MonitorBankRates
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CD Rates Hydesville, California (CA) for April 2026

Current Hydesville, California CD rates include Premier One Credit UnionPremier One Credit UnionA+5.0 ★Texas Ratio: 1.63% offering 24-month IRA Traditional & Roth Share Certificates at 4.50% APY, CBC Federal Credit UnionCBC Federal Credit UnionA+5.0 ★Texas Ratio: 4.13% offering 1-Year IRA Term Share Certificates at 4.25% APY, United Fidelity BankUnited Fidelity BankA+5.0 ★Texas Ratio: 0.81% offering 6-Month CD Term at 4.20% APY, Skyla Federal Credit UnionSkyla Federal Credit UnionA5.0 ★Texas Ratio: 6.28% offering Elite Jumbo CD 36-month at 4.15% APY, and Central Valley Firefighters Credit UnionCentral Valley Firefighters Credit UnionA+5.0 ★Texas Ratio: 1.68% offering IRA - 12 Month Certificate at 4.12% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Hydesville is a smaller community with no bank or credit union branches currently in our database. 408 institutions serving the California area are available to Hydesville residents, with CD rates as high as 4.50% APY from Premier One Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Hydesville, California & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3-Month Certificate
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No minimum deposit.

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
3 Month Share Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

*APY: Annual Percentage Yield

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON 3-month CD
$1,000
3.70%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Online Only

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance? CDs 3 month
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
3-Month CD
$500
3.55%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3 Month Consumer Certificates and IRA Certificates
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Share Certificates - Gold Minimum 3 month
$50,000
3.45%
Rate3.39%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

$50,000

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Month IRA Pick-A-Term Certificates
$10,000
3.40%
Rate3.35%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
90 Day Certificate of Deposit
$10,000
3.37%
Rate3.31%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Share Certificates 3 month
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
3 month Certificate
$1,000
3.25%
Rate3.20%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Rewards+ Loyalty Program

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Month Certificate
$100,000
3.15%
Rate3.10%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
90 DAY CERTIFICATE
$0
3.10%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
3-MONTH Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

IRA not Eligible

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3 Month Certificate
$0
2.89%
Rate2.85%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 3 Month Certificate
$1,500
2.85%
Rate2.81%
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
3 Month Certificate
$500
2.80%
Rate2.77%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3-Month Certificate and IRA Certificates
$0
2.79%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3 Month Term Share Certificates
$1,000
2.75%
Rate2.72%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
3 Month CD 100,000.00+
$100,000
2.74%
Rate2.70%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
Jumbo 3 Month CD
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Month Certificate
$0
2.53%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$1,000.00 Minimum Balance

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
3-Month Share Certificates
$500
2.50%
Rate2.47%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
3 Month Term Share & IRA Term Share Accounts
$5,000
2.48%
Rate2.45%
Min Deposit$5,000
Min Balance
UpdatedApr 5, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$0
2.01%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
3 Month Certificates
$0
1.92%
Rate1.90%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
3 Month Certificate
$0
1.82%
Rate1.80%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
3 Month CD
$10,000
1.24%
Rate1.23%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
Rate1.11%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Certificate
$10,000
1.00%
Rate1.00%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
3 Month Certificate
$0
0.90%
Rate0.90%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3 Month Certificate
$0
0.85%
Rate0.85%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 3-Month
$0
0.75%
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Minimum to open & earn dividends: $100,000

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3-month IRA Traditional & Roth Share Certificates
$1,000
0.60%
Rate0.60%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Regular CDs
$0
0.50%
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 3 month
$0
0.25%
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
UNITY 90 Day CD
$0
0.10%
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD Term
$1,000
4.20%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
6 month CDs
$1,000
4.04%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
6 Month Savings Certificate
$250,000
4.00%
Rate3.92%
Min Deposit$250,000
Min Balance
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
6 Month CD
$500
3.90%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
6 month Share Certificate
$500
3.82%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Business CD 6 month
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Regular CD 6-month
$500
3.65%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
6 Month Bonus Certificates
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 6-month CD
$1,000
3.56%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money 6 Month CD
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA - 6 Month Certificate
$0
3.54%
Rate3.48%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

BluPeak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
BluRipple Term Certificates 6 Month Intro
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
6 MONTH CERTIFICATE
$100
3.45%
Rate
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
6-Month CD Special
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
Jumbo 6 Month CD
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
6 MONTH CERTIFICATE
$0
3.33%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
6 Month Certificate of Deposit
$10,000
3.32%
Rate3.27%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Share Certificates 6 month
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 6-Month
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Minimum to open & earn dividends: $100,000

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
6 Month CD
$1,000
3.24%
Rate3.19%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

$1,000 Min.

