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CD Rates Gilbert, Arizona (AZ) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 3, 2026

Current Gilbert, Arizona CD rates include Landings Credit UnionLandings Credit Union657 N Gilbert Rd, Gilbert, AZ 85234A+5.0 ★Texas Ratio: 4.77% offering IRA Certificate 12 Month at 4.30% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union3565 S Gilbert Rd, Gilbert, AZ 85297A5.0 ★Texas Ratio: 11.38% offering Youth certificate 60-month youth certificate at 4.09% APY, Vantage West Credit UnionVantage West Credit Union1671 S Cooper Rd, Gilbert, AZ 85233A5.0 ★Texas Ratio: 6.58% offering 60 Month CD at 3.81% APY, Bell BankBell Bank3683 S Val Vista Dr, Gilbert, AZ 85297A+5.0 ★Texas Ratio: 2.41% offering 3 Month (91 Day) CD at 3.60% APY, and Desert Financial Credit UnionDesert Financial Credit Union1525 N Gilbert Rd Ste 110, Gilbert, AZ 85234A+5.0 ★Texas Ratio: 1.59% offering Jumbo Savings Certificates 1 Year at 3.55% APY. CD rates as of April 3, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Gilbert, Arizona, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 3, 2026

Compare Best CD Rates in Gilbert, Arizona & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3683 S Val Vista Dr, Gilbert, AZ 85297
3 Month (91 Day) CD
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Daily Balance of $99,999.01 or more; Payment Frequency: Maturity

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ 85085
3-Month Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

No minimum deposit.

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
2990 N Litchfield Rd, Goodyear, AZ 85395
3 Month Certificate of Deposit
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
2525 E Camelback Rd, Phoenix, AZ 85016
3 Month Certificates of Deposit Platinum Tier
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Loyalty Program

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
CERTIFICATES OF DEPOSIT*** 90 Day
$500
3.75%
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ 85937
New Certificates 3 Mo
$10,000
3.29%
View
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ 86403
3 month Certificate
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Rewards+ Loyalty Program

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
3-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
3-month CD
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Early Withdrawal Penalties: 90 days interest

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ 85607
3 Month Term
$0
2.56%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
3 Month Standard CD
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ 85234
6 month Certificate
$500
4.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ 85233
6 Month CD
$0
3.76%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Relationship Rate

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3683 S Val Vista Dr, Gilbert, AZ 85297
6 Month (182 Day) CD
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Daily Balance of $99,999.01 or more; Payment Frequency: Maturity

Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
355 E Germann Rd, Gilbert, AZ 85297
6-Month CD Special
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
GOLDWATER LIQUID CD 6 Month Liquid CD - no penalty
$0
3.90%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
6 Month Promo CD
$500
3.85%
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ 85044
6 Month Certificate
$1,000
3.82%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

NexTier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
11209 N Tatum Blvd, Phoenix, AZ 85028
6 Month CD
$5,000
3.80%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 3, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
2809 N Stockton Hill Rd, Kingman, AZ 86401 4139
Term Certificate 6 Month
$0
3.72%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

over $50,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1575 S Price Road, Chandler, AZ 85286
6 Month Bonus Certificates
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ 85937
New Certificates 6 Mo
$2,500
3.53%
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ 85008 6608
IRA & HSA Certificates 6 Month Platinum
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

$100,000 Minimum to Earn APY

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ 85705 1551
6 Mo. Certificate
$0
3.41%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ 86403
6 month Certificate
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Rewards+ Loyalty Program

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
6-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
6-Month Share Certificates
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Certificates of Deposits(Personal and Business) 6 month
$0
2.89%
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ 85607
6 Month Term
$0
2.82%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ 85044 6459
6 Month Certificate
$500
1.72%
View
▼
Rate1.70%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

