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Foothill Credit Union

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Foothill Credit Union Rates & Review November 2026

Q: What are the current interest rates at Foothill Credit Union?

Current rates for Foothill Credit Union include: 12-Month CD: 3.50%, 24-Month CD: 3.80%, 60-Month CD: 4.00%, Savings: 6.00%, MMA: 0.65%

Q: What CD terms does Foothill Credit Union offer?

Foothill Credit Union CD rates are 3.80% APY for a 12 month CD, 3.80% APY for a 2 year CD, 3.85% APY for a 3 year CD, 3.90% APY for a 4 year CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Foothill Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Foothill Credit Union's CD - 60 Month rates are at 4.00%, CD - 48 Month rates are at 3.90%, CD - 36 Month rates are at 3.85%, 12 Month Core CD rates are at 3.80%, CD - 24 Month rates are at 3.80%. Foothill Credit Union's savings rates are at 6.00%. Foothill Credit Union's money market rates are at 0.65%. Foothill Credit Union's checking rates are as high as 1.00%. Foothill Credit Union's Adjustable Rate Mortgage - 5/1 ARM rates are at 6.12%, Adjustable Rate Mortgage - 7/1 ARM rates are at 6.38%, Fixed Rate Mortgage - 15 Year rates are at 6.25%, Fixed Rate Mortgage - 20 Year rates are at 6.50%, Adjustable Rate Mortgage - 10/1 ARM rates are at 6.62%. Foothill Credit Union's Personal Loan Rates are as low as 9.50%. Foothill Credit Union's Credit Card Rates are at 12.50%. Foothill Credit Union's CD rates are 34% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Foothill Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.28%. Rates last updated and verified on 10/30/2026.

Foothill Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Foothill Credit Union? Share your experience about Foothill Credit Union by leaving a review below, or read customer reviews before you decide to use Foothill Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.28%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Foothill Credit Union
Corporate Office

250 W Colorado Blvd
Arcadia, CA 91007

http://www.foothillcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Foothill Credit Union CD Rates

Product	Rate	APY	Term
Jumbo Certificates - 60 Month	3.97%	4.05%	60 Month
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo IRA Certificate 60 Month	3.97%	4.05%	60 Month
Min Balance $50,000 Details $50,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
60 Month Regular IRA Certificate	3.92%	4.00%	60 Month
Min Balance $2,000 Details $2,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Share Certificate - 60 Month	3.92%	4.00%	60 Month
Min Balance $2,000 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo Certificates - 48 Month	3.87%	3.95%	48 Month
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.95% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo IRA Certificate 48 Month	3.87%	3.95%	48 Month
Min Balance $50,000 Details $50,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.95% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
48 Month Regular IRA Certificate	3.83%	3.90%	48 Month
Min Balance $2,000 Details $2,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo Certificates - 36 Month	3.83%	3.90%	36 Month
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo IRA Certificate 36 Month	3.83%	3.90%	36 Month
Min Balance $50,000 Details $50,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Share Certificate - 48 Month	3.83%	3.90%	48 Month
Min Balance $2,000 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 3.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
36 Month Regular IRA Certificate	3.78%	3.85%	36 Month
Min Balance $2,000 Details $2,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo Certificates - 24 Month	3.78%	3.85%	24 Month
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo IRA Certificate 24 Month	3.78%	3.85%	24 Month
Min Balance $50,000 Details $50,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.85% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Share Certificate - 36 Month	3.78%	3.85%	36 Month
Min Balance $2,000 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
12 Month Core Certificate	3.73%	3.80%	12 Month
Min Deposit $500 Details Account maximum $100,000; Core group includes employees who work for educator, healthcare, and government municipalities partners Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
24 Month Regular IRA Certificate	3.73%	3.80%	24 Month
Min Balance $2,000 Details $2,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo Certificates - 12 Month	3.73%	3.80%	12 Month
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo Certificates - 6 Month	3.73%	3.80%	6 Month
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo Certificates - 9 Month	3.73%	3.80%	9 Month
Min Balance $50,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Jumbo IRA Certificate 12 Month	3.73%	3.80%	12 Month
Min Balance $50,000 Details $50,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Share Certificate - 24 Month	3.73%	3.80%	24 Month
Min Balance $2,000 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Share Certificate - 28 Month (Online only)	3.73%	3.80%	28 Month
Min Balance $2,000 Details Online Only; Online Certificate Special; Maximum deposit $250,000; can only be opened via Foothill's online banking Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
12 Month Regular IRA Certificate	3.68%	3.75%	12 Month
Min Balance $2,000 Details $2,000 Minimum Balance Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Share Certificate - 12 Month	3.68%	3.75%	12 Month
Min Balance $2,000 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Share Certificate - 6 Month	3.68%	3.75%	6 Month
Min Balance $2,000 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Share Certificate - 9 Month	3.68%	3.75%	9 Month
Min Balance $2,000 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
12 Month Youth Saver Certificate	3.44%	3.50%	12 Month
Min Deposit $25 Min Balance $25 Details Maximum balance: $50,000; $25 minimum to open; additional $25 deposits allowed anytime; one penalty free withdrawal during 12-month term; only Youth Account members eligible; available until age 24 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Savings Rates

