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CD Rate Trends

Plainfield, Connecticut Best CD Rates September 2026

Current Plainfield, Connecticut CD rates include Jewett City Savings BankJewett City Savings Bank48 Norwich Rd, Plainfield, CT 06374A+5.0 ★Texas Ratio: 5.94%Real return: +0.60%APY minus CPI (February 2026) offering 1 Year IRA CD Special for Contributions Only at 3.40% APY, Centreville BankCentreville Bank11 Pratt Rd, Plainfield, CT 06374A5.0 ★Texas Ratio: 10.15%Real return: +0.20%APY minus CPI (February 2026) offering 3-Month CD at 3.00% APY, USALLIANCEUSALLIANCEA5.0 ★Texas Ratio: 7.14%Real return: +1.56%APY minus CPI (February 2026) offering 12 Month Certificate at 4.36% APY, State Police Credit UnionState Police Credit UnionA+5.0 ★Texas Ratio: 0.06%Real return: +1.54%APY minus CPI (February 2026) offering Share & IRA CDs - 60 Months at 4.34% APY, and Finex Credit UnionFinex Credit UnionA5.0 ★Texas Ratio: 9.34%Real return: +1.53%APY minus CPI (February 2026) offering 12-MONTH CD SPECIAL at 4.33% APY. CD rates as of September 22, 2026 according to verified data from MonitorBankRates.

Plainfield has 39 local institutions in our database, with CD rates as high as 3.40% APY from Jewett City Savings Bank at 48 Norwich Rd, Plainfield, CT 06374. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Connecticut area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 22, 2026

Compare Best CD Rates in Plainfield, Connecticut & the Surrounding Area

Plainfield 3 Month CD Rates

National 3 Month CD Average2.06% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
3-Month CD
$0
3.00% ▲ 0.94% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 0.94% above avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
3-Month CD
$0
2.75% ▲ 0.69% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 0.69% above avg
Details

DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3 Month Certificate
$500
4.05% ▲ 1.99% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.99% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3 Month CD
$1,000
4.00% ▲ 1.94% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.94% above avg
Details

Must be opened in branch. New Money Only. This APY is available for new money (funds not currently on deposit with the Bank). Subject to change without notice. Interest is compounded and credited to the account monthly. A Penalty may be imposed at the rate paid for withdrawing any of the principal before maturity date and will reduce earnings. Fees could reduce earnings.

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3 Month Certificate
$0
4.00% ▲ 1.94% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.94% above avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
3 Month Jumbo Certificate
$0
4.00% ▲ 1.94% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.94% above avg
Details

Jumbo Certificate (3, 6, 9 and 12 Months)

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month CD
$1,000
3.79% ▲ 1.73% above national avg
Rate3.72%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.73% above avg
Details

Arrha Credit Union
Certificate Accounts - 3 Month Premium
$50,000
3.65% ▲ 1.59% above national avg
Rate3.59%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.59% above avg
Details

Arrha Credit Union
Certificate Accounts - 3 Month
$500
3.55% ▲ 1.49% above national avg
Rate3.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 1.49% above avg
Details

Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
3 Month Star Relationship CD
$500
3.50% ▲ 1.44% above national avg
Rate3.39%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.44% above avg
Details

Early Withdrawal Penalties May Apply

Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
3 Month Time Deposit & IRA
$500
3.45% ▲ 1.39% above national avg
Rate3.40%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▲ 1.39% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
3-Month Share Certificate
$1,000
3.35% ▲ 1.29% above national avg
Rate3.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.29% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
3 Month Share Certificate
$0
3.00% ▲ 0.94% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3 Month Standard Share Certificate
$0
3.00% ▲ 0.94% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.94% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
3 Month Certificate
$500
2.80% ▲ 0.74% above national avg
Rate2.76%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.06%▲ 0.74% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3 Month Certificates of Deposit (Regular and IRAs)
$0
2.00% ▼ 0.06% below national avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.06% below avg
Details

Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
3 Month Certificate of Deposit
$1,000
1.50% ▼ 0.56% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 0.56% below avg
Details

TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Month CD
$250
1.00% ▼ 1.06% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.06% below avg
Details

Relationship APY

TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Month Certificate
$0
1.00% ▼ 1.06% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.06% below avg
Details

Balance: $250.00 - $9,999.99

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3 month Certificate
$1,000
1.00% ▼ 1.06% below national avg
Rate1.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.06% below avg
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
3 Month Certificate
$0
1.00% ▼ 1.06% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.06% below avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
3 Month Investment Share and IRA Certificates
$0
1.00% ▼ 1.06% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.06% below avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
3 Month Business Share Certificates
$500
0.90% ▼ 1.16% below national avg
Rate0.90%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.16% below avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
3 Month Share Certificate
$500
0.90% ▼ 1.16% below national avg
Rate0.90%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.16% below avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 Month Certificate
$0
0.75% ▼ 1.31% below national avg
Rate0.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.31% below avg
Details

St Vincents Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
3 Month Share Certificates
$0
0.50% ▼ 1.56% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.06%▼ 1.56% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
3 Month IRA Certificate
$0
0.50% ▼ 1.56% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.56% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
3 Month Share Certificates
$0
0.50% ▼ 1.56% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.56% below avg
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
90 Days Certificate
$0
0.25% ▼ 1.81% below national avg
Rate0.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.06%▼ 1.81% below avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
3-Month Certificate
$0
0.15% ▼ 1.91% below national avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.91% below avg
Details

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
3 Month CD
$0
0.15% ▼ 1.91% below national avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.91% below avg
Details

Early Withdrawal Penalty: 30 Days Interest

The First Bank of Greenwich
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
3 Month CD
$1,000
0.10% ▼ 1.96% below national avg
Rate0.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.96% below avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Month Certificate of Deposit
$500
0.10% ▼ 1.96% below national avg
Rate0.10%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.96% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
3 month Standard Interest Rate
$2,500
0.06% ▼ 2.00% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.00% below avg
Details

Early withdrawal penalties may apply.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.01% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details

Relationship APY 0.06%. Early withdrawal penalties may apply.

