Los Angeles, California CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Los Angeles, California CD rates include Schools Federal Credit UnionSchools Federal Credit Union850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131A+5.0 ★Texas Ratio: 1.27%Real return: +3.10%APY minus CPI (February 2026) offering Relationship Certificate(12 months) at 5.90% APY, First Entertainment Credit UnionFirst Entertainment Credit Union5555 Melrose Ave, Los Angeles, CA 90038 3989A+5.0 ★Texas Ratio: 5.36%Real return: +1.25%APY minus CPI (February 2026) offering Retirement Certificates 5 Years at 4.05% APY, Justice Federal Credit UnionJustice Federal Credit Union11000 Wilshire Blvd, Los Angeles, CA 90024A5.0 ★Texas Ratio: 8.56%Real return: +1.20%APY minus CPI (February 2026) offering Traditional IRA and Roth IRA Certificate 36 month at 4.00% APY, Kinecta Federal Credit UnionKinecta Federal Credit Union2365 E Century Blvd Ste 3B, Los Angeles, CA 90002A+5.0 ★Texas Ratio: 3.77%Real return: +1.10%APY minus CPI (February 2026) offering 12-Month Jumbo Promo Certificate at 3.90% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015B4.4 ★Texas Ratio: 17.71%Real return: +1.09%APY minus CPI (February 2026) offering IRA Certificate Term 18-Month Variable at 3.89% APY. CD rates as of June 9, 2026 according to verified data from MonitorBankRates.
Los Angeles has 330 local institutions in our database, with CD rates as high as 5.90% APY from Schools Federal Credit Union at 850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 9, 2026
Compare Best CD Rates in Los Angeles, California & the Surrounding Area
Los Angeles 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
3-Month Share Certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
555 W 5th St, Los Angeles, CA 90013
3-Month CD
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Earn 3.55% APY on balances of $500 or more.
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
3 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
3 Months Share Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
CDARS? CDs 3 month
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit*: $12M
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Share / IRA Certificates / Roth / Educational IRA Certificates 3 Months
$500
2.95%
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
3 Month Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 3 month
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 and above
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 3 month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Under $100,000
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 month
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
Business CDARS? CDs 3 month
$0
2.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit: $12M
Comerica
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
1021 Glendon Ave, Los Angeles, CA 90024
90-day fixed-rate CD
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional IRA and Roth IRA Certificate 3 month
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Special Certificate 3 month
$500
1.02%
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 3 month
$500
1.02%
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
4151 Prospect Ave, Los Angeles, CA 90027
Investment Share and IRA Certificates 3 Months
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
3 Month Certificate
$10,000
0.90%
▼
Rate0.90%
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
3 Month IRA Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Days
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
3 Months Term Share Certificate Account
$0
0.28%
▼
Rate0.28%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
Certificate Builder Account 3 Months
$1,000
0.28%
▼
Rate0.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Days
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
3 Months Term Share Certificate
$1,000
0.23%
▼
Rate0.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Days
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Days
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Days
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5458 Whittier Blvd, Los Angeles, CA 90022
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5458 Whittier Blvd, Los Angeles, CA 90022
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
EverTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
SHINE WITH SUMMER CD - 3 Months
$5,000
3.85%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJun 3, 2026
Details
Annual Percentage Yield. Term and Conditions apply. Click "Learn More" to see offer details.