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
6 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
Rate3.12%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Jumbo Certificates 6 Month
$50,000
3.15%
Rate3.10%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
6 Month Certificate
$0
3.14%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Certificate
$0
3.10%
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$1,000.00 Minimum Balance

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
6-MONTH Certificate
$0
3.05%
Rate3.01%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Youth Launch Certificate 6-Month Certificate
$0
3.00%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
6 Month Certificate
$10,000
2.90%
Rate2.86%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
6-Month Share Certificates
$50,000
2.80%
Rate2.77%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
6 month Certificates and IRAs
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
6 MONTH CERTIFICATE
$0
2.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
6 Month Term Share & IRA Term Share Accounts
$100,000
2.73%
Rate2.70%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 6 Month
$1,000
2.70%
Rate2.67%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6 Month CD 100,000.00+
$100,000
2.69%
Rate2.65%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
6-Month Share Certificates
$1,000
2.50%
Rate2.47%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
6 Month Business Certificate
$100,000
2.35%
Rate2.32%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Month Certificate
$0
2.33%
Rate2.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
6 Month Certificates
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6-month IRA Traditional & Roth Share Certificates
$1,000
2.25%
Rate2.23%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
6 Month Certificate
$0
2.12%
Rate2.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
6-Month Share Certificates
$0
2.03%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6 Month Certificate
$50,000
1.81%
Rate1.80%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Standard CDs
$0
1.35%
Rate1.34%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6 Month Certificate
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Ontario Public Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month Certificate
$0
0.65%
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
6-Month CD
$0
0.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 6 month
$0
0.40%
Rate0.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CBC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
1-Year IRA Term Share Certificates
$500
4.25%
Rate4.17%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

APY= Annual Percentage Yield. Stated rate is 4.169%. APY is accurate as of April 1, 2026. $500.00 minimum deposit required. Fees can reduce earnings on the account. Early withdrawal penalties may apply. OceanAir reserves the right to end or modify these offers at any time without notice

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA - 12 Month Certificate
$0
4.12%
Rate4.04%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1 year Certificate
$0
4.10%
Rate4.02%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
12-month IRA Traditional & Roth Share Certificates
$1,000
4.00%
Rate3.93%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
Rate3.84%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$10,000 - $49,999.99

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 12 Month
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12 Month Bonus Certificates
$0
3.89%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
IRA - 1 Year k
$0
3.85%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100

Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
12 month CDs
$1,000
3.82%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12-month CD
$0
3.80%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Limited time offer. Only available in our branches.

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
12-Month Variable Rate Certificate
$0
3.77%
Rate3.71%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Regular CD 12-month
$500
3.75%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 12 month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$50,000

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 12-month CD
$1,000
3.66%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12-Month CD
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1-Year Certificate Account
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 12 Month Certificate
$1,500
3.56%
Rate3.50%
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 Month Certificate
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
12 Month Certificate
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1 Year Savings Certificate
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money 12 Month CD
$0
3.45%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1-Year Certificate and IRA Certificates
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
1 YEAR CERTIFICATE
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
1 year CDARS-CD
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 month Share Certificate
$100,000
3.31%
Rate3.27%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
12-Month Share Certificates
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Share Certificates 1 year
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
12 MONTH CERTIFICATE
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
12-MONTH Certificate
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
12-Month Term Share Certificate
$0
3.19%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
1 Year Certificate of Deposit
$10,000
3.17%
Rate3.12%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
12-Month Certificate of Deposit IRA
$500
3.15%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
12 Month Certificate
$100,000
3.10%
Rate3.06%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Retirement Certificates 1 Year
$0
3.05%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
12 Month Certificate Special
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Certificate penalties for early withdrawal may apply. Certificate will roll over to a standard Certificate at non-promotional dividend rate in effect at time of maturity based on term and renewal balance. Also available for Business Accounts, Traditional IRA, Roth IRA, SEP IRA, & Coverdell Education Savings Account (CESA). Capitol Club Only: If your Capitol Club status entitles you to a premium dividend rate on your Certificate, the premium dividend rate will take effect the day after your Certificate is opened or renews. Capitol Club rate increase is .25% for eligible members.

