Phenix-Girard Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Phenix-Girard Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Phenix-Girard Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Phenix-Girard Bank CD rates. You can also compare Phenix-Girard Bank savings rates, MMA rates and mortgage rates using our other rate lists. Phenix-Girard Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Phenix-Girard Bank? Share your experience about Phenix-Girard Bank by leaving a review below, or read customer reviews before you decide to use Phenix-Girard Bank. Phenix-Girard Bank Texas Ratio Phenix-Girard Bank's Texas Ratio is at -5.07%, which is considered excellent. The Texas Ratio for Phenix-Girard Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Phenix-Girard Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Phenix-Girard Bank Rates with Other Competitive Bank and Credit Union Rates![]() La Capitol Federal Credit Union
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Phenix-Girard Bank rate data right now, check back for updates, we are adding rates all the time. Phenix-Girard Bank InformationPhenix-Girard Bank
801 13th StPhenix City, AL 36867 Russell Established Date: 05/04/1904 FDIC Certificate #: 41 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: PHENIX-GIRARD BANCSHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.phenix-girard.com
Is Phenix-Girard Bank FDIC Insured? Yes
What is Phenix-Girard Bank's Cert number? 41
What is the maximum amount for insured deposits? $250,000 per holder, per account
Phenix-Girard Bank FinancialsTotal Assets:
$283,033,000
Total Deposits:
$276,535,000
Equity Capital:
$-534,000
Domestic Deposits:
$276,535,000
Net Income:
$516,000
Return on Assets:
0.6433%
Quarterly Return on Assets:
0.7300%
Pretax Return on Assets:
0.7514%
Pretax Quarterly Return on Assets:
0.7500%
Return on Equity:
0.0000%
Quarterly Return on Equity:
6,767.2100%
Leverage Tier 1 (Core Capital) Ratio:
18.2680%
Total Interest Income (YTD):
4.4709%
Headquarters:
Phenix City
FDIC Field Office:
Montgomery
Regulator:
FDIC
County:
Russell
# of Offices:
4
Metropolitan Statistical Area (MSA):
Columbus, GA-AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe Fed declined to raise the fed funds rate this past week, which isn't good news for savers. CD rates will stay near current levels until the Fed increases the rate. The Fed did say at least one rate hike was likely in 2016 so a hike should be in the near future. Colorado Federal Savings Bank Savings rates are now at 0.85 percent with a yield of 0.85 percent. View the current Savings rates at Colorado Federal Savings Bank below.
Last Friday, a lackluster employment report for the month of March was released and as a result today's mortgage rates are lower. In the March Labor Report released by the United States Department of Labor and the Bureau of Labor Statics, non-farm payrolls increased by 88,000 jobs. Most analysts surveyed were expecting a gain of 200,000 jobs.
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