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CD Rate Trends

Los Angeles, California Best CD Rates September 2026

Current Los Angeles, California CD rates include Schools Federal Credit UnionSchools Federal Credit Union850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131A+5.0 ★Texas Ratio: 1.69%Real return: +3.10%APY minus CPI (February 2026) offering Relationship Certificate (12 months) at 5.90% APY, Habib American HAB BankHabib American HAB Bank928 S Broadway, Los Angeles, CA 90015A+5.0 ★Texas Ratio: 5.54%Real return: +1.70%APY minus CPI (February 2026) offering 12 Month Certificate at 4.50% APY, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union5359 W Centinela Ave, Los Angeles, CA 90045A+5.0 ★Texas Ratio: 5.40%Real return: +1.50%APY minus CPI (February 2026) offering 60 Month Deferred Compensation Certificates at 4.30% APY, SCE Federal Credit UnionSCE Federal Credit Union2130 E 1st St, Los Angeles, CA 90033 3958A5.0 ★Texas Ratio: 6.34%Real return: +1.45%APY minus CPI (February 2026) offering 60 Month IRA Certificate Accounts at 4.25% APY, and Credit Union of Southern CaliforniaCredit Union of Southern California470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107Real return: +1.45%APY minus CPI (February 2026) offering 12-month Certificate at 4.25% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.

Los Angeles has 518 local institutions in our database, with CD rates as high as 5.90% APY from Schools Federal Credit Union at 850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader California area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026

Compare Best CD Rates in Los Angeles, California & the Surrounding Area

Los Angeles 3 Month CD Rates

National 3 Month CD Average2.06% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Habib American HAB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
928 S Broadway, Los Angeles, CA 90015
3 Month Certificate
$0
4.50% ▲ 2.44% above national avg
Rate4.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 2.44% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
3-MONTH CD
$0
4.00% ▲ 1.94% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.94% above avg
Details

Preferred Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.84%
601 S Figueroa St, Los Angeles, CA 90017
3-Month CD
$0
3.80% ▲ 1.74% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.74% above avg
Details

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
3 Month Certificate
$500
3.75% ▲ 1.69% above national avg
Rate3.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.69% above avg
Details

Rewards+ Loyalty Program

Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3540 Wilshire Blvd, Los Angeles, CA 90010
3-Months CD
$1,000
3.70% ▲ 1.64% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.64% above avg
Details

Interest is not compounded. Interest will be credited to your account at maturity.

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 Month Performance CDs
$0
3.60% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.54% above avg
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
555 W 5th St, Los Angeles, CA 90013
3-Month Certificate of Deposit
$500
3.55% ▲ 1.49% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.49% above avg
Details

Earn 3.55% APY on balances of $500 or more. Account matures in 3 months.

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
3 Month CD
$1,000
3.50% ▲ 1.44% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.44% above avg
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
3 Month IRA CD (91-Day)
$1,000
3.50% ▲ 1.44% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.44% above avg
Details

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
3 Month Share Certificates
$0
3.25% ▲ 1.19% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.19% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 Month CDARS CDs
$0
3.05% ▲ 0.99% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.99% above avg
Details

Funding Limit*: $12M

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
3 Month Certificate
$1,000
3.05% ▲ 0.99% above national avg
Rate3.02%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.99% above avg
Details

Balance: $1,000 to $9,999.99

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
3 Month IRA Certificates
$0
3.05% ▲ 0.99% above national avg
Rate3.02%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.99% above avg
Details

Balance: $1,000 to $9,999

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
555 S Flower St, Los Angeles, CA 90071
3 Month CD
$0
2.78% ▲ 0.72% above national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.72% above avg
Details

Term: 3 months (90 to 179 days)

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
3 Month Certificate
$500
2.60% ▲ 0.54% above national avg
Rate2.57%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.54% above avg
Details

Non-Rewards+ Loyalty Program

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 Month Business CDs
$0
2.45% ▲ 0.39% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.39% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 Month Business CDARS CDs
$0
2.20% ▲ 0.14% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.14% above avg
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
725 N Broadway, Los Angeles, CA 90012
3-Month CD
$0
2.00% ▼ 0.06% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 0.06% below avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
4151 Prospect Ave, Los Angeles, CA 90027
3 Month Investment Share and IRA Certificates
$0
1.00% ▼ 1.06% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.06% below avg
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
1990 Westwood Blvd, Los Angeles, CA 90025
3 Month Certificate
$0
0.90% ▼ 1.16% below national avg
Rate0.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.16% below avg
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
1990 Westwood Blvd, Los Angeles, CA 90025
3 Month IRA Certificate
$0
0.90% ▼ 1.16% below national avg
Rate0.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.16% below avg
Details

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
320 W 15th St Ste 128, Los Angeles, CA 90015 3092
3 Month Certificates
$0
0.75% ▼ 1.31% below national avg
Rate0.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.31% below avg
Details

Balance: $1,000 - $2,499.99

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
3-month term
$0
0.60% ▼ 1.46% below national avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.46% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
Standard CDs - 3-month term
$0
0.60% ▼ 1.46% below national avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.46% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
3-month term Regular
$0
0.50% ▼ 1.56% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▼ 1.56% below avg
Details

Standard CDs

Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
3 Month - Term Share Certificate Account
$0
0.33% ▼ 1.73% below national avg
Rate0.33%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.73% below avg
Details

$25,000+

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day Business Certificate of Deposit (CD)
$0
0.30% ▼ 1.76% below national avg
Rate0.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.76% below avg
Details

Balance: $100,000+

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day CERTIFICATE OF DEPOSIT (CD)
$0
0.30% ▼ 1.76% below national avg
Rate0.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.76% below avg
Details

Balance: $100,000+

Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
3 Month - Term Share Certificate Account
$0
0.28% ▼ 1.78% below national avg
Rate0.28%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.78% below avg
Details

$10,000 - $24,999

Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
3 Month OPEN CERTIFICATE BUILDER
$0
0.28% ▼ 1.78% below national avg
Rate0.28%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.78% below avg
Details

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day Business Certificate of Deposit (CD)
$0
0.25% ▼ 1.81% below national avg
Rate0.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.81% below avg
Details

Balance: $50,000-$99,999

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day CERTIFICATE OF DEPOSIT (CD)
$0
0.25% ▼ 1.81% below national avg
Rate0.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.81% below avg
Details

Balance: $50,000-$99,999

Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
3 Month - Term Share Certificate
$1,000
0.23% ▼ 1.83% below national avg
Rate0.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.83% below avg
Details

$1,000 - $9,999

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day Business Certificate of Deposit (CD)
$0
0.20% ▼ 1.86% below national avg
Rate0.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.86% below avg
Details

Balance: $25,000-$49,999

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day CERTIFICATE OF DEPOSIT (CD)
$0
0.20% ▼ 1.86% below national avg
Rate0.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.86% below avg
Details

Balance: $25,000-$49,999

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day Business Certificate of Deposit (CD)
$0
0.15% ▼ 1.91% below national avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.91% below avg
Details

Balance: $10,000-$24,999

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day CERTIFICATE OF DEPOSIT (CD)
$0
0.15% ▼ 1.91% below national avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.91% below avg
Details

Balance: $10,000-$24,999

OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY 90 Day CD
$0
0.10% ▼ 1.96% below national avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 1.96% below avg
Details

OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3683 Crenshaw Blvd, Los Angeles, CA 90016
UNITY 90 Day IRA CD
$0
0.10% ▼ 1.96% below national avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 1.96% below avg
Details

IRA CD

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day Business Certificate of Deposit (CD)
$0
0.10% ▼ 1.96% below national avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.96% below avg
Details

Balance: $1,000-$9,999

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
90 Day CERTIFICATE OF DEPOSIT (CD)
$0
0.10% ▼ 1.96% below national avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.96% below avg
Details

Balance: $1,000-$9,999

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5458 Whittier Blvd, Los Angeles, CA 90022
3 month Standard Interest Rate
$2,500
0.06% ▼ 2.00% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.00% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5458 Whittier Blvd, Los Angeles, CA 90022
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.01% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details

Relationship APY 0.06%. Early withdrawal penalties may apply.

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month CD
$1,000
4.32% ▲ 2.26% above national avg
Rate4.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 2.26% above avg
Details

UP to $99,999.99

Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
3 Month Share Certificate
$0
4.00% ▲ 1.94% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.94% above avg
Details

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.

Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
3-Month Certificate
$0
4.00% ▲ 1.94% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.94% above avg
Details

No minimum deposit.

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
3 Month IRA Pick-A-Term Certificate
$10,000
3.75% ▲ 1.69% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.69% above avg
Details

Limited-time offer. Dividend rates are fixed for the term of the certificate and are not subject to a tiered rate. Deposits cannot be added to this certificate once it has been opened. Institutional deposits are not eligible. At maturity, each Pick-A-Term Certificate renews to the same term at the fixed rate in effect at that time.

