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Siouxland Federal Credit Union Rates & Review April 2026

Siouxland Federal Credit Union's 12 month CD rates are at 3.55%, 24 month CD rates are at 3.55%, 36 month CD rates are at 3.55%, 48 month CD rates are at 3.55%, 60 month CD rates are at 3.55%. Siouxland Federal Credit Union's savings rates are at 0.20%. Siouxland Federal Credit Union's money market rates are at 0.20%. Siouxland Federal Credit Union's Personal Loan Rates are at 14.00%. MonitorBankRates evaluates the financial stability of Siouxland Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.96%. Rates were last updated on 04/18/2026.

Siouxland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Siouxland Federal Credit Union? Share your experience about Siouxland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Siouxland Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.96%
Excellent Lower than avg
Siouxland Federal Credit Union
Siouxland Federal Credit Union
3000 Plaza Dr
South Sioux City, NE 68776
https://www.siouxlandfederalcu.com
Member NCUA

Siouxland Federal Credit Union CD Rates

Product Rate APY Term View More
12 month Certificate 3.50% 3.55% 12
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
24 month Certificate 3.50% 3.55% 24
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
36 month Certificate 3.50% 3.55% 36
Min Deposit $1,000
Details One Bump - Up per Term
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
48 month Certificate 3.50% 3.55% 48
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
60 month Certificate 3.50% 3.55% 60
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%

Siouxland Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Savings 0.20% 0.20%
Min Deposit $10
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
Regular Savings 0.20% 0.20%
Min Deposit $10
Min Balance $0
Details (Dividends paid 12/31/2025)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
Variable IRA Savings 0.20% 0.20%
Min Deposit $100
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%

Siouxland Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.25% 1.25%
Min Deposit $1,000
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
Money Market 0.75% 0.75%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
Money Market 0.20% 0.20%
Min Deposit $1,000
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%

Siouxland Federal Credit Union Checking Rates

Product Rate APY View More
Checking Accounts - Personal & Business 0.75% 0.75%
Min Deposit $25
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
Checking Accounts - Personal & Business 0.30% 0.30%
Min Deposit $25
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%
Checking Accounts - Personal & Business 0.15% 0.15%
Min Deposit $25
Min Balance $0
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%

Siouxland Federal Credit Union Credit Card Rates

Product Rate APR View More
Rewards Visa Credit Card - 9.49%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%

Siouxland Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 14.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.96%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Siouxland Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Siouxland Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Siouxland Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Siouxland Federal Credit Union
Address 3000 Plaza Dr, South Sioux City, NE 68776
Phone 402-494-2073
Fax 402-494-4107
President Jerry Pfeifer
CEO Joel Steenhoven
Full-Time Employees 80
Part-Time Employees 1
Branch Locations 7
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.96%
Return on Assets (ROA)
0.7228%
Return on Equity (ROE)
5.8493%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
329,671,966
Total Amount of Shares and Deposits
286,486,334
Total Shares and Deposits < 1 Year
272,620,866
Total Shares and Deposits 1 3 Years
10,334,263
Total Shares and Deposits > 3 Years
3,531,204
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,805,733
Total Uninsured Shares and Deposits > $250K (F+J)
22,805,733
Total Insured Shares and Deposits > $250K (item 17 less item K)
263,680,601
Total Interest Expense (Sum of items 6 8)
3,341,507
Share Certificates
2,688
Number of Accounts for Share Drafts
14,972
IRA KEOGH Accounts
664
Number of Accounts for Regular Shares
29,389
All other shares
658
Money Market Shares
1,687
Net Income (unless the amount is already included in Undivided Earnings)
852,960
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,277,000
Total Liabilities
288,934,129
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Siouxland Federal Credit Union

Is Siouxland Federal Credit Union a safe place to deposit money?

Yes, Siouxland Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9584428598897%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Siouxland Federal Credit Union operate?

Siouxland Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Siouxland Federal Credit Union?

Yes, to access services at Siouxland Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Siouxland Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Siouxland Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Siouxland Federal Credit Union offer online and mobile banking?

Most modern institutions like Siouxland Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.siouxlandfederalcu.com.

Current Siouxland Federal Credit Union Rates

  • 12-Month CD3.55%
  • 24-Month CD3.55%
  • 60-Month CD3.55%
  • Savings0.20%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.