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Private 3 Month
$0
0.02% ▼ 2.04% below national avg
Rate0.02%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.04% below avg
Details

Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 Month CD
$500
0.01% ▼ 2.05% below national avg
Rate0.01%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.05% below avg
Details

Plainfield 6 Month CD Rates

National 6 Month CD Average2.76% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
6-Month CD
$0
2.75% ▼ 0.01% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.01% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
6-Month CD
$0
2.50% ▼ 0.26% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.26% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
6 Month CD
$1,000
0.75% ▼ 2.01% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 2.01% below avg
Details

Annual Percentage Yield (APY) is accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
6 Month 360 CDs
$0
4.30% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.54% above avg
Details

Fixed APY | No minimum balance

DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
6 Month Certificate
$500
4.30% ▲ 1.54% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.54% above avg
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
6 Month Share Certificate Special
$0
4.25% ▲ 1.49% above national avg
Rate4.17%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month CD
$0
4.07% ▲ 1.31% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 16, 2026
National Average2.76%▲ 1.31% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
6 Month CD Only
$500
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.24% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 90 days dividend.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
6-Month Share Certificate
$1,000
4.00% ▲ 1.24% above national avg
Rate3.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.24% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
6 Month Jumbo Certificate
$0
4.00% ▲ 1.24% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.24% above avg
Details

Jumbo Certificate (3, 6, 9 and 12 Months)

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
6 Month Share Certificate
$0
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
6 Month Certificate
$0
3.95% ▲ 1.19% above national avg
Rate3.91%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 1.19% above avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
6-Month Certificate
$0
3.75% ▲ 0.99% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
6 month Certificate
$1,000
3.75% ▲ 0.99% above national avg
Rate3.69%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.99% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
6 Month Certificate
$500
3.75% ▲ 0.99% above national avg
Rate3.68%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Share Certificate
$0
3.75% ▲ 0.99% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
6-MONTH CD
$500
3.70% ▲ 0.94% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

New Money Required; Offer subject to change or cancellation at any time without notice.

Arrha Credit Union
Certificate Accounts - 6 Month Premium
$50,000
3.65% ▲ 0.89% above national avg
Rate3.59%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.89% above avg
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
6 Month Regular/IRA Share Certificate
$0
3.56% ▲ 0.80% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.80% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
Share Certificate - 6 Months
$0
3.56% ▲ 0.80% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.80% above avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6-Month Relationship CD Special
$500
3.55% ▲ 0.79% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.79% above avg
Details

Special offer for Washington Trust Freedom Ultra or Freedom Plus checking account customers! Open in branch or over the phone. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties will be imposed. Fees may reduce earnings.

Arrha Credit Union
Certificate Accounts - 6 Month
$500
3.55% ▲ 0.79% above national avg
Rate3.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.79% above avg
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month Certificate
$1,000
3.55% ▲ 0.79% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.79% above avg
Details

Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
6 Month Star Relationship CD
$500
3.50% ▲ 0.74% above national avg
Rate3.39%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details

Early Withdrawal Penalties May Apply

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
6 Month CD
$1,000
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
6 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
6 Month Certificate of Deposit - Fixed Rate
$1,000
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details

Daily balance to earn APY: $1,000 - $249,999.99

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
6 Month Certificate
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.74% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
6 Month CD
$0
3.30% ▲ 0.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.54% above avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Month Certificate
$0
3.30% ▲ 0.54% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.54% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6 Month Share Certificate
$0
3.30% ▲ 0.54% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.54% above avg
Details

Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Share Certificate Special
$1,000
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.49% above avg
Details

New Money Only. $100,000 Max.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
6 Month Cert.
$0
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details

Featured Rate

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
6 Month Certificate
$0
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details

Rates are accurate as of 9/14/26. Rates may change after account opening.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
6 Month Investment Share and IRA Certificates
$0
3.25% ▲ 0.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.49% above avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month Certificate of Deposit
$500
3.00% ▲ 0.24% above national avg
Rate2.92%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.24% above avg
Details

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
6 Month CD
$0
3.00% ▲ 0.24% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.24% above avg
Details

Early Withdrawal Penalty: 90 Days Interest

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
6 Month Certificate Accounts
$0
3.00% ▲ 0.24% above national avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.24% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
6 Month Certificate
$0
2.75% ▼ 0.01% below national avg
Rate2.71%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.01% below avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month Smart Choice Liquid CD
$50,000
2.75% ▼ 0.01% below national avg
Rate2.68%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.01% below avg
Details

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6 Month Standard Share Certificate
$0
2.75% ▼ 0.01% below national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.01% below avg
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
6 Month Certificate
$0
2.53% ▼ 0.23% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.23% below avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
6 Month Certificates of Deposit (Regular and IRAs)
$0
2.50% ▼ 0.26% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.26% below avg
Details

Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
6 Month Certificate of Deposit
$1,000
2.50% ▼ 0.26% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.26% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
6 Month Certificate
$1,000
2.28% ▼ 0.48% below national avg
Rate2.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.48% below avg
Details

Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
6 Month Regular term and IRA Certificates
$2,500
2.02% ▼ 0.74% below national avg
Rate2.00%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.74% below avg
Details

Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
6 Month Time Deposit & IRA
$500
2.00% ▼ 0.76% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.76% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
182 Day / 6 Month
$0
1.76% ▼ 1.00% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.00% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
182 Day / 6 Month
$0
1.51% ▼ 1.25% below national avg
Rate1.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.25% below avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
6 Month Business Share Certificates
$500
1.25% ▼ 1.51% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.51% below avg
Details

Plainfield 12 Month CD Rates

National 12 Month CD Average2.95% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
1 Year IRA CD Special for Contributions Only
$1,000
3.40% ▲ 0.45% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.45% above avg
Details

Annual Percentage Yield (APY) accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for current year IRA contributions only of up to $8,600. IRS maximum contributions for 2026 IRAs: $7,500; $8,600 for persons age 50 or older. Please consult your tax advisor regarding the potential tax implications of an IRA. Open in branch only.

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
1-Year CD
$0
2.75% ▼ 0.20% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▼ 0.20% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 1 Year
$0
2.75% ▼ 0.20% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▼ 0.20% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
1-Year CD
$0
2.50% ▼ 0.45% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▼ 0.45% below avg
Details

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 1 Year
$0
2.50% ▼ 0.45% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▼ 0.45% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
1 Year CD
$1,000
1.00% ▼ 1.95% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▼ 1.95% below avg
Details

Annual Percentage Yield (APY) is accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

USALLIANCE
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
12 Month Certificate
$0
4.36% ▲ 1.41% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.41% above avg
Details

Special Rate

Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
12-MONTH CD SPECIAL
$1,000
4.33% ▲ 1.38% above national avg
Rate4.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.38% above avg
Details

FEATURED

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
12 Month 360 CDs
$0
4.30% ▲ 1.35% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.35% above avg
Details