Provident Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
3 Month Pick-A-Term Certificate
$10,000
3.75% ▲ 1.69% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.69% above avg
Details

Limited-time offer. Dividend rates are fixed for the term of the certificate and are not subject to a tiered rate. Deposits cannot be added to this certificate once it has been opened. Institutional deposits are not eligible. At maturity, each Pick-A-Term Certificate renews to the same term at the fixed rate in effect at that time.

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
90 Day Certificate Account and IRA Account
$100,000
3.65% ▲ 1.59% above national avg
Rate3.60%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.59% above avg
Details

Minimum: $100,000 per member maximum; Balance: $10,000 and over

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
3 Month Business Liquid Certificate
$0
3.65% ▲ 1.59% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.59% above avg
Details

Los Angeles 6 Month CD Rates

National 6 Month CD Average2.76% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Habib American HAB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
928 S Broadway, Los Angeles, CA 90015
6 Month Certificate
$0
4.50% ▲ 1.74% above national avg
Rate4.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.74% above avg
Details

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
555 S Flower St, Los Angeles, CA 90071
Special 6-Month Fixed Rate
$0
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details

Term: Special 6-Month Fixed Rate2

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
6-MONTH CD
$0
4.00% ▲ 1.24% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
IRA CD - 6-MONTH
$0
4.00% ▲ 1.24% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
6-Month Promotional IRA Share Certificate
$0
4.00% ▲ 1.24% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.24% above avg
Details

Term: 6-Month Promotional IRA Share Certificate

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
6 Month Certificate
$500
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

Rewards+ Loyalty Program

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
6-Month Add-On Promotional Share Certificate
$500
3.90% ▲ 1.14% above national avg
Rate3.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Additional deposits up to the initial opening deposit amount can be made at any time without penalty.

Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3540 Wilshire Blvd, Los Angeles, CA 90010
6-Months CD
$1,000
3.75% ▲ 0.99% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details

Interest is not compounded. Interest will be credited to your account at maturity.

California Credit Union 333 S BEAUDRY AVE STE 215, LOS ANGELES, CA 90017 5141
6-Month Certificate
$0
3.75% ▲ 0.99% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.99% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
6 Month Business CDs
$0
3.70% ▲ 0.94% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.94% above avg
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
6 Month CD
$1,000
3.70% ▲ 0.94% above national avg
Rate3.63%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.94% above avg
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
6 Month IRA CD (182-Day)
$1,000
3.70% ▲ 0.94% above national avg
Rate3.63%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.94% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
6 Month Performance CDs
$0
3.60% ▲ 0.84% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.84% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
6 Month Bonus Certificates
$0
3.60% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.84% above avg
Details

Balance: 6 Month

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
6 Month Jumbo Share Certificates
$0
3.55% ▲ 0.79% above national avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.79% above avg
Details

Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
5757 Wilshire Blvd, Los Angeles, CA 90036 3684
6 Month Certificate
$0
3.55% ▲ 0.79% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.79% above avg
Details

Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
5757 Wilshire Blvd, Los Angeles, CA 90036 3684
6-Month Certificate
$0
3.55% ▲ 0.79% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.79% above avg
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
555 W 5th St, Los Angeles, CA 90013
6-Month Certificate of Deposit
$500
3.50% ▲ 0.74% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.74% above avg
Details

Earn 3.50% APY on balances of $500 or more. Account matures in 6 months.

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
555 W 5th St, Los Angeles, CA 90013
6-Month Fixed Rate CD
$0
3.50% ▲ 0.74% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.74% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
6 Month Certificates
$0
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.74% above avg
Details

Balance: 6 Month

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
6 Month Share Certificates
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
6 Month Business CDARS CDs
$0
3.45% ▲ 0.69% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.69% above avg
Details

Sunflower Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
1888 Century Park E, Los Angeles, CA 90067
6-Month CD Special
$0
3.40% ▲ 0.64% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.64% above avg
Details

Limited Time CD Special

CTBC Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
801 S Figueroa St, Los Angeles, CA 90017
6 Month CD
$5,000
3.30% ▲ 0.54% above national avg
Rate3.25%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.54% above avg
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
6 Month Share Certificates
$1,000
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.49% above avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
4151 Prospect Ave, Los Angeles, CA 90027
6 Month Cert.
$0
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details

Featured Rate

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
4151 Prospect Ave, Los Angeles, CA 90027
6 Month Certificate
$0
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details

Rates are accurate as of 9/14/26. Rates may change after account opening.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
4151 Prospect Ave, Los Angeles, CA 90027
6 Month Investment Share and IRA Certificates
$0
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
6 Month Certificate
$0
3.24% ▲ 0.48% above national avg
Rate3.19%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.76%▲ 0.48% above avg
Details

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
6 Month Certificate
$1,000
3.15% ▲ 0.39% above national avg
Rate3.11%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.39% above avg
Details

Balance: $1,000 to $9,999.99

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
6 Month IRA Certificates
$0
3.15% ▲ 0.39% above national avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.39% above avg
Details

Balance: $1,000 to $9,999

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
6 Month Certificate
$0
3.14% ▲ 0.38% above national avg
Rate3.09%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.76%▲ 0.38% above avg
Details

APY: 3.24%; APR: 3.19%

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
6 Month CDARS CDs
$0
3.04% ▲ 0.28% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.28% above avg
Details

Funding Limit*: $12M

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
6 Month Certificate
$500
2.85% ▲ 0.09% above national avg
Rate2.81%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.09% above avg
Details

Non-Rewards+ Loyalty Program

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
555 S Flower St, Los Angeles, CA 90071
6 Month CD
$0
2.84% ▲ 0.08% above national avg
Rate2.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.08% above avg
Details

Term: 6 months (180 to 269 days)

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificate 6 Month
$100,000
2.80% ▲ 0.04% above national avg
Rate2.77%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.04% above avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
6 Month Retirement Certificates
$0
2.75% ▼ 0.01% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 6 Months
$0
2.75% ▼ 0.01% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificate 6 Month
$1,000
2.70% ▼ 0.06% below national avg
Rate2.67%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.06% below avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
6 Month Share Certificates
$0
2.65% ▼ 0.11% below national avg
Rate2.62%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.11% below avg
Details

The First Financial Federal Credit Union
Institution Rating:
A+4.9 ★Texas Ratio: 3.45%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
6 Month Share Certificate
$2,500
2.65% ▼ 0.11% below national avg
Rate
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.11% below avg
Details

New Money Only

JACom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3037 w jefferson blvd, los angeles, CA 90018
6 Month Certificate
$1,000
2.63% ▼ 0.13% below national avg
Rate2.60%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.13% below avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
6 Months Certificate
$50,000
2.60% ▼ 0.16% below national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.16% below avg
Details

Minimum Deposit and Balance $50,000**

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
6 Month Retirement Certificates
$0
2.60% ▼ 0.16% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.16% below avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 6 Months
$0
2.60% ▼ 0.16% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.16% below avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
6 Months Certificate
$25,000
2.55% ▼ 0.21% below national avg
Rate
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.21% below avg
Details

Minimum Deposit and Balance $25,000**

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
6 Months Certificate
$10,000
2.50% ▼ 0.26% below national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.26% below avg
Details

Minimum Deposit and Balance $10,000**

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
6 Month Retirement Certificates
$0
2.45% ▼ 0.31% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.31% below avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 6 Months
$0
2.45% ▼ 0.31% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.31% below avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
6 Months Certificate
$1,000
2.40% ▼ 0.36% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.36% below avg
Details

Minimum Deposit and Balance $1,000**

Los Angeles 12 Month CD Rates

National 12 Month CD Average2.95% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
Relationship Certificate (12 months)
$0
5.90% ▲ 2.95% above national avg
Rate5.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.95%▲ 2.95% above avg
Details

Terms Apply

Habib American HAB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
928 S Broadway, Los Angeles, CA 90015
12 Month Certificate
$0
4.50% ▲ 1.55% above national avg
Rate4.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.55% above avg
Details

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
12-month Certificate
$1,000
4.25% ▲ 1.30% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.30% above avg
Details

New Funds; Offer available to CU SoCal Members over the age of 18 with a Rewards Checking Account. $100 minimum opening deposit required on a new Rewards Checking Account. Accounts are verified by ChexSystems and are subject to approval and Membership eligibility. If the Rewards Checking is closed or converted to another checking account type prior to maturity date, certificate rate will decrease to the current 6-month rate in effect. New Member online deposits are capped at $8,000 and must originate from an external (non-CU SoCal) account. Promotional certificate deposits via CU SoCal ACH transfers must remain on balance in account for a minimum of 60 days or additional penalties will apply. We may impose a penalty if you withdraw the principal from your certificate account before the maturity date. The penalty will be 60 days of dividends on the amount withdrawn. If the amount withdrawn reduces the principal balance below the stated minimum, you will be assessed a penalty on the entire principal balance. We will close the certificate account and transfer any remaining balance to your Regular Savings Account. Certificate automatically renews to a 6-month term at maturity; maturity date and terms provided at account opening. Renewal APY is based on your CU SoCal relationship at the time of renewal. Visit CUSoCal.org/Rates for details. Limit one promotional certificate per primary Member.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
12 Month Deferred Compensation Certificates
$50
4.15% ▲ 1.20% above national avg
Rate4.07%
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.20% above avg
Details

payroll deposit only

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
Deferred Compensation Certificates 12 months
$50
4.15% ▲ 1.20% above national avg
Rate4.07%
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.20% above avg
Details

Limited to employees of participating school districts; penalty for early withdrawal. payroll deposit only. Initial term may vary depending on date account opened, renewing automatically into a 12-month term upon maturity.