Product	Rate	APY
Summertime Savings for School Employees	5.83%	6.00%
Min Deposit $50 Min Balance $50 Details Eligibility: certificated and classified school employees of Board approved SEGs eligible for the Summertime Savings Account bonus rate; maximum deposit per month $3,000; Dividend Minimum: $50.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Flex Savings (New Money Only)	2.96%	3.00%
Min Deposit $2,000 Min Balance $2,000 Details Must maintain a $2,000 balance to earn interest; new money only (funds deposited in the last 90 days); no penalty for withdrawals; Dividend Minimum: $2,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Regular Share IRA	0.65%	0.65%
Min Balance $250,000 Details Level: Tier 7; Balance: over $250,000; Dividend Minimum: over $250,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Regular Share IRA	0.60%	0.60%
Min Balance $100,000 Details Level: Tier 6; Balance: $100,000 and up; Dividend Minimum: $100,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Educator Plus Savings	0.55%	0.55%
Min Deposit $0 Min Balance $0 Details Funds withdrawn after 30 days incur a $5 fee; transfers only from Summertime Savings; Dividend Minimum: $0.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Regular Share IRA	0.50%	0.50%
Min Balance $50,000 Details Level: Tier 5; Balance: $50,000 and up; Dividend Minimum: $50,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Christmas Club	0.45%	0.45%
Min Deposit $50 Min Balance $50 Details Members with a Christmas Club and Summertime Savings have a combined maximum deposit of $3,000 per month into both accounts; Dividend Minimum: $50.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Rainy Day Savings	0.45%	0.45%
Min Deposit $5 Min Balance $5 Details $2,500; Balance: less than $2,500; $5 min - $250 max monthly Foothill account transfer; Regular Share rate applies to any balance over $2,500; each additional withdrawal within 90 days incurs a $2.00 fee; Dividend Minimum: $5.00 Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 0.45% → 0.45% ▼ 0.00 pts · high 0.45% / low 0.05% Sep 27, 20260.45%▲ from 0.05% Sep 18, 20260.05%▼ from 0.45% Sep 14, 20260.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Regular Share IRA	0.45%	0.45%
Min Balance $20,000 Details Level: Tier 4; Balance: $20,000 and up; Dividend Minimum: $20,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Summertime Savings	0.45%	0.45%
Min Deposit $50 Min Balance $50 Details Deposits via direct deposit, payroll deduction, online banking transfer, or at any branch; minimum deposit per month $50, maximum deposit per month $3,000; Dividend Minimum: $50.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Regular Share IRA	0.40%	0.40%
Min Balance $10,000 Details Level: Tier 3; Balance: $10,000 and up; Dividend Minimum: $10,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Regular Share IRA	0.35%	0.35%
Min Balance $2,500 Details Level: Tier 2; Balance: $2,500 and up; Dividend Minimum: $2,500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Regular Share IRA	0.30%	0.30%
Min Balance $1,000 Details Level: Tier 1; Balance: $1,000 - $2,499; Dividend Minimum: $1,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Young Adults Savings	0.20%	0.20%
Min Deposit $5 Min Balance $1,500 Details Balance: $1,500 minimum; Age: 18-24; $5.00 minimum to get started Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Youth Savings	0.20%	0.20%
Min Deposit $5 Min Balance $1,500 Details Ages 0-17; Balance: $1,500 and over Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Young Adults Savings	0.15%	0.15%
Min Deposit $5 Min Balance $1,000 Details Balance: $1,000 minimum; Age: 18-24; $5.00 minimum to get started Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Youth Savings	0.15%	0.15%
Min Deposit $5 Min Balance $1,000 Details Ages 0-17; Balance: $1,000 and over Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Young Adults Savings	0.10%	0.10%
Min Deposit $5 Min Balance $500 Details Balance: $500 minimum; Age: 18-24; $5.00 minimum to get started Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Youth Savings	0.10%	0.10%
Min Deposit $5 Min Balance $500 Details Ages 0-17; Balance: $500 and over Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Rainy Day Savings	0.05%	0.05%
Min Deposit $5 Min Balance $2,500 Details $2,500+; Balance: $2,500 and over; $5 min - $250 max monthly Foothill account transfer; each additional withdrawal within 90 days incurs a $2.00 fee; Dividend Minimum: $5.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Regular Shares	0.05%	0.05%
Min Deposit $5 Min Balance $150 Details Dividend Minimum: $150.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Young Adults Savings	0.05%	0.05%
Min Deposit $5 Min Balance $50 Details Balance: $50.00 minimum; Age: 18-24; Dividend minimum $50.00; $5.00 minimum to get started; 0.05% rate bonus when balance reaches $500, $1,000, and $1,500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Youth Savings	0.05%	0.05%
Min Deposit $5 Min Balance $5 Details Ages 0-17; Balance: $5.00 and over (dividend minimum $5.00) Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	0.65%	0.65%
Min Balance $250,000 Details Balance: Over $250,000; Tier 7 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.65% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Money Market Account	0.60%	0.60%
Min Balance $100,000 Details Balance: $100,000 minimum; Tier 6; Dividend Minimum $100,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Money Market Account	0.50%	0.50%
Min Balance $50,000 Details Balance: $50,000 minimum; Tier 5; Dividend Minimum $50,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Money Market Account	0.45%	0.45%
Min Balance $20,000 Details Balance: $20,000 minimum; Tier 4; Dividend Minimum $20,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.45% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Money Market Account	0.40%	0.40%
Min Balance $10,000 Details Balance: $10,000 minimum; Tier 3; Dividend Minimum $10,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Money Market Account	0.35%	0.35%
Min Balance $2,500 Details Balance: $2,500 minimum; Tier 2; Dividend Minimum $2,500 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.35% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Money Market Account	0.30%	0.30%
Min Balance $1,000 Details Balance: $1,000 minimum; Tier 1; Dividend Minimum $1,000 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Checking Rates