Fixed APY | No minimum balance

DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
12 Month Certificate
$500
4.30% ▲ 1.35% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 1.35% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
1-Year Share Certificate
$1,000
4.10% ▲ 1.15% above national avg
Rate4.02%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.15% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Share Certificate - 1 year
$0
4.08% ▲ 1.13% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.13% above avg
Details

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
12 Month Share Certificate
$0
4.07% ▲ 1.12% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.12% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
1-year online CDs
$0
4.00% ▲ 1.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
12 Month CD
$0
4.00% ▲ 1.05% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
1 Year Certificate
$0
4.00% ▲ 1.05% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 1.05% above avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 Month Jumbo Certificate
$0
4.00% ▲ 1.05% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.05% above avg
Details

Jumbo Certificate (3, 6, 9 and 12 Months)

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 Month Jumbo IRA Certificate
$0
4.00% ▲ 1.05% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 1.05% above avg
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
12 Month IRA & Roth IRA Certificates
$0
4.00% ▲ 1.05% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
12 Month Share Certificates
$0
4.00% ▲ 1.05% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 1.05% above avg
Details

State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Share & IRA CDs - 12 Months
$0
3.82% ▲ 0.87% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.87% above avg
Details

Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
12-MONTH CD
$500
3.80% ▲ 0.85% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.85% above avg
Details

New Money Required; Offer subject to change or cancellation at any time without notice.

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
12 Month Business Share Certificates
$100,000
3.75% ▲ 0.80% above national avg
Rate3.69%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
12 Month Jumbo Share Certificate
$100,000
3.75% ▲ 0.80% above national avg
Rate3.69%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12 Month Certificate Accounts
$0
3.75% ▲ 0.80% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 Month Freestyle Certificate
$0
3.75% ▲ 0.80% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.80% above avg
Details

Freestyle Certificate

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
12 Month Individual Retirement Account (IRA) Certificate
$0
3.72% ▲ 0.77% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.77% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
12 Month Term Certificate
$0
3.72% ▲ 0.77% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 0.77% above avg
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
12 Month Regular/IRA Share Certificate
$0
3.71% ▲ 0.76% above national avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.76% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
12 Month Certificate
$0
3.65% ▲ 0.70% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.70% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
12 Month Certificate
$500
3.65% ▲ 0.70% above national avg
Rate3.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.70% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
12 Month Business Share Certificates
$500
3.60% ▲ 0.65% above national avg
Rate3.54%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.65% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
12 Month Share Certificate
$500
3.60% ▲ 0.65% above national avg
Rate3.54%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.65% above avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
1 Year Certificate
$500
3.57% ▲ 0.62% above national avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.62% above avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 1 Year
$0
3.57% ▲ 0.62% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.62% above avg
Details

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 12 Months
$1,000
3.50% ▲ 0.55% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details

Balance: Quarterly Post or Interest Checks

Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Share Certificate Special
$1,000
3.50% ▲ 0.55% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.55% above avg
Details

New Money Only. $100,000 Max.

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
12 Month Certificate
$500
3.50% ▲ 0.55% above national avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.55% above avg
Details

Arrha Credit Union
Certificate Accounts - 12 Month Premium
$50,000
3.45% ▲ 0.50% above national avg
Rate3.40%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.50% above avg
Details

Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
12 Month Regular term and IRA Certificates
$2,500
3.41% ▲ 0.46% above national avg
Rate3.35%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.46% above avg
Details

Arrha Credit Union
Certificate Accounts - 12 Month
$500
3.35% ▲ 0.40% above national avg
Rate3.30%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.40% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
12 Month Share Certificate
$0
3.30% ▲ 0.35% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.95%▲ 0.35% above avg
Details

Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
1 Year Star Relationship CD
$500
3.27% ▲ 0.32% above national avg
Rate3.17%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.32% above avg
Details

Early Withdrawal Penalties May Apply

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
12 Month Certificate
$500
3.25% ▲ 0.30% above national avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details

Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Flex SC Account
$5,000
3.25% ▲ 0.30% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details

Make unlimited deposits. 1 Penalty Free Withdrawal. Max $100,000. New money required.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
12 month Certificate
$1,000
3.25% ▲ 0.30% above national avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.30% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
12 Month IRA Certificate
$0
3.25% ▲ 0.30% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.30% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
12 Month Regular Certificate
$0
3.25% ▲ 0.30% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.30% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
1 Year IRA CD
$0
3.15% ▲ 0.20% above national avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.20% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
12 Month CD
$1,000
3.10% ▲ 0.15% above national avg
Rate3.05%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.15% above avg
Details

Plainfield 18 Month CD Rates

National 18 Month CD Average2.81% APY▼ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
18-Month CD
$0
2.50% ▼ 0.31% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.31% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 18 Month
$0
2.50% ▼ 0.31% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.31% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
18-Month CD
$0
2.25% ▼ 0.56% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.56% below avg
Details

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 18 Month
$0
2.25% ▼ 0.56% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.56% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
18 Month Bump-Up CD
$1,000
2.00% ▼ 0.81% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.81% below avg
Details

Annual Percentage Yield (APY) is accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. At the account holder's request, the interest rate and APY may be increased one time during the 18-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date.

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
Bump-Up CDs - 18 months
$1,000
2.00% ▼ 0.81% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.81% below avg
Details

At the account holder's request, the interest rate and APY may be increased one time during the 18-month term or two times during the 42-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
18 Month 360 CDs
$0
4.30% ▲ 1.49% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.49% above avg
Details

Fixed APY | No minimum balance

Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
18 Month Certificate of Deposit
$1,000
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 1.19% above avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month Certificate of Deposit
$500
4.00% ▲ 1.19% above national avg
Rate3.87%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
18-Month CD
$500
4.00% ▲ 1.19% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 1.19% above avg
Details

Requires having a Newtown Savings Bank checking account (3.75% APY without checking)*. Limited time in-branch offer!

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18 MONTH SELECT Certificate of Deposit
$1,000
3.85% ▲ 1.04% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.04% above avg
Details

Requires a qualifying checking account.

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18-Month M&T Select CD
$0
3.85% ▲ 1.04% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 1.04% above avg
Details

Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
18 Month Time Deposit & IRA
$500
3.80% ▲ 0.99% above national avg
Rate3.74%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.99% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 Month Individual Retirement Account (IRA) Certificate
$0
3.77% ▲ 0.96% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.96% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 Month Term Certificate
$0
3.77% ▲ 0.96% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▲ 0.96% above avg
Details

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
18 Month CD
$0
3.75% ▲ 0.94% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.94% above avg
Details

Early Withdrawal Penalty: 180 Days Interest

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
18-Month CD
$500
3.75% ▲ 0.94% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.94% above avg
Details

Limited time in-branch offer!

Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Share Certificate Special
$5,000
3.75% ▲ 0.94% above national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.94% above avg
Details

New money only. $5,000 min/$100,000 max.

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
18 Month Share Certificate
$0
3.75% ▲ 0.94% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.94% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month No Penalty CD
$1,000
3.65% ▲ 0.84% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.84% above avg
Details

Must be opened in branch. Principal may be withdrawn without penalty during the first six calendar days after the initial deposit. After such period, a withdrawal of the entire balance may be made without penalty. You cannot make a partial withdrawal from this account.

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month No Penalty Certificate
$0
3.65% ▲ 0.84% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.84% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
18 Month CD
$0
3.60% ▲ 0.79% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.79% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
18 Month Business Share Certificates
$500
3.60% ▲ 0.79% above national avg
Rate3.54%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.79% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
18 Month Share Certificate
$500
3.60% ▲ 0.79% above national avg
Rate3.54%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.79% above avg
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
18 Month Regular/IRA Share Certificate
$0
3.45% ▲ 0.64% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▲ 0.64% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
18 Month CD
$1,000
3.40% ▲ 0.59% above national avg
Rate3.34%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.59% above avg
Details

Arrha Credit Union
Certificate Accounts - 18 Month Premium
$50,000
3.35% ▲ 0.54% above national avg
Rate3.30%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.54% above avg
Details

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
18 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.30% ▲ 0.49% above national avg
Rate3.26%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.49% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
18 Month Certificate of Deposit - Fixed Rate
$1,000
3.30% ▲ 0.49% above national avg
Rate3.26%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.49% above avg
Details

Daily balance to earn APY: $1,000 - $249,999.99

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month IRA
$500
3.30% ▲ 0.49% above national avg
Rate3.25%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.49% above avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
18-Month Certificate
$0
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.81%▲ 0.44% above avg
Details

Arrha Credit Union
Certificate Accounts - 18 Month
$500
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.44% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month Certificate
$500
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.44% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month IRA Certificate
$0
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.44% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month Regular Certificate
$0
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.44% above avg
Details

Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
18 Month Special-NEW MONEY ONLY
$1,000
3.25% ▲ 0.44% above national avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.44% above avg
Details

NEW MONEY ONLY

Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
18 Month Regular term and IRA Certificates
$2,500
3.05% ▲ 0.24% above national avg
Rate3.00%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.24% above avg
Details

Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
18 Month Term Share Certificates
$0
3.04% ▲ 0.23% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▲ 0.23% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
18 Month Share Certificate
$0
3.04% ▲ 0.23% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▲ 0.23% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
18 Month Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.19% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.19% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month IRA CD
$0
3.00% ▲ 0.19% above national avg
Rate2.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▲ 0.19% above avg
Details

Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
18 Month Star Relationship CD
$500
2.76% ▼ 0.05% below national avg
Rate2.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▼ 0.05% below avg
Details

Early Withdrawal Penalties May Apply

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month Certificate
$0
2.75% ▼ 0.06% below national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▼ 0.06% below avg
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
18 Month Certificate Accounts
$0
2.75% ▼ 0.06% below national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 0.06% below avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month Certificate
$0
2.60% ▼ 0.21% below national avg
Rate2.57%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.81%▼ 0.21% below avg
Details

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
18 Month Business Certificate of Deposit - Variable Rate
$25
2.50% ▼ 0.31% below national avg
Rate2.48%
Min Deposit$25
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▼ 0.31% below avg
Details

Variable Rate - deposits allowed during term

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
18 Month Certificate of Deposit - Variable Rate
$25
2.50% ▼ 0.31% below national avg
Rate2.48%
Min Deposit$25
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.81%▼ 0.31% below avg
Details

Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
18 Month Standard Share Certificate
$0
2.50% ▼ 0.31% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.81%▼ 0.31% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
18 Month Certificate
$0
2.02% ▼ 0.79% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.81%▼ 0.79% below avg
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
1.5 Year Certificate
$0
2.02% ▼ 0.79% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.81%▼ 0.79% below avg
Details

Plainfield 24 Month CD Rates

National 24 Month CD Average2.83% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
2-Year CD
$0
2.75% ▼ 0.08% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.08% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 2 Year
$0
2.75% ▼ 0.08% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.08% below avg
Details

Premium APY

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
2 Years IRA CD Special for Contributions Only
$1,000
2.50% ▼ 0.33% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.33% below avg
Details

Annual Percentage Yield (APY) accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for current year IRA contributions only of up to $8,600. IRS maximum contributions for 2026 IRAs: $7,500; $8,600 for persons age 50 or older. Please consult your tax advisor regarding the potential tax implications of an IRA. Open in branch only.

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
2-Year CD
$0
2.50% ▼ 0.33% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.33% below avg
Details

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 2 Year
$0
2.50% ▼ 0.33% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.33% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
2 Year CD
$1,000
1.25% ▼ 1.58% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 1.58% below avg
Details

Annual Percentage Yield (APY) is accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
24 Month 360 CDs
$0
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.47% above avg
Details

Fixed APY | No minimum balance

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1 - 2 Year Choose Your Term CD
$500
4.00% ▲ 1.17% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

Looking for a longer term? Choose a term that works for you, from 1-2 years. Open in branch or on the phone. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. Maximum deposit amount is $5 million. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties will be imposed. Fees may reduce earnings.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
24 month IRA Certificate
$0
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 1.17% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
2-Year Share Certificate
$1,000
3.93% ▲ 1.10% above national avg
Rate3.85%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.10% above avg
Details

Penalty for early withdrawal: 6 Months Dividends

State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Share & IRA CDs - 24 Months
$0
3.92% ▲ 1.09% above national avg
Rate3.85%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.09% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
24 Month Individual Retirement Account (IRA) Certificate
$0
3.77% ▲ 0.94% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.94% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
24 Month Term Certificate
$0
3.77% ▲ 0.94% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.94% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
24 Month Business Share Certificates
$500
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.92% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
24 Month Share Certificate
$500
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.92% above avg
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
24 Month IRA & Roth IRA Certificates
$0
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
24 Month Share Certificates
$0
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
24 Month Share Certificate
$0
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
24-MONTH CD
$2,500
3.70% ▲ 0.87% above national avg
Rate
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.87% above avg
Details

New Money Required; Offer subject to change or cancellation at any time without notice.

Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
24 Month Term Share Certificates
$0
3.56% ▲ 0.73% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.73% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
24 Month CD
$0
3.50% ▲ 0.67% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.67% above avg
Details

Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
2 Year Time Deposit & IRA
$500
3.50% ▲ 0.67% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 Month CD
$1,000
3.50% ▲ 0.67% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
2 Year Certificate
$0
3.50% ▲ 0.67% above national avg
Rate3.46%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.67% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
IRA Certificates 24 months
$0
3.50% ▲ 0.67% above national avg
Rate3.46%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.67% above avg
Details

NCUA-insured: Yes

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
24 Month Regular/IRA Share Certificate
$0
3.45% ▲ 0.62% above national avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.62% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
12 & 24 month terms
$25
3.40% ▲ 0.57% above national avg
Rate
Min Deposit$25
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.57% above avg
Details

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
24 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.35% ▲ 0.52% above national avg
Rate3.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.52% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
24 Month Certificate of Deposit - Fixed Rate
$1,000
3.35% ▲ 0.52% above national avg
Rate3.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.52% above avg
Details

Daily balance to earn APY: $1,000 - $249,999.99

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
24 Month IRA Certificate
$0
3.35% ▲ 0.52% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.52% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
24 Month Regular Certificate
$0
3.35% ▲ 0.52% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.52% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
12 & 24 month terms
$25
3.30% ▲ 0.47% above national avg
Rate
Min Deposit$25
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.47% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
24 Month Certificate
$500
3.25% ▲ 0.42% above national avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.42% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
24 Month Regular term and IRA Certificates
$2,500
3.05% ▲ 0.22% above national avg
Rate3.00%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.22% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
24 Month Share Certificate
$0
3.04% ▲ 0.21% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.21% above avg
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Share Certificate - 2 year
$0
3.03% ▲ 0.20% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.20% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
2 Year Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.17% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2 1/2 Year IRA CD
$0
3.00% ▲ 0.17% above national avg
Rate2.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.17% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
24 Month Certificate
$0
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.17% above avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2 Year Certificate of Deposit
$500
3.00% ▲ 0.17% above national avg
Rate2.92%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.17% above avg
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
24 Month Certificate
$1,000
2.78% ▼ 0.05% below national avg
Rate2.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.05% below avg
Details

Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
2 Year Star Relationship CD
$500
2.76% ▼ 0.07% below national avg
Rate2.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.07% below avg
Details

Early Withdrawal Penalties May Apply

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
24 Month Certificate
$0
2.70% ▼ 0.13% below national avg
Rate2.67%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.13% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 1/2 Year Certificate
$500
2.54% ▼ 0.29% below national avg
Rate2.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.29% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 2 1/2 Year
$0
2.54% ▼ 0.29% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.29% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
1 1/2 Year Certificate
$500
2.53% ▼ 0.30% below national avg
Rate2.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.30% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Year Certificate
$500
2.53% ▼ 0.30% below national avg
Rate2.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.30% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 1 1/2 Year
$0
2.53% ▼ 0.30% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.30% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 2 Year
$0
2.53% ▼ 0.30% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.30% below avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
24 Month Investment Share and IRA Certificates
$0
2.50% ▼ 0.33% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.33% below avg
Details

Plainfield 36 Month CD Rates

National 36 Month CD Average2.75% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
3-Year CD
$0
2.50% ▼ 0.25% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.25% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 3 Year
$0
2.50% ▼ 0.25% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.25% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
3-Year CD
$0
2.25% ▼ 0.50% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.50% below avg
Details

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 3 Year
$0
2.25% ▼ 0.50% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.50% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
3 Year CD
$1,000
1.25% ▼ 1.50% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.50% below avg
Details

Annual Percentage Yield (APY) is accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
36 Month 360 CDs
$0
4.30% ▲ 1.55% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.55% above avg
Details

Fixed APY | No minimum balance

State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Share & IRA CDs - 36 Months
$0
4.02% ▲ 1.27% above national avg
Rate3.95%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.27% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
36 Month Business Share Certificates
$500
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
36 Month Share Certificate
$500
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 1.25% above avg
Details

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
3-Year CD
$500
4.00% ▲ 1.25% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.25% above avg
Details

Requires having a Newtown Savings Bank checking account (3.75% APY without checking)*. Limited time in-branch offer!

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
3-Year Share Certificate
$1,000
3.98% ▲ 1.23% above national avg
Rate3.90%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.23% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
36 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 1.07% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.07% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
36 Month Term Certificate
$0
3.82% ▲ 1.07% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.07% above avg
Details

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
3 Year CD
$0
3.75% ▲ 1.00% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.00% above avg
Details

Early Withdrawal Penalty: 365 Days Interest

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
3-Year CD
$500
3.75% ▲ 1.00% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 1.00% above avg
Details

Limited time in-branch offer!

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
36 Month IRA & Roth IRA Certificates
$0
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
36 Month Share Certificates
$0
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
36 Month Share Certificate
$0
3.75% ▲ 1.00% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.00% above avg
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
36 Month Regular/IRA Share Certificate
$0
3.56% ▲ 0.81% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.81% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
36 Month CD
$0
3.50% ▲ 0.75% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.75%▲ 0.75% above avg
Details

Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
3 Year Time Deposit & IRA
$500
3.50% ▲ 0.75% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.75% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 Month CD
$1,000
3.50% ▲ 0.75% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.75% above avg
Details

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
36 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.40% ▲ 0.65% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.65% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
36 Month Certificate of Deposit - Fixed Rate
$1,000
3.40% ▲ 0.65% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.65% above avg
Details

Daily balance to earn APY: $1,000 - $249,999.99

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
36 Month IRA Certificate
$0
3.35% ▲ 0.60% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.60% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
36 Month Regular Certificate
$0
3.35% ▲ 0.60% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.60% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
36 Month Certificate
$0
3.25% ▲ 0.50% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.50% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.34%
3 Year Certificate
$0
3.25% ▲ 0.50% above national avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.50% above avg
Details

Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
36 Month Regular term and IRA Certificates
$2,500
3.20% ▲ 0.45% above national avg
Rate3.15%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.45% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
36 Month IRA
$500
3.05% ▲ 0.30% above national avg
Rate3.00%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.30% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3 Year Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.25% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▲ 0.25% above avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Year Certificate of Deposit
$500
3.00% ▲ 0.25% above national avg
Rate2.92%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.25% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
36 Month Certificate
$500
3.00% ▲ 0.25% above national avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.25% above avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Month Certificate
$0
2.85% ▲ 0.10% above national avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▲ 0.10% above avg
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
3 Year Certificate
$0
2.78% ▲ 0.03% above national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.03% above avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3 Year Certificate
$500
2.54% ▼ 0.21% below national avg
Rate2.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▼ 0.21% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 3 Year
$0
2.54% ▼ 0.21% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▼ 0.21% below avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
Share Certificate - 36 Months
$0
2.53% ▼ 0.22% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.22% below avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
36 Month Share Certificate
$0
2.53% ▼ 0.22% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.22% below avg
Details

Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
3 Year Star Relationship CD
$500
2.50% ▼ 0.25% below national avg
Rate2.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.75%▼ 0.25% below avg
Details

Early Withdrawal Penalties May Apply

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 36 Months
$1,000
2.50% ▼ 0.25% below national avg
Rate2.47%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 0.25% below avg
Details

Balance: Quarterly Post or Interest Checks

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Share Certificate - 3 year
$0
2.43% ▼ 0.32% below national avg
Rate2.40%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.32% below avg
Details

Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
36 Month Certificate of Deposit
$1,000
2.40% ▼ 0.35% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.35% below avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
36 month IRA Certificate
$0
2.30% ▼ 0.45% below national avg
Rate2.28%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 0.45% below avg
Details

FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
36 Month Certificate
$500
2.25% ▼ 0.50% below national avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 0.50% below avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
36 month Certificate
$1,000
2.25% ▼ 0.50% below national avg
Rate2.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.75%▼ 0.50% below avg
Details

Polam Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.35%
36 Month IRA Certificate of Deposit
$0
2.25% ▼ 0.50% below national avg
Rate2.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▼ 0.50% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Year Certificate
$0
2.02% ▼ 0.73% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.73% below avg
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
36 Month Certificate Accounts
$0
2.00% ▼ 0.75% below national avg
Rate1.99%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▼ 0.75% below avg
Details

Polam Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.35%
36 Month Certificate of Deposit (CD)
$5,000
2.00% ▼ 0.75% below national avg
Rate
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.75%▼ 0.75% below avg
Details

Plainfield 48 Month CD Rates

National 48 Month CD Average2.76% APY▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
4-Year CD
$0
2.50% ▼ 0.26% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.26% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 4 Year
$0
2.50% ▼ 0.26% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.26% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
4-Year CD
$0
2.25% ▼ 0.51% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.51% below avg
Details

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 4 Year
$0
2.25% ▼ 0.51% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.51% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
4 Year CD
$1,000
1.50% ▼ 1.26% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.26% below avg
Details

Annual Percentage Yield (APY) is accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
48 Month 360 CDs
$0
4.30% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.54% above avg
Details

Fixed APY | No minimum balance

State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Share & IRA CDs - 48 Months
$0
4.18% ▲ 1.42% above national avg
Rate4.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.42% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
4-Year Share Certificate
$1,000
4.03% ▲ 1.27% above national avg
Rate3.95%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.27% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
48 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
48 Month Term Certificate
$0
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.06% above avg
Details

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
48 Month Share Certificate
$0
3.75% ▲ 0.99% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
48 Month CD
$0
3.50% ▲ 0.74% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.74% above avg
Details

Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
4 Year Time Deposit & IRA
$500
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 Month CD
$1,000
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.74% above avg
Details

Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
4 Year CD
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.74% above avg
Details

Early Withdrawal Penalty: 365 Days Interest

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
48 Month IRA & Roth IRA Certificates
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
48 Month Share Certificates
$0
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
48 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.45% ▲ 0.69% above national avg
Rate3.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.69% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
48 Month Certificate of Deposit - Fixed Rate
$1,000
3.45% ▲ 0.69% above national avg
Rate3.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.69% above avg
Details

Daily balance to earn APY: $1,000 - $249,999.99

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
48 Month IRA Certificate
$0
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.59% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
48 Month Regular Certificate
$0
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.59% above avg
Details

Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
48 Month Regular term and IRA Certificates
$2,500
3.30% ▲ 0.54% above national avg
Rate3.25%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.54% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
4 Year Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.24% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.24% above avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
48 Month Certificate
$0
2.95% ▲ 0.19% above national avg
Rate2.91%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.19% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
Share Certificate - 48 Months
$0
2.79% ▲ 0.03% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.03% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
48 Month Share Certificate
$0
2.78% ▲ 0.02% above national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.02% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
48 Month Certificate
$500
2.75% ▼ 0.01% below national avg
Rate2.72%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.01% below avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Share Certificate - 4 year
$0
2.63% ▼ 0.13% below national avg
Rate2.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.13% below avg
Details

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 48 Months
$1,000
2.55% ▼ 0.21% below national avg
Rate2.52%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.21% below avg
Details

Balance: Quarterly Post or Interest Checks

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
48 month IRA Certificate
$0
2.55% ▼ 0.21% below national avg
Rate2.52%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.21% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4 Year Certificate
$500
2.54% ▼ 0.22% below national avg
Rate2.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.22% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 4 Year
$0
2.54% ▼ 0.22% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.22% below avg
Details

Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
4 Year Star Relationship CD
$500
2.50% ▼ 0.26% below national avg
Rate2.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 0.26% below avg
Details

Early Withdrawal Penalties May Apply

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
4 Year Certificate of Deposit
$500
2.50% ▼ 0.26% below national avg
Rate2.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.26% below avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
48 month Certificate
$1,000
2.50% ▼ 0.26% below national avg
Rate2.47%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 0.26% below avg
Details

Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
48 Month Certificate of Deposit
$1,000
2.35% ▼ 0.41% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.41% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
2.02% ▼ 0.74% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 0.74% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month IRA Certificate
$0
2.00% ▼ 0.76% below national avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.76% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month Share Certificates
$0
2.00% ▼ 0.76% below national avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.76% below avg
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
48 Month Certificate Accounts
$0
1.90% ▼ 0.86% below national avg
Rate1.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 0.86% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
1.76% ▼ 1.00% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.00% below avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
4 Year Certificate
$0
1.65% ▼ 1.11% below national avg
Rate1.63%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.11% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
1.00% ▼ 1.76% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.76%▼ 1.76% below avg
Details

Arrha Credit Union
Certificate Accounts - 48 Month Premium
$50,000
0.95% ▼ 1.81% below national avg
Rate0.95%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 1.81% below avg
Details

Arrha Credit Union
Certificate Accounts - 48 Month
$500
0.85% ▼ 1.91% below national avg
Rate0.85%
Min Deposit$500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 1.91% below avg
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
4 Year Certificate
$0
0.70% ▼ 2.06% below national avg
Rate0.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.76%▼ 2.06% below avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48-Month Certificate
$0
0.60% ▼ 2.16% below national avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.16% below avg
Details