$500 minimum

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ 86426 9377
6 Month Share Certificate
$100,000
0.30%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
19432 N R H Johnson Blvd, Sun City West, AZ 85375
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ 85234
IRA Certificate 12 Month
$2,000
4.30%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1525 N Gilbert Rd Ste 110, Gilbert, AZ 85234
Jumbo Savings Certificates 1 Year
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ 85233
12 Month CD
$0
3.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Relationship Rate

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3683 S Val Vista Dr, Gilbert, AZ 85297
1 Year (12 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Daily Balance of $500 - $99,999; Payment Frequency: Maturity

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1550 N Gilbert Rd, Gilbert, AZ 85234
1 Year Time Deposit Account
$0
2.15%
View
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ 85044
12 Month Certificate
$500
4.08%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
GOAL SHARE CERTIFICATE 1 Year
$0
4.07%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

LA Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
1871 Kiowa Ave, Lake Havasu City, AZ 86403 2461
12-Month Certificate
$1,000
4.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

new funds (defined as money not currently on deposit with (CU SoCal); and funds must be received by March 26, 2026.

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ 85937
New Certificates 12 Mo IRA
$0
3.96%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Pd Qtrly

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
1 Year CD
$500
3.95%
View
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

$10,000 - $49,999.99

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
12 Month Promo CD
$500
3.90%
View
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1575 S Price Road, Chandler, AZ 85286
12 Month Bonus Certificates
$0
3.89%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ 85705 1551
12 Month Certificate
$0
3.77%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
12-month CD
$0
3.67%
View
▼
Rate3.61%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Early Withdrawal Penalties: 180 days interest

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
960 W Elliot Rd, Tempe, AZ 85284
12-month CD
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
1 year Certificate
$1,000
3.61%
View
▼
Rate3.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
1-Year Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
12-Month Share Certificate
$100,000
3.40%
View
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

$100,000 Minimum to Earn APY

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Certificates of Deposits(Personal and Business) 12 month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
2809 N Stockton Hill Rd, Kingman, AZ 86401 4139
1 Year Term Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
13877 W Thunderbird St, Glendale, AZ 85307
12-Month Certificate of Deposit IRA
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ 86313 5001
12 Month Term CD
$1,000
3.13%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Compounded Monthly

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ 86403
12 month Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Non-Rewards+ Loyalty Program

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
3090 E Fry Blvd, Sierra Vista, AZ 85635
12 Month TSC or IRA TSC
$10,000
3.05%
View
▼
Rate3.01%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ 85607
12 Month Term
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
2990 N Litchfield Rd, Goodyear, AZ 85395
12 Month Certificate of Deposit
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ 85044 6459
1 Year Certificate
$1,000
1.91%
View
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

$1,000 minimum

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ 85085
1 year Jumbo CD
$0
1.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ 86426 9377
12 Month Share Certificate
$100,000
0.35%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
IRA CD 1 Year
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
19432 N R H Johnson Blvd, Sun City West, AZ 85375
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ 85234
IRA Certificate 18 Month
$2,000
4.05%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
3565 S Gilbert Rd, Gilbert, AZ 85297
Standard certificate 18-month certificate
$0
3.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ 85233
18 Month IRA CD
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3683 S Val Vista Dr, Gilbert, AZ 85297
18 Month CD
$0
3.33%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Daily Balance of $99,999.01 or more; Payment Frequency: Semiannually

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1295 N Arizona Ave, Gilbert, AZ 85233
18-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
18 Month Promo CD
$500
3.95%
View
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
8337 W Bell Rd Ste 102, Peoria, AZ 85382 3798
18-Month Share Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Save more when you move at least $500 from another financial institution.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
IRA Certificate Term 18-Month Variable
$100,000
3.72%
View
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

$100,000 Minimum to Earn APY

NexTier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
11209 N Tatum Blvd, Phoenix, AZ 85028
18 Month CD
$5,000
3.51%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 3, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
18-month CD
$0
3.38%
View
▼
Rate3.33%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Early Withdrawal Penalties: 180 days interest