Product	Rate	APY
Protection Plus Checking	1.00%	1.00%
Min Deposit $0 Min Balance $0 Details Balance: <$2,500 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 1.00% ▼ 1.50 pts · high 2.50% / low 1.00% Oct 1, 20261.00%▼ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Rewards Checking	1.00%	1.00%
Min Deposit $0 Min Balance $0 Details Balance: <$2,500; APY paid only if required qualifications are met each month Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 1.00% ▼ 1.50 pts · high 2.50% / low 1.00% Oct 1, 20261.00%▼ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Protection Plus Checking	0.50%	0.50%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.01-$5,000 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 0.75% → 0.50% ▼ 0.25 pts · high 0.75% / low 0.50% Oct 1, 20260.50%▼ from 0.75% Sep 18, 20260.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Protection Plus Checking	0.25%	0.25%
Min Deposit $0 Min Balance $5,000 Details Balance: $5,000.01- $10,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Protection Plus Checking	0.10%	0.10%
Min Deposit $0 Min Balance $0 Details Balance: >$10,000.01 Last Updated 10/30/2026 Rate History 4 changes since Sep 18, 2026 · 2.50% → 0.10% ▼ 2.40 pts · high 2.50% / low 0.10% Oct 26, 20260.10%▼ from 1.00% Oct 19, 20261.00%▲ from 0.10% Oct 14, 20260.10%▼ from 1.00% Oct 1, 20261.00%▼ from 2.50% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Adjustable Rate Mortgage - 5/1 ARM	6.125%	0.000	6.18%
Details Margin: 2.500%; Caps: 1/1/4; Index: One-Year Constant Maturity Treasury Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.18% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Adjustable Rate Mortgage - 7/1 ARM	6.375%	0.000	6.43%
Details Margin: 2.500%; Caps: 1/1/4; Index: One-Year Constant Maturity Treasury Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.43% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Fixed Rate Mortgage - 15 Year	6.25%	0.500	6.469%	15 year
Details Conforming loans up to $832,750; Plus Closing Cost; APR=Annual Percentage Rate Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 6.72% → 6.47% ▼ 0.25 pts · high 6.72% / low 6.47% Oct 30, 20266.47%▼ from 6.60% Oct 26, 20266.60%▼ from 6.72% Oct 19, 20266.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Fixed Rate Mortgage - 15 Year	6.375%	0.000	6.517%	15 year
Details Conforming loans up to $832,750; Plus Closing Cost; APR=Annual Percentage Rate Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 6.77% → 6.52% ▼ 0.25 pts · high 6.77% / low 6.52% Oct 30, 20266.52%▼ from 6.64% Oct 26, 20266.64%▼ from 6.77% Oct 19, 20266.77%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Fixed Rate Mortgage - 20 Year	6.50%	0.500	6.677%	20 year
Details Conforming loans up to $832,750; Plus Closing Cost; APR=Annual Percentage Rate Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 6.93% → 6.68% ▼ 0.25 pts · high 6.93% / low 6.68% Oct 30, 20266.68%▼ from 6.80% Oct 26, 20266.80%▼ from 6.93% Oct 19, 20266.93%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Adjustable Rate Mortgage - 10/1 ARM	6.625%	0.000	6.68%
Details Margin: 2.500%; Caps: 1/1/4; Index: One-Year Constant Maturity Treasury Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 6.68% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Fixed Rate Mortgage - 20 Year	6.625%	0.000	6.739%	20 year
Details Conforming loans up to $832,750; Plus Closing Cost; APR=Annual Percentage Rate Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 6.99% → 6.74% ▼ 0.25 pts · high 6.99% / low 6.74% Oct 30, 20266.74%▼ from 6.87% Oct 26, 20266.87%▼ from 6.99% Oct 19, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Fixed Rate Mortgage - 30 Year	6.875%	0.500	7.012%	30 year
Details Conforming loans up to $832,750; Plus Closing Cost; APR=Annual Percentage Rate Last Updated 10/30/2026 Rate History 1 change since Oct 19, 2026 · 7.26% → 7.01% ▼ 0.25 pts · high 7.26% / low 7.01% Oct 26, 20267.01%▼ from 7.26% Oct 19, 20267.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Fixed Rate Mortgage - 30 Year	7.00%	0.000	7.089%	30 year
Details Conforming loans up to $832,750; Plus Closing Cost; APR=Annual Percentage Rate Last Updated 10/30/2026 Rate History 1 change since Oct 19, 2026 · 7.34% → 7.09% ▼ 0.25 pts · high 7.34% / low 7.09% Oct 26, 20267.09%▼ from 7.34% Oct 19, 20267.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	6.49%	Up to 120 Months
Details 80% financing; APR range 6.49% - 8.99%; Loan Amount: $350,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Home Equity Line of Credit - 80% CLTV	-	-	6.75%	180 Months
