First Resource Bank Lino Lakes, MN Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rate Updates and AvailabilityFirst Resource Bank Lino Lakes, MN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Resource Bank Lino Lakes, MN? Share your experience about First Resource Bank Lino Lakes, MN by leaving a review below, or read customer reviews before you decide to use First Resource Bank Lino Lakes, MN. First Resource Bank Lino Lakes, MN Texas RatioFirst Resource Bank Lino Lakes, MN's Texas Ratio is at 0.14%, which is considered excellent. The Texas Ratio for First Resource Bank Lino Lakes, MN is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
First Resource Bank Lino Lakes, MN has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First Resource Bank Lino Lakes, MN is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
First Resource Bank Lino Lakes, MN has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/06/2026 
Current Rate AvailabilityWe do not have First Resource Bank Lino Lakes, MN rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Resource Bank Lino Lakes, MN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Resource Bank Lino Lakes, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Resource Bank Lino Lakes, MN's official website for the most current offers and terms.
Bank Profile & OverviewFirst Resource Bank Lino Lakes, MN
7449 Village DrLino Lakes, MN 55014 Anoka Established Date: 06/27/2005 FDIC Certificate #: 58039 Date of FDIC Deposit Insurance: 06/27/2005 Bank Holding Company: AMERI FINANCIAL GROUP INC How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.myfrbank.com
Is First Resource Bank Lino Lakes, MN FDIC Insured? Yes
What is First Resource Bank Lino Lakes, MN's Cert number? 58039
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.14%
Return on Assets (ROA):
0.4531%
Return on Equity (ROE):
4.7900%
Non-Performing Loans (NPL):
0.01%
Total Assets:
$826,710,000
Total Deposits:
$688,365,000
Equity Capital:
$65,813,000
Net Income:
$4,804,000
Headquarters:
Lino Lakes
Regulator:
FDIC
# of Offices:
6
Source: FDIC | Last Updated 12/31/2025
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Frequently Asked Questions About First Resource Bank Lino Lakes, MNHow do I open an account at First Resource Bank Lino Lakes, MN?You can typically open an account at First Resource Bank Lino Lakes, MN by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First Resource Bank Lino Lakes, MN provides a range of mortgage and home equity products. Is First Resource Bank Lino Lakes, MN a safe place to deposit money?Yes, First Resource Bank Lino Lakes, MN is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First Resource Bank Lino Lakes, MN offer online and mobile banking?Most modern institutions like First Resource Bank Lino Lakes, MN provide digital access including online balance checks and transfers. Compare to other Banks |
You can compare First Resource Bank Lino Lakes, MN rates to other rates in our database, including 12-month CD rates currently at 3.02%, 6-month CD rates at 3.75% and 3-month CD rates at 3.80%. Savings rates are at 0.30% and money market rates are at 2.15%. Mortgage rates on 30-year fixed loans are around 6.24%. All these rates, and more, can be found in our database of rates which you can compare to 
