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Gateway Bank Rison, AR

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Gateway Bank Rison, AR Rates & Review September 2026

Q: How many branches does Gateway Bank Rison, AR operate?

Gateway Bank Rison, AR currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Gateway Bank Rison, AR does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gateway Bank Rison, AR provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Gateway Bank Rison, AR rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Gateway Bank Rison, AR, and you can see how they compare in the Gateway Bank Rison, AR rate tables below. MonitorBankRates evaluates the financial stability of Gateway Bank Rison, AR with a 2.2 Star Rating, an F Overall Health Grade, and a Texas Ratio of 48.82%. Database rates last updated and verified on 09/23/2026.

Gateway Bank Rison, AR money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gateway Bank Rison, AR? Share your experience about Gateway Bank Rison, AR by leaving a review below, or read customer reviews before you decide to use Gateway Bank Rison, AR.

Overall Health & Safety Grade

High Risk Health Score: 47/100

MonitorBankRates Rating

2.2

Average Out of 5.0 Stars

Texas Ratio

48.82%

Fair Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Gateway Bank

112 Main Street
Rison, AR 71665

https://www.gatewaybank.bank

Gateway Bank Rison, AR Other Rates

Product	Rate	Points	APY/APR
Kasasa Cash Checking	-	-	1.01%
Min Deposit $100 Min Balance $25,000 Details Qualifications Required: 12 debit card purchases; 1 ACH credit or ACH payment transaction; eStatements enrollment; online banking enrollment/login; APY on balances up to and including $25,000; 1.01% APY on balances over $25,000 depending on balance in account; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly); Link to free Kasasa Saver to build savings automatically Last Updated 09/14/2026 Institution Ratings 2.2 Star Rating F Health Grade ◈ Texas Ratio: 48.82%
Kasasa Cash Checking	-	-	0.05%
Min Deposit $100 Details 0.05% APY on all balances if qualifications aren't met; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly); Link to free Kasasa Saver to build savings automatically Last Updated 09/14/2026 Institution Ratings 2.2 Star Rating F Health Grade ◈ Texas Ratio: 48.82%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Gateway Bank Rison, AR’s Texas Ratio rose from 11.03% in Q3 2023 to 48.82% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 2.2 and its Health Grade from A to F. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$181M	48.82%	2.2	F
March 31, 2026	$177M	39.23%	3.0	D
December 31, 2025	$173M	41.14%	2.8	F
September 30, 2025	$169M	41.39%	2.8	F
June 30, 2025	$178M	27.75%	3.9	C
March 31, 2025	$179M	27.53%	4.0	C
December 31, 2024	$176M	25.19%	4.2	C+
September 30, 2024	$174M	24.96%	4.2	C+
June 30, 2024	$168M	7.52%	5.0	A
March 31, 2024	$166M	3.67%	5.0	A+
December 31, 2023	$158M	12.83%	5.0	A
September 30, 2023	$147M	11.03%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Gateway Bank Rison, AR is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Gateway Bank Rison, AR rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Gateway Bank Rison, AR's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Gateway Bank Rison, AR

Bank Holding Company SIGMA HOLDINGS INC

Address 112 Main Street, Rison, AR 71665 · Cleveland

Website https://www.gatewaybank.bank

FDIC Certificate # 8730

Established 19320101

FDIC Insurance Date 19340101

Domestic Offices 3

Total Branches 3

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 47/100

2.2

Average Out of 5.0 Stars

48.82%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7764%

Return on Equity (ROE) 7.8100%

Non-Performing Loans (NPL) 3.52%

Total Assets $180,978,000

Total Deposits $162,589,000

Equity Capital $17,524,000

Net Income $687,000

Headquarters Rison

Total Branches and Offices 3

Source: FDIC | Last Updated 06/30/2026

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Frequently Asked Questions About Gateway Bank Rison, AR

How many branches does Gateway Bank Rison, AR operate?

Gateway Bank Rison, AR currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Gateway Bank Rison, AR does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gateway Bank Rison, AR provides members with tools to manage their accounts and build a solid financial history.

Does Gateway Bank Rison, AR offer online and mobile banking?

Most modern institutions like Gateway Bank Rison, AR provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gatewaybank.bank.