Details Credit Score: 760+; Maximum Loan Amount: $500,000; Margin: -0.25 over WSJ Prime Rate; Intro: 4.99% for 12 months; APR after Intro Rate: 6.75%; Sample current APR 6.75% as of 9/18/26; APR will not exceed 18.00% Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Home Equity Loan	-	-	6.99%	121 Months
Details Term: 121 Months to 180 Months; Published APR range: 6.99% - 9.49%. 80% financing; Loan Amount: $350,000; Estimated Payment/$1,000: $8.99 - $10.44 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 6.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Home Equity Line of Credit - 80% CLTV	-	-	7.00%	180 Months
Details Credit Score: 700-759; Maximum Loan Amount: $500,000; Margin: 0.00 over WSJ Prime Rate; Intro: 4.99% for 12 months; APR after Intro Rate: 7.00%; Sample current APR 6.75% as of 9/18/26; APR will not exceed 18.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 22, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Home Equity Line of Credit - 80% CLTV	-	-	7.50%	180 Months
Details Credit Score: 660-699; Maximum Loan Amount: $500,000; Margin: 0.50 over WSJ Prime Rate; Intro: 4.99% for 12 months; APR after Intro Rate: 7.50%; Sample current APR 6.75% as of 9/18/26; APR will not exceed 18.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Sep 22, 20267.50%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Home Equity Line of Credit - 80% CLTV	-	-	8.00%	180 Months
Details Credit Score: 620-659; Maximum Loan Amount: $500,000; Margin: 1.00 over WSJ Prime Rate; Intro: 4.99% for 12 months; APR after Intro Rate: 8.00%; Sample current APR 6.75% as of 9/18/26; APR will not exceed 18.00% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75% Sep 22, 20268.00%▲ from 7.75% Sep 14, 20267.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Automobile and Truck Loan	-	-	4.74%	Up to 36 months
Details As Low As; Minimum Loan Amount: $5,000; Max loan amount $200,000; Rate includes discounts (max 0.75%); New Auto Floor Rate 4.74%; Finance up to 125% MSRP Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Automobile and Truck Loan	-	-	5.24%	48 months
Details As Low As; Minimum Loan Amount: $5,000; Max loan amount $200,000; Rate includes discounts (max 0.75%); New Auto Floor Rate 4.74%; Finance up to 125% MSRP Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 5.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Automobile and Truck Loan	-	-	5.49%	48 months
Details As Low As; Minimum Loan Amount: $5,000; Includes up to 0.75% rate discount; Used Auto Floor Rate is 4.99% Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 5.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Automobile and Truck Loan	-	-	5.60%	Up to 66 months
Details As Low As; Minimum Loan Amount: $10,000; Max loan amount $200,000; Rate includes discounts (max 0.75%); New Auto Floor Rate 4.74%; Finance up to 125% MSRP Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 5.60% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Automobile and Truck Loan	-	-	5.75%	Up to 66 months
Details As Low As; Minimum Loan Amount: $10,000; Includes up to 0.75% rate discount; Used Auto Floor Rate is 4.99% Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 5.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Automobile and Truck Loan	-	-	5.85%	Up to 78 months
Details As Low As; Minimum Loan Amount: $15,000; Max loan amount $200,000; Rate includes discounts (max 0.75%); New Auto Floor Rate 4.74%; Finance up to 125% MSRP Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 5.85% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Automobile and Truck Loan	-	-	6.00%	Up to 78 months
Details As Low As; Minimum Loan Amount: $15,000; Includes up to 0.75% rate discount; Used Auto Floor Rate is 4.99% Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 6.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Automobile and Truck Loan	-	-	6.25%	84 months
Details As Low As; Minimum Loan Amount: $25,000; Max loan amount $200,000; Rate includes discounts (max 0.75%); New Auto Floor Rate 4.74%; Finance up to 125% MSRP Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 6.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Automobile and Truck Loan	-	-	6.74%	84 months
Details As Low As; Minimum Loan Amount: $25,000; Includes up to 0.75% rate discount; Used Auto Floor Rate is 4.99% Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 6.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Automobile and Truck Loan	-	-	7.25%	96 months
Details As Low As; Minimum Loan Amount: $50,000; Max loan amount $200,000; Rate includes discounts (max 0.75%); New Auto Floor Rate 4.74%; Finance up to 125% MSRP Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
First Time Auto Buyer - New Auto	-	-	7.49%	Up to 60 months
Details As Low As; Maximum Loan Amount: Up to $30,000; Max rate discount cannot exceed 0.75%; Rate discounts may apply Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