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
555 S Flower St, Los Angeles, CA 90071
Special 12-Month Fixed Rate
$0
4.11% ▲ 1.16% above national avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.16% above avg
Details

Term: Special 12-Month Fixed Rate1

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
12 Month Certificate
$0
4.04% ▲ 1.09% above national avg
Rate3.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.95%▲ 1.09% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
12-MONTH CD
$0
4.00% ▲ 1.05% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
IRA CD - 12-MONTH
$0
4.00% ▲ 1.05% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details

GBC International Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
333 S Grand Ave, Los Angeles, CA 90071
12 Month Platinum TCD
$0
4.00% ▲ 1.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details

GBC 50th Anniversary Special!

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
12 month Certificate
$500
4.00% ▲ 1.05% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details

Non-Rewards+ Loyalty Program Dividend Rate: 3.06%; Non-Rewards+ Loyalty Program APY: 3.10%

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 12 month
$25
4.00% ▲ 1.05% above national avg
Rate3.93%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details

Non-Rewards+ Loyalty Program Dividend rate: 3.06%; Non-Rewards+ Loyalty Program APY: 3.10%

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
12 Month Certificate
$0
3.97% ▲ 1.02% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.02% above avg
Details

Balance: $100,000 +

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
12 Month Bonus Certificates
$0
3.95% ▲ 1.00% above national avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.00% above avg
Details

Balance: 12 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
12 Month Bonus IRA Certificates
$0
3.95% ▲ 1.00% above national avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.00% above avg
Details

Balance: 12 Month

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
12 Month Certificate
$0
3.92% ▲ 0.97% above national avg
Rate3.85%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.95%▲ 0.97% above avg
Details

APY: 4.04%; APR: 3.97%

State Bank of India US
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
707 Wilshire Blvd, Los Angeles, CA 90017
1 Year IRA Certificates of Deposit
$0
3.85% ▲ 0.90% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.90% above avg
Details

Balance: $1,000.00

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
12 Month CD
$1,000
3.85% ▲ 0.90% above national avg
Rate3.78%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.90% above avg
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
12-Month College Saver
$200
3.85% ▲ 0.90% above national avg
Rate3.78%
Min Deposit$200
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.90% above avg
Details

The minimum opening deposit listed is also the minimum balance required to earn the stated APY.

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 12 Month Certificate
$1,000
3.84% ▲ 0.89% above national avg
Rate3.77%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.89% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
12 Month Certificates
$0
3.79% ▲ 0.84% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.84% above avg
Details

Balance: 12 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
YOUth Boost 12-Month
$0
3.79% ▲ 0.84% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.84% above avg
Details

Balance: YOUth Boost 12-Month

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
12 Month Share Certificates
$0
3.79% ▲ 0.84% above national avg
Rate3.73%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.84% above avg
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
12 Month Certificate
$0
3.76% ▲ 0.81% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.81% above avg
Details

Balance: $500-$99,999

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
12 Month IRA CD
$1,000
3.75% ▲ 0.80% above national avg
Rate3.68%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details

SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
2130 E 1st St, Los Angeles, CA 90033 3958
12 Month IRA Certificate Accounts
$0
3.75% ▲ 0.80% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.80% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
12 Month Individual Retirement Account (IRA) Certificate
$0
3.72% ▲ 0.77% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.77% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
12 Month Term Certificate
$0
3.72% ▲ 0.77% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.77% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
1 Year Business CDs
$0
3.60% ▲ 0.65% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.65% above avg
Details

Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3540 Wilshire Blvd, Los Angeles, CA 90010
12-Months CD
$1,000
3.55% ▲ 0.60% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.60% above avg
Details

Interest is not compounded. Interest will be credited to your account at maturity.

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
12 Month Performance CDs
$0
3.50% ▲ 0.55% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.55% above avg
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
555 W 5th St, Los Angeles, CA 90013
12-Month Fixed Rate CD
$0
3.50% ▲ 0.55% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.55% above avg
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
1 Year IRA Certificates
$1,000
3.50% ▲ 0.55% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
1 Year Share Certificates
$1,000
3.50% ▲ 0.55% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
12 Month Jumbo Share Certificates
$0
3.50% ▲ 0.55% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
12 Month Jumbo Traditional IRA Certificate
$0
3.50% ▲ 0.55% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
1 Year Business CDARS CDs
$0
3.35% ▲ 0.40% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.40% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
12 Month IRA Certificate
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.35% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
12 Month Jumbo Share Certificates
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.35% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
12 Month Jumbo Traditional IRA Certificate
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.35% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
12 Month Share Certificates
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.35% above avg
Details

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
12 Month Certificate
$1,000
3.15% ▲ 0.20% above national avg
Rate3.11%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.20% above avg
Details

Balance: $1,000 to $9,999.99

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
12 Month IRA Certificates
$0
3.15% ▲ 0.20% above national avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.20% above avg
Details

Balance: $1,000 to $9,999

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
12 Months Certificate
$50,000
3.10% ▲ 0.15% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.15% above avg
Details

Minimum Deposit and Balance $50,000**

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 12 month
$25
3.10% ▲ 0.15% above national avg
Rate3.06%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.15% above avg
Details

Rewards+ Loyalty Program Dividend Rate: 3.93%; Rewards+ Loyalty Program APY: 4.00%

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
12 Months Certificate
$25,000
3.05% ▲ 0.10% above national avg
Rate
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.10% above avg
Details

Minimum Deposit and Balance $25,000**

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 1 Year
$0
3.05% ▲ 0.10% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.10% above avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

CTBC Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
801 S Figueroa St, Los Angeles, CA 90017
12 Month Promo CD
$5,000
3.00% ▲ 0.05% above national avg
Rate2.96%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.05% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
12 Months Certificate
$10,000
3.00% ▲ 0.05% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.05% above avg
Details

Minimum Deposit and Balance $10,000**

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
12 Months Certificate
$1,000
2.90% ▼ 0.05% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▼ 0.05% below avg
Details

Minimum Deposit and Balance $1,000**

Los Angeles 18 Month CD Rates

National 18 Month CD Average2.81% APY▼ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
GBC International Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
333 S Grand Ave, Los Angeles, CA 90071
18 Month Platinum TCD
$0
4.18% ▲ 1.37% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 1.37% above avg
Details

GBC 50th Anniversary Special!

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
18-MONTH CD
$0
4.00% ▲ 1.19% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
IRA CD - 18-MONTH
$0
4.00% ▲ 1.19% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
2130 E 1st St, Los Angeles, CA 90033 3958
18 Month IRA Certificate Accounts
$0
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
18 Month Certificate
$500
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 18 month
$25
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Non-Rewards+ Loyalty Program Dividend rate: 2.96%; Non-Rewards+ Loyalty Program APY: 3.00%

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
18 Month Certificate
$0
3.98% ▲ 1.17% above national avg
Rate3.91%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.81%▲ 1.17% above avg
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
18 Month Certificate
$0
3.83% ▲ 1.02% above national avg
Rate3.76%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.81%▲ 1.02% above avg
Details

APY: 3.98%; APR: 3.91%

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
725 N Broadway, Los Angeles, CA 90012
18-Month Variable Rate IRA
$0
3.79% ▲ 0.98% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.98% above avg
Details

Variable Rate

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
18 Month Individual Retirement Account (IRA) Certificate
$0
3.77% ▲ 0.96% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.96% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
18 Month Term Certificate
$0
3.77% ▲ 0.96% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.96% above avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
18-month term
$0
3.65% ▲ 0.84% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
IRA CD Specials - 18-month term
$0
3.65% ▲ 0.84% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.84% above avg
Details

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
18-Month Limited Time Only Promotional Certificate
$1,000
3.50% ▲ 0.69% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.69% above avg
Details

IRA Certificates are available. Unless otherwise directed, the certificate will automatically roll over into a 12-month certificate upon maturity. Promotional rate.