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3 Month Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
*APY: Annual Percentage Yield
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3 Month Term Certificates
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 3 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Business Liquid Certificate 3 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Liquid Certificate 3 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Share Certificates 3 month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3 Month Pick-A-Term Certificates
$10,000
3.50%
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMay 31, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Business Certificates 3 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
3 Month IRA Pick-A-Term Certificates
$10,000
3.50%
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMay 31, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3 Months Term Share Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Consumer Certificates and IRA Certificates 3 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Share Certificates - Gold Minimum 3 month
$50,000
3.45%
▼
Rate3.39%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
$50,000
Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
90 Day Certificate Special
$10,000
3.41%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
balances $10,000 - $100,000
Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
90 Days Certificate Account and IRA Account: Fixed Rate
$10,000
3.41%
▼
Rate3.34%
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 per member maximum
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Share Certificates - Silver Minimum 3 month
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$20,000
SESLOC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Business Share Certificates 3 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Los Angeles 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
6 month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
6 month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus Certificates 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
5757 Wilshire Blvd, Los Angeles, CA 90036 3684
6-Month Special Certificate Account
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
700 N Alameda St, Los Angeles, CA 90012 3352
6-Month Jumbo Share Certificate
$10,000
3.55%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 29, 2026
Details
$10,000
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
6 Months Share Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
555 W 5th St, Los Angeles, CA 90013
6-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Earn 3.50% APY on balances of $500 or more.
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
555 W 5th St, Los Angeles, CA 90013
6-Month Fixed Rate CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
6 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
Business CDARS? CDs 6 month
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit: $12M
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
1888 Century Park E, Los Angeles, CA 90067
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Available for personal (including Individual Retirement Accounts) and business accounts.
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Share / IRA Certificates / Roth / Educational IRA Certificates 6 Months
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
6 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
4151 Prospect Ave, Los Angeles, CA 90027
6 Month Cert.
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
4151 Prospect Ave, Los Angeles, CA 90027
Investment Share and IRA Certificates 6 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
6 Months Term Certificate
$90,000
3.24%
▼
Rate3.19%
Min Deposit$90,000
Min Balance—
UpdatedMay 22, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional IRA and Roth IRA Certificate 6 month
$100,000
3.16%
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
6 Months Term Certificate
$500
3.13%
▼
Rate3.09%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Special Certificate 6 month
$500
3.05%
▼
Rate3.02%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 6 month
$500
3.05%
▼
Rate3.02%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
CDARS? CDs 6 month
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit*: $12M
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 6 month
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 and above
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
6 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates 6 Months
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 6 month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Under $100,000
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificates & IRA Share Certificates 6 Month
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
6-month term Regular CDs
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
6 Month Certificate
$10,000
1.00%
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
6 Month IRA Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
6 months
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
180 Days
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
6 Months Term Share Certificate Account
$0
0.33%
▼
Rate0.33%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
Certificate Builder Account 6 Months
$1,000
0.33%
▼
Rate0.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
180 Days
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
6 Months Term Share Certificate
$1,000
0.28%
▼
Rate0.28%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
180 Days
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
180 Days
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
180 Day Term
$1,000
0.15%
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
180 Days
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5458 Whittier Blvd, Los Angeles, CA 90022
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5458 Whittier Blvd, Los Angeles, CA 90022
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3000 S Sepulveda Blvd, Los Angeles, CA 90034
6 months
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
A minimum deposit of $1,000 is required to open a CD | Rates subject to change | Member FDIC
Golden Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.27%
180-Day CD
$20,000
4.05%
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedJun 3, 2026
Details
Requires a minimum $20,000 deposit of new money. Promotion period: Effective immediately through June 30, 2026.