First Time Auto Buyer - Used Auto	-	-	7.75%	Up to 60 months
Details As Low As; Maximum Loan Amount: Up to $30,000; Max rate discount cannot exceed 0.75%; Rate discounts may apply Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Watercraft and Motorcycle Loan	-	7.00%	Up to 36 months
Details As Low As; Minimum loan amount: N/A; Estimated Payment/$1,000: $30.88; Max loan amount for Watercraft is $150,000 and Motorcycles is $50,000 Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercrafts and Motorcycles Loan	-	7.00%	Up to 36 months
Details As Low As; Minimum Loan Amount: N/A Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Recreational Vehicle Loan	-	7.25%	Up to 60 months
Details As Low As; Minimum Loan Amount: $10,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Recreational Vehicle Loan	-	7.40%	72 - 84 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.40% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Recreational Vehicle Loan	-	7.50%	Up to 60 months
Details As Low As; Minimum Loan Amount: $10,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercraft and Motorcycle Loan	-	7.50%	48 months
Details As Low As; Minimum loan amount: N/A; Estimated Payment/$1,000: $24.18; Max loan amount for Watercraft is $150,000 and Motorcycles is $50,000 Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercrafts and Motorcycles Loan	-	7.50%	48 months
Details As Low As; Minimum Loan Amount: N/A Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Recreational Vehicle Loan	-	7.55%	85 - 96 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.55% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Recreational Vehicle Loan	-	7.65%	72 - 84 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.65% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Recreational Vehicle Loan	-	7.75%	108 - 120 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Recreational Vehicle Loan	-	7.80%	85 - 96 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.80% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Recreational Vehicle Loan	-	7.95%	108 - 120 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 7.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Recreational Vehicle Loan	-	8.00%	121 - 144 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 8.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Recreational Vehicle Loan	-	8.15%	121 - 144 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 8.15% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercraft and Motorcycle Loan	-	8.30%	60 months
Details As Low As; Minimum loan amount: $10,000; Estimated Payment/$1,000: $20.42; Max loan amount for Watercraft is $150,000 and Motorcycles is $50,000 Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.30% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercrafts and Motorcycles Loan	-	8.30%	60 months
Details As Low As; Minimum Loan Amount: $10,000 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 8.30% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
New Recreational Vehicle Loan	-	9.00%	145 - 180 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 9.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercraft and Motorcycle Loan	-	9.05%	72 months
Details As Low As; Minimum loan amount: $15,000; Estimated Payment/$1,000: $18.05; Watercrafts only; Max loan amount for Watercraft is $150,000 and Motorcycles is $50,000 Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 9.05% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercrafts and Motorcycles Loan	-	9.05%	72 months
Details As Low As; Minimum Loan Amount: $15,000; Watercrafts only Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 9.05% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Used Recreational Vehicle Loan	-	9.25%	145- 180 months
Details As Low As; Minimum Loan Amount: $30,000; Up to 85% of Retail on Purchases; Max loan amount is $125,000; Recreational, watercrafts, and motorcycles do not qualify for discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 9.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercraft and Motorcycle Loan	-	9.80%	84+ months
Details As Low As; Minimum loan amount: $30,000; Estimated Payment/$1,000: $16.50; Watercrafts only; Max loan amount for Watercraft is $150,000 and Motorcycles is $50,000 Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 9.80% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Watercrafts and Motorcycles Loan	-	9.80%	84+ months
Details As Low As; Minimum Loan Amount: $30,000; Watercrafts only Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 9.80% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Credit Card Rates

