Transpecos Banks CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Transpecos Banks Deposit Rates
Today's 12-month CD rates can be found at 5.09%, 6-month CD rates at 0.10% and 3-month CD rates at 3.15%. Current savings rates are at 0.05% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Transpecos Banks's 60-Month CD rates are at 3.25%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.25%, 24-Month CD rates are at 3.25%, 12-Month CD rates are at 3.25%. Transpecos Banks's savings rates are at 4.00%. Transpecos Banks's money market rates are at 3.00%.

Transpecos Banks

To see how these rates compare to Transpecos Banks CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Transpecos Banks, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Transpecos Banks CD rates. You can also compare Transpecos Banks savings rates, MMA rates and mortgage rates using our other rate lists.

Transpecos Banks money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Transpecos Banks? Share your experience about Transpecos Banks by leaving a review below, or read customer reviews before you decide to use Transpecos Banks.

Transpecos Banks Texas Ratio

Transpecos Banks's Texas Ratio is at 14.18%, which is considered excellent. The Texas Ratio for Transpecos Banks is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Transpecos Banks is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
N/A
24-Month CD
3.25%
36-Month CD
3.25%
48-Month CD
3.25%
60-Month CD
3.25%
Savings
4.00%
MMA
3.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Transpecos Banks
217 W 3rd St
Pecos, TX 79772
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Transpecos Banks CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Transpecos Banks
Transpecos Banks
Simple Savings
4.00%
$500,000
Transpecos Banks
Transpecos Banks
60-Month CD
3.25%
$1,000
Transpecos Banks
Transpecos Banks
48-Month CD
3.25%
$1,000
Transpecos Banks
Transpecos Banks
36-Month CD
3.25%
$1,000
Transpecos Banks
Transpecos Banks
24-Month CD
3.25%
$1,000
Transpecos Banks
Transpecos Banks
12-Month CD
3.25%
$1,000
Transpecos Banks
Transpecos Banks
6-Month CD
3.10%
$1,000
Transpecos Banks
Transpecos Banks
3-Month CD
3.00%
$1,000
Transpecos Banks
Transpecos Banks
Community Money Market
3.00%
$500,000
Transpecos Banks
Transpecos Banks
Business Money Market
3.00%
$500,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Transpecos Banks Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Modern Bank
Modern Bank
6-Month CD
5.25%
$10,000
Community Bank of Raymore
Community Bank of Raymore
12-Month IntraFi
4.73%
$10,000
Trinity Bank, N.A.
Trinity Bank, N.A.
12-Month CD
4.50%
$1,000
Pathway Bank
Pathway Bank
12-Month CD
4.40%
$1,000
Community Commerce Bank
Community Commerce Bank
60-Month CD
4.28%
$10,000
ValleyDirect
ValleyDirect
24-Month CD
4.25%
$500
Regent Bank (OK)
Regent Bank (OK)
48-Month CD
4.25%
$1,000
The MINT National Bank
The MINT National Bank
36-Month CD
4.25%
$10,000
FNB of Litchfield
FNB of Litchfield
24-Month CD
4.05%
$1,000
United Bank & Trust Co.
United Bank & Trust Co.
13-Month CD (special)
4.04%
$10,000
CorTrust Bank
CorTrust Bank
6-Month CD
4.00%
$1,000
Planters Bank & Trust Company
Planters Bank & Trust Company
High Yield Money Market
4.00%
$1,000,000
First FSB of Twin Falls
First FSB of Twin Falls
30-Month CD
3.92%
$500
Bank of the Valley
Bank of the Valley
6-Month CD
3.55%
$500
Hardin County SB
Hardin County SB
60-Month CD
3.50%
$10,000
FSB of Randolph County
FSB of Randolph County
36-Month CD
3.40%
$500
United Republic Bank
United Republic Bank
6-Month CD
3.35%
$1,000
The Bank of Bennington
The Bank of Bennington
60-Month CD
3.00%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
48-Month CD
2.78%
$100
Longview Bank
Longview Bank
24-Month CD
2.75%
$500
Haddon Savings Bank
Haddon Savings Bank
24-Month CD
2.75%
$500
Paramount Bank
Paramount Bank
25-Month CD
2.70%
$1,000
Community First Bank
Community First Bank
36-Month CD
2.68%
$1,000
Bank of Hartington
Bank of Hartington
48-Month CD
2.52%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
30-Month CD
2.50%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
60-Month CD
2.37%
$1,000
Jones Bank
Jones Bank
60-Month CD
2.25%
$500
Heritage Bank Wood River, NE
36-Month CD
2.02%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
Money Market
1.90%
$2,500
Harrison County Bank
Harrison County Bank
36-Month CD
1.85%
$1,000
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
Farmers Trust and Savings Bank Spencer, IA
Money Market
1.56%
$250,000
SSB Scott State Bank
SSB Scott State Bank
60-Month CD
1.51%
$1,000
First Bank Elk River
First Bank Elk River
3-Month CD
1.01%
$1
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
Kendall Bank
Kendall Bank
Regular Savings
1.00%
$100
Community Bank of Missouri
Community Bank of Missouri
60-Month CD
0.90%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
48-Month CD
0.75%
$500
Security State Bank of Marine
Security State Bank of Marine
48-Month CD
0.70%
$300
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Savings
0.55%
$250,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Regular Savings
0.45%
$200
First National Bank in Pinckneyville
First National Bank in Pinckneyville
30-Month CD
0.40%
$500
Forward Bank
Forward Bank
Money Market
0.35%
$100
Washington Financial Bank
Washington Financial Bank
24-Month CD
0.25%
$500
United Southern Bank
United Southern Bank
30-Month CD
0.20%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Checking
0.10%
$500
State Bank Brownsburg, IN
Simply Savings
0.05%
$25
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Regular Savings
0.03%
$5
Regions Bank
Regions Bank
36-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Transpecos Banks Information