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
18 Month Performance CDs
$0
3.40% ▲ 0.59% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.59% above avg
Details

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
18 Month Certificate
$1,000
3.20% ▲ 0.39% above national avg
Rate3.16%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.39% above avg
Details

Balance: $1,000 to $9,999.99

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
18 Month IRA Certificates
$0
3.20% ▲ 0.39% above national avg
Rate3.16%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.39% above avg
Details

Balance: $1,000 to $9,999

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
18 Month CD
$1,000
3.15% ▲ 0.34% above national avg
Rate3.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.34% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
18 Month IRA Certificate
$0
3.15% ▲ 0.34% above national avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.34% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
18 Month Share Certificates
$0
3.15% ▲ 0.34% above national avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.34% above avg
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
18 Month IRA CD
$1,000
3.00% ▲ 0.19% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.19% above avg
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
18 Month Roth IRA CD
$1,000
3.00% ▲ 0.19% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.19% above avg
Details

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
18 Month Certificate
$500
3.00% ▲ 0.19% above national avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.19% above avg
Details

Non-Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 18 month
$25
3.00% ▲ 0.19% above national avg
Rate2.96%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.19% above avg
Details

Rewards+ Loyalty Program Dividend Rate: 3.93%; Rewards+ Loyalty Program APY: 4.00%

Habib American HAB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
928 S Broadway, Los Angeles, CA 90015
18 Month Certificate
$0
2.75% ▼ 0.06% below national avg
Rate2.71%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.06% below avg
Details

The First Financial Federal Credit Union
Institution Rating:
A+4.9 ★Texas Ratio: 3.45%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
18 Month IRA Certificate
$0
2.70% ▼ 0.11% below national avg
Rate2.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 0.11% below avg
Details

Dividends paid annually and at maturity

The First Financial Federal Credit Union
Institution Rating:
A+4.9 ★Texas Ratio: 3.45%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
18 Month Roth Promotional IRA Certificates
$0
2.70% ▼ 0.11% below national avg
Rate2.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 0.11% below avg
Details

Dividends paid annually and at maturity; Promotional IRA Certificates / Roth / Educational IRA Certificates

The First Financial Federal Credit Union
Institution Rating:
A+4.9 ★Texas Ratio: 3.45%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Promotional IRA Certificates / Roth / Educational IRA Certificates - 18 Months
$0
2.70% ▼ 0.11% below national avg
Rate2.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 0.11% below avg
Details

Dividends paid annually and at maturity

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
1.5 Year Business CDs
$0
2.10% ▼ 0.71% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 0.71% below avg
Details

Universal Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.64%
2575 Colorado Blvd, Los Angeles, CA 90041
18 Month Individual Retirement Account Term CD
$0
0.30% ▼ 2.51% below national avg
Rate0.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▼ 2.51% below avg
Details

Balance: 1,000+

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
725 N Broadway, Los Angeles, CA 90012
18-Month CD/IRA
$0
0.15% ▼ 2.66% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 2.66% below avg
Details

First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3000 S Sepulveda Blvd, Los Angeles, CA 90034
18 Month Certificate of Deposit
$500
0.02% ▼ 2.79% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▼ 2.79% below avg
Details

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
18 Month Share Certificate
$0
4.25% ▲ 1.44% above national avg
Rate4.18%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.44% above avg
Details

Central State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
18 Month New Money Certificate
$0
4.25% ▲ 1.44% above national avg
Rate4.17%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.44% above avg
Details

Term: 18 Month New Money Certificate; Balance: $100,000+

Central State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
18 Month New Money Certificate
$0
4.15% ▲ 1.34% above national avg
Rate4.07%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.34% above avg
Details

Term: 18 Month New Money Certificate; Balance: $50,000 - $99,999

Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
18 Month Business Certificate Specials
$0
4.15% ▲ 1.34% above national avg
Rate4.07%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.34% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Senior 18-month Jumbo CD
$50,000
4.10% ▲ 1.29% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.29% above avg
Details

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
18-Months Promotional Term Certificate
$1,000
4.10% ▲ 1.29% above national avg
Rate4.03%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.29% above avg
Details

The promotional 18-month Certificate offers a dividend rate of 4.025%, with an Annual Percentage Yield (APY) of 4.100%. Dividends are credited as stated in the terms of the Truth-in-Savings Disclosure Account Agreement. Upon maturity, the Certificate will automatically renew into a standard, non-promotional 24-month Certificate at the dividend rate in effect at the time of renewal. Early withdrawal penalties may apply. Membership eligibility and other terms and conditions apply. Rates, conditions, and terms are subject to change without notice. These promotions are a limited time offer. Please contact Eagle Community Credit Union for the most current information.

Eagle Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
18-Months Promotional Term IRA Certificate
$500
4.10% ▲ 1.29% above national avg
Rate4.03%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.29% above avg
Details

The promotional 18-month Certificate offers a dividend rate of 4.025%, with an Annual Percentage Yield (APY) of 4.100%. Dividends are credited as stated in the terms of the Truth-in-Savings Disclosure Account Agreement. Upon maturity, the Certificate will automatically renew into a standard, non-promotional 24-month Certificate at the dividend rate in effect at the time of renewal. Early withdrawal penalties may apply. Membership eligibility and other terms and conditions apply. Rates, conditions, and terms are subject to change without notice. These promotions are a limited time offer. Please contact Eagle Community Credit Union for the most current information.

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
18 Month Share Certificates
$0
4.05% ▲ 1.24% above national avg
Rate3.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.24% above avg
Details

Balance: $200,000.00 +

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
18-month CD
$1,000
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

AltaOne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Traditional 18 Month Bump Certificate
$0
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.19% above avg
Details

Balance: $250,000+; Term Share and Traditional, Roth & SEP IRA Certificates

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.38%
18-month Certificate - GoldStar Membership
$0
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details

SRI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
18 Month "New Money" CD
$1,000
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

New Money is defined as funds not currently on deposit. Early withdrawal penalties may apply.

Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
18 Month Share Certificates
$0
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

Balance: $90,000.00 - $199,999.99

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Senior 18-month CD
$500
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
18 Month Share Certificate
$1,000
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Traditional/Roth IRA Certificates 18 Month
$100,000
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

Central State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
18 Month New Money Certificate
$0
4.00% ▲ 1.19% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 1.19% above avg
Details

Term: 18 Month New Money Certificate; Balance: $1,000 - $49,999

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
18 Month Business Certificates
$0
4.00% ▲ 1.19% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 1.19% above avg
Details

Los Angeles 24 Month CD Rates

National 24 Month CD Average2.83% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
24 Month Certificate
$500
4.25% ▲ 1.42% above national avg
Rate4.17%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 24 month
$25
4.25% ▲ 1.42% above national avg
Rate4.17%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

Non-Rewards+ Loyalty Program Dividend rate: 2.81%; Non-Rewards+ Loyalty Program APY: 2.85%

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
24 Month Certificate
$0
4.07% ▲ 1.24% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.24% above avg
Details

Balance: $100,000 +

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
24 Month IRA CD
$0
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
24-MONTH CD
$0
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
24 Month Certificate
$0
3.98% ▲ 1.15% above national avg
Rate3.91%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.83%▲ 1.15% above avg
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
24 Month Certificate
$0
3.97% ▲ 1.14% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.14% above avg
Details

Balance: $500-$99,999

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
24 Month Bonus Certificates
$0
3.96% ▲ 1.13% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.13% above avg
Details

Balance: 24 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
24 Month Bonus IRA Certificates
$0
3.96% ▲ 1.13% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.13% above avg
Details

Balance: 24 Month

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
24 Month Certificate
$0
3.83% ▲ 1.00% above national avg
Rate3.76%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.83%▲ 1.00% above avg
Details

APY: 3.98%; APR: 3.91%

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
24 Month Certificates
$0
3.80% ▲ 0.97% above national avg
Rate3.74%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Balance: 24 Month

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
24 Month Individual Retirement Account (IRA) Certificate
$0
3.77% ▲ 0.94% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.94% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
24 Month Term Certificate
$0
3.77% ▲ 0.94% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.94% above avg
Details

University Credit Union Los Angeles, CA
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
1500 S Sepulveda Blvd, Los Angeles, CA 90025
24-Month Lock and Roll Certificate
$500
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

Promotional rates in effect as of September 16, 2026. Promotional rates are subject to change or end without notice. Penalty may be imposed for early withdrawal. Fees may reduce earnings.