Product	Rate	APR
Platinum Credit Card	-	12.50%
Details As Low As; Loan Amount: $100,000 Maximum; Rates subject to change without notice. No annual fee. Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 12.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Platinum Rewards Credit Card	-	14.00%
Details As Low As; Loan Amount: $100,000 Maximum; Rates subject to change without notice. No annual fee. Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 14.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Credit Builder Credit Card	-	18.00%
Details As Low As; Loan Amount: To be determined by amount secured in shares; Rates subject to change without notice. No annual fee. Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 18.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	9.50%	36 months
Details As Low As; Loan Amount: $500 Minimum - $100,000 Maximum; Max rate discount 0.75% Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 9.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Personal Loan	10.50%	48 months
Details As Low As; Loan Amount: $8,001 Minimum - $100,000 Maximum; Max rate discount 0.75% Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 10.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Personal Line of Credit	11.25%
Details As Low As; Loan Amount: $100,000 Maximum; Excluded from discounts Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 11.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Personal Loan	11.25%	60 months
Details As Low As; Loan Amount: $20,000 Minimum - $100,000 Maximum; Max rate discount 0.75% Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 11.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Foothill Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Budget Balancer Loan	-	-	10.00%	24 months
Details As Low As; Loan Amount: $500 Minimum - $100,000 Maximum; Max rate discount is 0.75%, rates displayed reflect that discount Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 10.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Budget Balancer Loan	-	-	10.00%	36 months
Details As Low As; Loan Amount: $3,001 Minimum - $100,000 Maximum; Max rate discount is 0.75%, rates displayed reflect that discount Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 10.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Budget Balancer Loan	-	-	11.00%	48 months
Details As Low As; Loan Amount: $8,001 Minimum - $100,000 Maximum; Max rate discount is 0.75%, rates displayed reflect that discount Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 11.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Buy Now Pay Later Loans - Plan Your Purchase	17.99%	-	17.99%	3 - 15 months
Details Loan Amount: $100 - $2,500; Repayment terms vary; No early payoff penalty Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 17.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Buy Now Pay Later Loans - Split Your Payment	17.99%	-	17.99%	3 - 15 months
Details Loan Amount: $80 - $2,500; Only available for members who qualify Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 17.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Career Advancement Loan	-	-	3.25%	60 months
Details As Low As; Loan Amount: $15,000 Maximum; Members employed by one of our Educator, Healthcare, or City Municipality Core Groups are eligible; Requires proof of enrollment in approved program; Limit of one career advancement loan per member Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Conforming High Balance Fixed Rate - 15 year	6.25%	0.500	6.415%	15 year
Details Loans up to $1,249,125; plus closing cost; limits based on geographic location Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 6.67% → 6.42% ▼ 0.25 pts · high 6.67% / low 6.42% Oct 30, 20266.42%▼ from 6.54% Oct 26, 20266.54%▼ from 6.67% Oct 19, 20266.67%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Conforming High Balance Fixed Rate - 15 year	6.375%	0.000	6.462%	15 year
Details Loans up to $1,249,125; plus closing cost; limits based on geographic location Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 6.71% → 6.46% ▼ 0.25 pts · high 6.71% / low 6.46% Oct 30, 20266.46%▼ from 6.59% Oct 26, 20266.59%▼ from 6.71% Oct 19, 20266.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Conforming High Balance Fixed Rate - 30 year	6.875%	0.500	6.978%	30 year
Details Loans up to $1,249,125; plus closing cost; limits based on geographic location Last Updated 10/30/2026 Rate History 1 change since Oct 19, 2026 · 7.23% → 6.98% ▼ 0.25 pts · high 7.23% / low 6.98% Oct 26, 20266.98%▼ from 7.23% Oct 19, 20267.23%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Conforming High Balance Fixed Rate - 30 year	7.00%	0.000	7.055%	30 year