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
12 MONTH CERTIFICATE
$100
3.03%
Rate
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Jumbo Certificates 12 Month
$50,000
3.00%
Rate2.96%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Amalgamated Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.08%
IRA CDs2,4 1 year
$0
2.99%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Merco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
1 Year Certificate
$0
2.95%
Rate2.91%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
12-Month Share Certificates
$500
2.90%
Rate2.86%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
12 month Certificates and IRAs
$0
2.89%
Rate2.85%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Adelfi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
1 year Certificate
$0
2.85%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1 Year CD
$1,000
2.83%
Rate2.79%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

$1,000 Min.

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 1 Year
$1,000
2.80%
Rate2.77%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
1 Year Term Share & IRA Term Share Accounts
$100,000
2.78%
Rate2.75%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

BluPeak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
BluRipple Term Certificates 12 Month Intro
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1 year add on Certificate Account
$50
2.63%
Rate2.60%
Min Deposit$50
Min Balance
UpdatedApr 5, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1 Year Certificate of Deposit
$1,000
2.60%
Rate2.56%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
12 Month CD 100,000.00+
$100,000
2.58%
Rate2.55%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
12 Month Business Certificate
$100,000
2.45%
Rate2.42%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
18-month IRA Traditional & Roth Share Certificates
$1,000
4.15%
Rate4.07%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Jumbo CD senior 18-month
$50,000
4.10%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18-Month CD Term
$1,000
4.05%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
18-month GoldStar? Membership Certificate
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 18 month
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Over $90,000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.72%
Rate3.66%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 18 Month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.62%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Agility 18-month CD
$1,000
3.61%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
18 Month Certificate
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
18 month Certificate
$1,000
3.50%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Rewards+ Loyalty Program

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
18-Month Certificate and IRA Certificates
$0
3.46%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
18-month Share Certificate
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
Rate3.37%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
Jumbo 18 Month CD
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 Month Term Share Certificates
$1,000
3.25%
Rate3.20%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
18-MONTH Certificate
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
18 Month Certificate
$10,000
3.15%
Rate3.10%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 18 Month Certificate
$1,500
3.05%
Rate3.01%
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
18 Month Certificate of Deposit
$10,000
3.00%
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
18-Month Share Certificates
$0
2.95%
Rate2.91%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18 Month Certificate
$0
2.63%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
18 Month Certificates
$0
2.58%
Rate2.55%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
18 Month Business Certificate
$100,000
2.55%
Rate2.52%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
18-Month Share Certificates
$0
2.54%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Special 18 Month Certificate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
18 Month CD
$1,000
2.43%
Rate2.40%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
18-Month Certificate of Deposit IRA
$500
2.35%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Business CD 1.5 year
$0
2.10%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
18 Month Savings Certificate
$350,000
1.70%
Rate1.68%
Min Deposit$350,000
Min Balance
UpdatedApr 5, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 18 month
$0
0.60%
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
18 Month IRA
$250
0.50%
Rate0.50%
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

United Local Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
18 Month Certificate of Deposits - Standard & IRA Available
$0
0.30%
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
24-month IRA Traditional & Roth Share Certificates
$1,000
4.50%
Rate4.41%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
24-Month CD Term
$1,000
4.10%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$50,000 - $99,999.99

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
24-month GoldStar? Membership Certificate
$5
4.00%
Rate3.93%
Min Deposit$5
Min Balance
UpdatedApr 5, 2026
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Jumbo CD 24-month
$50,000
3.95%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
1-2 Year Share Certificate
$250,000
3.87%
Rate3.80%
Min Deposit$250,000
Min Balance
UpdatedApr 5, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 24 month
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Over $90,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
24 Month Bonus Certificates
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 24-Month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Minimum to open & earn dividends: $100,000

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 24 Month
$0
3.65%
Rate3.58%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
24 Month - Share Certificate
$0
3.61%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2-Year Certificate Account
$0
3.60%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
24 Month Certificate
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
24 month Certificate
$1,000
3.50%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Rewards+ Loyalty Program

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
24-month Share Certificate
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24 month Share Certificate
$100,000
3.41%
Rate3.37%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
24 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
Jumbo 24 Month CD
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money 24 Month CD
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
IRA Share Certificates 2 Year
$0
3.29%
Rate3.24%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
24 MONTH CERTIFICATE
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
IRA Certificates 2 Year
$100
3.20%
Rate3.15%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Jumbo Certificates 24 Month
$50,000
3.15%
Rate3.10%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
24-Month Share Certificates
$500
3.10%
Rate3.06%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
2-Year Certificate
$100,000
3.05%
Rate3.01%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
24 Month Certificate
$50,000
3.04%
Rate3.00%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
24-Mo Trad/Roth IRA CD
$1,000
3.00%
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 2 Year
$1,000
2.95%
Rate2.91%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
24 month Certificates and IRAs
$0
2.94%
Rate2.90%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
24-Month Certificate
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
2 Year IRA
$5,000
2.89%
Rate2.85%
Min Deposit$5,000
Min Balance
UpdatedApr 5, 2026
Details

