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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 TopMark Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
TopMark Federal Credit Union's 60 Month CD rates are at 3.75%, 48 Month CD rates are at 3.70%, 12 Month CD rates are at 3.65%, 36 Month CD rates are at 3.60%, 24 Month CD rates are at 3.55%. TopMark Federal Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of TopMark Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.69%. Rates last updated and verified on 08/28/2026. TopMark Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TopMark Federal Credit Union? Share your experience about TopMark Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TopMark Federal Credit Union. 
TopMark Federal Credit Union CD Rates
TopMark Federal Credit Union Savings Rates
TopMark Federal Credit Union Home Equity & HELOC
TopMark Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TopMark Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TopMark Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TopMark Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TopMark Federal Credit Union
Website
https://www.topmarkfcu.com
Address
1045 N West St,
Lima, OH 45801
Phone
419-223-5886
Fax
419-229-1273
President
LaDoyt Martz
CEO
Angie Maynard
Full-Time Employees
21
Part-Time Employees
0
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.69%
Return on Assets (ROA)
0.4599%
Return on Equity (ROE)
4.3759%
Non-Performing Loans Ratio (NPL)
2.21%
Total Assets
58,985,066
Total Amount of Shares and Deposits
52,637,806
Total Shares and Deposits < 1 Year
50,106,465
Total Shares and Deposits 1 3 Years
1,101,075
Total Shares and Deposits > 3 Years
1,430,266
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,008,529
Total Uninsured Shares and Deposits > $250K (F+J)
1,008,529
Total Insured Shares and Deposits > $250K (item 17 less item K)
51,629,277
Total Interest Expense (Sum of items 6 8)
352,159
Share Certificates
310
Number of Accounts for Share Drafts
4,179
IRA KEOGH Accounts
48
Number of Accounts for Regular Shares
10,017
All other shares
73
Money Market Shares
262
Net Income (unless the amount is already included in Undivided Earnings)
271,274
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,475,984
Total Liabilities
52,810,585
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for TopMark Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for TopMark Federal Credit Union
Frequently Asked Questions About TopMark Federal Credit UnionHow many branches does TopMark Federal Credit Union operate?TopMark Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TopMark Federal Credit Union?Yes, to access services at TopMark Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TopMark Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TopMark Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TopMark Federal Credit Union offer online and mobile banking?Most modern institutions like TopMark Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.topmarkfcu.com. Current TopMark Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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