Citizens National Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
6 month CD
$1,000
4.04%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are current as of 9/9/2025. Rates are subject to change. A penalty may be assessed for early withdrawal.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
6-month Certificate GoldStar? Membership
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
6-month Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
6-month Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Los Angeles 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
Relationship Certificate(12 months)
$500
5.90%
▼
Rate5.75%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
12 Months Term Certificate
$90,000
4.04%
▼
Rate3.97%
Min Deposit$90,000
Min Balance—
UpdatedMay 22, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
12 Months Term Certificate
$500
3.92%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
12-Month Jumbo Promo Certificate
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Promotional IRA Certificates / Roth / Educational IRA Certificates 12 Months
$0
3.85%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Dividends paid annually and at maturity
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 12 Month Certificate
$0
3.84%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus IRA Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
12 Months Share Certificates
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
12-Month Promotional Certificate1(Business) Jumbo
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
12-Month Promotional Certificate1(Personal) Regular
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
12-Month Promo Certificate
$100
3.75%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
12-Month Jumbo Promo Certificate
$100
3.75%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3886 Crenshaw Blvd, Los Angeles, CA 90008
1-Year Certificate
$0
3.72%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
12 Month
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
IRA Certificates 12 Month
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
YOUth Boost 12-Month
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
1 year
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
12-Month Share Certificate Plus 4 relationship products
$10,000
3.55%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
12 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 12 month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
12-Month Promotional Certificate1(Business) Regular
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
12-Month Share Certificate Plus 3 relationship products
$10,000
3.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
555 W 5th St, Los Angeles, CA 90013
12-Month Fixed Rate CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
12-Month Share Certificate Plus 2 relationship products
$10,000
3.45%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
12-Month Share Certificate Plus 1 relationship product
$10,000
3.45%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
12-Month Share Certificate
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
IRA Certificate Term 12-Month Fixed
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
12-Month Share Certificate Base
$10,000
3.40%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Share / IRA Certificates / Roth / Educational IRA Certificates 12 Months
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
12 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
Business CDARS? CDs 1 year
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit: $12M
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional IRA and Roth IRA Certificate 12 month
$100,000
3.31%
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Special Certificate 12 month
$500
3.21%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 12 month
$500
3.21%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 12 month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 and above
Comerica
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
1021 Glendon Ave, Los Angeles, CA 90024
12-month fixed-rate CD
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
12 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 12 month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates 1 Year
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 12 month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Under $100,000
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificates & IRA Share Certificates 1 Year
$100,000
2.90%
▼
Rate2.86%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificates & IRA Share Certificates 1 Year
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
CDARS? CDs 1 year
$0
2.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit*: $12M
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
12-Month Liquid Certificate2(Personal)
$100
2.75%
▼
Rate2.72%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
$100 minimum opening balance
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
4151 Prospect Ave, Los Angeles, CA 90027
Investment Share and IRA Certificates 12 Months
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5458 Whittier Blvd, Los Angeles, CA 90022
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
5458 Whittier Blvd, Los Angeles, CA 90022
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 12-month term
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Los Angeles 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
18 Months Term Certificate
$90,000
3.98%
▼
Rate3.91%
Min Deposit$90,000
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
IRA Certificate Term 18-Month Variable
$100,000
3.89%
▼
Rate3.82%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
18 Months Term Certificate
$500
3.83%
▼
Rate3.76%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Promotional IRA Certificates / Roth / Educational IRA Certificates 18 Months
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Dividends paid annually and at maturity
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
18-Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
For a limited time only, pick your certificate term!
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Pick Your Term 18-Month Certificate
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
IRA Certificates are available.
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
18 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 18 month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional IRA and Roth IRA Certificate 18 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
18 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Special Certificate 18 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 18 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Share / IRA Certificates / Roth / Educational IRA Certificates 18 Months
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
18 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 18 month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates 18 Months (Special Promo)
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
($2,500 Minimum)
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
1.5 year
$0
2.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
18 MONTH TERM (ADDITION ALLOWED)
$100
0.30%
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedJun 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3000 S Sepulveda Blvd, Los Angeles, CA 90034
18 months
$500
0.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
18-month IRA Traditional & Roth Share Certificates
$1,000
4.15%
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Featured rate.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
18-month Certificate GoldStar? Membership
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
18-month Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
IRA Certificates - Gold Minimum 18 month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$50,000
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Share Certificates - Gold Minimum 18 month
$50,000
3.75%
▼
Rate3.68%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
$50,000
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
18 Month Bump
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
IRA Certificates - Silver Minimum 18 month
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$20,000
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Share Certificates - Silver Minimum 18 month
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$20,000
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
18 Month Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
IRA Certificates - Bronze Minimum 18 month
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$100
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Share Certificates - Bronze Minimum 18 month
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$2,500
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
18 Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
18-month Share Certificate
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
18-month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
18 Month Bump
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
18 Month Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Business Certificates 18 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Consumer Certificates and IRA Certificates 18 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 18 months
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
18 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
IRA Share Certificates 18 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Certificate Special 18 months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
(Including IRA and CESA).