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
2-Year Share Certificates
$0
2.85%
Rate2.81%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
24 MONTH CERTIFICATE
$100
2.83%
Rate
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
2 Year Certificate
$100
2.75%
Rate2.71%
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2 Year CD
$1,000
2.73%
Rate2.69%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

$1,000 Min.

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 24 Month Certificate
$1,500
2.72%
Rate2.69%
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
24 Month Certificates
$0
2.68%
Rate2.65%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
CDARS? CDs 2 year
$0
2.66%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Funding Limit: $1M

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
24 Month Business Certificate
$100,000
2.65%
Rate2.62%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Standard CDs
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Amalgamated Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.08%
IRA CDs2,4 2 year
$0
2.53%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
2 Year Certificate of Deposit
$10,000
2.50%
Rate2.47%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
2 Year Certificate of Deposit
$1,000
2.40%
Rate2.38%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
24-Month Share Certificates
$0
2.38%
Rate2.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24-Month Certificate of Deposit IRA
$500
2.35%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
2 Year Bump Up Certificate
$0
2.22%
Rate2.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
24-Month Bump-Up Certificate
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2 Year Time Deposit Account
$0
1.85%
Rate1.83%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
24 Month Savings Certificate
$350,000
1.80%
Rate1.78%
Min Deposit$350,000
Min Balance
UpdatedApr 5, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
2 Year Certificate
$0
1.51%
Rate1.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Elite Jumbo CD 36-month
$250,000
4.15%
Rate
Min Deposit$250,000
Min Balance
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
36-Month CD Term
$1,000
4.10%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 month Share Certificate
$100,000
4.00%
Rate3.94%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3 Year Share Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$50,000 - $99,999.99

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
36-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Jumbo 36 month
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Over $90,000

Home Bank of California
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 MONTH JUMBO CD
$10,000
3.78%
Rate
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

$10,000.00 minimum NEW MONEY investment in Certificate of Deposit to receive stated rate. Additional Certificate of Deposit rates and terms are available. Rates are subject to change. Fees may reduce earnings. Penalty for early withdrawal.

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
36-month IRA Traditional & Roth Share Certificates
$1,000
3.75%
Rate3.69%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Bonus Certificates
$0
3.71%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.67%
Rate3.61%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 36 Month
$0
3.60%
Rate3.53%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3-Year Certificate and IRA Certificates
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 36-Month
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Minimum to open & earn dividends: $100,000

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
3 YEAR CERTIFICATE
$0
3.51%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
36 MONTH CERTIFICATE
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
36 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
36-MONTH Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
Jumbo 36 Month CD
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
IRA Share Certificates 3 Year
$0
3.34%
Rate3.29%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
36 Month Share Certificates
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
CDARS? CDs 3 year
$0
3.22%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Funding Limit: $0.5M

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
36-Month CD
$500
3.20%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
36-Month Share Certificates
$50,000
3.10%
Rate3.06%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
36 month Share Certificate
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
36-Month Term Share Certificate
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36 Month Term Share Certificates
$1,000
3.00%
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
36 month Certificates and IRAs
$0
2.99%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
36 Month Certificates
$0
2.94%
Rate2.90%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
36-Month Certificate
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
36 Month Certificate
$1,000
2.89%
Rate2.85%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
36 month Certificate
$1,000
2.85%
Rate2.81%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Non-Rewards+ Loyalty Program

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 3 Year
$1,000
2.80%
Rate2.77%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Year Certificate
$0
2.75%
Rate2.71%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$1,000.00 Minimum Balance - Early Withdrawal 90 day Penalty

Amalgamated Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.08%
IRA CDs2,4 3 year
$0
2.73%
Rate2.70%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3-Year Certificate
$100,000
2.70%
Rate2.67%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 36 Month Certificate
$1,500
2.65%
Rate2.62%
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3 Year CD
$1,000
2.52%
Rate2.49%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

$1,000 Min.

