|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Safeway Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Safeway Federal Credit Union's 6 month CDs rates are at 3.25%, 18 month CDs rates are at 3.03%, 12 month CDs rates are at 2.89%, 24 month CDs rates are at 2.50%. Safeway Federal Credit Union's money market rates are at 2.50%. Safeway Federal Credit Union's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of Safeway Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.68%. Rates were last updated on 04/11/2026. Safeway Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Safeway Federal Credit Union? Share your experience about Safeway Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Safeway Federal Credit Union. 
Safeway Federal Credit Union CD Rates
Safeway Federal Credit Union Money Market Rates
Safeway Federal Credit Union Home Equity & HELOC
Safeway Federal Credit Union Auto Loan Rates
Safeway Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Safeway Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Safeway Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Safeway Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Safeway Federal Credit Union
Website
https://safewayfcu.com
Address
529 E North Foothills Dr,
Spokane, WA 99207
Phone
509-483-9416
Fax
509-483-1014
President
James Ingebritsen
CEO
Wendy Spoerl
Full-Time Employees
12
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.68%
Return on Assets (ROA)
0.2650%
Return on Equity (ROE)
1.2383%
Non-Performing Loans Ratio (NPL)
1.40%
Total Assets
72,051,355
Total Amount of Shares and Deposits
56,298,515
Total Shares and Deposits < 1 Year
55,532,503
Total Shares and Deposits 1 3 Years
766,012
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,090,643
Total Uninsured Shares and Deposits > $250K (F+J)
1,090,643
Total Insured Shares and Deposits > $250K (item 17 less item K)
55,207,872
Total Interest Expense (Sum of items 6 8)
719,523
Share Certificates
223
Number of Accounts for Share Drafts
2,380
IRA KEOGH Accounts
253
Number of Accounts for Regular Shares
4,927
Money Market Shares
157
Net Income (unless the amount is already included in Undivided Earnings)
71,800
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,593,805
Total Liabilities
56,631,949
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Safeway Federal Credit UnionIs Safeway Federal Credit Union a safe place to deposit money?Yes, Safeway Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6772752465302%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Safeway Federal Credit Union operate?Safeway Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Safeway Federal Credit Union?Yes, to access services at Safeway Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Safeway Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Safeway Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Safeway Federal Credit Union offer online and mobile banking?Most modern institutions like Safeway Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://safewayfcu.com. Current Safeway Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Meridian Mutual Federal Credit Union
United Arkansas Federal Credit Union
Tombigbee Federal Credit Union
Greater Niagara Federal Credit Union
Discovery Federal Credit Union
Interfaith Federal Credit Union
Illinois Valley Credit Union
Hemingford Community Federal Credit Union
Franklin Oil Region Credit Union
Ripco Credit Union
Alltru Federal Credit Union
Central Nebraska Federal Credit Union
Spencerport Federal Credit Union
Empire One Federal Credit Union
Marin County Federal Credit Union
Consumer Credit Union
XCEL Federal Credit Union
Banner Federal Credit Union
Huntington West Va Firemens Federal Credit Union
Serve Credit Union
Boulevard Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
