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CD Rates Tucson, Arizona (AZ) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 6, 2026

Current Tucson, Arizona CD rates include Idaho Central Credit UnionIdaho Central Credit Union9725 E Broadway Blvd, Tucson, AZ 85748A+5.0 ★Texas Ratio: 4.09% offering 18 Month Promo CD at 3.95% APY, Vantage West Credit UnionVantage West Credit Union2222 S Craycroft Rd, Tucson, AZ 85711 6626A5.0 ★Texas Ratio: 6.58% offering 60 Month CD at 3.81% APY, Hughes Federal Credit UnionHughes Federal Credit Union971 W Wetmore Rd, Tucson, AZ 85705 1551B+4.8 ★Texas Ratio: 17.35% offering 12 Month Certificate Account at 3.77% APY, Academy BankAcademy Bank1650 W Valencia Rd, Tucson, AZ 85746A+5.0 ★Texas Ratio: 5.58% offering 12-Month Certificate at 3.55% APY, and Pyramid Federal Credit UnionPyramid Federal Credit Union4491 N Oracle Rd, Tucson, AZ 85705A5.0 ★Texas Ratio: 8.00% offering 5 Year Share Certificates at 3.25% APY. CD rates as of April 6, 2026 according to verified data from MonitorBankRates.

Tucson has 40 local institutions in our database, with CD rates as high as 3.95% APY from Idaho Central Credit Union at 9725 E Broadway Blvd, Tucson, AZ 85748. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Arizona area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 6, 2026

Compare Best CD Rates in Tucson, Arizona & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ 85711
3 Month Share Certificate
$0
2.40%
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
3 Month Standard CD
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3-Month Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

No minimum deposit.

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
3 Month Certificates of Deposit Platinum Tier
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Loyalty Program

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
CERTIFICATES OF DEPOSIT*** 90 Day
$500
3.75%
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 Minimum to Earn APY

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Month (91 Day) CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Daily Balance of $500 - $99,999; Payment Frequency: Maturity

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
New 3 Mo Share Certificate
$10,000
3.29%
View
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
3 month Certificate
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Rewards+ Loyalty Program

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3-month CD
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Early Withdrawal Penalties: 90 days interest

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
3 Month Term
$0
2.56%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
6 Month Promo CD
$500
3.85%
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
6 Month CD
$0
3.76%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Relationship Rate

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ 85705 1551
6 Month Certificate Account
$99,000
3.41%
View
▼
Rate3.35%
Min Deposit$99,000
Min Balance—
UpdatedApr 6, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
6-Month Share Certificates
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ 85711
6 Month Share Certificate
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
8580 N Oracle Rd, Tucson, AZ 85704
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
6 month Certificate
$500
4.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
GOLDWATER LIQUID CD 6 Month Liquid CD - no penalty
$0
3.90%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
6 Month Certificate
$1,000
3.82%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

NexTier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month CD
$5,000
3.80%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
6 Month Share Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
Term Certificate 6 Month
$0
3.72%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

over $50,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 6 Month
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
6 Month (182 Day) CD
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Daily Balance of $99,999.01 or more; Payment Frequency: Maturity

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
New 6 Mo Share Certificate
$2,500
3.53%
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 6, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 6 Month Platinum
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 Minimum to Earn APY

Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
6-Month CD Special
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
6 Month Term CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Compounded Monthly

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6-Month Certificate
$100,000
3.15%
View
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
6 month Certificate
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Non-Rewards+ Loyalty Program

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits(Personal and Business) 6 month
$0
2.89%
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
6 Month Term
$0
2.82%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6 Month Certificate
$500
1.72%
View
▼
Rate1.70%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

$500 minimum

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6 Month Share Certificate
$100,000
0.30%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
12 Month Promo CD
$500
3.90%
View
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ 85705 1551
12 Month Certificate Account
$99,000
3.77%
View
▼
Rate3.70%
Min Deposit$99,000
Min Balance—
UpdatedApr 6, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1650 W Valencia Rd, Tucson, AZ 85746
12-Month Certificate
$500
3.55%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
12 Month CD
$0
3.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Relationship Rate

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
1 Year Share Certificates
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ 85711
12 Month Share Certificate
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
8580 N Oracle Rd, Tucson, AZ 85704
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Qualifying balance up to $49,000.00

