|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Walled Lake Schools Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Walled Lake Schools Federal Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Walled Lake Schools Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.63%. Rates were last updated on 04/17/2026. Walled Lake Schools Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Walled Lake Schools Federal Credit Union? Share your experience about Walled Lake Schools Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Walled Lake Schools Federal Credit Union. Walled Lake Schools Federal Credit Union
Main 3095 S Commerce Rd
https://www.wlsfcu.com Wolverine Lake, MI 48390 1418 
Walled Lake Schools Federal Credit Union Mortgage Rates
Walled Lake Schools Federal Credit Union Home Equity & HELOC
Walled Lake Schools Federal Credit Union Credit Card Rates
Walled Lake Schools Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Walled Lake Schools Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Walled Lake Schools Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Walled Lake Schools Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Walled Lake Schools Federal Credit Union
Website
https://www.wlsfcu.com
Address
3095 S Commerce Rd,
Wolverine Lake, MI 48390 1418
Phone
248-624-5222
Fax
248-624-0614
President
Neal Howald
CEO
Cara Richards
Full-Time Employees
13
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.63%
Return on Assets (ROA)
0.1154%
Return on Equity (ROE)
0.8305%
Non-Performing Loans Ratio (NPL)
0.97%
Total Assets
134,721,981
Total Amount of Shares and Deposits
116,013,549
Total Shares and Deposits < 1 Year
111,946,612
Total Shares and Deposits 1 3 Years
3,976,069
Total Shares and Deposits > 3 Years
90,867
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,517,791
Total Uninsured Shares and Deposits > $250K (F+J)
4,517,791
Total Insured Shares and Deposits > $250K (item 17 less item K)
111,495,758
Total Interest Expense (Sum of items 6 8)
46,745
Share Certificates
367
Number of Accounts for Share Drafts
3,613
IRA KEOGH Accounts
168
Number of Accounts for Regular Shares
6,291
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,144,589
Total Liabilities
116,592,090
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Walled Lake Schools Federal Credit UnionIs Walled Lake Schools Federal Credit Union a safe place to deposit money?Yes, Walled Lake Schools Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6332407756846%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Walled Lake Schools Federal Credit Union operate?Walled Lake Schools Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Walled Lake Schools Federal Credit Union?Yes, to access services at Walled Lake Schools Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Walled Lake Schools Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Walled Lake Schools Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Walled Lake Schools Federal Credit Union offer online and mobile banking?Most modern institutions like Walled Lake Schools Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wlsfcu.com. Compare to Other Credit Unions
Issaquena County Federal Credit Union
Rancho Federal Credit Union
Area Community Credit Union
Baptist Credit Union
Wiremens Credit Union
Securtrust Federal Credit Union
Parish Federal Credit Union
People\'s Community Federal Credit Union
Country Heritage Credit Union
CRCH Employees Federal Credit Union
Central Soya Federal Credit Union
Post Office Employees Credit Union
Emery Federal Credit Union
Paac Transit Division Federal Credit Union
James Ward Jr Federal Credit Union
Generations Federal Credit Union
Ferko Maryland Federal Credit Union
Brewer Federal Credit Union
Kennametal Orwell Employees Federal Credit Union
Partnership Financial Credit Union
Credit Union of Vermont Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
