leaving a review below, or read customer reviews before you decide to use FinWise Bank.

FinWise Bank Texas Ratio

FinWise Bank's Texas Ratio is at 9.71%, which is considered excellent. The Texas Ratio for FinWise Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FinWise Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.10%
18-Month CD
4.58%
24-Month CD
4.58%
36-Month CD
4.06%
48-Month CD
4.06%
60-Month CD
4.06%
Savings
0.75%
MMA
4.07%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FinWise Bank
756 E Winchester St
Murray, UT 84107
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

FinWise Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FinWise Bank
FinWise Bank
12-Month CD
5.10%
$500
FinWise Bank
FinWise Bank
6-Month CD
4.99%
$500
FinWise Bank
FinWise Bank
18-Month CD
4.58%
$500
FinWise Bank
FinWise Bank
24-Month CD
4.58%
$500
FinWise Bank
FinWise Bank
Money Market
4.07%
$250,000
FinWise Bank
FinWise Bank
36-Month CD
4.06%
$500
FinWise Bank
FinWise Bank
48-Month CD
4.06%
$500
FinWise Bank
FinWise Bank
60-Month CD
4.06%
$500
FinWise Bank
FinWise Bank
Consumer Statement Savings
0.75%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FinWise Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
3-Month CD
5.12%
$10,000
Linkbank
Linkbank
9-Month CD
4.95%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
6-Month CD
4.81%
$1,000
Charles Schwab
Charles Schwab
6-Month CD
4.71%
$500
City Credit Union
City Credit Union
12-Month CD
4.60%
$1,000
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
12-Month CD
4.55%
$0
Quaint Oak Bank
Quaint Oak Bank
18-Month CD
4.50%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
48-Month CD
4.37%
$1,000
Ponce Bank
Ponce Bank
18-Month CD
4.27%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
4.25%
$500
Riverland Bank
Riverland Bank
24-Month CD
4.25%
$1,000
SaviBank
SaviBank
12-Month CD
4.25%
$500
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
18-Month CD
4.06%
$500
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD (Jumbo special)
4.05%
$100,000
West Union Bank
West Union Bank
Kasasa Savings
4.00%
$0
Freedom Bank of Virginia
Freedom Bank of Virginia
Money Market
4.00%
$25,000
First Jackson Bank
First Jackson Bank
60-Month CD
4.00%
$1,000
Center National Bank
Center National Bank
12-Month CD
3.75%
$500
Genoa Banking Company
48-Month CD
3.54%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
12-Month CD
3.50%
$1,000
Second Federal S&L
Second Federal S&L
48-Month CD
3.50%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
48-Month CD
3.46%
$500
1st Northern California Credit Union
1st Northern California Credit Union
12-Month CD
2.63%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
48-Month CD
2.62%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
18-Month CD
2.60%
$25,000
Phelps County Bank
Phelps County Bank
48-Month CD
2.52%
$1,000
Axiom Bank
Axiom Bank
48-Month CD
2.50%
$500
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
2.22%
$500
Bruning Bank
Bruning Bank
48-Month CD
2.02%
$500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Money Market
2.02%
$25,000
Timberland Bank
Timberland Bank
12-Month CD
2.02%
$500
Bank of Washington
Bank of Washington
48-Month CD
1.75%
$500
QNB Bank
QNB Bank
Personal Online Savings
1.70%
$5
First Bank Burkburnett, TX
First Bank Burkburnett, TX
36-Month CD
1.61%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
Money Market
1.50%
$100,000
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
Lake Elmo Bank
Lake Elmo Bank
48-Month CD
1.05%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
60-Month CD
1.00%
$500
New Tripoli Bank
New Tripoli Bank
Money Market
0.85%
$1,000
Accentra Credit Union
Accentra Credit Union
60-Month CD
0.70%
$500
FirstBank of Nebraska
FirstBank of Nebraska
Savings
0.50%
$25
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Savings
0.30%
$100
F&M Bank and Trust Company
F&M Bank and Trust Company
18-Month CD
0.30%
$1,000
Genesee Regional Bank
Genesee Regional Bank
Savings
0.10%
$10
Apple Federal Credit Union
Apple Federal Credit Union
Regular Savings
0.10%
$5
A & S Federal Credit Union
A & S Federal Credit Union
Savings
0.10%
$5,000
Buckeye Community Bank
Buckeye Community Bank
3-Month CD
0.05%
$500
FNB of South Carolina
FNB of South Carolina
Golden Secure Checking
0.05%
$0
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Super NOW Checking
0.02%
$100
HSBC Bank USA
HSBC Bank USA
Premier Checking
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FinWise Bank Information