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
IRA Certificate 12 Month
$2,000
4.30%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 6, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
12 Month Certificate
$500
4.08%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
CERTIFICATES OF DEPOSIT - 12 Month
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
New 12 Mo IRA Share Certificate
$0
3.96%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1 Year CD
$500
3.95%
View
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

$10,000 - $49,999.99

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificate 12-Month
$0
3.84%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
12-month CD
$0
3.67%
View
▼
Rate3.61%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Early Withdrawal Penalties: 180 days interest

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
12-month CD
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1 year Certificate
$0
3.61%
View
▼
Rate3.56%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
12 Month Promo Share Certificate
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
1-Year Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
12-Month Share Certificate
$100,000
3.40%
View
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 Minimum to Earn APY

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits(Personal and Business) 12 month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
1 Year Term Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
12-Month Certificate of Deposit IRA
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
12 Month Term CD
$1,000
3.13%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Compounded Monthly

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
12 month Certificate
$1,000
3.10%
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Non-Rewards+ Loyalty Program

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12 Month Term
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 12 Month
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1 Year Time Deposit Account
$0
2.15%
View
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
1 Year Certificate
$1,000
1.91%
View
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

$1,000 minimum

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 year Jumbo CD
$0
1.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA CD 1 Year
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
18 Month Promo CD
$500
3.95%
View
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
18 Month IRA CD
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1650 W Valencia Rd, Tucson, AZ 85746
18-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ 85711
18 Month Share Certificate
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
IRA Certificate 18 Month
$2,000
4.05%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 6, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
CERTIFICATES OF DEPOSIT*** 18 Month
$500
4.00%
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

$1,000 - $49,999.99

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Save more when you move at least $500 from another financial institution.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 Minimum to Earn APY

NexTier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 Month CD
$5,000
3.51%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 6, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18-month CD
$0
3.38%
View
▼
Rate3.33%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Early Withdrawal Penalties: 180 days interest

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits(Personal and Business) 18 month
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
18 Month CD
$0
3.33%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Daily Balance of $99,999.01 or more; Payment Frequency: Semiannually

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
18 Month Term
$0
3.31%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
18 Month TSC or IRA TSC
$10,000
3.20%
View
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
18 Month Term CD
$1,000
3.01%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Compounded Monthly

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
18-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
24 Month Promo CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
24 Month CD
$0
3.61%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Relationship Rate

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ 85705 1551
24 Month Certificate Account
$99,000
3.56%
View
▼
Rate3.50%
Min Deposit$99,000
Min Balance—
UpdatedApr 6, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1650 W Valencia Rd, Tucson, AZ 85746
24-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
2 Year Share Certificates
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ 85711
24 Month Share Certificate
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 and over

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
2 Year Business Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
24 Month Certificate
$1,000
3.82%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 24 Month
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
24 Month IRA
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
24 month Certificate
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Rewards+ Loyalty Program

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 Minimum to Earn APY

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
24-month CD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Early Withdrawal Penalties: 360 days interest

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
24 Month TSC or IRA TSC
$10,000
3.25%
View
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
24-Mo Trad/Roth IRA CD (Fixed)
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
2-Year Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
24 Month Term CD
$1,000
2.86%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Compounded Monthly

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
Term Certificate 2 Year
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

over $50,000

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Year Certificate
$1,000
2.01%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

$1,000 minimum

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2 Year Time Deposit Account
$0
1.85%
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
24 Month Share Certificate
$100,000
0.50%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
36 Month CD
$0
3.71%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Relationship Rate

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ 85705 1551
36 Month Certificate Account
$99,000
3.30%
View
▼
Rate3.25%
Min Deposit$99,000
Min Balance—
UpdatedApr 6, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
3 Year Share Certificates
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1650 W Valencia Rd, Tucson, AZ 85746
36-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ 85711
36 Month Share Certificate
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
3 Year Standard CD
$500
0.95%
View
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
3 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
36-month CD Special
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 Minimum to Earn APY

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Certificates
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits(Personal and Business) 36 month
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
36 month Certificate
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Rewards+ Loyalty Program