Details Loans up to $1,249,125; plus closing cost; limits based on geographic location Last Updated 10/30/2026 Rate History 1 change since Oct 19, 2026 · 7.31% → 7.06% ▼ 0.25 pts · high 7.31% / low 7.06% Oct 26, 20267.06%▼ from 7.31% Oct 19, 20267.31%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Credit Builder Loan	-	-	18.00%
Details As Low As; Loan Amount: To be determined by amount secured in shares Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 18.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Energy Saver Loan	-	-	6.99%	Up to 180 Months
Details As Low As; Loan Amount: $50,000 Maximum; Estimated Payment/$1000: $8.98; Loan To Value up to 85%; secured by owner-occupied home in Orange, Los Angeles, Riverside, San Bernardino, Ventura or San Diego counties; Last Modified: 10/29/2026 Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 6.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Fresh Start Loan	-	-	2.00%	36 months
Details As Low As; Loan Amount: $1,000 Minimum with a $5,000 Maximum; Funds held in share account until loan is paid in full if member has no funds on deposit Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 2.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Legacy Loan	-	-	7.75%	12 months
Details Loan Amount: $2,500; Estimated Payment/$1,000: $86.87; Rate offering of 7.75% requires automatic payment; on approved credit; must be Foothill member and meet membership qualifications; a Living Trust must be established with Affinity Trust to get this loan Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Living Trust Loan	-	-	7.75%	12 months
Details Loan Amount: $2,500; Estimated Payment/$1,000: $86.87; Rate of 7.75% requires automatic payment; On approved credit; Must be a Foothill member; A Living Trust must be established with Affinity Trust to get this loan Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
No Cost Fixed Rate - 10 Year	6.875%	0.000	6.875%	10 year
Details Loans up to $832,750; Maximum loan to value of 80% Last Updated 10/30/2026 Rate History 2 changes since Oct 14, 2026 · 7.38% → 6.88% ▼ 0.50 pts · high 7.38% / low 6.88% Oct 30, 20266.88%▼ from 7.00% Oct 26, 20267.00%▼ from 7.38% Oct 14, 20267.38%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
No Cost Fixed Rate - 15 Year	6.875%	0.000	6.875%	15 year
Details Loans up to $832,750; Maximum loan to value of 80% Last Updated 10/30/2026 Rate History 2 changes since Oct 14, 2026 · 7.38% → 6.88% ▼ 0.50 pts · high 7.38% / low 6.88% Oct 30, 20266.88%▼ from 7.00% Oct 26, 20267.00%▼ from 7.38% Oct 14, 20267.38%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
No Cost Fixed Rate - 30 Year	7.75%	0.000	7.75%	30 year
Details Loans up to $832,750; Maximum loan to value of 80% Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Platinum Loan	-	-	12.50%
Details As Low As; Loan Amount: $100,000 Maximum Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 12.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Platinum Rewards Loan	-	-	14.00%
Details As Low As; Loan Amount: $100,000 Maximum Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 14.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Starter Rewards Loan	-	-	12.99%
Details Intro APR: 0%; As Low As; Intro rate expires: 6 months; Regular APR: 12.99%; Available for ages 18-24; No credit needed; Loan Amount: $2,500 Maximum Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 12.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%
Technology Loan	-	-	5.90%	36 months
Details Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at funding; Limit of one technology loan per member; Proceeds paid directly to member Last Updated 10/30/2026 Rate History No change since Oct 6, 2026 · 5.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Foothill Credit Union’s Texas Ratio stayed near 1.56% in Q3 2023 to 1.28% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$779M	1.28%	5.0	A+
March 31, 2026	$772M	1.01%	5.0	A+
December 31, 2025	$766M	1.45%	5.0	A+
September 30, 2025	$774M	1.19%	5.0	A+
June 30, 2025	$763M	1.23%	5.0	A+
March 31, 2025	$775M	1.14%	5.0	A+
December 31, 2024	$765M	1.73%	5.0	A+
September 30, 2024	$766M	1.01%	5.0	A+
June 30, 2024	$758M	1.58%	5.0	A+
March 31, 2024	$858M	1.56%	5.0	A+
December 31, 2023	$843M	1.85%	5.0	A+
September 30, 2023	$824M	1.56%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Foothill Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Foothill Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Foothill Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Foothill Credit Union