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
3 Year Certificate of Deposit
$10,000
2.50%
Rate2.47%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Regular CDs
$0
2.49%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3 Year Certificate
$0
2.48%
Rate2.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
36 Month CD 100,000.00+
$100,000
2.43%
Rate2.40%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
36 MONTH CERTIFICATE
$100
2.32%
Rate
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
36-Month Certificate of Deposit IRA
$500
2.27%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
3-Year Share Certificates
$0
2.25%
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
3-Year Certificate
$0
2.22%
Rate2.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
36-Month Share Certificates
$0
2.17%
Rate2.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Vision One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
36 Month Savings Certificate
$0
1.95%
Rate1.92%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
36 Month Business Certificate
$1,000
1.85%
Rate1.83%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
3 Year Certificate
$0
1.61%
Rate1.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
48-Month CD Term
$1,000
4.10%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48-month IRA Traditional & Roth Share Certificates
$1,000
4.00%
Rate3.93%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
48-month Certificate
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
Jumbo 48 Month CD
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 48 month
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$50,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
48 Month Bonus Certificates
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
48 MONTH CERTIFICATE
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
4-Year Certificate and IRA Certificates
$0
3.67%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 48-Month
$0
3.65%
Rate3.58%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Minimum to open & earn dividends: $100,000

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
48 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.51%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Regular CD 48-month
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
48 Month Share Certificates
$0
3.45%
Rate3.39%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
IRA Share Certificates 4 Year
$0
3.44%
Rate3.39%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
48-MONTH Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
48 Month Certificate
$500
3.35%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate of Deposit (IRA)
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
4 Year Certificate
$200
3.25%
Rate3.20%
Min Deposit$200
Min Balance
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
Rate3.17%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Jumbo Term Share Certificates & IRA Share Certificates 4 Year
$100,000
3.20%
Rate3.15%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
IRA Certificates (Fixed Rate) 4 Year Certificate
$1,000
3.10%
Rate3.06%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
48 Month Certificates
$0
3.09%
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
48-Month Certificate of Deposit
$500
3.05%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
48 month Certificates and IRAs
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
48-Month Certificates
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
48 Month Certificate
$10,000
2.99%
Rate2.95%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
48 month Certificate
$1,000
2.85%
Rate2.81%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Non-Rewards+ Loyalty Program

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
4-Year Certificate
$50,000
2.80%
Rate2.77%
Min Deposit$50,000
Min Balance
UpdatedApr 5, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
48 month Share Certificate
$500
2.78%
Rate2.75%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
48 Month Business Certificate
$25,000
2.75%
Rate2.71%
Min Deposit$25,000
Min Balance
UpdatedApr 5, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
4 Year Certificate
$0
2.53%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
48-Month Term Share Certificate
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
4 Year Certificate of Deposit
$10,000
2.50%
Rate2.47%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
48 Month CD
$1,000
2.43%
Rate2.40%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48-Month Certificate of Deposit IRA
$500
2.27%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
4-Year Share Certificates
$0
2.25%
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
4-Year Certificate
$0
2.22%
Rate2.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
48-Month Share Certificates
$0
2.07%
Rate2.05%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$1,000
2.00%
Rate1.98%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 48 Month Certificate
$1,500
1.96%
Rate1.94%
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
48 MONTH CERTIFICATE
$100
1.81%
Rate
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
4 Year Certificate
$0
1.71%
Rate1.70%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
48 Month Share Certificate
$100,000
1.00%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 48 month
$0
0.90%
Rate0.90%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
48-Month Certificate
$1,000
0.60%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

$1,000.00 - $9,999.99

Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
48-Month Certificate
$0
0.05%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
60-month IRA Traditional & Roth Share Certificates
$1,000
4.25%
Rate4.17%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
60-Month CD Term
$1,000
4.15%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
Rate4.03%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$100,000 and over

Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
60 MONTH CERTIFICATE
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
60 Month Share Certificates
$0
3.95%
Rate3.87%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
5-Year Certificate and IRA Certificates
$0
3.92%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6 to 60-Month Certificate
$0
3.90%
Rate3.83%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$500 minimum balance

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
Jumbo 60 Month CD
$0
3.85%
Rate3.78%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
IRA Certificates - Gold Minimum 60 month
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

$50,000

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
60 Month Bonus Certificates
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SRI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Regular Certificate 5 Year
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
Jumbo College Saver Certificates 60-Month
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Minimum to open & earn dividends: $100,000

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1 - 5 Year Share Certificate
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
60 Month Term Share and Traditional, Roth & SEP IRA Certificates
$0
3.61%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