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 24 Month Certificate
$1,000
3.70% ▲ 0.87% above national avg
Rate3.64%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.87% above avg
Details

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
24 Month Share Certificates
$0
3.65% ▲ 0.82% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.82% above avg
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
2 Year IRA Certificates
$1,000
3.55% ▲ 0.72% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.72% above avg
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
2 Year Share Certificates
$1,000
3.55% ▲ 0.72% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.72% above avg
Details

State Bank of India US
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
707 Wilshire Blvd, Los Angeles, CA 90017
2 Year IRA Certificates of Deposit
$0
3.50% ▲ 0.67% above national avg
Rate3.46%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.67% above avg
Details

Balance: $1,000.00

University Credit Union Los Angeles, CA
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
1500 S Sepulveda Blvd, Los Angeles, CA 90025
24-Month Bump-Up Certificate
$500
3.50% ▲ 0.67% above national avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details

Available to new and existing University Credit Union members whose accounts are in good standing under UCU policies. The Annual Percentage Yield (APY) is 3.50%, and the Dividend Rate is 3.445%. The disclosed APY and Dividend Rate are accurate as of August 1, 2026. Rates offered on new certificates may change at any time. Once opened, the certificate's Dividend Rate and APY will remain fixed until maturity unless the member exercises the one-time Bump-Up feature. The APY assumes dividends remain on deposit until maturity. Dividends are compounded and credited monthly. Minimum balance to open certificate is $500. The certificate has a 24-month term. No additional deposits are permitted after the account is opened. This Bump-Up Certificate allows the member to request a one-time increase to the account's Dividend Rate and corresponding APY during the original 24-month term. The member must request the rate increase. The rate increase is not automatic. Upon receipt of an eligible member request, the Dividend Rate and corresponding APY will be increased to the Dividend Rate and APY then in effect for the credit union's 24month published certificate. The adjusted rate and APY will apply only from the effective date of the rate increase forward. The adjusted rate and APY will not apply retroactively to dividends previously earned. The certificate's original maturity date will not change as a result of exercising the Bump-Up feature. One-time rate increase available beginning on the 11th calendar day after account opening and prior to maturity. The account is subject to the credit union's standard early withdrawal penalties. A penalty may be imposed for withdrawals before maturity. Early withdrawal penalties may reduce earnings on the account.

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
24 Month Performance CDs
$0
3.40% ▲ 0.57% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.57% above avg
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
555 W 5th St, Los Angeles, CA 90013
24-Month Fixed Rate CD
$0
3.25% ▲ 0.42% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.42% above avg
Details

SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
2130 E 1st St, Los Angeles, CA 90033 3958
24 Month IRA Certificate Accounts
$0
3.25% ▲ 0.42% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.42% above avg
Details

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
24 Month Certificate
$1,000
3.25% ▲ 0.42% above national avg
Rate3.21%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.42% above avg
Details

Balance: $1,000 to $9,999.99

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
24 Month IRA Certificates
$0
3.25% ▲ 0.42% above national avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.42% above avg
Details

Balance: $1,000 to $9,999

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
24 Month CD
$1,000
3.15% ▲ 0.32% above national avg
Rate3.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.32% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
24 Month IRA Certificate
$0
3.05% ▲ 0.22% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.22% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
24 Month Share Certificates
$0
3.05% ▲ 0.22% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.22% above avg
Details

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificate 2 Year
$100,000
3.05% ▲ 0.22% above national avg
Rate3.01%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.22% above avg
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
24 Month IRA CD
$1,000
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.17% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
24 Months Certificate
$50,000
2.95% ▲ 0.12% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.12% above avg
Details

Minimum Deposit and Balance $50,000**

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificate 2 Year
$1,000
2.95% ▲ 0.12% above national avg
Rate2.91%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.12% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
24 Months Certificate
$25,000
2.90% ▲ 0.07% above national avg
Rate
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.07% above avg
Details

Minimum Deposit and Balance $25,000**

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
24 Months Certificate
$10,000
2.85% ▲ 0.02% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.02% above avg
Details

Minimum Deposit and Balance $10,000**

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
24 Month Certificate
$500
2.85% ▲ 0.02% above national avg
Rate2.81%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.02% above avg
Details

Non-Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 24 month
$25
2.85% ▲ 0.02% above national avg
Rate2.81%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.02% above avg
Details

Rewards+ Loyalty Program Dividend Rate: 4.17%; Rewards+ Loyalty Program APY: 4.25%

Habib American HAB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
928 S Broadway, Los Angeles, CA 90015
24 Month Certificate
$0
2.75% ▼ 0.08% below national avg
Rate2.71%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.08% below avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
24 Months Certificate
$1,000
2.75% ▼ 0.08% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.08% below avg
Details

Minimum Deposit and Balance $1,000**

The First Financial Federal Credit Union
Institution Rating:
A+4.9 ★Texas Ratio: 3.45%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
24 Month IRA Certificate
$0
2.70% ▼ 0.13% below national avg
Rate2.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.13% below avg
Details

Dividends paid annually and at maturity

The First Financial Federal Credit Union
Institution Rating:
A+4.9 ★Texas Ratio: 3.45%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
24 Month Roth Promotional IRA Certificates
$0
2.70% ▼ 0.13% below national avg
Rate2.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.13% below avg
Details

Dividends paid annually and at maturity; Promotional IRA Certificates / Roth / Educational IRA Certificates

The First Financial Federal Credit Union
Institution Rating:
A+4.9 ★Texas Ratio: 3.45%
5115 Wilshire Blvd STE F, Los Angeles, CA 90036 4366
Promotional IRA Certificates / Roth / Educational IRA Certificates - 24 Months
$0
2.70% ▼ 0.13% below national avg
Rate2.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.13% below avg
Details

Dividends paid annually and at maturity

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
2 Year CDARS CDs
$0
2.66% ▼ 0.17% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.17% below avg
Details

Funding Limit*: $1M

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
24-month term
$0
2.60% ▼ 0.23% below national avg
Rate2.57%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.23% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
Standard CDs - 24-month term
$0
2.60% ▼ 0.23% below national avg
Rate2.57%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.23% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
Standard IRA CDs - 24-month term
$0
2.60% ▼ 0.23% below national avg
Rate2.57%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.23% below avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
4151 Prospect Ave, Los Angeles, CA 90027
24 Month Investment Share and IRA Certificates
$0
2.50% ▼ 0.33% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.33% below avg
Details

JACom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3037 w jefferson blvd, los angeles, CA 90018
24 Month Certificate
$1,000
2.38% ▼ 0.45% below national avg
Rate2.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.45% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
24-month term Regular
$0
2.34% ▼ 0.49% below national avg
Rate2.32%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.49% below avg
Details

Standard CDs

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
2 Year Business CDs
$0
2.20% ▼ 0.63% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.63% below avg
Details

Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
5757 Wilshire Blvd, Los Angeles, CA 90036 3684
24 Months Certificate
$0
2.00% ▼ 0.83% below national avg
Rate1.99%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.83% below avg
Details

Los Angeles 36 Month CD Rates

National 36 Month CD Average2.75% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
36 Month Certificate
$500
4.25% ▲ 1.50% above national avg
Rate4.17%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.50% above avg
Details

Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 36 month
$25
4.25% ▲ 1.50% above national avg
Rate4.17%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.50% above avg
Details

Non-Rewards+ Loyalty Program Dividend rate: 2.81%; Non-Rewards+ Loyalty Program APY: 2.85%

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
36 Month Deferred Compensation Certificates
$50
4.20% ▲ 1.45% above national avg
Rate4.11%
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.45% above avg
Details

payroll deposit only

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
Deferred Compensation Certificates 36 months
$50
4.20% ▲ 1.45% above national avg
Rate4.11%
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.45% above avg
Details

Limited to employees of participating school districts; penalty for early withdrawal. payroll deposit only.

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
36 Month Certificate
$0
4.07% ▲ 1.32% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.32% above avg
Details

Balance: $100,000 +

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
36 Month IRA CD
$0
4.00% ▲ 1.25% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
36-MONTH CD
$0
4.00% ▲ 1.25% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
36 Month Certificate
$0
3.97% ▲ 1.22% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.22% above avg
Details

Balance: $500-$99,999

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
36 Month Bonus Certificates
$0
3.97% ▲ 1.22% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.22% above avg
Details

Balance: 36 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
36 Month Bonus IRA Certificates
$0
3.97% ▲ 1.22% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.22% above avg
Details

Balance: 36 Month

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
36 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 1.07% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.07% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
36 Month Term Certificate
$0
3.82% ▲ 1.07% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.07% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
36 Month Certificates
$0
3.81% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.06% above avg
Details

Balance: 36 Month

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 36 Month Certificate
$1,000
3.70% ▲ 0.95% above national avg
Rate3.64%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.95% above avg
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
36 Month Certificate
$0
3.66% ▲ 0.91% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.75%▲ 0.91% above avg
Details

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
36 Month Share Certificates
$0
3.65% ▲ 0.90% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.90% above avg
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
36 Month Certificate
$0
3.57% ▲ 0.82% above national avg
Rate3.51%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.75%▲ 0.82% above avg
Details

