|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 1st Advantage Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
1st Advantage Bank's 3-Month ADVANTAGE CD/IRA rates are at 3.51%, 6-Month ADVANTAGE CD/IRA rates are at 3.51%, 12-Month ADVANTAGE CD/IRA rates are at 3.25%, 3-Month CD/IRA rates are at 3.25%, 6-Month CD/IRA rates are at 3.25%. 1st Advantage Bank's savings rates are at 0.25%. 1st Advantage Bank's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of 1st Advantage Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/24/2026. 1st Advantage Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 1st Advantage Bank? Share your experience about 1st Advantage Bank by leaving a review below, or read customer reviews before you decide to use 1st Advantage Bank. 
1st Advantage Bank CD Rates
1st Advantage Bank Savings Rates
1st Advantage Bank Money Market Rates
1st Advantage Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for 1st Advantage Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather 1st Advantage Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with 1st Advantage Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
1st Advantage Bank
Bank Holding Company
BANC INVESTORS LLC
Address
240 Salt Lick Rd,
Saint Peters, MO 63376 · St. Charles
Website
https://www.1stadvantagebank.com
FDIC Certificate #
57899
Established
01/31/2005
FDIC Insurance Date
01/31/2005
Domestic Offices
1
Total Branches
1
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.1860%
Return on Equity (ROE)
11.6400%
Non-Performing Loans (NPL)
0.00%
Total Assets
$215,622,000
Total Deposits
$195,634,000
Equity Capital
$18,967,000
Net Income
$514,000
Headquarters
Saint Peters
Total Offices
1
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About 1st Advantage BankIs 1st Advantage Bank a safe place to deposit money?Yes, 1st Advantage Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does 1st Advantage Bank operate?1st Advantage Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, 1st Advantage Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, 1st Advantage Bank provides members with tools to manage their accounts and build a solid financial history. Does 1st Advantage Bank offer online and mobile banking?Most modern institutions like 1st Advantage Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1stadvantagebank.com. Current 1st Advantage Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Spring Bank Brookfield, WI
Pathway Bank
American Bank of Oklahoma
Cornerstone State Bank
CSB of Ouray
Citizens Community Bank Winchester, TN
American Bank MT
MNB Malvern National Bank
T. Rowe Price Trust Co.
Century Bank Lucedale, MS
American Bank of Beaver Dam
Senath State Bank
Premier Community Bank
CBI Bank & Trust
Bank of Clarkson
First National Bank in Ord
First B&T Co. Clinton, OK
First National Bank Damariscotta, ME
FNB of Raymond
Grand Ridge National Bank
Independence Bank Independence, OH
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