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Certificates of Deposits(Personal and Business) 18 month
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ 85607
18 Month Term
$0
3.31%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
CERTIFICATES OF DEPOSIT*** 18 Month
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
3090 E Fry Blvd, Sierra Vista, AZ 85635
18 Month TSC or IRA TSC
$10,000
3.20%
View
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ 86313 5001
18 Month Term CD
$1,000
3.01%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Compounded Monthly

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
13877 W Thunderbird St, Glendale, AZ 85307
18-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ 85233
24 Month CD
$0
3.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Relationship Rate

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ 85234
IRA Certificate 24 Month
$2,000
3.55%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3683 S Val Vista Dr, Gilbert, AZ 85297
2 Year (24 Month) CD
$0
3.30%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Daily Balance of $99,999.01 or more; Payment Frequency: Annually

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1295 N Arizona Ave, Gilbert, AZ 85233
24-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1550 N Gilbert Rd, Gilbert, AZ 85234
2 Year Time Deposit Account
$0
1.85%
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

$100,000 and over

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ 85395
2 Year Business Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ 85044
24 Month Certificate
$1,000
3.82%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
24 Month Promo CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1575 S Price Road, Chandler, AZ 85286
24 Month Bonus Certificates
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ 85607
24 Month Term
$0
3.56%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ 85705 1551
24 Mo. Certificate
$0
3.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ 86403
24 month Certificate
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Rewards+ Loyalty Program

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Certificates of Deposits(Personal and Business) 24 month
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
3090 E Fry Blvd, Sierra Vista, AZ 85635
24 Month TSC or IRA TSC
$10,000
3.25%
View
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
2 Year Share Certificates
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
CERTIFICATES OF DEPOSIT*** 24 Month
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
2-Year Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ 86313 5001
24 Month Term CD
$1,000
2.86%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Compounded Monthly

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
2809 N Stockton Hill Rd, Kingman, AZ 86401 4139
Term Certificate 2 Year
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

over $50,000

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
13877 W Thunderbird St, Glendale, AZ 85307
24-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ 85044 6459
2 Year Certificate
$1,000
2.01%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

$1,000 minimum

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ 86426 9377
24 Month Share Certificate
$100,000
0.50%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ 85233
36 Month CD
$0
3.71%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Relationship Rate

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3683 S Val Vista Dr, Gilbert, AZ 85297
3 Year (36 Month) CD
$0
3.30%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Daily Balance of $99,999.01 or more; Payment Frequency: Annually

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ 85234
IRA Certificate 36 Month
$2,000
3.05%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1295 N Arizona Ave, Gilbert, AZ 85233
36-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ 85395
3 Year Business Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
3 Year Share Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

$50,000 - $99,999.99

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
3 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
IRA Certificate Term 36-Month Variable
$100,000
3.67%
View
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

$100,000 Minimum to Earn APY

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
13503 W Camino Del Sol, Sun City West, AZ 85375
36-month CD Special
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1575 S Price Road, Chandler, AZ 85286
36 Month Certificates
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Certificates of Deposits(Personal and Business) 36 month
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ 86403
36 month Certificate
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Rewards+ Loyalty Program

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
3090 E Fry Blvd, Sierra Vista, AZ 85635
36 Month TSC or IRA TSC
$10,000
3.35%
View
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
3 Year Share Certificates
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ 85705 1551
36 Mo. Certificate
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ 85937
New Certificates 36 Mo
$10,000
3.00%
View
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
3-Year Certificate
$100,000
2.70%
View
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
2809 N Stockton Hill Rd, Kingman, AZ 86401 4139
Term Certificate 3 year
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

over $50,000

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ 85044 6459
3 Year Certificate
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

$1,000 minimum

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ 86313 5001
36 Month Term CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Compounded Monthly

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
13877 W Thunderbird St, Glendale, AZ 85307
36-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
3 Year Standard CD
$500
0.95%
View
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ 86426 9377
36 Month Share Certificate
$100,000
0.65%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1295 N Arizona Ave, Gilbert, AZ 85233
48-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ 85234
48 month Certificate
$500
2.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ 85395
4 Year Business Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
4 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1575 S Price Road, Chandler, AZ 85286
48 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Certificates of Deposits(Personal and Business) 48 month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ 86403
48 month Certificate
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Rewards+ Loyalty Program