Union Savings Bank (CT)
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
48 Month Certificate
$0
0.55% ▼ 2.21% below national avg
Rate0.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.21% below avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
48 Month Certificate
$0
0.50% ▼ 2.26% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.76%▼ 2.26% below avg
Details

Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 month IRA
$0
0.50% ▼ 2.26% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 2.26% below avg
Details

Plainfield 60 Month CD Rates

National 60 Month CD Average2.83% APY▼ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
5-Year CD
$0
2.50% ▼ 0.33% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.33% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 5 Year
$0
2.50% ▼ 0.33% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.33% below avg
Details

Premium APY

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
5-Year CD
$0
2.25% ▼ 0.58% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.58% below avg
Details

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
IRA Certificate - 5 Year
$0
2.25% ▼ 0.58% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.58% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
48 Norwich Rd, Plainfield, CT 06374
5 Year CD
$1,000
2.00% ▼ 0.83% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.83% below avg
Details

Annual Percentage Yield (APY) is accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
11 Pratt Rd, Plainfield, CT 06374
5-Year Burial Certificate
$0
0.49% ▼ 2.34% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 2.34% below avg
Details

State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Share & IRA CDs - 60 Months
$0
4.34% ▲ 1.51% above national avg
Rate4.25%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.51% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
60 Month 360 CDs
$0
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.47% above avg
Details

Fixed APY | No minimum balance

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
5-Year Share Certificate
$1,000
4.08% ▲ 1.25% above national avg
Rate4.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 1.25% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
60 Month Business Share Certificates
$500
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
60 Month Share Certificate
$500
4.00% ▲ 1.17% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 1.17% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
60 Month Individual Retirement Account (IRA) Certificate
$0
3.82% ▲ 0.99% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.99% above avg
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
60 Month Term Certificate
$0
3.82% ▲ 0.99% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▲ 0.99% above avg
Details

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
60 Month Share Certificate
$0
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.92% above avg
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
60 Month Regular/IRA Share Certificate
$0
3.61% ▲ 0.78% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.78% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
5-year online CDs
$0
3.60% ▲ 0.77% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.77% above avg
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
60 Month CD
$0
3.60% ▲ 0.77% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▲ 0.77% above avg
Details

Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
5 Year Time Deposit & IRA
$500
3.50% ▲ 0.67% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 Month CD
$1,000
3.50% ▲ 0.67% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
60 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.50% ▲ 0.67% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
60 Month Certificate of Deposit - Fixed Rate
$1,000
3.50% ▲ 0.67% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.67% above avg
Details

Daily balance to earn APY: $1,000 - $249,999.99

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
60 Month IRA & Roth IRA Certificates
$0
3.50% ▲ 0.67% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details

Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
60 Month Share Certificates
$0
3.50% ▲ 0.67% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.67% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
60 Month IRA Certificate
$0
3.35% ▲ 0.52% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.52% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
60 Month Regular Certificate
$0
3.35% ▲ 0.52% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.52% above avg
Details

Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
60 Month Regular term and IRA Certificates
$2,500
3.30% ▲ 0.47% above national avg
Rate3.25%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.47% above avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificate
$0
3.05% ▲ 0.22% above national avg
Rate3.01%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.22% above avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
60 month IRA Certificate
$0
3.05% ▲ 0.22% above national avg
Rate3.01%
Min Deposit$0
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.22% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
Share Certificate - 60 Months
$0
3.05% ▲ 0.22% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.22% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
5 Year Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▲ 0.17% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
60 Month Certificate
$500
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.17% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
60 month Certificate
$1,000
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▲ 0.17% above avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month IRA Certificate
$0
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.17% above avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month Share Certificates
$0
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▲ 0.17% above avg
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Share Certificate - 5 year
$0
2.84% ▲ 0.01% above national avg
Rate2.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▲ 0.01% above avg
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
2.5 Year Certificate
$0
2.78% ▼ 0.05% below national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.05% below avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
60 Month Share Certificate
$0
2.78% ▼ 0.05% below national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 22, 2026
National Average2.83%▼ 0.05% below avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
5 Year Certificate
$0
2.75% ▼ 0.08% below national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 0.08% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
5 Year Certificate
$500
2.54% ▼ 0.29% below national avg
Rate2.50%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.29% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 5 Year
$0
2.54% ▼ 0.29% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.29% below avg
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
5 Year Certificate
$0
2.53% ▼ 0.30% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.30% below avg
Details

Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
5 Year Star Relationship CD
$500
2.50% ▼ 0.33% below national avg
Rate2.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 19, 2026
National Average2.83%▼ 0.33% below avg
Details

Early Withdrawal Penalties May Apply

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5 Year Certificate of Deposit
$500
2.50% ▼ 0.33% below national avg
Rate2.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 0.33% below avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
60 Month Investment Share and IRA Certificates
$0
2.50% ▼ 0.33% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 0.33% below avg
Details

Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
60 Month Certificate of Deposit
$1,000
2.25% ▼ 0.58% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.58% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
5 Year Certificate
$0
2.02% ▼ 0.81% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 0.81% below avg
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
60 Month Certificate Accounts
$0
1.80% ▼ 1.03% below national avg
Rate1.79%
Min Deposit$0
Min Balance
Verified and UpdatedSep 21, 2026
National Average2.83%▼ 1.03% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
5 Year Certificate
$0
1.76% ▼ 1.07% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.83%▼ 1.07% below avg
Details

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 60 Months
$1,000
1.70% ▼ 1.13% below national avg
Rate1.69%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 20, 2026
National Average2.83%▼ 1.13% below avg
Details

Balance: Quarterly Post or Interest Checks

TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5 Year CD
$250
1.00% ▼ 1.83% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedSep 18, 2026
National Average2.83%▼ 1.83% below avg
Details

Relationship APY

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Plainfield, Connecticut Institutions