Website http://www.foothillcu.org

Address 250 W Colorado Blvd, Arcadia, CA 91007

Phone 626-445-0950

Fax 626-445-8042

President Scott McCulley

CEO Mike Terzian

Full-Time Employees 112

Part-Time Employees 3

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.28%

Return on Assets (ROA)

0.2061%

Return on Equity (ROE)

1.6770%

Non-Performing Loans Ratio (NPL)

0.22%

Total Assets

778,602,530

Total Amount of Shares and Deposits

654,682,878

Total Shares and Deposits < 1 Year

633,563,634

Total Shares and Deposits 1 3 Years

12,268,291

Total Shares and Deposits > 3 Years

8,850,953

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

43,283,157

Total Uninsured Shares and Deposits > $250K (F+J)

43,283,157

Total Insured Shares and Deposits > $250K (item 17 less item K)

611,399,721

Total Interest Expense (Sum of items 6 8)

6,265,556

Share Certificates

5,051

Number of Accounts for Share Drafts

26,882

IRA KEOGH Accounts

1,174

Number of Accounts for Regular Shares

45,374

Money Market Shares

1,335

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

28,898,640

Total Liabilities

686,780,147

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Foothill Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Foothill Credit Union

Does Foothill Credit Union offer CDs?

Yes. Foothill Credit Union current CD rates include its CD - 60 Month at 4.00% APY, its CD - 48 Month at 3.90% APY and its CD - 36 Month at 3.85% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Foothill Credit Union NCUA insured?

Yes. Foothill Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Foothill Credit Union?

The highest Foothill Credit Union CD rate is its Jumbo CDs - 60 Month at 4.05% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Foothill Credit Union offer?

Foothill Credit Union CD rates are 3.80% APY for a 12 month CD, 3.80% APY for a 2 year CD, 3.85% APY for a 3 year CD, 3.90% APY for a 4 year CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Foothill Credit Union for its full lineup.

What is the highest savings rate at Foothill Credit Union?

The highest Foothill Credit Union savings rate is its Flex Savings (New Money Only) at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Foothill Credit Union?

The highest Foothill Credit Union money market rate is its Money Market Account at 0.65% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Foothill Credit Union?

The highest Foothill Credit Union checking rate is its Protection Plus Checking at 1.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest 30 year fixed mortgage rate at Foothill Credit Union?

The lowest Foothill Credit Union 30 year fixed mortgage rate is its Fixed Rate Mortgage - 30 Year at 6.875%, verified by MonitorBankRates as of October 30, 2026. Foothill Credit Union mortgage rates are 6.875% for a 30 year mortgage, 6.50% for a 20 year mortgage, 6.25% for a 15 year mortgage, 6.125% for a 5/1 ARM, 6.375% for a 7/1 ARM and 6.625% for a 10/1 ARM.

What is the lowest auto loan rate at Foothill Credit Union?

The lowest Foothill Credit Union auto loan rate is its New Automobile and Truck Loan at 4.74% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Foothill Credit Union?

The lowest Foothill Credit Union personal loan rate is its Personal Loan at 9.50% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Foothill Credit Union?

The lowest Foothill Credit Union credit card APR is its Platinum Credit Card at 12.50% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Foothill Credit Union operate?

Foothill Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Foothill Credit Union?

Yes, to access services at Foothill Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Foothill Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Foothill Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Foothill Credit Union offer online and mobile banking?

Most modern institutions like Foothill Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.foothillcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Foothill Credit Union rates compare?

Foothill Credit Union's CD rates are 34% higher than the MonitorBankRates national average, and it has an A+ health rating. Foothill Credit Union's top rates are its Jumbo CDs - 60 Month at 4.05% APY, its Summertime Savings for School Employees at 6.00% APY, its Money Market Account at 0.65% APY, its Protection Plus Checking at 1.00% APY, its Adjustable Rate Mortgage - 5/1 ARM at 6.125%, its Personal Loan at 9.50% APR and its Platinum Credit Card at 12.50% APR, verified by MonitorBankRates on October 30, 2026.

Current Foothill Credit Union Rates

12-Month CD3.50%
24-Month CD3.80%
60-Month CD4.00%
Savings6.00%
MMA0.65%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Foothill Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Foothill Credit Union Texas Ratio

Foothill Credit Union Health Trend

Foothill Credit Union CD Rates

Foothill Credit Union Savings Rates

Foothill Credit Union Money Market Rates

Foothill Credit Union Checking Rates

Foothill Credit Union Mortgage Rates

Foothill Credit Union Home Equity & HELOC

Foothill Credit Union Auto Loan Rates

Foothill Credit Union RV, Boat and Powersport Loan Rates

Foothill Credit Union Credit Card Rates

Foothill Credit Union Personal Loan Rates

Foothill Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Foothill Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Foothill Credit Union

Does Foothill Credit Union offer CDs?

Are CDs from Foothill Credit Union NCUA insured?

What is the highest CD rate at Foothill Credit Union?

What CD terms does Foothill Credit Union offer?

What is the highest savings rate at Foothill Credit Union?

What is the highest money market rate at Foothill Credit Union?

What is the highest checking rate at Foothill Credit Union?

What is the lowest 30 year fixed mortgage rate at Foothill Credit Union?

What is the lowest auto loan rate at Foothill Credit Union?

What is the lowest personal loan rate at Foothill Credit Union?

What is the lowest credit card APR at Foothill Credit Union?

How many branches does Foothill Credit Union operate?

Is a member application needed to join Foothill Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Foothill Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Foothill Credit Union rates compare?

Current Foothill Credit Union Rates

Compare to Other Credit Unions