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Timberland Bank Rates & Review March 2026

Timberland Bank's 3-Month CD rates are at 3.80%, 7-Month CD rates are at 3.60%, 12-Month CD rates are at 3.25%. MonitorBankRates evaluates the financial stability of Timberland Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.69%. Rates were last updated on 03/21/2026.

Timberland Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Timberland Bank? Share your experience about Timberland Bank by leaving a review below, or read customer reviews before you decide to use Timberland Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.69%
Excellent Lower than avg
Timberland Bank
624 Simpson Ave
Hoquiam, WA 98550
https://www.timberlandbank.com
Member FDIC

Timberland Bank CD Rates

Product Rate APY Term View More
3 MONTH CD - 3.80% 3
Min Deposit $500
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
7 MONTH CD - 3.60% 7
Min Deposit $500
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
12 MONTH CD - 3.25% 12
Min Deposit $500
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Timberland Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Timberland Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Timberland Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Timberland Bank
Bank Holding Company TIMBERLAND BCORP INC
Address 624 Simpson Ave, Hoquiam, WA 98550  ·  Grays Harbor
FDIC Certificate # 28453
Established 01/01/1915
FDIC Insurance Date 08/09/1989
Domestic Offices 23
Total Branches 24
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.69%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4509%
Return on Equity (ROE) 11.6300%
Non-Performing Loans (NPL) 0.08%
Total Assets $2,005,570,000
Total Deposits $1,705,895,000
Equity Capital $266,477,000
Net Income $30,766,000
Headquarters Hoquiam
Total Offices 23
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Timberland Bank

Is Timberland Bank a safe place to deposit money?

Yes, Timberland Bank is considered a safe financial institution. With a Texas Ratio of 0.68750134614142%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Timberland Bank operate?

Timberland Bank currently maintains approximately 24 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Timberland Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Timberland Bank provides members with tools to manage their accounts and build a solid financial history.

Does Timberland Bank offer online and mobile banking?

Most modern institutions like Timberland Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.timberlandbank.com.

Current Timberland Bank Rates

  • 12-Month CD3.25%
Retrieved from our database of financial products. Rates subject to change.