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
Los Angeles 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus IRA Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
24 Month
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
IRA Certificates 24 Month
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
24 Months Term Certificate
$90,000
3.56%
▼
Rate3.50%
Min Deposit$90,000
Min Balance—
UpdatedMay 22, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Promotional IRA Certificates / Roth / Educational IRA Certificates 24 Months
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Dividends paid annually and at maturity
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
24 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 24 month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
24-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional IRA and Roth IRA Certificate 24 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
24 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
24 Months Term Certificate
$500
3.33%
▼
Rate3.28%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Special Certificate 24 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 24 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 24 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
24 Months Share Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Share / IRA Certificates / Roth / Educational IRA Certificates 24 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
555 W 5th St, Los Angeles, CA 90013
24-Month Fixed Rate CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificates & IRA Share Certificates 2 Year
$100,000
3.05%
▼
Rate3.01%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 2 years
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 and above
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificates & IRA Share Certificates 2 Year
$1,000
2.95%
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
24 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 24 month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 2 years
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Under $100,000
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
CDARS? CDs 2 year
$0
2.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit*: $1M
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 24-month term
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
4151 Prospect Ave, Los Angeles, CA 90027
Investment Share and IRA Certificates 24 Months
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
24-month term Regular CDs
$0
2.34%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 24-month term
$0
2.34%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
2 year
$0
2.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
Business CDARS? CDs 2 year
$0
1.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit: $1M
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
2 Year Certificate
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
2 Year IRA Certificate
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
24 months
$0
0.94%
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
IRA Certificate 24 months
$0
0.94%
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
2 Years
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
Certificate Builder Account 24 Months
$1,000
0.58%
▼
Rate0.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
2 Years
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
2 Years
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
24 Months Term Share Certificate Account
$0
0.48%
▼
Rate0.48%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
2 Years
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
24 Months Term Share Certificate
$1,000
0.43%
▼
Rate0.43%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
2 Years
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
2 Year Term
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3000 S Sepulveda Blvd, Los Angeles, CA 90034
2 years
$500
0.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
24-month IRA Traditional & Roth Share Certificates
$1,000
4.50%
▼
Rate4.41%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1-2 Year Share Certificate
$0
4.13%
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
Los Angeles 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional IRA and Roth IRA Certificate 36 month
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Special Certificate 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3886 Crenshaw Blvd, Los Angeles, CA 90008
3-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
IRA Certificate Term 36-Month Variable
$100,000
3.79%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
36 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 36 month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus IRA Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
IRA Certificates 36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
IRA Certificate Term 36-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
36-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
36 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
36 Months Term Certificate
$90,000
3.35%
▼
Rate3.30%
Min Deposit$90,000
Min Balance—
UpdatedMay 22, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
36 Months Term Certificate
$500
3.31%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 36 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificates & IRA Share Certificates 3 Year
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
36 Months Share Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Share / IRA Certificates / Roth / Educational IRA Certificates 36 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
CDARS? CDs 3 year
$0
3.22%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit*: $0.5M
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
555 W 5th St, Los Angeles, CA 90013
36-Month CD
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Earn 3.20% APY on balances of $500 or more.