APY: 3.66%; APR: 3.60%

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
36 Month Performance CDs
$0
3.40% ▲ 0.65% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.65% above avg
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
3 Year IRA Certificates
$1,000
3.40% ▲ 0.65% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.65% above avg
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
3 Year Share Certificates
$1,000
3.40% ▲ 0.65% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.65% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
36 Months Certificate
$50,000
3.40% ▲ 0.65% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.65% above avg
Details

Minimum Deposit and Balance $50,000**

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
36 Months Certificate
$25,000
3.35% ▲ 0.60% above national avg
Rate
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.60% above avg
Details

Minimum Deposit and Balance $25,000**

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
36 Month Certificate
$1,000
3.35% ▲ 0.60% above national avg
Rate3.31%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.60% above avg
Details

Balance: $1,000 to $9,999.99

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
36 Month IRA Certificates
$0
3.35% ▲ 0.60% above national avg
Rate3.31%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.60% above avg
Details

Balance: $1,000 to $9,999

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
36 Months Certificate
$10,000
3.30% ▲ 0.55% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.55% above avg
Details

Minimum Deposit and Balance $10,000**

SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
2130 E 1st St, Los Angeles, CA 90033 3958
36 Month IRA Certificate Accounts
$0
3.25% ▲ 0.50% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.50% above avg
Details

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificate 3 Year
$100,000
3.25% ▲ 0.50% above national avg
Rate3.20%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.50% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 Year CDARS CDs
$0
3.22% ▲ 0.47% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.47% above avg
Details

Funding Limit*: $0.5M

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
555 W 5th St, Los Angeles, CA 90013
36-Month Certificate of Deposit
$500
3.20% ▲ 0.45% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.45% above avg
Details

Earn 3.20% APY on balances of $500 or more.

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
555 W 5th St, Los Angeles, CA 90013
36-Month Fixed Rate CD
$0
3.20% ▲ 0.45% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.45% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
36 Months Certificate
$1,000
3.20% ▲ 0.45% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.45% above avg
Details

Minimum Deposit and Balance $1,000**

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificate 3 Year
$1,000
3.15% ▲ 0.40% above national avg
Rate3.11%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.40% above avg
Details

State Bank of India US
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
707 Wilshire Blvd, Los Angeles, CA 90017
3 Year IRA Certificates of Deposit
$0
3.00% ▲ 0.25% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.25% above avg
Details

Balance: $1,000.00

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
36 Month IRA Certificate
$0
3.00% ▲ 0.25% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.25% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
36 Month Share Certificates
$0
3.00% ▲ 0.25% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.25% above avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
3 Year Retirement Certificates
$0
2.85% ▲ 0.10% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.10% above avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 3 Years
$0
2.85% ▲ 0.10% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.10% above avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
36 Month Certificate
$500
2.85% ▲ 0.10% above national avg
Rate2.81%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.10% above avg
Details

Non-Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 36 month
$25
2.85% ▲ 0.10% above national avg
Rate2.81%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.10% above avg
Details

Rewards+ Loyalty Program Dividend Rate: 4.17%; Rewards+ Loyalty Program APY: 4.25%

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
36 Month CD
$1,000
2.75% At national avg
Rate2.71%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%At the average
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
36-month term
$0
2.75% At national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%At the average
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
Standard CDs - 36-month term
$0
2.75% At national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%At the average
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
Standard IRA CDs - 36-month term
$0
2.75% At national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%At the average
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
3 Year Retirement Certificates
$0
2.70% ▼ 0.05% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.05% below avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 3 Years
$0
2.70% ▼ 0.05% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.05% below avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
3 Year Retirement Certificates
$0
2.55% ▼ 0.20% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.20% below avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 3 Years
$0
2.55% ▼ 0.20% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.20% below avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

Habib American HAB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
928 S Broadway, Los Angeles, CA 90015
36 Month Certificate
$0
2.50% ▼ 0.25% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 0.25% below avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
36-month term Regular
$0
2.49% ▼ 0.26% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.26% below avg
Details

Standard CDs

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
3 Year Business CDs
$0
2.40% ▼ 0.35% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▼ 0.35% below avg
Details

Los Angeles 48 Month CD Rates

National 48 Month CD Average2.76% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
48 Month Certificate
$500
4.25% ▲ 1.49% above national avg
Rate4.17%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 48 month
$25
4.25% ▲ 1.49% above national avg
Rate4.17%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

Non-Rewards+ Loyalty Program Dividend rate: 2.81%; Non-Rewards+ Loyalty Program APY: 2.85%

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
48 Month Certificate
$0
4.07% ▲ 1.31% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.31% above avg
Details

Balance: $100,000 +

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
48 Month IRA CD
$0
4.00% ▲ 1.24% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
48-MONTH CD
$0
4.00% ▲ 1.24% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.24% above avg
Details

SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
2130 E 1st St, Los Angeles, CA 90033 3958
48 Month IRA Certificate Accounts
$0
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
48 Month Certificate
$0
3.97% ▲ 1.21% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.21% above avg
Details

Balance: $500-$99,999

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
48 Month Bonus Certificates
$0
3.97% ▲ 1.21% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.21% above avg
Details

Balance: 48 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
48 Month Bonus IRA Certificates
$0
3.97% ▲ 1.21% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.21% above avg
Details

Balance: 48 Month

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
48 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
48 Month Term Certificate
$0
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
48 Month Certificates
$0
3.81% ▲ 1.05% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.05% above avg
Details

Balance: 48 Month

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 48 Month Certificate
$1,000
3.75% ▲ 0.99% above national avg
Rate3.69%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
48 Month Share Certificates
$0
3.70% ▲ 0.94% above national avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
48 Month Certificate
$0
3.66% ▲ 0.90% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.76%▲ 0.90% above avg
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
48 Month Certificate
$0
3.57% ▲ 0.81% above national avg
Rate3.51%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.76%▲ 0.81% above avg
Details

APY: 3.66%; APR: 3.60%

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
48 Months Certificate
$50,000
3.50% ▲ 0.74% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.74% above avg
Details

Minimum Deposit and Balance $50,000**

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificate 4 Year
$100,000
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
48 Months Certificate
$25,000
3.45% ▲ 0.69% above national avg
Rate
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.69% above avg
Details

Minimum Deposit and Balance $25,000**

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
48 Month Certificate
$1,000
3.45% ▲ 0.69% above national avg
Rate3.41%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.69% above avg
Details

Balance: $1,000 to $9,999.99

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
48 Month IRA Certificates
$0
3.45% ▲ 0.69% above national avg
Rate3.41%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.69% above avg
Details

Balance: $1,000 to $9,999

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
48 Month Performance CDs
$0
3.40% ▲ 0.64% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.64% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
48 Months Certificate
$10,000
3.40% ▲ 0.64% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.64% above avg
Details

Minimum Deposit and Balance $10,000**

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificate 4 Year
$1,000
3.40% ▲ 0.64% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.64% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
48 Months Certificate
$1,000
3.30% ▲ 0.54% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.54% above avg
Details

Minimum Deposit and Balance $1,000**

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
555 W 5th St, Los Angeles, CA 90013
48-Month Certificate of Deposit
$500
3.05% ▲ 0.29% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.29% above avg
Details

Earn 3.05% APY on balances of $500 or more. Account matures in 48 months.

State Bank of India US
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
707 Wilshire Blvd, Los Angeles, CA 90017
4 Year IRA Certificates of Deposit
$0
3.00% ▲ 0.24% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details

Balance: $1,000.00

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
4 Year IRA Certificates
$1,000
3.00% ▲ 0.24% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.24% above avg
Details

Technicolor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5300 Melrose Ave Ste 107, Los Angeles, CA 90038 5115
4 Year Share Certificates
$1,000
3.00% ▲ 0.24% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.24% above avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
48-month term
$0
2.90% ▲ 0.14% above national avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.14% above avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
Standard CDs - 48-month term
$0
2.90% ▲ 0.14% above national avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.14% above avg
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
Standard IRA CDs - 48-month term
$0
2.90% ▲ 0.14% above national avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.14% above avg
Details

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
48 Month Certificate
$500
2.85% ▲ 0.09% above national avg
Rate2.81%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.09% above avg
Details

Non-Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 48 month
$25
2.85% ▲ 0.09% above national avg
Rate2.81%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.09% above avg
Details

Rewards+ Loyalty Program Dividend Rate: 4.17%; Rewards+ Loyalty Program APY: 4.25%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
4501 Colorado Blvd, Los Angeles, CA 90039
48-month term Regular
$0
2.64% ▼ 0.12% below national avg
Rate2.61%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.12% below avg
Details

Standard CDs

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
4 Year Business CDs
$0
2.50% ▼ 0.26% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.26% below avg
Details

Habib American HAB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
928 S Broadway, Los Angeles, CA 90015
48 Month Certificate
$0
2.50% ▼ 0.26% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.26% below avg
Details

City First Bank. N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
4001 S Figueroa St, Los Angeles, CA 90037
48 Month CD
$1,000
2.25% ▼ 0.51% below national avg
Rate2.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.51% below avg
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
1990 Westwood Blvd, Los Angeles, CA 90025
4 Year Certificate
$0
1.71% ▼ 1.05% below national avg
Rate1.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 1.05% below avg
Details

Fox Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
1990 Westwood Blvd, Los Angeles, CA 90025
4 Year IRA Certificate
$0
1.71% ▼ 1.05% below national avg
Rate1.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 1.05% below avg
Details

University Credit Union Los Angeles, CA
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
1500 S Sepulveda Blvd, Los Angeles, CA 90025
48-Month Certificate
$500
1.70% ▼ 1.06% below national avg
Rate1.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 1.06% below avg
Details

Rates effective as of April 9, 2024 and subject to change without notice. Penalty may be imposed for early withdrawal. Fees may reduce earnings.

