EvaBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.55%, 6-month CD rates at 4.50% and 3-month CD rates at 1.25%. Current savings rates are at 0.75% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 14.00%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. EvaBank's 6-Month CD rates are at 4.04%, 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.82%, 24-Month CD rates are at 3.56%, 48-Month CD rates are at 3.05%.

EvaBank

To see how these rates compare to EvaBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from EvaBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with EvaBank CD rates. You can also compare EvaBank savings rates, MMA rates and mortgage rates using our other rate lists.

EvaBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EvaBank? Share your experience about EvaBank by leaving a review below, or read customer reviews before you decide to use EvaBank.

EvaBank Texas Ratio

EvaBank's Texas Ratio is at 5.46%, which is considered excellent. The Texas Ratio for EvaBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, EvaBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
3.82%
24-Month CD
3.56%
36-Month CD
3.05%
48-Month CD
3.05%
60-Month CD
3.05%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
EvaBank
4113 Eva Rd
Eva, AL 35621
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

EvaBank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
EvaBank
EvaBank
6-Month CD
4.04%
$1,000
EvaBank
EvaBank
12-Month CD
4.00%
$1,000
EvaBank
EvaBank
18-Month CD
3.82%
$1,000
EvaBank
EvaBank
24-Month CD
3.56%
$1,000
EvaBank
EvaBank
30-Month CD
3.05%
$1,000
EvaBank
EvaBank
36-Month CD
3.05%
$1,000
EvaBank
EvaBank
48-Month CD
3.05%
$1,000
EvaBank
EvaBank
60-Month CD
3.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare EvaBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank 1st
Bank 1st
6-Month CD
4.70%
$2,500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
6-Month CD
3.98%
$500
ACMG Federal Credit Union
ACMG Federal Credit Union
18-Month CD
3.85%
$1,000
Profinium, Inc.
Profinium, Inc.
48-Month CD
3.80%
$500
The Dolores State Bank
The Dolores State Bank
18-Month CD
3.80%
$1,000
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
3-Month CD
3.72%
$1,000
F&M Union Bank
12-Month CD
3.68%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
60-Month CD
3.56%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD
3.56%
$1,000
All America Bank
All America Bank
24-Month CD
3.50%
$500
Ameriprise Financial
Ameriprise Financial
36-Month CD
3.40%
$0
Volunteer State Bank
Volunteer State Bank
12-Month CD
3.40%
$1,000
Prairie Bank of Kansas
Prairie Bank of Kansas
24-Month CD
3.28%
$1,000
NBKC Bank
NBKC Bank
48-Month CD
3.25%
$250
CSB Norwood Young America
CSB Norwood Young America
12-Month CD
3.19%
$500
MidCountry Bank
MidCountry Bank
24-Month CD
3.04%
$1,000
New Tripoli Bank
New Tripoli Bank
36-Month CD
3.00%
$500
Ashton State Bank
Ashton State Bank
36-Month CD
2.82%
$1,000
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
48-Month CD
2.32%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
48-Month CD
2.25%
$500
Flanagan State Bank
Flanagan State Bank
24-Month CD
2.10%
$1,000
Third Federal Savings and Loan
Third Federal Savings and Loan
3-Month CD
2.00%
$500
Yampa Valley Bank
Yampa Valley Bank
Money Market
1.65%
$2,000
Wolf River Community Bank
Wolf River Community Bank
24-Month CD
1.55%
$1,000
Highland Bank
Highland Bank
60-Month CD
1.30%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
18-Month CD
1.26%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
12-Month CD
1.00%
$500
FNB of Litchfield
FNB of Litchfield
48-Month CD
1.00%
$1,000
Bank of Hartington
Bank of Hartington
NOW Checking
0.90%
$1,500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
24-Month CD
0.50%
$500
Main Street Bank Corp
Main Street Bank Corp
36-Month CD
0.50%
$1,000
PennCrest Bank
PennCrest Bank
Money Market
0.50%
$0
FNB of River Falls
FNB of River Falls
24-Month CD
0.40%
$2,500
Denison State Bank
Denison State Bank
Money Market
0.40%
$100
Main Street Bank Corp
Main Street Bank Corp
18-Month CD
0.30%
$1,000
Adrian Bank
Adrian Bank
Elite VIP Checking
0.25%
$1,000
NVE Bank
NVE Bank
36-Month CD
0.19%
$1,000
Windsor Federal S&L
Windsor Federal S&L
12-Month CD
0.15%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Regular Savings
0.15%
$25
Beardstown Savings
Beardstown Savings
Statement Savings
0.15%
$1
Sturdy Savings Bank
Sturdy Savings Bank
36-Month CD
0.06%
$500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Statement Savings
0.05%
$100
Hancock County SB
Hancock County SB
Statement Savings
0.05%
$100
WaterStone Bank
WaterStone Bank
Savings
0.05%
$100
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
High Performance Money Market
0.03%
$100,000
Skowhegan Savings Bank
Skowhegan Savings Bank
Integrity Plus Money Market
0.03%
$2,500
NCF Savings Bank
NCF Savings Bank
Money Market
0.02%
$0
PNC Bank
PNC Bank
Standard Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

EvaBank Information

EvaBank
4113 Eva Rd
Eva, AL 35621
Morgan
Established Date: 10/13/1986
FDIC Certificate #: 26799
Date of FDIC Deposit Insurance: 10/13/1986
How Many Domestic U.S. Offices? 8
How Many Branches are There? 7
Is EvaBank FDIC Insured? Yes
What is EvaBank's Cert number? 26799
What is the maximum amount for insured deposits? $250,000 per holder, per account

EvaBank Financials

Total Assets:
$427,385,000
Total Deposits:
$284,042,000
Equity Capital:
$123,057,000
Domestic Deposits:
$284,042,000
Net Income:
$2,499,000
Return on Assets:
2.2715%
Quarterly Return on Assets:
2.3700%
Pretax Return on Assets:
2.9431%
Pretax Quarterly Return on Assets:
2.9400%
Return on Equity:
7.8800%
Quarterly Return on Equity:
8.1600%
Leverage Tier 1 (Core Capital) Ratio:
28.9288%
Total Interest Income (YTD):
7.4197%
 
 
Headquarters:
Eva
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Morgan
# of Offices:
8
Metropolitan Statistical Area (MSA):
Decatur, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates increased in the latest mortgage survey released yesterday morning reversing the recent trend of mortgage rates heading lower every week. The average contract 30 year mortgage rate increased slightly to 4.68 percent for the week ending July 2, 2010 in the latest Weekly Mortgage Application Survey released by Mortgage Bankers Association (MBA). 30 year mortgage rates are up from the previous week's average mortgage rate of 4.67 percent. Average mortgage discount points on 30 year mortgages decreased to 0.86 points, down from the prior week’s average of 0.96 points.

Mortgage rates are lower again this week, continuing the downtrend into 2016. Thankfully, mortgage rates are not climbing as a result of the Fed raising the fed funds rate. Average 30 year conforming rates fell to a new low for 2016, averaging 3.73 percent. 30 year rates are down from last week's average of 3.80 percent.

E-Loan 1 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View the current 1 Year CD rates at E-Loan below.

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