Highest verified APYs available today, updated September 22, 2026

B Top 5 Bank Rates
Jewett City Savings Bank
1 Year IRA CD Special for Contributions Only
A+ 5.0 ★ TX: 5.94%
Min: $1,000
3.40%
Centreville Bank
3-Month CD
A 5.0 ★ TX: 10.15%
Min: $0
3.00%
USALLIANCE
12 Month Certificate
A 5.0 ★ TX: 7.14%
Min: $0
4.36%
Capital One Bank
12 Month 360 CDs
A 5.0 ★ TX: 7.01%
Min: $0
4.30%
DR Bank
12 Month Certificate
A+ 5.0 ★ TX: 1.17%
Min: $500
4.30%
CU Top 5 Credit Union Rates
State Police Credit Union
Share & IRA CDs - 60 Months
A+ 5.0 ★ TX: 0.06%
Min: $0
4.34%
Finex Credit Union
12-MONTH CD SPECIAL
A 5.0 ★ TX: 9.34%
Min: $1,000
4.33%
Northwest Hills Credit Union
6 Month Share Certificate Special
A+ 5.0 ★ TX: 0.51%
Min: $0
4.25%
SUMA Federal Credit Union
1-Year Share Certificate
A 5.0 ★ TX: 8.41%
Min: $1,000
4.10%
New Haven County Credit Union
Share Certificate - 1 year
A+ 5.0 ★ TX: 1.61%
Min: $0
4.08%
Rates verified September 22, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Plainfield, CT CD Rate Trends

Compare local Plainfield, CT CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Connecticut CD Trends
12-Month CD CT Avg
2.945%
▲ 0.004 vs 7 days ago

Connecticut 12-month CD rates rose 0.004 points over the past 7 days to 2.945% APY.

6-Month CD CT Avg
2.760%
Unchanged vs 7 days ago

Connecticut 6-month CD rates currently average 2.760% APY based on data from institutions in our monitoring network.

As of Sep 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

CT CD Rate Forecast, Next 12 Months

Where are Connecticut CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

CT 12-Month Avg APY
2.945%
6-Month Forecast
2.945%
Range: 2.75% – 3.10%
12-Month Forecast
3.195%
Range: 3.00% – 3.35%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Connecticut average 12-month CD APY in our database.

Spread model: The Connecticut 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at CT CD Rates Today

Annual interest earnings at today’s Connecticut average APYs. State average used where available; national average as fallback.

CD Term CT Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.055% $102.77 $205.54 $513.85 $1,027.70
6-Month CD 2.760% $137.99 $275.97 $689.93 $1,379.85
12-Month CD 2.945% $147.27 $294.54 $736.35 $1,472.70
18-Month CD 2.813% $140.67 $281.33 $703.32 $1,406.65
24-Month CD 2.833% $141.64 $283.27 $708.18 $1,416.35
36-Month CD 2.754% $137.68 $275.36 $688.40 $1,376.80
48-Month CD 2.759% $137.97 $275.93 $689.82 $1,379.65
60-Month CD 2.834% $141.70 $283.39 $708.48 $1,416.95
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 22, 2026.

Sample CD Ladder for Plainfield, Connecticut Savers

$25,000 split equally across 5 terms using today’s Connecticut average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit CT Avg APY Annual Earnings
1 3-Month CD $5,000 2.055% $102.77
2 6-Month CD $5,000 2.760% $137.99
3 12-Month CD $5,000 2.945% $147.27
4 24-Month CD $5,000 2.833% $141.64
5 36-Month CD $5,000 2.754% $137.68
Total ($25,000 invested) $25,000 2.669% blended $667.35/yr

Ladder example uses equal $5,000 rungs and Connecticut average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

591
CD Rates
Tracked in Plainfield, Connecticut
28 Banks 36 Credit Unions

About Our Plainfield, Connecticut CD Rate Database

MonitorBankRates tracks 591 CD rates from 28 banks and 36 credit unions with locations in Plainfield, Connecticut, plus national online institutions available to Connecticut residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Jewett City Savings Bank offers a CD at 3.40% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Plainfield, Connecticut.

How to Find the Best CD Rates in Plainfield, Connecticut

What to compare when shopping for a CD in Plainfield, Connecticut

To find the best APYs in Plainfield, Connecticut, start with credit unions and online-only banks: Plainfield, Connecticut has 36 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Plainfield, Connecticut

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Plainfield, Connecticut: 64 institutions here report CD rates

Consider an Alternative If…

Plainfield, Connecticut Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
17.2%
National avg: 17.3%
Median Individual Earnings
$33,056
National avg: $47,340
Poverty Rate
18.7%
National avg: 11.1%
Unemployment Rate
7.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$97/yr
At CT 12-mo avg 2.945% APY

17.2% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 7.2% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s CT 12-month CD average of 2.945%, saving 10% of the local median salary ($3,305/year) and putting it in a CD would earn an additional $97 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Plainfield, Connecticut

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Plainfield, Connecticut

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Plainfield, Connecticut typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Plainfield, Connecticut as everywhere in the U.S.

Choosing a CD Term in Plainfield, Connecticut

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Plainfield, Connecticut savers easier access to their funds. For example, Centreville Bank is offering its 6-Month CD at 2.75% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Centreville Bank is offering its 5-Year CD at 2.50% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Plainfield, Connecticut Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Plainfield, Connecticut saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Plainfield, Connecticut

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Plainfield, Connecticut CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Plainfield, Connecticut

Most CDs carry a fixed rate that is locked for the entire term, protecting a Plainfield, Connecticut depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Plainfield, Connecticut

Are CD rates in Plainfield, Connecticut FDIC insured?

Yes, most established banks in Plainfield, Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Plainfield, Connecticut?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Plainfield, Connecticut.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Plainfield, Connecticut may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Plainfield, Connecticut?

Here are recent top rates found for this area:
  • Jewett City Savings Bank: 3.40% APY (1 Year IRA CD Special for Contributions Only)
  • Centreville Bank: 3.00% APY (3-Month CD)
  • USALLIANCE: 4.36% APY (12 Month Certificate)
  • State Police Credit Union: 4.34% APY (Share & IRA CDs - 60 Months)
  • Finex Credit Union: 4.33% APY (12-MONTH CD SPECIAL)
  • Capital One Bank: 4.30% APY (12 Month 360 CDs)
  • DR Bank: 4.30% APY (12 Month Certificate)
  • Northwest Hills Credit Union: 4.25% APY (6 Month Share Certificate Special)
  • SUMA Federal Credit Union: 4.10% APY (1-Year Share Certificate)
  • New Haven County Credit Union: 4.08% APY (Share Certificate - 1 year)
Rates reflect recent verified offers available in Plainfield, Connecticut. Last Updated: September 22, 2026

Plainfield, Connecticut CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Plainfield, Connecticut rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Plainfield, Connecticut CD Rates by Term

Verified September 22, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Plainfield, Connecticut. Averages shown use the Connecticut state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Plainfield, Connecticut CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Plainfield, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Plainfield, Connecticut. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 22, 2026

Plainfield, Connecticut Rates & Resources