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
36 Month TSC or IRA TSC
$10,000
3.35%
View
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
IRA Certificate 36 Month
$2,000
3.05%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 6, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
New 36 Mo Share Certificate
$10,000
3.00%
View
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Year Certificate
$100,000
2.70%
View
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
Term Certificate 3 year
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

over $50,000

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3 Year Certificate
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

$1,000 minimum

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
36 Month Term CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Compounded Monthly

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
36-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
36 Month Share Certificate
$100,000
0.65%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
4 Year Share Certificates
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1650 W Valencia Rd, Tucson, AZ 85746
48-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ 85711
48 Month Share Certificate
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
4 Year Standard CD
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
4 Year Business Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
4 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 48 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits(Personal and Business) 48 month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
48 month Certificate
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Rewards+ Loyalty Program

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
48-month CD
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Early Withdrawal Penalties: 360 days interest

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
48 Month TSC or IRA TSC
$10,000
3.40%
View
▼
Rate3.35%
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
4-Year Certificate
$50,000
2.80%
View
▼
Rate2.77%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
48 month Certificate
$500
2.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
Term Certificate 4 Year
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

over $50,000

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
48 Month Share Certificate
$1,000
0.95%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
60 Month CD
$0
3.81%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Relationship Rate

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
60 Month Promo CD
$500
3.65%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
5 Year Share Certificates
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
1650 W Valencia Rd, Tucson, AZ 85746
60-Month Certificate
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ 85711
60 Month Share Certificate
$0
2.85%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
Youth certificate 60-month youth certificate
$0
4.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

$100,000 and over

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
5 Year Business Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits(Personal and Business) 60 month
$0
3.92%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
5 Year CD
$500
3.90%
View
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 60 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
60 month Certificate
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Rewards+ Loyalty Program

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
60-month CD
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Early Withdrawal Penalties: 360 days interest

American Southwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
60 Month TSC or IRA TSC
$10,000
3.30%
View
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedApr 6, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
60-Mo Trad/Roth IRA CD (Fixed)
$2,500
3.20%
View
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 6, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5-Year Certificate
$25,000
3.15%
View
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedApr 6, 2026
Details

Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
CERTIFICATES OF DEPOSIT*** 5 Year
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
IRA Certificate 60 Month
$2,000
2.80%
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 6, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
60 Month Term CD
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 6, 2026
Details

Compounded Monthly

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
60-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details

Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
Term Certificate 5 Year
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

over $50,000

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
5 Year Time Deposit Account
$0
1.80%
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
60 Month Share Certificate
$100,000
1.35%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Tucson, AZ CD Rate Trends

Compare local Tucson, AZ CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arizona CD Trends →
12-Month CD — AZ Avg
3.495%
▲ 0.620 vs 7 days ago

Arizona 12-month CD rates rose 0.620 points over the past 7 days to 3.495% APY.

6-Month CD — AZ Avg
2.929%
▼ 0.006 vs 7 days ago

Arizona 6-month CD rates fell 0.006 points over the past 7 days to 2.929% APY.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Tucson, Arizona

Are CD rates in Tucson, Arizona FDIC insured?

Yes, most established banks in Tucson, Arizona are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Tucson, Arizona?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Tucson, Arizona.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Tucson, Arizona may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Tucson, Arizona?

Here are recent top rates found for this area:
  • Idaho Central Credit Union: 3.95% APY (18 Month Promo CD)
  • Vantage West Credit Union: 3.81% APY (60 Month CD)
  • Hughes Federal Credit Union: 3.77% APY (12 Month Certificate Account)
  • Academy Bank: 3.55% APY (12-Month Certificate)
  • Pyramid Federal Credit Union: 3.25% APY (5 Year Share Certificates)
  • OneAZ Credit Union: 2.85% APY (48 Month Share Certificate)
  • First Citizens Bank: 0.01% APY (6-month automatic saver CD)
  • Landings Credit Union: 4.30% APY (IRA Certificate 12 Month)
  • Mountain America Federal Credit Union: 4.15% APY (Youth certificate 60-month youth certificate)
  • Firefighters First Federal Credit Union: 4.10% APY (Dream Home Share Certificate 2 Year Retirement Share Certificate)
Rates reflect recent verified offers available in Tucson, Arizona. Last Updated: April 6, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Tucson, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tucson, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in AZ.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 6, 2026

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