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
555 W 5th St, Los Angeles, CA 90013
36-Month Fixed Rate CD
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificates & IRA Share Certificates 3 Year
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 3 years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 and above
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 3 years
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Under $100,000
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates 3 Years
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 36 month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 36-month term
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 36-month term
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 year
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
Business CDARS? CDs 3 year
$0
2.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Funding Limit: $0.5M
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
3 Year IRA Certificate
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
3 Year Certificate
$2,500
1.61%
▼
Rate1.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
36 months
$0
1.13%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
IRA Certificate 36 months
$0
1.13%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
36 Months Term Share Certificate Account
$0
0.63%
▼
Rate0.63%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
Certificate Builder Account 36 Months
$1,000
0.63%
▼
Rate0.63%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
3 YEAR TERM
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
3 Years
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
36 Months Term Share Certificate
$1,000
0.58%
▼
Rate0.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Universal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2575 Colorado Blvd, Los Angeles, CA 90041
3 Year Term
$1,000
0.40%
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3000 S Sepulveda Blvd, Los Angeles, CA 90034
3 years
$500
0.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 Years Add-On Certificate
$0
4.15%
▼
Rate4.09%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
36-month Certificate GoldStar? Membership
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 3 Year IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Years Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Los Angeles 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus IRA Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
48 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 48 month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
IRA Certificates 48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificates & IRA Share Certificates 4 Year
$100,000
3.50%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
48-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificates & IRA Share Certificates 4 Year
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
48 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
48 Months Term Certificate
$90,000
3.35%
▼
Rate3.30%
Min Deposit$90,000
Min Balance—
UpdatedMay 22, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
48 Months Term Certificate
$500
3.31%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 48 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
48 Months Share Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional IRA and Roth IRA Certificate 48 month
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 4 years
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 and above
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Special Certificate 48 month
$500
3.11%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 48 month
$500
3.11%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
555 W 5th St, Los Angeles, CA 90013
48-Month CD
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Earn 3.05% APY on balances of $500 or more.
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 4 years
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Under $100,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
48 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 48 month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 48-month term
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
48-month term Regular CDs
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
4 year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
4 Year Certificate
$2,500
1.71%
▼
Rate1.70%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1990 Westwood Blvd, Los Angeles, CA 90025
4 Year IRA Certificate
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
48 months
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
IRA Certificate 48 months
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 7, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
IRA TERM SHARE ACCOUNTS 48 Months
$2,500
0.78%
▼
Rate0.78%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
48 Months Long Term Certificate Accounts
$2,500
0.63%
▼
Rate0.63%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3000 S Sepulveda Blvd, Los Angeles, CA 90034
4 years
$500
0.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
48 Month Certificate
$500
4.25%
▼
Rate4.17%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
48-month IRA Traditional & Roth Share Certificates
$1,000
4.00%
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
48-month Certificate GoldStar? Membership
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
48-month Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
IRA Share Certificates 48 Months Platinum
$0
3.86%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
IRA Share Certificates 48 Months Gold
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
IRA Certificates - Gold Minimum 48 month
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$50,000
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Share Certificates - Gold Minimum 48 month
$50,000
3.80%
▼
Rate3.73%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
$50,000
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
IRA Share Certificates 48 Months Silver
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Business Certificates 48 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Consumer Certificates and IRA Certificates 48 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
IRA Certificates - Silver Minimum 48 month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$20,000
LBS Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Share Certificates - Silver Minimum 48 month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$20,000
Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
48 MONTH CERTIFICATE
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
48 MONTH IRA CERTIFICATE
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Los Angeles 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates 5 Years
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
Bonus IRA Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificates & IRA Share Certificates 5 Year