First Us Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
60 Month Certificate
$100,000
3.60%
Rate3.54%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
5 YEAR CERTIFICATE
$0
3.59%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
60-MONTH Certificate
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

UMe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA Certificates (CD) with 60 month term
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
IRA Share Certificates 5 Year
$0
3.44%
Rate3.39%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3.5-Year Bump Rate CD
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SESLOC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Certificate 5 year
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
Term Share Certificates & IRA Share Certificates 5 Year
$1,000
3.30%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
60 Month Certificate
$10,000
3.25%
Rate3.20%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
Rate3.17%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
60-Mo Trad/Roth IRA CD
$2,500
3.20%
Rate3.15%
Min Deposit$2,500
Min Balance
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Variable Rate Certificate of Deposit (IRA)
$0
3.15%
Rate3.11%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Camino Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.78%
60 month Certificates and IRAs
$0
3.14%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
60-Month Special Certificate Account
$0
3.04%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

No monthly fee

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
60 month Certificate
$1,000
3.00%
Rate2.96%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Non-Rewards+ Loyalty Program

Orange Countys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
60 Month Business Certificate
$100,000
2.95%
Rate2.91%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Yolo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Certificate Rate 60 month term
$0
2.80%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
5 Year Certificate
$0
2.63%
Rate2.60%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5 Year CD
$1,000
2.62%
Rate2.59%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

$1,000 Min.

FFB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
60 Month CD
$1,000
2.53%
Rate2.50%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Summit State Bank
Institution Rating:
D3.1 ★Texas Ratio: 37.86%
5 Year Certificate of Deposit
$10,000
2.50%
Rate2.47%
Min Deposit$10,000
Min Balance
UpdatedApr 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
60-Month Certificate of Deposit IRA
$500
2.27%
Rate
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60 Month Term Share Certificates
$1,000
2.25%
Rate2.23%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
5-Year Certificate
$0
2.12%
Rate2.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

UNCLE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Business 60 Month Certificate
$1,500
2.09%
Rate2.07%
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
60-Month Term Share Certificate
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

SLO Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.96%
60 MONTH CERTIFICATE
$100
1.81%
Rate
Min Deposit$100
Min Balance
UpdatedApr 5, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
5 Year Time Deposit Account
$0
1.80%
Rate1.78%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
IRA 60-Month
$0
1.46%
Rate1.45%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
60 Month Share Certificate
$100,000
1.35%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Certificate Accounts and IRA Share Certificates 60 month
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
60 Month CD
$500
0.90%
Rate0.90%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
60-Month Certificate
$1,000
0.85%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

$1,000.00 - $9,999.99

Central State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificate
$0
0.50%
Rate0.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Hydesville, CA CD Rate Trends

Compare local Hydesville, CA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California CD Trends →
12-Month CD — CA Avg
2.522%
▼ 0.238 vs 7 days ago

California 12-month CD rates fell 0.238 points over the past 7 days to 2.522% APY.

6-Month CD — CA Avg
2.430%
▼ 0.194 vs 7 days ago

California 6-month CD rates fell 0.194 points over the past 7 days to 2.430% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Hydesville, California

Are CD rates in Hydesville, California FDIC insured?

Yes, most established banks in Hydesville, California are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Hydesville, California?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Hydesville, California.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Hydesville, California may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Hydesville, California?

Here are recent top rates found for this area:
  • Premier One Credit Union: 4.50% APY (24-month IRA Traditional & Roth Share Certificates)
  • CBC Federal Credit Union: 4.25% APY (1-Year IRA Term Share Certificates)
  • United Fidelity Bank: 4.20% APY (6-Month CD Term)
  • Skyla Federal Credit Union: 4.15% APY (Elite Jumbo CD 36-month)
  • Central Valley Firefighters Credit Union: 4.12% APY (IRA - 12 Month Certificate)
  • Firefighters First Federal Credit Union: 4.10% APY (Dream Home Share Certificate 5 Year Retirement Share Certificate)
  • F&A Federal Credit Union: 4.10% APY (1 year Certificate)
  • Citizens National Bank of Texas: 4.04% APY (6 month CDs)
  • Vision One Credit Union: 4.00% APY (6 Month Savings Certificate)
  • American United Federal Credit Union: 4.00% APY (18-month GoldStar? Membership Certificate)
Rates reflect recent verified offers available in Hydesville, California. Last Updated: April 5, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Hydesville, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hydesville, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026