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
48-month CD
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Early Withdrawal Penalties: 360 days interest

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
3090 E Fry Blvd, Sierra Vista, AZ 85635
48 Month TSC or IRA TSC
$10,000
3.40%
View
▼
Rate3.35%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
4 Year Share Certificates
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
4-Year Certificate
$100,000
2.85%
View
▼
Rate2.81%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
13877 W Thunderbird St, Glendale, AZ 85307
48-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
2809 N Stockton Hill Rd, Kingman, AZ 86401 4139
Term Certificate 4 Year
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

over $50,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
4 Year Standard CD
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ 86426 9377
48 Month Share Certificate
$1,000
0.95%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
3565 S Gilbert Rd, Gilbert, AZ 85297
Youth certificate 60-month youth certificate
$0
4.09%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ 85233
60 Month CD
$0
3.81%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Relationship Rate

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3683 S Val Vista Dr, Gilbert, AZ 85297
5 Year (60 Month) CD
$0
3.30%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Daily Balance of $99,999.01 or more; Payment Frequency: Annually

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1295 N Arizona Ave, Gilbert, AZ 85233
60-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ 85234
IRA Certificate 60 Month
$2,000
2.80%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 3, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1550 N Gilbert Rd, Gilbert, AZ 85234
5 Year Time Deposit Account
$0
1.80%
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

$100,000 and over

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ 85395
5 Year Business Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Certificates of Deposits(Personal and Business) 60 month
$0
3.92%
View
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Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
5 Year CD
$500
3.90%
View
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
1575 S Price Road, Chandler, AZ 85286
60 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
60 Month Promo CD
$500
3.65%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

$100,000 Minimum to Earn APY

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
60-month CD
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Early Withdrawal Penalties: 360 days interest

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
5 Year Share Certificates
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ 85014 4040
60-Mo Trad/Roth IRA CD
$2,500
3.20%
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ 85215 9707
5-Year Certificate
$25,000
3.15%
View
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
CERTIFICATES OF DEPOSIT*** 5 Year
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ 86313 5001
60 Month Term CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Compounded Monthly

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
13877 W Thunderbird St, Glendale, AZ 85307
60-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 3, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
2809 N Stockton Hill Rd, Kingman, AZ 86401 4139
Term Certificate 5 Year
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

over $50,000

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ 86426 9377
60 Month Share Certificate
$100,000
1.35%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Frequently Asked Questions about CD Rates in Gilbert, Arizona

Are CD rates in Gilbert, Arizona FDIC insured?

Yes, most established banks in Gilbert, Arizona are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Gilbert, Arizona?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Gilbert, Arizona.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Gilbert, Arizona may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Gilbert, Arizona?

Here are recent top rates found for this area:
  • Landings Credit Union: 4.30% APY (IRA Certificate 12 Month)
  • Mountain America Federal Credit Union: 4.09% APY (Youth certificate 60-month youth certificate)
  • Vantage West Credit Union: 3.81% APY (60 Month CD)
  • Bell Bank: 3.60% APY (3 Month (91 Day) CD)
  • Desert Financial Credit Union: 3.55% APY (Jumbo Savings Certificates 1 Year)
  • Sunflower Bank: 3.40% APY (6-Month CD Special)
  • Academy Bank: 3.10% APY (24-Month Certificate)
  • FirstBank (Colorado): 2.15% APY (1 Year Time Deposit Account)
  • Firefighters First Federal Credit Union: 4.10% APY (Dream Home Share Certificate 2 Year Retirement Share Certificate)
  • Florida West Coast Credit Union: 4.08% APY (12 Month Certificate)
Rates reflect recent verified offers available in Gilbert, Arizona. Last Updated: April 3, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Gilbert, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gilbert, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in AZ.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 3, 2026

Gilbert, Arizona Rates & Resources

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