First Internet Bank of Indiana Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First Internet Bank of Indiana's savings rates are at 3.09%. You can compare First Internet Bank of Indiana rates to other rates in our database, including 12-month CD rates currently at 0.25%, 6-month CD rates at 3.75% and 3-month CD rates at 3.55%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates, and more, can be found in our database of rates which you can compare to First Internet Bank of Indiana rates.
Rate Updates and AvailabilityFirst Internet Bank of Indiana money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Internet Bank of Indiana? Share your experience about First Internet Bank of Indiana by leaving a review below, or read customer reviews before you decide to use First Internet Bank of Indiana. First Internet Bank of Indiana Texas RatioFirst Internet Bank of Indiana's Texas Ratio is at 1.44%, which is considered excellent. The Texas Ratio for First Internet Bank of Indiana is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
First Internet Bank of Indiana has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First Internet Bank of Indiana is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
First Internet Bank of Indiana Savings Rates
First Internet Bank of Indiana Money Market Rates
First Internet Bank of Indiana Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Internet Bank of Indiana is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Internet Bank of Indiana rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Internet Bank of Indiana's official website for the most current offers and terms.
Bank Profile & OverviewFirst Internet Bank of Indiana
8701 E 116th StFishers, IN 46038 Hamilton Established Date: 12/28/1998 FDIC Certificate #: 34607 Date of FDIC Deposit Insurance: 12/28/1998 Bank Holding Company: FIRST INTERNET BCORP How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.firstib.com
Is First Internet Bank of Indiana FDIC Insured? Yes
What is First Internet Bank of Indiana's Cert number? 34607
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$5,320,616,000
Total Deposits:
$4,280,753,000
Equity Capital:
$446,442,000
Net Income:
$6,727,000
Return on Assets (ROA):
0.2555%
Return on Equity (ROE):
2.8300%
Headquarters:
Fishers
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About First Internet Bank of IndianaHow do I open an account at First Internet Bank of Indiana?You can typically open an account at First Internet Bank of Indiana by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First Internet Bank of Indiana provides a range of mortgage and home equity products. Is First Internet Bank of Indiana a safe place to deposit money?Yes, First Internet Bank of Indiana is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First Internet Bank of Indiana offer online and mobile banking?Most modern institutions like First Internet Bank of Indiana provide digital access including online balance checks and transfers. Compare to other Banks |
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