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
60 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 60 month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rewards+ Loyalty Program
Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificates & IRA Share Certificates 5 Year
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
1 - 5 Year Share Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
1 Gateway Plz, Los Angeles, CA 90012 3745
IRA Certificates 60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
60-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
8632 S Sepulveda Blvd, Los Angeles, CA 90045 4015
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
60 Months Term Certificate
$500
3.46%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
3.5-Year Bump Rate CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
60 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 60 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
3720 S Flower St FL 4, Los Angeles, CA 90089
60 Months Share Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Share / IRA Certificates / Roth / Educational IRA Certificates 60 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional IRA and Roth IRA Certificate 60 month
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 5 years
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 and above
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Special Certificate 60 month
$500
3.11%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
11000 Wilshire Blvd, Los Angeles, CA 90024
Traditional and Roth IRA 60 month
$500
3.11%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
2365 E Century Blvd Ste 3B, Los Angeles, CA 90002
Traditional IRA / Roth IRA Share Certificates 5 years
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Under $100,000
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
5757 Wilshire Blvd, Los Angeles, CA 90036 3684
60-Month Special Certificate Account
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
60 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Credit Union of Southern California
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA 60 month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Non-Rewards+ Loyalty Program
Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
5-Year Roth IRA Shares
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
60-month term Regular CDs
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA Certificates (CDs) 60-month term
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
4151 Prospect Ave, Los Angeles, CA 90027
Investment Share and IRA Certificates 60 Months
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
5 year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
3640 Wilshire Blvd, Los Angeles, CA 90010
2.5 year
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
IRA TERM SHARE ACCOUNTS 60 Months
$2,500
0.98%
▼
Rate0.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
60 Months Long Term Certificate Accounts
$2,500
0.83%
▼
Rate0.83%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3000 S Sepulveda Blvd, Los Angeles, CA 90034
5 years
$500
0.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
60 Month Certificate
$500
4.50%
▼
Rate4.41%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
60-month IRA Traditional & Roth Share Certificates
$1,000
4.25%
▼
Rate4.17%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
60 Months
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedJun 9, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Retirement Share Certificate
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000 - $99,999.99
Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
60 MONTH CERTIFICATE
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Media City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
60 MONTH IRA CERTIFICATE
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Retirement Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$10,000 - $49,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Years Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 5 Year IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
6 to 60-Month GoldStar? Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate is 0.100% APY lower for non-GoldStar? members
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.78%
60-month Certificate GoldStar? Membership
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Los Angeles, CA CD Rate Trends
Compare local Los Angeles, CA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — CA Avg
2.240%
▼ 0.031 vs 7 days ago
California 12-month CD rates fell 0.031 points over the past 7 days to 2.240% APY.
6-Month CD — CA Avg
1.438%
▲ 0.011 vs 7 days ago
California 6-month CD rates rose 0.011 points over the past 7 days to 1.438% APY.
As of Jun 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
CA CD Rate Forecast — Next 12 Months
Where are California CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
CA 12-Month Avg APY
2.240%
6-Month Forecast
2.240%
Range: 2.04% – 2.39%
12-Month Forecast
1.990%
Range: 1.79% – 2.14%
Powered by
MonitorBankRates
What Your Savings Earn at CA CD Rates Today
Annual interest earnings at today’s California average APYs. State average used where available; national average as fallback.
| CD Term | CA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.050% | $52.49 | $104.97 | $262.43 | $524.85 |
| 6-Month CD | 1.438% | $71.89 | $143.78 | $359.45 | $718.90 |
| 12-Month CD | 2.240% | $112.02 | $224.04 | $560.10 | $1,120.20 |
| 18-Month CD | 2.616% | $130.82 | $261.63 | $654.08 | $1,308.15 |
| 24-Month CD | 2.640% | $132.02 | $264.03 | $660.08 | $1,320.15 |
| 36-Month CD | 2.653% | $132.65 | $265.29 | $663.23 | $1,326.45 |
| 48-Month CD | 2.655% | $132.75 | $265.49 | $663.73 | $1,327.45 |
| 60-Month CD | 2.815% | $140.76 | $281.51 | $703.78 | $1,407.55 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 9, 2026. | |||||
Sample CD Ladder for Los Angeles, California Savers
$25,000 split equally across 5 terms using today’s California average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | CA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.050% | $52.49 |
| 2 | 6-Month CD | $5,000 | 1.438% | $71.89 |
| 3 | 12-Month CD | $5,000 | 2.240% | $112.02 |
| 4 | 24-Month CD | $5,000 | 2.640% | $132.02 |
| 5 | 36-Month CD | $5,000 | 2.653% | $132.65 |
| Total ($25,000 invested) | $25,000 | 2.004% blended | $501.07/yr | |
Ladder example uses equal $5,000 rungs and California average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,310
CD Rates
Tracked in Los Angeles, California
Tracked in Los Angeles, California
20 Banks
84 Credit Unions
About Our Los Angeles, California CD Rate Database
MonitorBankRates tracks 1,310 CD rates from 20 banks and 84 credit unions with locations in Los Angeles, California, plus national online institutions available to California residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Schools Federal Credit Union offers a CD at 5.90% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Los Angeles, California.
