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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Verity Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
Verity Credit Union's 6 month Personal CD Account rates are at 3.50%, Business CD Accounts 6 month rates are at 3.50%, 12 month Personal CD Account rates are at 3.45%, Business CD Accounts 12 month rates are at 3.45%, IRA CDs 12 month rates are at 3.45%. Verity Credit Union's savings rates are at 0.03%. Verity Credit Union's money market rates are at 0.10%. Verity Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Verity Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.01%. Rates were last updated on 04/09/2026. Verity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Verity Credit Union? Share your experience about Verity Credit Union by leaving a review below, or read customer reviews before you decide to use Verity Credit Union. Verity Credit Union
Member Services Call Ctr 11027 Meridian Ave N
https://www.veritycu.com Seattle, WA 98133 
Verity Credit Union CD Rates
Verity Credit Union Savings Rates
Verity Credit Union Money Market Rates
Verity Credit Union Checking Rates
Verity Credit Union Mortgage Rates
Verity Credit Union Home Equity & HELOC
Verity Credit Union Auto Loan Rates
Verity Credit Union Credit Card Rates
Verity Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Verity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Verity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Verity Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Verity Credit Union
Website
https://www.veritycu.com
Address
11027 Meridian Ave N,
Seattle, WA 98133
Phone
206-440-9000
Fax
206-361-5300
President
Will Collins
CEO
Tonita Webb
Full-Time Employees
131
Part-Time Employees
4
Branch Locations
6
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.01%
Return on Assets (ROA)
-0.1808%
Return on Equity (ROE)
-1.9840%
Non-Performing Loans Ratio (NPL)
0.97%
Total Assets
774,657,998
Total Amount of Shares and Deposits
677,675,139
Total Shares and Deposits < 1 Year
668,904,732
Total Shares and Deposits 1 3 Years
6,868,565
Total Shares and Deposits > 3 Years
1,901,841
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
85,754,551
Total Uninsured Shares and Deposits > $250K (F+J)
85,754,551
Total Insured Shares and Deposits > $250K (item 17 less item K)
591,920,588
Total Interest Expense (Sum of items 6 8)
6,289,500
Share Certificates
4,715
Number of Accounts for Share Drafts
24,646
IRA KEOGH Accounts
1,301
Number of Accounts for Regular Shares
40,314
Money Market Shares
2,297
Net Income (unless the amount is already included in Undivided Earnings)
-1,414,317
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
98,718,376
Total Liabilities
704,336,547
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Verity Credit UnionIs Verity Credit Union a safe place to deposit money?Yes, Verity Credit Union is considered a safe financial institution. With a Texas Ratio of 8.008445222672%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Verity Credit Union operate?Verity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Verity Credit Union?Yes, to access services at Verity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Verity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Verity Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Verity Credit Union offer online and mobile banking?Most modern institutions like Verity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.veritycu.com. Current Verity Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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