Citizens State Bank of Roseau CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens State Bank of RoseauToday's 12-month CD rates can be found at 3.30%, 6-month CD rates at 0.35% and 3-month CD rates at 0.60%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.57%. Credit Card rates are at 8.75%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens State Bank of Roseau CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens State Bank of Roseau, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens State Bank of Roseau CD rates. You can also compare Citizens State Bank of Roseau savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens State Bank of Roseau money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank of Roseau? Share your experience about Citizens State Bank of Roseau by leaving a review below, or read customer reviews before you decide to use Citizens State Bank of Roseau.

Citizens State Bank of Roseau Texas Ratio

Citizens State Bank of Roseau's Texas Ratio is at 3.93%, which is considered excellent. The Texas Ratio for Citizens State Bank of Roseau is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens State Bank of Roseau is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens State Bank of Roseau
118 Main Ave S
Roseau, MN 56751
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Citizens State Bank of Roseau Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OBannon Bank
OBannon Bank
12-Month CD
4.32%
$1,000
Citizens Access
Citizens Access
12-Month CD
4.25%
$5,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Savings
4.25%
$25
The Clay City Banking Co.
The Clay City Banking Co.
12-Month CD
4.06%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
12-Month CD (bump up)
3.75%
$500
Ameriprise Financial
Ameriprise Financial
18-Month CD
3.70%
$0
OBannon Bank
OBannon Bank
36-Month CD
3.55%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
24-Month CD
3.50%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
36-Month CD
3.50%
$1,000
AAC Credit Union
AAC Credit Union
48-Month CD
3.50%
$500
Torrington Savings Bank
Torrington Savings Bank
18-Month CD
3.50%
$1,000
Nebraska Bank
Nebraska Bank
48-Month CD
3.40%
$500
First National Bank in Marlow
First National Bank in Marlow
24-Month CD
3.30%
$500
FirstBank of Nebraska
FirstBank of Nebraska
First Money Market
3.04%
$1,000,000
Community First Bank
Community First Bank
18-Month CD
2.83%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
Bank Midwest
Bank Midwest
30-Month CD
2.77%
$500
NBT Financial Bank
NBT Financial Bank
48-Month CD (Jumbo)
2.02%
$250,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
36-Month CD
2.02%
$500
Portage Community Bank
Portage Community Bank
48-Month CD
2.00%
$1,000
Hiawatha National Bank
Hiawatha National Bank
Money Market
1.92%
$25,000
VisionBank Of Iowa
VisionBank Of Iowa
36-Month CD
1.80%
$2,500
TruBank
TruBank
48-Month CD
1.75%
$500
Community Bank Owatonna
Community Bank Owatonna
60-Month CD
1.50%
$1,000
Chesapeake Bank
Chesapeake Bank
60-Month CD
1.30%
$1,000
Pennsville National Bank
Pennsville National Bank
36-Month CD
1.26%
$500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
12-Month CD
1.00%
$500
FNB of Brownstown
24-Month CD
0.95%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
Regular Savings
0.91%
$100
Gorham Savings Bank
Gorham Savings Bank
36-Month CD
0.85%
$500
Auburn Savings Bank
Auburn Savings Bank
60-Month CD
0.75%
$500
Bank of Rantoul
Bank of Rantoul
Regular Savings
0.50%
$100
1st Bank Yuma
1st Bank Yuma
18-Month CD
0.45%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
48-Month CD
0.45%
$1,000
Minnstar Bank
Minnstar Bank
12-Month CD
0.40%
$1,000
The Bank of Elk River
The Bank of Elk River
Statement Savings
0.30%
$0
Mound City Bank
Mound City Bank
My Savings
0.20%
$0
First Southern Bank
First Southern Bank
Business Interest Checking
0.20%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
12-Month CD
0.20%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
12-Month CD
0.15%
$1,000
Southwest National Bank
Southwest National Bank
Investment Savings
0.15%
$0
BankOrion
BankOrion
NOW Checking
0.10%
$1,000
Wolf River Community Bank
Wolf River Community Bank
Savings
0.10%
$100
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
Regular Savings
0.07%
$0
First Nations Bank
First Nations Bank
24-Month CD
0.05%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Southern Advantage Checking
0.05%
$50
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
First Hawaiian Bank
First Hawaiian Bank
6-Month CD
0.03%
$1,000
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
Passbook Savings
0.03%
$5
Timberland Bank
Timberland Bank
Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens State Bank of Roseau rate data right now, check back for updates, we are adding rates all the time.

Citizens State Bank of Roseau Information

Citizens State Bank of Roseau
118 Main Ave S
Roseau, MN 56751
Roseau
Established Date: 05/03/1905
FDIC Certificate #: 10167
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ROSEAU REALTY CO INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Citizens State Bank of Roseau FDIC Insured? Yes
What is Citizens State Bank of Roseau's Cert number? 10167
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens State Bank of Roseau Financials

Total Assets:
$308,554,000
Total Deposits:
$254,810,000
Equity Capital:
$26,519,000
Domestic Deposits:
$254,810,000
Net Income:
$653,000
Return on Assets:
0.8992%
Quarterly Return on Assets:
0.8800%
Pretax Return on Assets:
0.9293%
Pretax Quarterly Return on Assets:
0.9300%
Return on Equity:
10.5400%
Quarterly Return on Equity:
9.8800%
Leverage Tier 1 (Core Capital) Ratio:
12.2886%
Total Interest Income (YTD):
3.6723%
 
 
Headquarters:
Roseau
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Roseau
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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