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URE Federal Credit Union Rates & Review April 2026

URE Federal Credit Union's 12 Month CDs of Deposit rates are at 4.00%. MonitorBankRates evaluates the financial stability of URE Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.54%. Rates were last updated on 04/17/2026.

URE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at URE Federal Credit Union? Share your experience about URE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use URE Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.54%
Excellent Higher than avg
URE Federal Credit Union
URE Federal Credit Union
201 Beech St
East Pittsburgh, PA 15112
http://www.urefcu.org/
Member NCUA

URE Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificates of Deposit - 4.00% 12 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.54%

URE Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vacation Special - - 7.00% 1 Year
Details As Low As; $2000 maximum
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.54%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for URE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather URE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with URE Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name URE Federal Credit Union
Address 201 Beech St, East Pittsburgh, PA 15112
Phone 412-824-1166
Fax 412-824-0310
President Paul Weir
CEO Kevin Varrato
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.54%
Return on Assets (ROA)
0.7003%
Return on Equity (ROE)
3.3295%
Non-Performing Loans Ratio (NPL)
3.16%
Total Assets
8,055,415
Total Amount of Shares and Deposits
6,166,095
Total Shares and Deposits < 1 Year
6,166,095
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,166,095
Total Interest Expense (Sum of items 6 8)
16,750
Share Certificates
19
Number of Accounts for Share Drafts
360
IRA KEOGH Accounts
28
Number of Accounts for Regular Shares
955
All other shares
138
Net Income (unless the amount is already included in Undivided Earnings)
56,292
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
545,347
Total Liabilities
6,370,567
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About URE Federal Credit Union

Is URE Federal Credit Union a safe place to deposit money?

Yes, URE Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.5400842487232%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does URE Federal Credit Union operate?

URE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join URE Federal Credit Union?

Yes, to access services at URE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, URE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, URE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does URE Federal Credit Union offer online and mobile banking?

Most modern institutions like URE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.urefcu.org/.

Current URE Federal Credit Union Rates

  • 12-Month CD4.00%
Retrieved from our database of financial products. Rates subject to change.