University Credit Union Los Angeles, CA
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
1500 S Sepulveda Blvd, Los Angeles, CA 90025
IRA Certificates - 48-Month
$0
1.70% ▼ 1.06% below national avg
Rate1.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 1.06% below avg
Details

VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
48 Month Term Certificate
$0
1.26% ▼ 1.50% below national avg
Rate1.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.50% below avg
Details

VA Desert Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073 1003
IRA Certificate - 48 months
$0
1.26% ▼ 1.50% below national avg
Rate1.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.50% below avg
Details

Priority One Credit Union South Pasadena, CA
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200
48 Month Long Term Certificate Accounts
$0
0.63% ▼ 2.13% below national avg
Rate0.63%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 2.13% below avg
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
725 N Broadway, Los Angeles, CA 90012
48-Month CD/IRA
$0
0.45% ▼ 2.31% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 2.31% below avg
Details

First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3000 S Sepulveda Blvd, Los Angeles, CA 90034
4 Year Certificate of Deposit
$500
0.15% ▼ 2.61% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.61% below avg
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
48 Month Jumbo Certificate
$100,000
4.30% ▲ 1.54% above national avg
Rate4.22%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.54% above avg
Details

Skyla Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
48 Month Elite Jumbo CD
$250,000
4.25% ▲ 1.49% above national avg
Rate
Min Deposit$250,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.49% above avg
Details

Corazo Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
48 Month Certificate
$500
4.25% ▲ 1.49% above national avg
Rate4.17%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

Los Angeles 60 Month CD Rates

National 60 Month CD Average2.83% APY▼ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month Deferred Compensation Certificates
$50
4.30% ▲ 1.47% above national avg
Rate4.21%
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.47% above avg
Details

payroll deposit only

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
Deferred Compensation Certificates 60 months
$50
4.30% ▲ 1.47% above national avg
Rate4.21%
Min Deposit$50
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.47% above avg
Details

Limited to employees of participating school districts; penalty for early withdrawal. payroll deposit only.

SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
2130 E 1st St, Los Angeles, CA 90033 3958
60 Month IRA Certificate Accounts
$0
4.25% ▲ 1.42% above national avg
Rate4.17%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.42% above avg
Details

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
60 Month Certificate
$500
4.25% ▲ 1.42% above national avg
Rate4.17%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

Rewards+ Loyalty Program

Credit Union of Southern California 470 S San Vicente Blvd Fl 1, Los Angeles, CA 90048 4107
IRA Certificate 60 month
$25
4.25% ▲ 1.42% above national avg
Rate4.17%
Min Deposit$25
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.42% above avg
Details

Non-Rewards+ Loyalty Program Dividend rate: 2.96%; Non-Rewards+ Loyalty Program APY: 3.00%

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month IRA Certificate (Jumbo)
$0
4.20% ▲ 1.37% above national avg
Rate4.11%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.37% above avg
Details

IRA = Individual Retirement Account. Rollovers or transfers from another plan or institution may be added to the 30 day to 23-month IRA Share Certificate at any time.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
IRA Certificates(Traditional and Roth IRA) - 60 Months
$0
4.20% ▲ 1.37% above national avg
Rate4.11%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.37% above avg
Details

Balance: $250,000 Minimum Balance (Jumbo); Balance: $250,000 Minimum Balance (Jumbo)

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month IRA Certificate (Jumbo)
$0
4.15% ▲ 1.32% above national avg
Rate4.07%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.32% above avg
Details

IRA = Individual Retirement Account. Rollovers or transfers from another plan or institution may be added to the 30 day to 23-month IRA Share Certificate at any time.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
IRA Certificates(Traditional and Roth IRA) - 60 Months
$0
4.15% ▲ 1.32% above national avg
Rate4.07%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.32% above avg
Details

Balance: $100,000 Minimum Balance (Jumbo); Balance: $100,000 Minimum Balance (Jumbo)

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month IRA Certificate
$0
4.10% ▲ 1.27% above national avg
Rate4.02%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.27% above avg
Details

IRA = Individual Retirement Account. Rollovers or transfers from another plan or institution may be added to the 30 day to 23-month IRA Share Certificate at any time.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month Share Certificates
$0
4.10% ▲ 1.27% above national avg
Rate4.02%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.27% above avg
Details

Balance: $250,000 Minimum Balance (Jumbo); Balance: $250,000 Minimum Balance (Jumbo)

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
IRA Certificates(Traditional and Roth IRA) - 60 Months
$0
4.10% ▲ 1.27% above national avg
Rate4.02%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.27% above avg
Details

Balance: $50,000 Minimum Balance; Balance: $50,000 Minimum Balance

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
60 Month Certificate
$0
4.07% ▲ 1.24% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.24% above avg
Details

Balance: $100,000 +

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month IRA Certificate
$0
4.05% ▲ 1.22% above national avg
Rate3.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.22% above avg
Details

IRA = Individual Retirement Account. Rollovers or transfers from another plan or institution may be added to the 30 day to 23-month IRA Share Certificate at any time.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month Share Certificates
$0
4.05% ▲ 1.22% above national avg
Rate3.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.22% above avg
Details

Balance: $100,000 Minimum Balance (Jumbo); Balance: $100,000 Minimum Balance (Jumbo)

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
IRA Certificates(Traditional and Roth IRA) - 60 Months
$0
4.05% ▲ 1.22% above national avg
Rate3.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.22% above avg
Details

Balance: $20,000 Minimum Balance; Balance: $20,000 Minimum Balance

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
5 Year Retirement Certificates
$0
4.05% ▲ 1.22% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.22% above avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 5 Years
$0
4.05% ▲ 1.22% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.22% above avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
60 Month IRA CD
$0
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

Poppy Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.99%
10861 Weyburn Ave, Los Angeles, CA 90024
60-MONTH CD
$0
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month IRA Certificate
$0
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

IRA = Individual Retirement Account. Rollovers or transfers from another plan or institution may be added to the 30 day to 23-month IRA Share Certificate at any time.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month Share Certificates
$0
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Balance: $50,000 Minimum Balance; Balance: $50,000 Minimum Balance

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
IRA Certificates(Traditional and Roth IRA) - 60 Months
$0
4.00% ▲ 1.17% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Balance: $500 Minimum Balance

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
60 Month Bonus Certificates
$0
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Balance: 60 Month

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
60 Month Bonus IRA Certificates
$0
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.17% above avg
Details

Balance: 60 Month

Cal State L.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2445 MARIONDALE AVE, LOS ANGELES, CA 90032
60 Month Certificate
$0
3.97% ▲ 1.14% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.14% above avg
Details

Balance: $500-$99,999

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month Share Certificates
$0
3.95% ▲ 1.12% above national avg
Rate3.87%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.12% above avg
Details

Balance: $20,000 Minimum Balance; Balance: $20,000 Minimum Balance

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
5359 W Centinela Ave, Los Angeles, CA 90045
60 Month Share Certificates
$0
3.90% ▲ 1.07% above national avg
Rate3.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.07% above avg
Details

Balance: $500 Minimum Balance

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
5 Year Retirement Certificates
$0
3.90% ▲ 1.07% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.07% above avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 5 Years
$0
3.90% ▲ 1.07% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 1.07% above avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
60 Months Certificate
$50,000
3.85% ▲ 1.02% above national avg
Rate
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.02% above avg
Details

Minimum Deposit and Balance $50,000**

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1 Gateway Plz, Los Angeles, CA 90012 3745
60 Month Certificates
$0
3.84% ▲ 1.01% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.01% above avg
Details

Balance: 60 Month

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
60 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 0.99% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.99% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
3886 Crenshaw Blvd, Los Angeles, CA 90008
60 Month Term Certificate
$0
3.82% ▲ 0.99% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.99% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
60 Months Certificate
$25,000
3.80% ▲ 0.97% above national avg
Rate
Min Deposit$25,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.97% above avg
Details

Minimum Deposit and Balance $25,000**

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
IRA 60 Month Certificate
$1,000
3.80% ▲ 0.97% above national avg
Rate3.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.97% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
60 Months Certificate
$10,000
3.75% ▲ 0.92% above national avg
Rate
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.92% above avg
Details