How to Find the Best CD Rates in Los Angeles, California
What to compare when shopping for a CD in Los Angeles, California
To find the best APYs in Los Angeles, California, start with credit unions and online-only banks — Los Angeles, California has 84 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Los Angeles, California
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Los Angeles, California — 104 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Los Angeles, California savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Los Angeles, California money market rates
Los Angeles, California Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
14.2%
National avg: 17.3%
Median Individual Earnings
$41,828
National avg: $47,340
Poverty Rate
16.5%
National avg: 11.1%
Unemployment Rate
8.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$94/yr
At CA 12-mo avg 2.240% APY
14.2% of residents are 65 or older — below the national average of 17.3%; an unemployment rate of 8.2% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s CA 12-month CD average of 2.240%, saving 10% of the local median salary ($4,182/year) and putting it in a CD would earn an additional $94 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Los Angeles, California
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Los Angeles, California
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Los Angeles, California typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Los Angeles, California as everywhere in the U.S.
Choosing a CD Term in Los Angeles, California
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Los Angeles, California savers easier access to their funds. For example, EverBank is offering its 6 month at 3.70% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, First Entertainment Credit Union is offering its Retirement Certificates 5 Years at 4.05% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Los Angeles, California Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Los Angeles, California saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Los Angeles, California
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Los Angeles, California CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Los Angeles, California
Most CDs carry a fixed rate that is locked for the entire term, protecting a Los Angeles, California depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Los Angeles, California
Are CD rates in Los Angeles, California FDIC insured?
Yes, most established banks in Los Angeles, California are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Los Angeles, California?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Los Angeles, California.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Los Angeles, California may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Los Angeles, California?
Here are recent top rates found for this area:
- Schools Federal Credit Union: 5.90% APY (Relationship Certificate(12 months))
- First Entertainment Credit Union: 4.05% APY (Retirement Certificates 5 Years)
- Justice Federal Credit Union: 4.00% APY (Traditional IRA and Roth IRA Certificate 36 month)
- Kinecta Federal Credit Union: 3.90% APY (12-Month Jumbo Promo Certificate)
- UNIFY Financial Federal Credit Union: 3.89% APY (IRA Certificate Term 18-Month Variable)
- The First Financial Federal Credit Union: 3.85% APY (Promotional IRA Certificates / Roth / Educational IRA Certificates 12 Months)
- Northrop Grumman Federal Credit Union: 3.84% APY (Bonus IRA Certificates 12 Month)
- USC Credit Union: 3.84% APY (IRA 12 Month Certificate)
- Self-Help Federal Credit Union: 3.82% APY (3-Year Certificate)
- Southland Credit Union: 3.75% APY (Jumbo Term Share Certificates & IRA Share Certificates 5 Year)
Rates reflect recent verified offers available in Los Angeles, California. Last Updated: June 9, 2026
CD Calculators for Los Angeles, California
Los Angeles, California CD Calculator
At today’s CA top rate of 5.90% APY, a $10,000 deposit earns $590 in the first year. Enter your amount to see your exact return.
Los Angeles, California CD LadderCA CD rates currently range from 1.050% (3-month) to 2.653% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Los Angeles, California CD at 5.90% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsCalifornia’s average 12-month CD is 2.240% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Los Angeles, California CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Los Angeles, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Los Angeles, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 9, 2026
Los Angeles, California Rates & Resources
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