FinWise Bank
756 E Winchester St
Murray, UT 84107
Salt Lake
Established Date: 07/25/2000
FDIC Certificate #: 35323
Date of FDIC Deposit Insurance: 07/25/2000
Bank Holding Company: FINWISE BCORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is FinWise Bank FDIC Insured? Yes
What is FinWise Bank's Cert number? 35323
What is the maximum amount for insured deposits? $250,000 per holder, per account

FinWise Bank Financials

Total Assets:
$602,172,000
Total Deposits:
$459,098,000
Equity Capital:
$126,599,000
Domestic Deposits:
$459,098,000
Net Income:
$4,543,000
Return on Assets:
4.8398%
Quarterly Return on Assets:
3.0700%
Pretax Return on Assets:
4.1505%
Pretax Quarterly Return on Assets:
4.1500%
Return on Equity:
20.9100%
Quarterly Return on Equity:
14.6200%
Leverage Tier 1 (Core Capital) Ratio:
22.1162%
Total Interest Income (YTD):
14.3199%
 
 
Headquarters:
Murray
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Salt Lake
# of Offices:
2
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

FinWise Bank CD Rates: Best Rate at 5.50% 15-Month CD Special

FinWise Bank offers many different Certificate of Deposit (CD) accounts, some with very competitive CD rates. The best CD rate offered by FinWise Bank is on their special 15-month CD, the current CD rate is at 5.50%, making it one of the best short-term CD rates available. Another rate to mention is FinWise Bank's 12-month CD rate, currently at 5.10%. Below is a complete list of short-term and long-term CD rates at FinWise Bank.

Short-Term CD Rates

Rates and Minimum Deposit

    Read more...

FinWise Bank CD Rates: Best Rate at 5.50% 15-Month CD Special

FinWise Bank offers many different Certificate of Deposit (CD) accounts, some with very competitive CD rates. The best CD rate offered by FinWise Bank is on their special 15-month CD, the current CD rate is at 5.50%, making it one of the best short-term CD rates available. Another rate to mention is FinWise Bank's 12-month CD rate, currently at 5.10%. Below is a complete list of short-term and long-term CD rates at FinWise Bank.

Short-Term CD Rates

Rates and Minimum Deposit

    Read more...

Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

Looking to grow your savings with CD rates more than 10x the national average CD rates? Here's a list of the top 10 promotional CD (Certificate of Deposit) listed in our database of promotional CD rates. You can search for and compare CD rates from banks and credit unions, we monitor all banks and credit unions to find the best rates available.

Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

    Read more...

Explore Other Rate Deals

30 year conforming mortgage rates and refinance rates are averaging 4.85 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.80 percent. 30 year rates in Ohio are slightly higher than the national average rate. Current 30 year rates in Ohio are averaging 4.87 percent.
Ally Bank has the best 3 month CD interest rate on our rate table in Illinois. Ally Bank is offering 3 month bank CD interest rates at 0.64 percent with a CD yield of 0.64 percent. The minimum opening deposit for a certificate of deposit account at Ally Bank is $1.
Flagstar Bank is offering a savings rate of 1.15% on the bank's Express Savings Account. That's one of the best savings rates available right now. The rate is a promotional savings rate that only last for 4 months. This savings account rate is guaranteed for 4 months after opening the account.

Bank or Credit Union Offers and Deals

Flagstar Bank Savings Rates 1.15%
Home Equity Loan
Mortgage Rates Near All Time Low
Bangor Savings Bank 1 Year CD Rates now at 0.15%
Wells Fargo Bank Mortgage Rates
Mortgage Rates Higher, 30 Year Mortgage Rate at 4.83%, 1 Year Adjustable Mortgage Rates at 6.96%
Citibank 9 month CD Yields 3.50%
High Yield Savings Accounts in New York: Highest Rate 1.49%
Mortgage Shopping Simplified: Finding the Best Rates and Terms
1.12% APY New Top Savings Rate from North American Savings Bank, FSB

Alternative Bank and Credit Union Offers to Explore

Great Lakes CU Savings Rates & Money Market Account Rates
Teachers FCU Savings Rates and MMA Rates
Mortgage Rates Weekend Update: 30 Year Mortgage Rates at 4.21%
Home Loan Rates: 30 Year Mortgage Rates at 4.98% and 15 Year Mortgage Rates at 4.39%
Heritage Bank, NA Money Market Account Jumbo Rates now at 0.60%
CD Rates Remain Relatively Unchanged as Fiscal Cliff Nears
FDIC List of Troubled Banks and the Texas Ratio
Mortgage Rates: Fixed Mortgage Rates Higher, 30 Year Mortgage Rates at 4.30%
Is Your Money Market Fund Safe?
Mortgage Rates for Thursday, Nov. 19, 2011

FinWise Bank Reviews

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