Transpecos Banks
217 W 3rd St
Pecos, TX 79772
Reeves
Established Date: 03/01/1924
FDIC Certificate #: 11178
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TRANSPECOS FINANCIAL CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Transpecos Banks FDIC Insured? Yes
What is Transpecos Banks's Cert number? 11178
What is the maximum amount for insured deposits? $250,000 per holder, per account

Transpecos Banks Financials

Total Assets:
$565,937,000
Total Deposits:
$507,054,000
Equity Capital:
$50,073,000
Domestic Deposits:
$507,054,000
Net Income:
$495,000
Return on Assets:
0.9984%
Quarterly Return on Assets:
0.4000%
Pretax Return on Assets:
0.4010%
Pretax Quarterly Return on Assets:
0.4000%
Return on Equity:
14.2700%
Quarterly Return on Equity:
4.2400%
Common Equity Tier 1 Capital Ratio:
10.1630%
Tier 1 Risk-Based Capital Ratio:
10.1630%
Leverage Tier 1 (Core Capital) Ratio:
7.6510%
Total Risk-Based Capital Ratio (YTD):
11.3047%
Total Interest Income (YTD):
5.0785%
 
 
Headquarters:
Pecos
FDIC Field Office:
Lubbock
Regulator:
FDIC
County:
Reeves
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

Most homeowners maintain or reduce mortgage debt when refinancing their loan, continuing the trend since the housing bust when most homeowners took money out when refinancing. In the fourth quarter of 2012, a whopping 84 percent of homeowners either maintained or reduced their mortgage balance in a refinance analysis released by Freddie Mac.
The increase in 10 year bond yields this past week has sent average conforming mortgage rates higher. The increase in mortgage rates won't last for long. Bond yields have fallen 0.10 percent since the Federal Reserve's meeting minutes were released yesterday afternoon. The meeting minutes showed Federal Reserve officials agreed to end the Fed's bond buying program by October instead of at the end of 2014.

Bank or Credit Union Offers and Deals

Mortgage Refinancing: 3rd Quarter Refinancing Saves Borrowers $3 Billion
Home Equity Line of Credit Closed?
30 Year Mortgage Rates at 4.83% - MBA
1.35% APY - New Highest 1 Year CD Rate in our Database
Low Mortgage Rates Make 2012 Record Year for Home Affordability
Robinhood Savings Rates
Mortgage Rates, 30 Year Mortgage Rates at 3.88%, 15 Year Rates at 3.17%
AirTran Credit Card
Mortgage Rates Descend to Record Low: 30 Year Mortgage Rates 4.01%
Current Refinance Rates Decline 7/10/12

Alternative Bank and Credit Union Offers to Explore

Houston, TX Auto Loan Rates
Applied Bank 2 Month Jumbo CD Rates now at 0.05%
Breakdown of the Top Savings Rates and Money Market Rates This Week
Savings Account Rates Averaging 0.51%: Best Savings Rates at 1.05%
Feeling Poorer These Days?
Mortgage Rates Weaken on the Plunge in Treasury Yields
Lower Mortgage Rates Today: 30 Year Conventional Rates Averaging 4.27 Percent
Mortgage Rates Rise: 30 Year Mortgage Rates at 5.04%
CD Rates: 1 Year Bank CD Rates 2012
Mortgage Rates Mortgage Bankers Association: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.87%

Transpecos Banks Reviews

There are no reviews for Transpecos Banks yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Transpecos Banks
Your Name:
Your Rating:

See how Transpecos Banks Compares to other banks