Minimum Deposit and Balance $10,000**

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
5 Year Retirement Certificates
$0
3.75% ▲ 0.92% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
5555 Melrose Ave, Los Angeles, CA 90038 3989
Retirement Certificates - 5 Years
$0
3.75% ▲ 0.92% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Jumbo Term Share Certificate 5 Year
$100,000
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3720 S Flower St FL 4, Los Angeles, CA 90089
60 Month Share Certificates
$0
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5757 Wilshire Blvd Ste 124, Los Angeles, CA 90036 3792
60 Months Certificate
$1,000
3.65% ▲ 0.82% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.82% above avg
Details

Minimum Deposit and Balance $1,000**

Southland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
300 N Los Angeles St Ste 1244, Los Angeles, CA 90012 3336
Term Share Certificate 5 Year
$1,000
3.65% ▲ 0.82% above national avg
Rate3.59%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.82% above avg
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
60 Month Certificate
$0
3.61% ▲ 0.78% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.83%▲ 0.78% above avg
Details

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
60 Month Certificate
$1,000
3.55% ▲ 0.72% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.72% above avg
Details

Balance: $1,000 to $9,999.99

Water and Power Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1053 W Sunset Blvd, Los Angeles, CA 90012 2134
60 Month IRA Certificates
$0
3.55% ▲ 0.72% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.72% above avg
Details

Balance: $1,000 to $9,999

Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
850 W CESAR E CHAVEZ AVE, LOS ANGELES, CA 90012 2131
60 Month Certificate
$0
3.46% ▲ 0.63% above national avg
Rate3.41%
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.83%▲ 0.63% above avg
Details

APY: 3.61%; APR: 3.55%

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
3.5-Year Bump Rate CD
$0
3.40% ▲ 0.57% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.57% above avg
Details

EverBank
Institution Rating:
A5.0 ★Texas Ratio: 12.49%
3640 Wilshire Blvd, Los Angeles, CA 90010
60 Month Performance CDs
$0
3.40% ▲ 0.57% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.57% above avg
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
700 N Alameda St, Los Angeles, CA 90012 3352
60 Month Jumbo Share Certificates
$0
3.30% ▲ 0.47% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.47% above avg
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Los Angeles, California Institutions

Highest verified APYs available today, updated September 22, 2026

B Top 5 Bank Rates
Habib American HAB Bank
12 Month Certificate
A+ 5.0 ★ TX: 5.54%
Min: $0
4.50%
GBC International Bank
18 Month Platinum TCD
A+ 5.0 ★ TX: 1.11%
Min: $0
4.18%
City National Bank
Special 12-Month Fixed Rate
A+ 5.0 ★ TX: 5.66%
Min: $0
4.11%
Poppy Bank
12-MONTH CD
B+ 4.8 ★ TX: 17.99%
Min: $0
4.00%
State Bank of India US
1 Year IRA Certificates of Deposit
A 5.0 ★ TX: 7.01%
Min: $0
3.85%
CU Top 5 Credit Union Rates
Schools Federal Credit Union
Relationship Certificate (12 months)
A+ 5.0 ★ TX: 1.69%
Min: $0
5.90%
SchoolsFirst Federal Credit Union
60 Month Deferred Compensation Certificates
A+ 5.0 ★ TX: 5.40%
Min: $50
4.30%
SCE Federal Credit Union
60 Month IRA Certificate Accounts
A 5.0 ★ TX: 6.34%
Min: $0
4.25%
Credit Union of Southern California
12-month Certificate
Min: $1,000
4.25%
Cal State L.A. Federal Credit Union
24 Month Certificate
A+ 5.0 ★ TX: 0.38%
Min: $0
4.07%
Rates verified September 22, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Los Angeles, CA CD Rate Trends

Compare local Los Angeles, CA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full California CD Trends
12-Month CD CA Avg
2.945%
▲ 0.004 vs 7 days ago

California 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.

6-Month CD CA Avg
2.760%
Unchanged vs 7 days ago

California 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.

As of Sep 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

CA CD Rate Forecast, Next 12 Months

Where are California CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

CA 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the California average 12-month CD APY in our database.

Spread model: The California 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at CA CD Rates Today

Annual interest earnings at today’s California average APYs. State average used where available; national average as fallback.

CD Term CA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.055% $102.77 $205.54 $513.85 $1,027.70
6-Month CD 2.760% $137.99 $275.97 $689.93 $1,379.85
12-Month CD 2.945% $147.27 $294.54 $736.35 $1,472.70
18-Month CD 2.813% $140.67 $281.33 $703.32 $1,406.65
24-Month CD 2.833% $141.64 $283.27 $708.18 $1,416.35
36-Month CD 2.754% $137.68 $275.36 $688.40 $1,376.80
48-Month CD 2.759% $137.97 $275.93 $689.82 $1,379.65
60-Month CD 2.834% $141.70 $283.39 $708.48 $1,416.95
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026.

Sample CD Ladder for Los Angeles, California Savers

$25,000 split equally across 5 terms using today’s California average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit CA Avg APY Annual Earnings
1 3-Month CD $5,000 2.055% $102.77
2 6-Month CD $5,000 2.760% $137.99
3 12-Month CD $5,000 2.945% $147.27
4 24-Month CD $5,000 2.833% $141.64
5 36-Month CD $5,000 2.754% $137.68
Total ($25,000 invested) $25,000 2.669% blended $667.35/yr

Ladder example uses equal $5,000 rungs and California average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

2,663
CD Rates
Tracked in Los Angeles, California
24 Banks 72 Credit Unions

About Our Los Angeles, California CD Rate Database

MonitorBankRates tracks 2,663 CD rates from 24 banks and 72 credit unions with locations in Los Angeles, California, plus national online institutions available to California residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Schools Federal Credit Union offers a CD at 5.90% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Los Angeles, California.

How to Find the Best CD Rates in Los Angeles, California

What to compare when shopping for a CD in Los Angeles, California

To find the best APYs in Los Angeles, California, start with credit unions and online-only banks: Los Angeles, California has 72 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Los Angeles, California

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Los Angeles, California: 96 institutions here report CD rates

Consider an Alternative If…

Los Angeles, California Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
14.2%
National avg: 17.3%
Median Individual Earnings
$41,828
National avg: $47,340
Poverty Rate
16.5%
National avg: 11.1%
Unemployment Rate
8.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$123/yr
At CA 12-mo avg 2.945% APY

14.2% of residents are 65 or older, below the national average of 17.3%; an unemployment rate of 8.2% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s CA 12-month CD average of 2.945%, saving 10% of the local median salary ($4,182/year) and putting it in a CD would earn an additional $123 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Los Angeles, California

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Los Angeles, California

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Los Angeles, California typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Los Angeles, California as everywhere in the U.S.

Choosing a CD Term in Los Angeles, California

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Los Angeles, California savers easier access to their funds. For example, Habib American HAB Bank is offering its 6 Month Certificate at 4.50% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, SchoolsFirst Federal Credit Union is offering its 60 Month Deferred Compensation Certificates at 4.30% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Los Angeles, California Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Los Angeles, California saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Los Angeles, California

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Los Angeles, California CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Los Angeles, California

Most CDs carry a fixed rate that is locked for the entire term, protecting a Los Angeles, California depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Los Angeles, California

Are CD rates in Los Angeles, California FDIC insured?

Yes, most established banks in Los Angeles, California are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Los Angeles, California?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Los Angeles, California.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Los Angeles, California may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Los Angeles, California?

Here are recent top rates found for this area:
  • Schools Federal Credit Union: 5.90% APY (Relationship Certificate (12 months))
  • Habib American HAB Bank : 4.50% APY (12 Month Certificate)
  • SchoolsFirst Federal Credit Union: 4.30% APY (60 Month Deferred Compensation Certificates)
  • SCE Federal Credit Union: 4.25% APY (60 Month IRA Certificate Accounts)
  • Credit Union of Southern California: 4.25% APY (12-month Certificate)
  • GBC International Bank: 4.18% APY (18 Month Platinum TCD)
  • City National Bank: 4.11% APY (Special 12-Month Fixed Rate)
  • Cal State L.A. Federal Credit Union: 4.07% APY (24 Month Certificate)
  • First Entertainment Credit Union: 4.05% APY (5 Year Retirement Certificates)
  • Poppy Bank: 4.00% APY (12-MONTH CD)
Rates reflect recent verified offers available in Los Angeles, California. Last Updated: September 22, 2026

Los Angeles, California CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Los Angeles, California rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
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Ending Balance
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Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Los Angeles, California CD Rates by Term

Verified September 22, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Los Angeles, California. Averages shown use the California state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Los Angeles, California CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Los Angeles, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Los Angeles, California. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026

Los Angeles, California Rates & Resources